Best Personal Loan Rates in Dayton, Ohio (OH) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Ohio borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Dayton, Ohio include: Firefighters And Company Federal Credit UnionFirefighters And Company Federal Credit Union338 S Patterson Blvd, Dayton, OH, 45402 2845A5.0 ★Texas Ratio: 9.99% offering Personal Loans maximum term 60 months at 9.90% APR, USB Union Savings BankUSB Union Savings Bank5651 Far Hills Ave, Dayton, OH, 45429A+5.0 ★Texas Ratio: 1.66% offering Personal Loan (with Credit Score <740) at 11.99% APR, BSE Credit UnionBSE Credit Union7915 Washington Woods Dr, Dayton, OH, 45459A+5.0 ★Texas Ratio: 0.10% offering Signature Loan at 12.49% APR, River Valley Credit Union Miamisburg, OHRiver Valley Credit Union Miamisburg, OH3927 Indian Ripple Rd, Dayton, OH, 45440 3449A+5.0 ★Texas Ratio: 3.99% offering Personal Loan at 17.66% APR, and USXUSXA+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR. Personal loan rates as of April 26, 2026 according to verified data from MonitorBankRates.
Dayton has 4 local institutions in our database, with personal loan rates as low as 9.90% APR from Firefighters And Company Federal Credit Union at 338 S Patterson Blvd, Dayton, OH, 45402 2845. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Dayton, Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Dayton, Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 26, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH, 45402 2845
Personal Loans maximum term 60 months
9.90%
▼
APR9.90%
Last UpdatedApril 29, 2026
Details
up to $25,000,; As Low As
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH, 45402 2845
Personal Lines of Credit- minimum payment is 2% of the balance.
10.15%
▼
APR10.15%
Last UpdatedApril 29, 2026
Details
As Low As
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5651 Far Hills Ave, Dayton, OH, 45429
Personal Loan (with Credit Score <740)
11.99%
▼
APR11.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5651 Far Hills Ave, Dayton, OH, 45429
Personal Loan (with Credit Score >740)
11.99%
▼
APR11.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
BSE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
7915 Washington Woods Dr, Dayton, OH, 45459
Signature Loan
12.49%
▼
APR12.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH, 45440 3449
Personal Loan
17.66%
▼
APR17.66%
Last UpdatedApril 29, 2026
Details
As Low As
BSE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
7915 Washington Woods Dr, Dayton, OH, 45459
No Credit Check Loan
18.00%
▼
APR18.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.00%
▼
APR4.00%
Last UpdatedApril 29, 2026
Details
$10,000
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
All Loans
4.00%
▼
APR4.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.10%
▼
APR4.10%
Last UpdatedApril 29, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.20%
▼
APR4.20%
Last UpdatedApril 29, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.30%
▼
APR4.30%
Last UpdatedApril 29, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.40%
▼
APR4.40%
Last UpdatedApril 29, 2026
Details
$10,000
APR4.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.60%
▼
APR4.60%
Last UpdatedApril 29, 2026
Details
$10,000
APR4.64%
Last UpdatedApril 29, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 29, 2026
Details
As Low As
APR5.00%
Last UpdatedApril 29, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.24%
▼
APR5.24%
Last UpdatedApril 29, 2026
Details
$50,000
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Share Loan/Certificate Loan
5.25%
▼
APR5.25%
Last UpdatedApril 29, 2026
Details
As Low As; 2.00% over CD
Noteworthy Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.16%
Musical Instrument Loan
5.25%
▼
APR5.25%
Last UpdatedApril 29, 2026
Details
Rates starting at 5.25% Annual Percentage Rate
APR5.49%
Last UpdatedApril 29, 2026
Details
As Low As
APR5.50%
Last UpdatedApril 29, 2026
Details
As Low As
APR5.54%
Last UpdatedApril 29, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.64%
▼
APR5.64%
Last UpdatedApril 29, 2026
Details
$50,000
APR5.94%
Last UpdatedApril 29, 2026
Details
$10,000
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
6.50%
▼
APR6.50%
Last UpdatedApril 29, 2026
Details
As Low As
APR6.50%
Last UpdatedApril 29, 2026
Details
Up to 75 % approved stocks
APR6.70%
Last UpdatedApril 29, 2026
Details
As Low As
APR6.74%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 84 months
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Pre-Owned Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 84 months
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
6.75%
▼
APR6.75%
Last UpdatedApril 29, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Credit Builder Loan
6.75%
▼
APR6.75%
Last UpdatedApril 29, 2026
Details
Maximum $2000
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 29, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Signature 30
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
$5,000 limit
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
7.00%
▼
APR7.00%
Last UpdatedApril 29, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 29, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Medical Loan (Unsecured)
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR7.50%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Signature (Unsecured/Personal)
7.75%
▼
APR7.75%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 60 Months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As; Working on a project? Need to make a purchase? We can help!
