Best Personal Loan Rates in Cleveland, Ohio (OH) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Cleveland, Ohio include: Noteworthy Federal Credit UnionNoteworthy Federal Credit Union1900 Superior Ave Ste 126, Cleveland, OH, 44114 2128B-4.3 ★Texas Ratio: 23.16% offering Musical Instrument Loan at 5.25% APR, Ukrainian Federal Credit UnionUkrainian Federal Credit Union5602 State Rd, Cleveland, OH, 44134A5.0 ★Texas Ratio: 10.45% offering Personal Loan at 7.99% APR, Ohio Teamsters Credit UnionOhio Teamsters Credit Union1900 Superior Ave E STE 126, Cleveland, OH, 44114 2128A+5.0 ★Texas Ratio: 0.47% offering Unsecured Loan at 8.00% APR, Century Federal Credit UnionCentury Federal Credit Union21000 Brookpark Rd, Cleveland, OH, 44135 3127A+5.0 ★Texas Ratio: 4.21% offering Signature/Personal Loan at 8.74% APR, and Ohio Educational Credit UnionOhio Educational Credit Union2921 Community College Ave, Cleveland, OH, 44115A+5.0 ★Texas Ratio: 0.95% offering Personal Term Loan at 9.20% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Cleveland has 14 local institutions in our database, with personal loan rates as low as 5.25% APR from Noteworthy Federal Credit Union at 1900 Superior Ave Ste 126, Cleveland, OH, 44114 2128. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cleveland, Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cleveland, Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
As Low As
As Low As
As Low As
As Low As; up to $35,000
No additional details available.
Credit Score: 730 +
As Low As
Credit Score: 680 - 729 +
Credit Score: 730 +
As Low As; *Rates based on credit history, number of years the loan is financed and the amount financed. Higher rate may be offered upon approval. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800.621.4644 for details and current rates as they are subject to change at any time and without notice. **APR = Annual Percentage Rate. Signature loan APR based on $10,000 financed for 48 months, with qualifying credit, including loan processing fee of $75. Share secured loan APR based on $5,000 financed for 48 months with qualifying credit, including loan processing fee of $75. Emergency loan APR based on $2,000 financed for 12 months with qualifying credit, including loan processing fee of $75. Other terms & conditions may apply.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
Credit Score: 680 - 729 +
Credit Score: 730 +
Credit Score: 679 - 660 +
No additional details available.
Credit Score: 680 - 729 +
Credit Score: 679 - 660 +
Credit Score: 679 - 660 +
No additional details available.
Credit Score: 640 - 659 +
Credit Score: 640 - 659 +
Credit Score: 640 - 659 +
No additional details available.
No additional details available.
Credit Score: 600 - 639 +
No additional details available.
As Low As; *Rates based on credit history, number of years the loan is financed and the amount financed. Higher rate may be offered upon approval. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800.621.4644 for details and current rates as they are subject to change at any time and without notice. **APR = Annual Percentage Rate. Signature loan APR based on $10,000 financed for 48 months, with qualifying credit, including loan processing fee of $75. Share secured loan APR based on $5,000 financed for 48 months with qualifying credit, including loan processing fee of $75. Emergency loan APR based on $2,000 financed for 12 months with qualifying credit, including loan processing fee of $75. Other terms & conditions may apply.
No additional details available.
$10,000
$50,000
$10,000
$50,000
$10,000
No additional details available.
$10,000
As Low As
As Low As
As Low As
$50,000
As Low As; 2.00% over CD
As Low As
As Low As
$10,000
$50,000
$10,000
As Low As
Up to 75 % approved stocks
As Low As
As Low As; Up to 84 months
As Low As; Up to 84 months
Maximum $2000
As Low As
As Low As
As Low As:
As Low As
Up to 30 Months $5,000 limit
As Low As
As Low As
As Low As
As Low As
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
As Low As
As Low As
As Low As
$1000 minimum -Proof of expenses required, may be used for pet care and funeral expenses as well
As Low As
As Low As
As Low As
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
As Low As
As Low As
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
$8,000-$14,999; Based on a 5-year fixed rate loan of $10,000 and a credit score of 700
As Low As
As Low As
As Low As; $10,000 maximum
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; up to 84 months
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
For general purpose loans of $1000 and greater
As Low As
Minimum Loan Amount $500; Terms up to 18 Mos.
As Low As
As Low As
Minimum Loan Amount $500; Terms up to 18 Mos.
As Low As; Up to 60 months and $20,000
As Low As
Up to 40 Months $10,000 limit
Minimum Loan Amount $500; Terms up to 18 Mos.
As Low As
As Low As; APR - 9.392%
As Low As
For general purpose loans of $1000 and greater
As Low As; *
As low as
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
As Low As
No additional details available.
