Best Personal Loan Rates in Dayton, Ohio (OH) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Ohio borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Dayton, Ohio include: Code Credit UnionCode Credit Union355 W Monument Ave, Dayton, OH, 45402A5.0 ★Texas Ratio: 8.18% offering Closed End Equity Loan Special at 5.99% APR, First Financial BankFirst Financial Bank2891 W Alex Bell Rd, Dayton, OH, 45459A+5.0 ★Texas Ratio: 3.48% offering f1RST® Quick Loan at 8.99% APR, Firefighters And Company Federal Credit UnionFirefighters And Company Federal Credit Union338 S Patterson Blvd, Dayton, OH, 45402 2845A5.0 ★Texas Ratio: 9.99% offering Personal Loans maximum term 60 months at 9.90% APR, Bridge Credit UnionBridge Credit Union409 E Monument Ave, Dayton, OH, 45402A+5.0 ★Texas Ratio: 2.02% offering Personal Loan at 11.36% APR, and USB Union Savings BankUSB Union Savings Bank5651 Far Hills Ave, Dayton, OH, 45429A+5.0 ★Texas Ratio: 1.66% offering Personal Loan (with Credit Score <740) at 11.99% APR. Personal loan rates as of April 8, 2026 according to verified data from MonitorBankRates.
Dayton has 8 local institutions in our database, with personal loan rates as low as 5.99% APR from Code Credit Union at 355 W Monument Ave, Dayton, OH, 45402. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Dayton, Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Dayton, Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 8, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
6.74%
▼
APR6.74%
Last UpdatedApril 8, 2026
Details
No additional details available.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
7.24%
▼
APR7.24%
Last UpdatedApril 8, 2026
Details
No additional details available.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
7.74%
▼
APR7.74%
Last UpdatedApril 8, 2026
Details
No additional details available.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
8.49%
▼
APR8.49%
Last UpdatedApril 8, 2026
Details
No additional details available.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
8.74%
▼
APR8.74%
Last UpdatedApril 8, 2026
Details
second mortgage only
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2891 W Alex Bell Rd, Dayton, OH, 45459
f1RST® Quick Loan
8.99%
▼
APR8.99%
Last UpdatedApril 8, 2026
Details
As Low As
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH, 45402 2845
Personal Loans maximum term 60 months
9.90%
▼
APR9.90%
Last UpdatedApril 8, 2026
Details
up to $25,000,; As Low As
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 8, 2026
Details
As Low As
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH, 45402 2845
Personal Lines of Credit- minimum payment is 2% of the balance.
10.15%
▼
APR10.15%
Last UpdatedApril 8, 2026
Details
As Low As
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2891 W Alex Bell Rd, Dayton, OH, 45459
Personal Loan
11.09%
▼
APR11.09%
Last UpdatedApril 8, 2026
Details
As Low As
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH, 45402
Personal Loan
11.36%
▼
APR11.36%
Last UpdatedApril 8, 2026
Details
As Low As
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH, 45402
Personal Loan
11.61%
▼
APR11.61%
Last UpdatedApril 8, 2026
Details
As Low As
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5651 Far Hills Ave, Dayton, OH, 45429
Personal Loan (with Credit Score <740)
11.99%
▼
APR11.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5651 Far Hills Ave, Dayton, OH, 45429
Personal Loan (with Credit Score >740)
11.99%
▼
APR11.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
8850 Kingsridge Dr, Dayton, OH, 45458 1616
Signature Loan
11.99%
▼
APR11.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH, 45402
Personal Loan
12.14%
▼
APR12.14%
Last UpdatedApril 8, 2026
Details
As Low As
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH, 45402
Personal Loan
12.39%
▼
APR12.39%
Last UpdatedApril 8, 2026
Details
As Low As
BSE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
7915 Washington Woods Dr, Dayton, OH, 45459
Signature Loan
12.49%
▼
APR12.49%
Last UpdatedApril 8, 2026
Details
No additional details available.
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH, 45440 3449
Personal Loan
17.66%
▼
APR17.66%
Last UpdatedApril 8, 2026
Details
As Low As
BSE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
7915 Washington Woods Dr, Dayton, OH, 45459
No Credit Check Loan
18.00%
▼
APR18.00%
Last UpdatedApril 8, 2026
Details
No additional details available.