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As; $10,000 maximum
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
As Low As
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Fixed Equity Rich Loan
8.02%
▼
APR8.02%
Last UpdatedApril 29, 2026
Details
No additional details available.
Mahoning Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Unsecured Loans
8.25%
▼
APR8.25%
Last UpdatedApril 29, 2026
Details
As Low As
APR8.25%
Last UpdatedApril 29, 2026
Details
As Low As; up to 84 months
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedApril 29, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 29, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 29, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedApril 29, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedApril 29, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
APR8.74%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 60 months and $20,000
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 29, 2026
Details
as low as
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Other Unsecured Loans
8.75%
▼
APR8.75%
Last UpdatedApril 29, 2026
Details
$10,000 limit
APR8.75%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedApril 29, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Unsecured Loans
8.95%
▼
APR8.95%
Last UpdatedApril 29, 2026
Details
As Low As; APR - 9.392%
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
As Low As
Golden Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
As Low As; *
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As low as
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As; Credit Life/Disability Insurance available; Debt consolidation
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
12 month Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
Signature
9.15%
▼
APR9.15%
Last UpdatedApril 29, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedApril 29, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal Term Loan
9.20%
▼
APR9.20%
Last UpdatedApril 29, 2026
Details
No additional details available.
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 29, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 29, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedApril 29, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 29, 2026
Details
Up to $15,000
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
Personal/Unsecured
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
As Low As
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedApril 29, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR9.74%
Last UpdatedApril 29, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR9.75%
Last UpdatedApril 29, 2026
Details
As low as
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
$5,001
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
Up to $2,500
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
$7,501
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Unsecured (personal loan)
9.85%
▼
APR9.85%
Last UpdatedApril 29, 2026
Details
up to $10,000; As Low As
Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
Signature and all other loans
9.90%
▼
APR9.90%
Last UpdatedApril 29, 2026
Details
As Low As
APR9.90%
Last UpdatedApril 29, 2026
Details
As Low As; 36 months, 2 year draw
APR9.90%
Last UpdatedApril 29, 2026
Details
As Low As; up to 36 months
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Unsecured Loans
9.95%
▼
APR9.95%
Last UpdatedApril 29, 2026
Details
As Low As; APR - 10.311%
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Signature Loan
9.95%
▼
APR9.95%
Last UpdatedApril 29, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation and over
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
$7,500; As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
$1,000-$2,499; As Low As
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
All Smiles Loan Special
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As; 12 months to pay, and NO loan fees!
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
APR10.00%
Last UpdatedApril 29, 2026
Details
As Low As
APR10.00%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Signature Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Based upon credit rating
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
Signature Unsecured
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
Signature and personal A+
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Credit Score: 730 +
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
A++ Credit Score (750+); Up to $3,000
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Personal Loans +
10.14%
▼
APR10.14%
Last UpdatedApril 29, 2026
Details
No additional details available.