As Low As; Credit Life/Disability Insurance available; Debt consolidation
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Up to $15,000
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
$5,001
As Low As
$2,501
Up to $2,500
$7,501
up to $10,000; As Low As
up to $25,000,; As Low As
As Low As
As Low As; 36 months, 2 year draw
As Low As; up to 36 months
As Low As; APR - 10.311%
As Low As
$1,000-$2,499; As Low As
As Low As
$7,500; As Low As
As Low As
As Low As; 12 months to pay, and NO loan fees!
As Low As
For general purpose loans of $1000 and greater
As Low As
Minimum Loan Amount $500; Terms up to 18 Mos.
As Low As
As Low As
Based upon credit rating
No additional details available.
A++ Credit Score (750+); Up to $3,000
No additional details available.
As Low As
& up
over $1,000.00
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
As Low As
No additional details available.
As Low As; Quick and convenient financing with trusted financial partners.; Your loan is local, meaning your money stays right here in our central Ohio communities.
As Low As
No additional details available.
As Low As; Great Rates! Flexible Terms! Available 24/7!
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; up to $35,000
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
As Low As
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
As Low As
As Low As
Minimum Loan Amount $500; Terms up to 18 Mos.
Minimum Loan Amount $500; Terms up to 18 Mos.
Minimum Loan Amount $500; Terms up to 18 Mos.
As low as
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
No additional details available.
No additional details available.
No additional details available.
As Low As
up to $10,000; As Low As
up to $25,000,; As Low As
As Low As
As Low As
As Low As
Based upon credit rating
Minimum Loan Amount $500; Terms up to 18 Mos.
As Low As
No additional details available.
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
As Low As
No additional details available.
As Low As; Quick and convenient financing with trusted financial partners.; Your loan is local, meaning your money stays right here in our central Ohio communities.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
$1,000-$2,499; As Low As
$7,500; As Low As
As Low As; up to $35,000
Credit Score: 730 +
Credit Score: 680 - 729 +
Credit Score: 730 +
As Low As; *Rates based on credit history, number of years the loan is financed and the amount financed. Higher rate may be offered upon approval. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800.621.4644 for details and current rates as they are subject to change at any time and without notice. **APR = Annual Percentage Rate. Signature loan APR based on $10,000 financed for 48 months, with qualifying credit, including loan processing fee of $75. Share secured loan APR based on $5,000 financed for 48 months with qualifying credit, including loan processing fee of $75. Emergency loan APR based on $2,000 financed for 12 months with qualifying credit, including loan processing fee of $75. Other terms & conditions may apply.
As Low As
Credit Score: 680 - 729 +
Credit Score: 730 +
Credit Score: 679 - 660 +
No additional details available.
Credit Score: 680 - 729 +
Credit Score: 679 - 660 +
Credit Score: 679 - 660 +
Credit Score: 640 - 659 +
Credit Score: 640 - 659 +
Credit Score: 640 - 659 +
Credit Score: 600 - 639 +
As Low As
As Low As
As Low As:
Up to 30 Months $5,000 limit
As Low As
As Low As
As Low As; $10,000 maximum
As Low As
As Low As
As Low As
For general purpose loans of $1000 and greater
As Low As
As Low As
As Low As; Up to 60 months and $20,000
As Low As
As Low As
For general purpose loans of $1000 and greater
As Low As
As Low As; Credit Life/Disability Insurance available; Debt consolidation
As Low As
As Low As
As Low As
As Low As
As Low As
Up to $15,000
As Low As
No additional details available.
As Low As
$5,001
$2,501
$7,501
Up to $2,500
As Low As
As Low As; up to 36 months
As Low As
For general purpose loans of $1000 and greater
As Low As
A++ Credit Score (750+); Up to $3,000
No additional details available.
Based upon credit rating
As Low As; Great Rates! Flexible Terms! Available 24/7!
As Low As
As Low As
As Low As
As Low As
Cleveland, OH Personal Loan Rate Trends
Compare local Cleveland, OH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Ohio personal loan rates rose 0.017 points over the past 7 days to 11.088% APR.
Ohio signature loan rates rose 0.143 points over the past 7 days to 11.235% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Ohio?
Are credit unions or banks better for personal loans in Cleveland, Ohio?
What are the best personal loan rates in Cleveland, Ohio?
- Noteworthy Federal Credit Union: 5.25% (Musical Instrument Loan)
- Ukrainian Federal Credit Union: 7.99% (Personal Loan)
- Ohio Teamsters Credit Union: 8.00% (Unsecured Loan)
- Century Federal Credit Union: 8.74% (Signature/Personal Loan)
- Ohio Educational Credit Union: 9.20% (Personal Term Loan)
Personal Loan Calculators