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
8850 Kingsridge Dr, Dayton, OH, 45458 1616
StretchPay Loan
25.00%
▼
APR25.00%
Last UpdatedApril 8, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.00%
▼
APR4.00%
Last UpdatedApril 8, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.10%
▼
APR4.10%
Last UpdatedApril 8, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.20%
▼
APR4.20%
Last UpdatedApril 8, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.30%
▼
APR4.30%
Last UpdatedApril 8, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.40%
▼
APR4.40%
Last UpdatedApril 8, 2026
Details
$10,000
APR4.50%
Last UpdatedApril 8, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.60%
▼
APR4.60%
Last UpdatedApril 8, 2026
Details
$10,000
APR4.64%
Last UpdatedApril 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 8, 2026
Details
As Low As
APR4.99%
Last UpdatedApril 8, 2026
Details
As Low As; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
AurGroup Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Credit Builder Loan
5.02%
▼
APR5.02%
Last UpdatedApril 8, 2026
Details
Based on the rate of 5.02% APR, the total interest paid would be $13.70 with a year term.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.24%
▼
APR5.24%
Last UpdatedApril 8, 2026
Details
$50,000
Noteworthy Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.16%
Musical Instrument Loans
5.25%
▼
APR5.25%
Last UpdatedApril 8, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Share Loan/Certificate Loan
5.25%
▼
APR5.25%
Last UpdatedApril 8, 2026
Details
As Low As; 2.00% over CD
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedApril 8, 2026
Details
Fixed rates
APR5.50%
Last UpdatedApril 8, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedApril 8, 2026
Details
Variable rates
APR5.51%
Last UpdatedApril 8, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
APR5.54%
Last UpdatedApril 8, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.64%
▼
APR5.64%
Last UpdatedApril 8, 2026
Details
$50,000
APR5.94%
Last UpdatedApril 8, 2026
Details
$10,000
APR5.95%
Last UpdatedApril 8, 2026
Details
As Low As; November 1 - December 31; Open to all credit scores
Northwest Bank Warren, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
Equipment Term Loans
5.99%
▼
APR5.99%
Last UpdatedApril 8, 2026
Details
Offer valid on equipment term loans only. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.
Chivaho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Here for you loan
5.99%
▼
APR5.99%
Last UpdatedApril 8, 2026
Details
As Low As
APR6.00%
Last UpdatedApril 8, 2026
Details
No additional details available.
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Recreational Loan
6.24%
▼
APR6.24%
Last UpdatedApril 8, 2026
Details
As Low As
APR6.25%
Last UpdatedApril 8, 2026
Details
Over $100,000
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
6.50%
▼
APR6.50%
Last UpdatedApril 8, 2026
Details
As Low As
APR6.50%
Last UpdatedApril 8, 2026
Details
Up to $100,000
APR6.50%
Last UpdatedApril 8, 2026
Details
Up to 75 % approved stocks
Osgood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
Traditional Construction Loan
6.68%
▼
APR6.68%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR6.70%
Last UpdatedApril 8, 2026
Details
As Low As
APR6.74%
Last UpdatedApril 8, 2026
Details
As Low As; Up to 84 months
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Pre-Owned Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedApril 8, 2026
Details
As Low As; Up to 84 months
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
6.75%
▼
APR6.75%
Last UpdatedApril 8, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Credit Builder Loan
6.75%
▼
APR6.75%
Last UpdatedApril 8, 2026
Details
Maximum $2000
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 8, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Signature 30
6.99%
▼
APR6.99%
Last UpdatedApril 8, 2026
Details
Up to 30 Months $5,000 limit
APR6.99%
Last UpdatedApril 8, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 8, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedApril 8, 2026
Details
As low as:
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
7.00%
▼
APR7.00%
Last UpdatedApril 8, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 8, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 8, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 8, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
7.49%
▼
APR7.49%
Last UpdatedApril 8, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Medical Loan (Unsecured)
7.49%
▼
APR7.49%
Last UpdatedApril 8, 2026
Details
$1000 minimum -Proof of expenses required, may be used for pet care and funeral expenses as well
APR7.49%
Last UpdatedApril 8, 2026
Details
As Low As
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 8, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedApril 8, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
APR7.50%
Last UpdatedApril 8, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedApril 8, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedApril 8, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