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
Computer Loan
10.24%
▼
APR10.24%
Last UpdatedApril 29, 2026
Details
& up
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Unsecured loans
10.25%
▼
APR10.25%
Last UpdatedApril 29, 2026
Details
over $1,000.00
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN D
10.25%
▼
APR10.25%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
APR10.29%
Last UpdatedApril 29, 2026
Details
As Low As
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Personal Loan 1 - 24 Months
10.29%
▼
APR10.29%
Last UpdatedApril 29, 2026
Details
No additional details available.
Taleris Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
Lifestyle Personal Loan
10.44%
▼
APR10.44%
Last UpdatedApril 29, 2026
Details
As Low As; Quick and convenient financing with trusted financial partners.; Your loan is local, meaning your money stays right here in our central Ohio communities.
APR10.49%
Last UpdatedApril 29, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 24 months
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 36 months
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 48 months
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Softite Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
Personal / Signature Loans (Unsecured)
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Lifestyle Loan (Personal Loan)
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
SIGNATURE LOAN - 12 mths
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As; Great Rates! Flexible Terms! Available 24/7!
St Josephs Canton Parish Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Signature
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Personal Loan 25 - 36 Months
10.54%
▼
APR10.54%
Last UpdatedApril 29, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Signature Loan
10.74%
▼
APR10.74%
Last UpdatedApril 29, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
$2,501
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
$5,001
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
$7,501
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Wayne Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Personal
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As
APR10.78%
Last UpdatedApril 29, 2026
Details
As Low As; A $150 doc prep fee applies. Rates are subject to change without notice. All rates and terms subject to credit approval. Additional discounts may be available. APR = Annual Percentage Rate. Example: A $10,000 personal loan would have a payment of $257.38 for 48 months with disclosed APR.
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Personal Loan 37 - 48 Months
10.79%
▼
APR10.79%
Last UpdatedApril 29, 2026
Details
No additional details available.
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR10.90%
Last UpdatedApril 29, 2026
Details
As Low As; up to 60 months
Cincinnati Healthcare Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Unsecured Loan A+
10.95%
▼
APR10.95%
Last UpdatedApril 29, 2026
Details
No additional details available.
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Unsecured Loans
10.95%
▼
APR10.95%
Last UpdatedApril 29, 2026
Details
As Low As; APR - 11.244%
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN E
10.95%
▼
APR10.95%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Butler Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
PERSONAL LOANS
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
Personal Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH, 45402 2845
Personal Loans maximum term 60 months
9.90%
▼
APR9.90%
Last UpdatedApril 29, 2026
Details
up to $25,000,; As Low As
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5651 Far Hills Ave, Dayton, OH, 45429
Personal Loan (with Credit Score <740)
11.99%
▼
APR11.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5651 Far Hills Ave, Dayton, OH, 45429
Personal Loan (with Credit Score >740)
11.99%
▼
APR11.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH, 45440 3449
Personal Loan
17.66%
▼
APR17.66%
Last UpdatedApril 29, 2026
Details
As Low As
APR5.49%
Last UpdatedApril 29, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 29, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As; Working on a project? Need to make a purchase? We can help!
APR8.45%
Last UpdatedApril 29, 2026
Details
As Low As
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 29, 2026
Details
as low as
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As low as
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR9.74%
Last UpdatedApril 29, 2026
Details
As Low As
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Unsecured (personal loan)
9.85%
▼
APR9.85%
Last UpdatedApril 29, 2026
Details
up to $10,000; As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Signature Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Based upon credit rating
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
APR10.00%
Last UpdatedApril 29, 2026
Details
As Low As
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Personal Loans +
10.14%
▼
APR10.14%
Last UpdatedApril 29, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN D
10.25%
▼
APR10.25%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
APR10.29%
Last UpdatedApril 29, 2026
Details
As Low As
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Personal Loan 1 - 24 Months
10.29%
▼
APR10.29%
Last UpdatedApril 29, 2026
Details
No additional details available.
