Best Personal Loan Rates in Lancaster, Ohio (OH) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Ohio borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Lancaster, Ohio include: Atomic Credit UnionAtomic Credit Union1355 Ety Rd NW, Lancaster, OH, 43130 7639A+5.0 ★Texas Ratio: 2.50% offering All Smiles Loan Special at 9.99% APR, OUCU Financial Credit UnionOUCU Financial Credit Union2808 Columbus Lancaster Rd NW, Lancaster, OH, 43130A5.0 ★Texas Ratio: 7.65% offering Computer Loan at 10.24% APR, USB Union Savings BankUSB Union Savings Bank1654 E Main St, Lancaster, OH, 43130A+5.0 ★Texas Ratio: 1.66% offering Personal Loan (with Credit Score <740) at 11.99% APR, Ohio Healthcare Federal Credit UnionOhio Healthcare Federal Credit UnionA+5.0 ★Texas Ratio: 1.11% offering Recreational Loans at 4.00% APR, and USXUSXA+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR. Personal loan rates as of April 17, 2026 according to verified data from MonitorBankRates.
Lancaster has 3 local institutions in our database, with personal loan rates as low as 9.99% APR from Atomic Credit Union at 1355 Ety Rd NW, Lancaster, OH, 43130 7639. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lancaster, Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lancaster, Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 17, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1355 Ety Rd NW, Lancaster, OH, 43130 7639
All Smiles Loan Special
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As; 12 months to pay, and NO loan fees!
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
2808 Columbus Lancaster Rd NW, Lancaster, OH, 43130
Computer Loan
10.24%
▼
APR10.24%
Last UpdatedApril 17, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
2808 Columbus Lancaster Rd NW, Lancaster, OH, 43130
Personal Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1654 E Main St, Lancaster, OH, 43130
Personal Loan (with Credit Score <740)
11.99%
▼
APR11.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1654 E Main St, Lancaster, OH, 43130
Personal Loan (with Credit Score >740)
11.99%
▼
APR11.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Recreational Loans
4.00%
▼
APR4.00%
Last UpdatedApril 17, 2026
Details
As Low As; Terms up to 120 months; Competitive rates - as low as you'll find anywhere! Can even cost less than promotional dealer financing; Pre-approvals to make shopping easy; Loan refinance from other lender; No pre-payment penalty; No application fee
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.00%
▼
APR4.00%
Last UpdatedApril 17, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.10%
▼
APR4.10%
Last UpdatedApril 17, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.20%
▼
APR4.20%
Last UpdatedApril 17, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.30%
▼
APR4.30%
Last UpdatedApril 17, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.40%
▼
APR4.40%
Last UpdatedApril 17, 2026
Details
$10,000
APR4.50%
Last UpdatedApril 17, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.60%
▼
APR4.60%
Last UpdatedApril 17, 2026
Details
$10,000
APR4.64%
Last UpdatedApril 17, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 17, 2026
Details
As Low As
APR4.99%
Last UpdatedApril 17, 2026
Details
As Low As; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
APR5.00%
Last UpdatedApril 17, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.24%
▼
APR5.24%
Last UpdatedApril 17, 2026
Details
$50,000
Noteworthy Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.16%
MUSICAL INSTRUMENT LOAN
5.25%
▼
APR5.25%
Last UpdatedApril 17, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Share Loan/Certificate Loan
5.25%
▼
APR5.25%
Last UpdatedApril 17, 2026
Details
As Low As; 2.00% over CD
APR5.49%
Last UpdatedApril 17, 2026
Details
As Low As
APR5.50%
Last UpdatedApril 17, 2026
Details
As Low As
APR5.54%
Last UpdatedApril 17, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.64%
▼
APR5.64%
Last UpdatedApril 17, 2026
Details
$50,000
APR5.94%
Last UpdatedApril 17, 2026
Details
$10,000
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
Closed End Equity Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
6.50%
▼
APR6.50%
Last UpdatedApril 17, 2026
Details
As Low As
APR6.50%
Last UpdatedApril 17, 2026
Details
Up to 75 % approved stocks
APR6.70%
Last UpdatedApril 17, 2026
Details
As Low As
APR6.74%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR6.74%
Last UpdatedApril 17, 2026
Details
As Low As; Up to 84 months
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Pre-Owned Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedApril 17, 2026
Details
As Low As; Up to 84 months
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Credit Builder Loan
6.75%
▼
APR6.75%
Last UpdatedApril 17, 2026
Details
Maximum $2000
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
6.75%
▼
APR6.75%
Last UpdatedApril 17, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 17, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedApril 17, 2026
Details
As Low As:
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Signature 30
6.99%
▼
APR6.99%
Last UpdatedApril 17, 2026
Details
Up to 30 Months $5,000 limit
APR6.99%
Last UpdatedApril 17, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 17, 2026
Details
As Low As
Promedica Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
Your Style Loan
6.99%
▼
APR6.99%
Last UpdatedApril 17, 2026
Details
As Low As; Rates are subject to change without notice. Rates for this product are determined by an evaluation of the applicant's credit and assume automatic loan payments.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
7.00%
▼
APR7.00%
Last UpdatedApril 17, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR7.24%
Last UpdatedApril 17, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 17, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 17, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 17, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Medical Loan (Unsecured)
7.49%
▼
APR7.49%
Last UpdatedApril 17, 2026
Details
$1000 minimum -Proof of expenses required, may be used for pet care and funeral expenses as well
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans 1-5 Year Fixed
7.49%
▼
APR7.49%
Last UpdatedApril 17, 2026
Details
As Low As
APR7.49%
Last UpdatedApril 17, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedApril 17, 2026
Details
As Low As
APR7.50%
Last UpdatedApril 17, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 17, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedApril 17, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedApril 17, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