7.74%
▼
APR7.74%
Last UpdatedApril 8, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 8, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - New A+ 740+
7.75%
▼
APR7.75%
Last UpdatedApril 8, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedApril 8, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Loan of
7.98%
▼
APR7.98%
Last UpdatedApril 8, 2026
Details
$8,000-$14,999; Based on a 5-year fixed rate loan of $10,000 and a credit score of 700
APR7.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As; $10,000 maximum
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Holiday Loan
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 8, 2026
Details
$4,000 max
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 8, 2026
Details
As Low As
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 8, 2026
Details
As Low As
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans
8.00%
▼
APR8.00%
Last UpdatedApril 8, 2026
Details
As Low As; Credit score of 630 and above required
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans (Get Out Of Debt)
8.00%
▼
APR8.00%
Last UpdatedApril 8, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Fixed Equity Rich Loan 10-year Fixed
8.02%
▼
APR8.02%
Last UpdatedApril 8, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Fixed Equity Rich Loan
8.02%
▼
APR8.02%
Last UpdatedApril 8, 2026
Details
No additional details available.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
8.24%
▼
APR8.24%
Last UpdatedApril 8, 2026
Details
As Low As
APR8.24%
Last UpdatedApril 8, 2026
Details
$4,000 max
Mahoning Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Unsecured Loans
8.25%
▼
APR8.25%
Last UpdatedApril 8, 2026
Details
As Low As
APR8.25%
Last UpdatedApril 8, 2026
Details
As Low As; up to 84 months
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
8.37%
▼
APR8.37%
Last UpdatedApril 8, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedApril 8, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 8, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedApril 8, 2026
Details
As Low As
APR8.49%
Last UpdatedApril 8, 2026
Details
$4,000 max
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 8, 2026
Details
For general purpose loans of $1000 and greater
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
8.49%
▼
APR8.49%
Last UpdatedApril 8, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedApril 8, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedApril 8, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedApril 8, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedApril 8, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 8, 2026
Details
As Low As; up to $35,000
APR8.74%
Last UpdatedApril 8, 2026
Details
As Low As; Up to 60 months and $20,000
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
PERSONAL LOAN LIMIT)
8.75%
▼
APR8.75%
Last UpdatedApril 8, 2026
Details
$5,000
APR8.75%
Last UpdatedApril 8, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - Used
8.75%
▼
APR8.75%
Last UpdatedApril 8, 2026
Details
No additional details available.
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Other Unsecured Loans
8.75%
▼
APR8.75%
Last UpdatedApril 8, 2026
Details
Up to 40 Months $10,000 limit
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.76%
▼
APR8.76%
Last UpdatedApril 8, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.78%
▼
APR8.78%
Last UpdatedApril 8, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedApril 8, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.88%
▼
APR8.88%
Last UpdatedApril 8, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.89%
▼
APR8.89%
Last UpdatedApril 8, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Unsecured Loans
8.95%
▼
APR8.95%
Last UpdatedApril 8, 2026
Details
As Low As; APR - 9.392%
APR8.95%
Last UpdatedApril 8, 2026
Details
As Low As
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal / Vacation / Holiday Loan
8.95%
▼
APR8.95%
Last UpdatedApril 8, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.97%
▼
APR8.97%
Last UpdatedApril 8, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.98%
▼
APR8.98%
Last UpdatedApril 8, 2026
Details
As Low As
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 8, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 8, 2026
Details
For general purpose loans of $1000 and greater
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Holiday Loan
8.99%
▼
APR8.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
Golden Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedApril 8, 2026
Details
As Low As; *
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedApril 8, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 8, 2026
Details
As low as
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 8, 2026
Details
No additional details available.
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - Used
9.00%
▼
APR9.00%
Last UpdatedApril 8, 2026
Details
No additional details available.
