Best Personal Loan Rates in Euclid, Ohio (OH) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Ohio borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Euclid, Ohio include: Eaton Family Credit UnionEaton Family Credit Union333 Babbitt Rd, Euclid, OH, 44123 1647A-4.9 ★Texas Ratio: 16.33% offering Lifestyle Loans at 16.50% APR, USXUSXA+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR, Holy Family Parma Federal Credit UnionHoly Family Parma Federal Credit UnionA+5.0 ★Texas Ratio: 2.42% offering All Loans at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Emerald Credit UnionEmerald Credit UnionA5.0 ★Texas Ratio: 12.69% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of April 26, 2026 according to verified data from MonitorBankRates.
Euclid has 1 local institution in our database, with personal loan rates as low as 16.50% APR from Eaton Family Credit Union at 333 Babbitt Rd, Euclid, OH, 44123 1647. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Euclid, Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Euclid, Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 26, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
333 Babbitt Rd, Euclid, OH, 44123 1647
Lifestyle Loans
16.50%
▼
APR16.50%
Last UpdatedApril 30, 2026
Details
As Low As; Use it for whatever life throws at you - Medical bills, vacation, home improvements, and more! These loans start at $250 and go up based on your income & credit. Rates and terms are fixed for up to 60 months.
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
333 Babbitt Rd, Euclid, OH, 44123 1647
Signature Loan
16.50%
▼
APR16.50%
Last UpdatedApril 30, 2026
Details
As Low As
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
333 Babbitt Rd, Euclid, OH, 44123 1647
Stretch Pay Loans
18.00%
▼
APR18.00%
Last UpdatedApril 30, 2026
Details
Qualifications Required: be a Member for at least 120 days; be 18 years old or older; have verifiable income; not be delinquent on any existing loans; not have a negative balance in any account; not be in the process of filing for bankruptcy; The Credit Union alternative for Pay Day Loans for when you're short between pay checks or have an unexpected expense. For an annual fee of $35, Members can borrow $250 a month. Pay back the initial advance plus the interest within 30 days and you can get another advance.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.00%
▼
APR4.00%
Last UpdatedApril 30, 2026
Details
$10,000
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
All Loans
4.00%
▼
APR4.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.10%
▼
APR4.10%
Last UpdatedApril 30, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.20%
▼
APR4.20%
Last UpdatedApril 30, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.30%
▼
APR4.30%
Last UpdatedApril 30, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.40%
▼
APR4.40%
Last UpdatedApril 30, 2026
Details
$10,000
APR4.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.60%
▼
APR4.60%
Last UpdatedApril 30, 2026
Details
$10,000
APR4.64%
Last UpdatedApril 30, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 30, 2026
Details
As Low As
APR5.00%
Last UpdatedApril 30, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.24%
▼
APR5.24%
Last UpdatedApril 30, 2026
Details
$50,000
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Share Loan/Certificate Loan
5.25%
▼
APR5.25%
Last UpdatedApril 30, 2026
Details
As Low As; 2.00% over CD
Noteworthy Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.16%
Musical Instrument Loan
5.25%
▼
APR5.25%
Last UpdatedApril 30, 2026
Details
Rates starting at 5.25% Annual Percentage Rate
APR5.49%
Last UpdatedApril 30, 2026
Details
As Low As
APR5.50%
Last UpdatedApril 30, 2026
Details
As Low As
APR5.54%
Last UpdatedApril 30, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.64%
▼
APR5.64%
Last UpdatedApril 30, 2026
Details
$50,000
APR5.94%
Last UpdatedApril 30, 2026
Details
$10,000
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
6.50%
▼
APR6.50%
Last UpdatedApril 30, 2026
Details
As Low As
APR6.50%
Last UpdatedApril 30, 2026
Details
Up to 75 % approved stocks
APR6.70%
Last UpdatedApril 30, 2026
Details
As Low As
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Pre-Owned Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedApril 30, 2026
Details
As Low As; Up to 84 months
APR6.74%
Last UpdatedApril 30, 2026
Details
As Low As; Up to 84 months
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
6.75%
▼
APR6.75%
Last UpdatedApril 30, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Credit Builder Loan
6.75%
▼
APR6.75%
Last UpdatedApril 30, 2026
Details
Maximum $2000
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 30, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 30, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedApril 30, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Signature 30
6.99%
▼
APR6.99%
Last UpdatedApril 30, 2026
Details
$5,000 limit
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
7.00%
▼
APR7.00%
Last UpdatedApril 30, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 30, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Medical Loan (Unsecured)
7.49%
▼
APR7.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 30, 2026
Details
As Low As
APR7.50%
Last UpdatedApril 30, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 30, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Signature (Unsecured/Personal)
7.75%
▼
APR7.75%
Last UpdatedApril 30, 2026
Details
As Low As; Up to 60 Months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As; Working on a project? Need to make a purchase? We can help!