Taleris Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
Lifestyle Personal Loan
10.44%
▼
APR10.44%
Last UpdatedApril 29, 2026
Details
As Low As; Quick and convenient financing with trusted financial partners.; Your loan is local, meaning your money stays right here in our central Ohio communities.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 48 months
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 36 months
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 24 months
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Lifestyle Loan (Personal Loan)
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Personal Loan 25 - 36 Months
10.54%
▼
APR10.54%
Last UpdatedApril 29, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As
APR10.78%
Last UpdatedApril 29, 2026
Details
As Low As; A $150 doc prep fee applies. Rates are subject to change without notice. All rates and terms subject to credit approval. Additional discounts may be available. APR = Annual Percentage Rate. Example: A $10,000 personal loan would have a payment of $257.38 for 48 months with disclosed APR.
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Personal Loan 37 - 48 Months
10.79%
▼
APR10.79%
Last UpdatedApril 29, 2026
Details
No additional details available.
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedApril 29, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN E
10.95%
▼
APR10.95%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Butler Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
PERSONAL LOANS
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
$1,000-$2,499; As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation and over
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
$7,500; As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
BSE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
7915 Washington Woods Dr, Dayton, OH, 45459
Signature Loan
12.49%
▼
APR12.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR6.70%
Last UpdatedApril 29, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 29, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Signature 30
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
$5,000 limit
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
As Low As
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Signature (Unsecured/Personal)
7.75%
▼
APR7.75%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 60 Months
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As; $10,000 maximum
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedApril 29, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 29, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedApril 29, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedApril 29, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedApril 29, 2026
Details
As Low As
APR8.74%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 60 months and $20,000
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 29, 2026
Details
as low as
APR8.75%
Last UpdatedApril 29, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedApril 29, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As; Credit Life/Disability Insurance available; Debt consolidation
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
Signature
9.15%
▼
APR9.15%
Last UpdatedApril 29, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedApril 29, 2026
Details
As Low As
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 29, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 29, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedApril 29, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 29, 2026
Details
Up to $15,000
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedApril 29, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
Up to $2,500
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
$5,001
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
As Low As
Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
Signature and all other loans
9.90%
▼
APR9.90%
Last UpdatedApril 29, 2026
Details
As Low As
APR9.90%
Last UpdatedApril 29, 2026
Details
As Low As; up to 36 months
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Signature Loan
9.95%
▼
APR9.95%
Last UpdatedApril 29, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Signature Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Based upon credit rating
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
A++ Credit Score (750+); Up to $3,000
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
Signature Unsecured
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
Signature and personal A+
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Credit Score: 730 +
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
SIGNATURE LOAN - 12 mths
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As; Great Rates! Flexible Terms! Available 24/7!
St Josephs Canton Parish Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Signature
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
Softite Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
Personal / Signature Loans (Unsecured)
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Signature Loan
10.74%
▼
APR10.74%
Last UpdatedApril 29, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
$5,001
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
Personal Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in Dayton, OH currently.
Dayton, OH Personal Loan Rate Trends
Compare local Dayton, OH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — OH Avg
10.986%
▲ 0.011 vs 7 days ago
Ohio personal loan rates rose 0.011 points over the past 7 days to 10.986% APR.
Signature Loan — OH Avg
10.980%
▼ 0.044 vs 7 days ago
Ohio signature loan rates fell 0.044 points over the past 7 days to 10.980% APR.
As of Apr 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
Most lenders in Dayton, Ohio require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Ohio often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Dayton, Ohio require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Ohio?
Yes. Debt consolidation is one of the most common uses of personal loans in Dayton, Ohio. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Dayton, Ohio?
Credit unions in Dayton, Ohio often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Dayton, Ohio?
- Firefighters And Company Federal Credit Union: 9.90% (Personal Loans maximum term 60 months)
- USB Union Savings Bank: 11.99% (Personal Loan (with Credit Score <740))
- BSE Credit Union: 12.49% (Signature Loan)
- River Valley Credit Union Miamisburg, OH: 17.66% (Personal Loan)
- USX: 4.00% (Second Lien Position Loans to $49,999)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Dayton, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 26, 2026.
Personal Loan Calculators
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