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - New A+ 740+
9.00%
▼
APR9.00%
Last UpdatedApril 8, 2026
Details
No additional details available.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedApril 8, 2026
Details
As Low As; Borrow up to $25,000; Terms up to 60 months; Credit Life/Disability Insurance available; Debt consolidation
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 8, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
12 month Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 8, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
9.03%
▼
APR9.03%
Last UpdatedApril 8, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
9.04%
▼
APR9.04%
Last UpdatedApril 8, 2026
Details
As Low As
APR9.15%
Last UpdatedApril 8, 2026
Details
No additional details available.
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
Signature
9.15%
▼
APR9.15%
Last UpdatedApril 8, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedApril 8, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal Term Loan
9.20%
▼
APR9.20%
Last UpdatedApril 8, 2026
Details
No additional details available.
ASHLAND COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation Loan Promo!
9.22%
▼
APR9.22%
Last UpdatedApril 8, 2026
Details
As Low As
APR9.24%
Last UpdatedApril 8, 2026
Details
Offer expires March 31, 2026.
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - Used
9.25%
▼
APR9.25%
Last UpdatedApril 8, 2026
Details
No additional details available.
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 8, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 8, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedApril 8, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 8, 2026
Details
Up to $15,000
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
Personal/Unsecured
9.49%
▼
APR9.49%
Last UpdatedApril 8, 2026
Details
As Low As
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedApril 8, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedApril 8, 2026
Details
As Low As
APR9.70%
Last UpdatedApril 8, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR9.74%
Last UpdatedApril 8, 2026
Details
No additional details available.
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 8, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 8, 2026
Details
Up to $2,500
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedApril 8, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedApril 8, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedApril 8, 2026
Details
$5,001
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 8, 2026
Details
As Low As
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Unsecured (personal loan)
9.85%
▼
APR9.85%
Last UpdatedApril 8, 2026
Details
up to $10,000; As Low As; Up to 36 Months
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH, 45402 2845
Personal Loans maximum term 60 months
9.90%
▼
APR9.90%
Last UpdatedApril 8, 2026
Details
up to $25,000,; As Low As
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2891 W Alex Bell Rd, Dayton, OH, 45459
Personal Loan
11.09%
▼
APR11.09%
Last UpdatedApril 8, 2026
Details
As Low As
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH, 45402
Personal Loan
11.36%
▼
APR11.36%
Last UpdatedApril 8, 2026
Details
As Low As
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH, 45402
Personal Loan
11.61%
▼
APR11.61%
Last UpdatedApril 8, 2026
Details
As Low As
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5651 Far Hills Ave, Dayton, OH, 45429
Personal Loan (with Credit Score <740)
11.99%
▼
APR11.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5651 Far Hills Ave, Dayton, OH, 45429
Personal Loan (with Credit Score >740)
11.99%
▼
APR11.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH, 45402
Personal Loan
12.14%
▼
APR12.14%
Last UpdatedApril 8, 2026
Details
As Low As
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH, 45402
Personal Loan
12.39%
▼
APR12.39%
Last UpdatedApril 8, 2026
Details
As Low As
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH, 45440 3449
Personal Loan
17.66%
▼
APR17.66%
Last UpdatedApril 8, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 8, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 8, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedApril 8, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedApril 8, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedApril 8, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedApril 8, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedApril 8, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 8, 2026
Details
As Low As; up to $35,000
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
PERSONAL LOAN LIMIT)
8.75%
▼
APR8.75%
Last UpdatedApril 8, 2026
Details
$5,000
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.76%
▼
APR8.76%
Last UpdatedApril 8, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.78%
▼
APR8.78%
Last UpdatedApril 8, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedApril 8, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.88%
▼
APR8.88%
Last UpdatedApril 8, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.89%
▼
APR8.89%
Last UpdatedApril 8, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.97%
▼
APR8.97%
Last UpdatedApril 8, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.98%
▼
APR8.98%
Last UpdatedApril 8, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 8, 2026
Details
As low as
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedApril 8, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
9.03%
▼
APR9.03%
Last UpdatedApril 8, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
9.04%
▼
APR9.04%
Last UpdatedApril 8, 2026
Details
As Low As
APR9.15%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR9.70%
Last UpdatedApril 8, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 8, 2026
Details
No additional details available.
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 8, 2026
Details
No additional details available.