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As; $10,000 maximum
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 30, 2026
Details
As Low As
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans
8.00%
▼
APR8.00%
Last UpdatedApril 30, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Fixed Equity Rich Loan
8.02%
▼
APR8.02%
Last UpdatedApril 30, 2026
Details
No additional details available.
Mahoning Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Unsecured Loans
8.25%
▼
APR8.25%
Last UpdatedApril 30, 2026
Details
As Low As
APR8.25%
Last UpdatedApril 30, 2026
Details
As Low As; up to 84 months
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedApril 30, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 30, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 30, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedApril 30, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 30, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedApril 30, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedApril 30, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
APR8.74%
Last UpdatedApril 30, 2026
Details
As Low As; Up to 60 months and $20,000
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 30, 2026
Details
as low as
APR8.75%
Last UpdatedApril 30, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Other Unsecured Loans
8.75%
▼
APR8.75%
Last UpdatedApril 30, 2026
Details
$10,000 limit
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedApril 30, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Unsecured Loans
8.95%
▼
APR8.95%
Last UpdatedApril 30, 2026
Details
As Low As; APR - 9.392%
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 30, 2026
Details
As Low As
Golden Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedApril 30, 2026
Details
As Low As; *
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As low as
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As; Credit Life/Disability Insurance available; Debt consolidation
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
12 month Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
Signature
9.15%
▼
APR9.15%
Last UpdatedApril 30, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedApril 30, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal Term Loan
9.20%
▼
APR9.20%
Last UpdatedApril 30, 2026
Details
No additional details available.
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 30, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 30, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedApril 30, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 30, 2026
Details
Up to $15,000
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
Personal/Unsecured
9.49%
▼
APR9.49%
Last UpdatedApril 30, 2026
Details
As Low As
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedApril 30, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
APR9.74%
Last UpdatedApril 30, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
APR9.75%
Last UpdatedApril 30, 2026
Details
As low as
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
$5,001
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
Up to $2,500
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
$7,501
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Unsecured (personal loan)
9.85%
▼
APR9.85%
Last UpdatedApril 30, 2026
Details
up to $10,000; As Low As
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Personal Loans maximum term 60 months
9.90%
▼
APR9.90%
Last UpdatedApril 30, 2026
Details
up to $25,000,; As Low As
Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
Signature and all other loans
9.90%
▼
APR9.90%
Last UpdatedApril 30, 2026
Details
As Low As
APR9.90%
Last UpdatedApril 30, 2026
Details
As Low As; 36 months, 2 year draw
APR9.90%
Last UpdatedApril 30, 2026
Details
As Low As; up to 36 months
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Unsecured Loans
9.95%
▼
APR9.95%
Last UpdatedApril 30, 2026
Details
As Low As; APR - 10.311%
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Signature Loan
9.95%
▼
APR9.95%
Last UpdatedApril 30, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation and over
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
$7,500; As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
$1,000-$2,499; As Low As
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
All Smiles Loan Special
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As; 12 months to pay, and NO loan fees!
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
APR10.00%
Last UpdatedApril 30, 2026
Details
As Low As
APR10.00%
Last UpdatedApril 30, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Signature Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
Based upon credit rating
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
Signature Unsecured
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
A++ Credit Score (750+); Up to $3,000
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
Signature and personal A+
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
Credit Score: 730 +
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Personal Loans +
10.14%
▼
APR10.14%
Last UpdatedApril 30, 2026
Details
No additional details available.