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Unsecured (personal loan)
9.85%
▼
APR9.85%
Last UpdatedApril 8, 2026
Details
up to $10,000; As Low As; Up to 36 Months
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans (Get Out Of Debt)
8.00%
▼
APR8.00%
Last UpdatedApril 8, 2026
Details
As Low As
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 8, 2026
Details
As Low As
ASHLAND COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation Loan Promo!
9.22%
▼
APR9.22%
Last UpdatedApril 8, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 8, 2026
Details
$1,000-$2,499; As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation and over
9.99%
▼
APR9.99%
Last UpdatedApril 8, 2026
Details
$7,500; As Low As
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
Debt Consolidation Loan
10.44%
▼
APR10.44%
Last UpdatedApril 8, 2026
Details
As Low As; Pay Off Those High Interest Credit Cards!
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Debt Restructure Loan
11.59%
▼
APR11.59%
Last UpdatedApril 8, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
14.50%
▼
APR14.50%
Last UpdatedApril 8, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
14.75%
▼
APR14.75%
Last UpdatedApril 8, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
15.00%
▼
APR15.00%
Last UpdatedApril 8, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
17.00%
▼
APR17.00%
Last UpdatedApril 8, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
19.00%
▼
APR19.00%
Last UpdatedApril 8, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
21.00%
▼
APR21.00%
Last UpdatedApril 8, 2026
Details
$10,000 max
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 8, 2026
Details
As Low As
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
8850 Kingsridge Dr, Dayton, OH, 45458 1616
Signature Loan
11.99%
▼
APR11.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
BSE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
7915 Washington Woods Dr, Dayton, OH, 45459
Signature Loan
12.49%
▼
APR12.49%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR6.70%
Last UpdatedApril 8, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 8, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedApril 8, 2026
Details
As low as:
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Signature 30
6.99%
▼
APR6.99%
Last UpdatedApril 8, 2026
Details
Up to 30 Months $5,000 limit
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 8, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As; $10,000 maximum
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedApril 8, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 8, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedApril 8, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 8, 2026
Details
For general purpose loans of $1000 and greater
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedApril 8, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedApril 8, 2026
Details
As Low As
APR8.74%
Last UpdatedApril 8, 2026
Details
As Low As; Up to 60 months and $20,000
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 8, 2026
Details
As Low As; up to $35,000
APR8.75%
Last UpdatedApril 8, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 8, 2026
Details
For general purpose loans of $1000 and greater
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 8, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedApril 8, 2026
Details
As Low As; Borrow up to $25,000; Terms up to 60 months; Credit Life/Disability Insurance available; Debt consolidation
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
Signature
9.15%
▼
APR9.15%
Last UpdatedApril 8, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedApril 8, 2026
Details
As Low As
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 8, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 8, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedApril 8, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 8, 2026
Details
Up to $15,000
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedApril 8, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 8, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 8, 2026
Details
Up to $2,500
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedApril 8, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedApril 8, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedApril 8, 2026
Details
$5,001
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 8, 2026
Details
As Low As
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MonitorBankRates
No home improvement personal loan rates found in Dayton, OH currently.
Dayton, OH Personal Loan Rate Trends
Compare local Dayton, OH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — OH Avg
10.800%
▼ 0.929 vs 7 days ago
Ohio personal loan rates fell 0.929 points over the past 7 days to 10.800% APR.
Signature Loan — OH Avg
11.277%
▼ 0.473 vs 7 days ago
Ohio signature loan rates fell 0.473 points over the past 7 days to 11.277% APR.
As of Apr 8, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
Most lenders in Dayton, Ohio require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Ohio often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Dayton, Ohio require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Ohio?
Yes. Debt consolidation is one of the most common uses of personal loans in Dayton, Ohio. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Dayton, Ohio?
Credit unions in Dayton, Ohio often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Dayton, Ohio?
- Code Credit Union: 5.99% (Closed End Equity Loan Special)
- First Financial Bank: 8.99% (f1RST® Quick Loan)
- Firefighters And Company Federal Credit Union: 9.90% (Personal Loans maximum term 60 months)
- Bridge Credit Union: 11.36% (Personal Loan)
- USB Union Savings Bank: 11.99% (Personal Loan (with Credit Score <740))
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Dayton, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 8, 2026.
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