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Personal Lines of Credit- minimum payment is 2% of the balance.
10.15%
▼
APR10.15%
Last UpdatedApril 30, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
Computer Loan
10.24%
▼
APR10.24%
Last UpdatedApril 30, 2026
Details
& up
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Unsecured loans
10.25%
▼
APR10.25%
Last UpdatedApril 30, 2026
Details
over $1,000.00
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN D
10.25%
▼
APR10.25%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Personal Loan 1 - 24 Months
10.29%
▼
APR10.29%
Last UpdatedApril 30, 2026
Details
No additional details available.
APR10.29%
Last UpdatedApril 30, 2026
Details
As Low As
Taleris Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
Lifestyle Personal Loan
10.44%
▼
APR10.44%
Last UpdatedApril 30, 2026
Details
As Low As; Quick and convenient financing with trusted financial partners.; Your loan is local, meaning your money stays right here in our central Ohio communities.
APR10.49%
Last UpdatedApril 30, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 24 months
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 36 months
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 48 months
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Softite Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Lifestyle Loan (Personal Loan)
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
Personal / Signature Loans (Unsecured)
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
SIGNATURE LOAN - 12 mths
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As; Great Rates! Flexible Terms! Available 24/7!
St Josephs Canton Parish Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Signature
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Personal Loan 25 - 36 Months
10.54%
▼
APR10.54%
Last UpdatedApril 30, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Signature Loan
10.74%
▼
APR10.74%
Last UpdatedApril 30, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
$2,501
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
$5,001
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
$7,501
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
As Low As
Greater Wayne Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Personal
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
As Low As
APR10.78%
Last UpdatedApril 30, 2026
Details
As Low As; A $150 doc prep fee applies. Rates are subject to change without notice. All rates and terms subject to credit approval. Additional discounts may be available. APR = Annual Percentage Rate. Example: A $10,000 personal loan would have a payment of $257.38 for 48 months with disclosed APR.
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Personal Loan 37 - 48 Months
10.79%
▼
APR10.79%
Last UpdatedApril 30, 2026
Details
No additional details available.
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedApril 30, 2026
Details
No additional details available.
APR10.90%
Last UpdatedApril 30, 2026
Details
As Low As; up to 60 months
Cincinnati Healthcare Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Unsecured Loan A+
10.95%
▼
APR10.95%
Last UpdatedApril 30, 2026
Details
No additional details available.
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Unsecured Loans
10.95%
▼
APR10.95%
Last UpdatedApril 30, 2026
Details
As Low As; APR - 11.244%
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN E
10.95%
▼
APR10.95%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Butler Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
PERSONAL LOANS
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
Personal Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
APR5.49%
Last UpdatedApril 30, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 30, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 30, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 30, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As; Working on a project? Need to make a purchase? We can help!
APR8.45%
Last UpdatedApril 30, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 30, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 30, 2026
Details
as low as
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As low as
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
APR9.74%
Last UpdatedApril 30, 2026
Details
As Low As
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Unsecured (personal loan)
9.85%
▼
APR9.85%
Last UpdatedApril 30, 2026
Details
up to $10,000; As Low As
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Personal Loans maximum term 60 months
9.90%
▼
APR9.90%
Last UpdatedApril 30, 2026
Details
up to $25,000,; As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Signature Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
Based upon credit rating
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
APR10.00%
Last UpdatedApril 30, 2026
Details
As Low As
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Personal Loans +
10.14%
▼
APR10.14%
Last UpdatedApril 30, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN D
10.25%
▼
APR10.25%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
APR10.29%
Last UpdatedApril 30, 2026
Details
As Low As
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Personal Loan 1 - 24 Months
10.29%
▼
APR10.29%
Last UpdatedApril 30, 2026
Details
No additional details available.
Taleris Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
Lifestyle Personal Loan
10.44%
▼
APR10.44%
Last UpdatedApril 30, 2026
Details
As Low As; Quick and convenient financing with trusted financial partners.; Your loan is local, meaning your money stays right here in our central Ohio communities.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 48 months
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 36 months
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 24 months
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Lifestyle Loan (Personal Loan)
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Personal Loan 25 - 36 Months
10.54%
▼
APR10.54%
Last UpdatedApril 30, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
As Low As
APR10.78%
Last UpdatedApril 30, 2026
Details
As Low As; A $150 doc prep fee applies. Rates are subject to change without notice. All rates and terms subject to credit approval. Additional discounts may be available. APR = Annual Percentage Rate. Example: A $10,000 personal loan would have a payment of $257.38 for 48 months with disclosed APR.
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Personal Loan 37 - 48 Months
10.79%
▼
APR10.79%
Last UpdatedApril 30, 2026
Details
No additional details available.
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedApril 30, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN E
10.95%
▼
APR10.95%
Last UpdatedApril 30, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Butler Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
PERSONAL LOANS
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 30, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
$1,000-$2,499; As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation and over
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
$7,500; As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
333 Babbitt Rd, Euclid, OH, 44123 1647
Signature Loan
16.50%
▼
APR16.50%
Last UpdatedApril 30, 2026
Details
As Low As
APR6.70%
Last UpdatedApril 30, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 30, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedApril 30, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Signature 30
6.99%
▼
APR6.99%
Last UpdatedApril 30, 2026
Details
$5,000 limit
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 30, 2026
Details
As Low As
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Signature (Unsecured/Personal)
7.75%
▼
APR7.75%
Last UpdatedApril 30, 2026
Details
As Low As; Up to 60 Months
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As; $10,000 maximum
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedApril 30, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 30, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedApril 30, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedApril 30, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedApril 30, 2026
Details
As Low As
APR8.74%
Last UpdatedApril 30, 2026
Details
As Low As; Up to 60 months and $20,000
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 30, 2026
Details
as low as
APR8.75%
Last UpdatedApril 30, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedApril 30, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As; Credit Life/Disability Insurance available; Debt consolidation
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
Signature
9.15%
▼
APR9.15%
Last UpdatedApril 30, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedApril 30, 2026
Details
As Low As
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 30, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 30, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedApril 30, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 30, 2026
Details
Up to $15,000
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedApril 30, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
Up to $2,500
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
$5,001
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
As Low As
Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
Signature and all other loans
9.90%
▼
APR9.90%
Last UpdatedApril 30, 2026
Details
As Low As
APR9.90%
Last UpdatedApril 30, 2026
Details
As Low As; up to 36 months
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Signature Loan
9.95%
▼
APR9.95%
Last UpdatedApril 30, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Signature Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
Based upon credit rating
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
A++ Credit Score (750+); Up to $3,000
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
Signature Unsecured
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
Signature and personal A+
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
Credit Score: 730 +
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
SIGNATURE LOAN - 12 mths
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As; Great Rates! Flexible Terms! Available 24/7!
St Josephs Canton Parish Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Signature
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As
Softite Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
Personal / Signature Loans (Unsecured)
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Signature Loan
10.74%
▼
APR10.74%
Last UpdatedApril 30, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
$5,001
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
Personal Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in Euclid, OH currently.
Euclid, OH Personal Loan Rate Trends
Compare local Euclid, OH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — OH Avg
10.986%
▲ 0.011 vs 7 days ago
Ohio personal loan rates rose 0.011 points over the past 7 days to 10.986% APR.
Signature Loan — OH Avg
10.980%
▼ 0.044 vs 7 days ago
Ohio signature loan rates fell 0.044 points over the past 7 days to 10.980% APR.
As of Apr 30, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
Most lenders in Euclid, Ohio require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Ohio often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Euclid, Ohio require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Ohio?
Yes. Debt consolidation is one of the most common uses of personal loans in Euclid, Ohio. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Euclid, Ohio?
Credit unions in Euclid, Ohio often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Euclid, Ohio?
- Eaton Family Credit Union: 16.50% (Lifestyle Loans)
- USX: 4.00% (Second Lien Position Loans to $49,999)
- Holy Family Parma Federal Credit Union: 4.00% (All Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Emerald Credit Union: 5.00% (Credit Builder Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Euclid, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 26, 2026.
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