APR7.74%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR7.74%
Last UpdatedApril 17, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans 6-10 Year Fixed
7.74%
▼
APR7.74%
Last UpdatedApril 17, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - New A+ 740+
7.75%
▼
APR7.75%
Last UpdatedApril 17, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedApril 17, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Loan of
7.98%
▼
APR7.98%
Last UpdatedApril 17, 2026
Details
$8,000-$14,999; Based on a 5-year fixed rate loan of $10,000 and a credit score of 700
APR7.99%
Last UpdatedApril 17, 2026
Details
$4,000 max
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Holiday Loan
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
As Low As; $10,000 maximum
APR7.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans 11-12 Year Fixed
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
As Low As
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans (Get Out Of Debt)
8.00%
▼
APR8.00%
Last UpdatedApril 17, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 17, 2026
Details
As Low As
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 17, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Fixed Equity Rich Loan
8.02%
▼
APR8.02%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR8.24%
Last UpdatedApril 17, 2026
Details
$4,000 max
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans 12/20 Non-Rollover Note
8.24%
▼
APR8.24%
Last UpdatedApril 17, 2026
Details
As Low As
Mahoning Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Unsecured Loans
8.25%
▼
APR8.25%
Last UpdatedApril 17, 2026
Details
As Low As
APR8.25%
Last UpdatedApril 17, 2026
Details
As Low As; up to 84 months
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans 12/25 Non-Rollover Note
8.37%
▼
APR8.37%
Last UpdatedApril 17, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedApril 17, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 17, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 17, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedApril 17, 2026
Details
As Low As
APR8.49%
Last UpdatedApril 17, 2026
Details
$4,000 max
APR8.49%
Last UpdatedApril 17, 2026
Details
No additional details available.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans 12/30 Non-Rollover Note
8.49%
▼
APR8.49%
Last UpdatedApril 17, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 17, 2026
Details
For general purpose loans of $1000 and greater
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 17, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedApril 17, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedApril 17, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedApril 17, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedApril 17, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
APR8.74%
Last UpdatedApril 17, 2026
Details
second mortgage only
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 17, 2026
Details
As Low As; up to $35,000
APR8.74%
Last UpdatedApril 17, 2026
Details
As Low As; Up to 60 months and $20,000
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - Used
8.75%
▼
APR8.75%
Last UpdatedApril 17, 2026
Details
No additional details available.
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Other Unsecured Loans
8.75%
▼
APR8.75%
Last UpdatedApril 17, 2026
Details
Up to 40 Months $10,000 limit
APR8.75%
Last UpdatedApril 17, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedApril 17, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal / Vacation / Holiday Loan
8.95%
▼
APR8.95%
Last UpdatedApril 17, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedApril 17, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Unsecured Loans
8.95%
▼
APR8.95%
Last UpdatedApril 17, 2026
Details
As Low As; APR - 9.392%
APR8.95%
Last UpdatedApril 17, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Holiday Loan
8.99%
▼
APR8.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 17, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 17, 2026
Details
For general purpose loans of $1000 and greater
Golden Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedApril 17, 2026
Details
As Low As; *
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
12 month Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - New A+ 740+
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
As low as
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - Used
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
As Low As; Borrow up to $25,000; Terms up to 60 months; Credit Life/Disability Insurance available; Debt consolidation
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
As Low As
APR9.15%
Last UpdatedApril 17, 2026
Details
No additional details available.
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
Signature
9.15%
▼
APR9.15%
Last UpdatedApril 17, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedApril 17, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal Term Loan
9.20%
▼
APR9.20%
Last UpdatedApril 17, 2026
Details
No additional details available.
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal Loan
9.20%
▼
APR9.20%
Last UpdatedApril 17, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - Used
9.25%
▼
APR9.25%
Last UpdatedApril 17, 2026
Details
No additional details available.
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 17, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 17, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedApril 17, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
Personal/Unsecured
9.49%
▼
APR9.49%
Last UpdatedApril 17, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 17, 2026
Details
Up to $15,000
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedApril 17, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedApril 17, 2026
Details
As Low As
APR9.70%
Last UpdatedApril 17, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 17, 2026
Details
No additional details available.
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Personal
9.74%
▼
APR9.74%
Last UpdatedApril 17, 2026
Details
As Low As
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 17, 2026
Details
As Low As; Personal*
APR9.74%
Last UpdatedApril 17, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 17, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
$5,001
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
Up to $2,500
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
$7,501
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Unsecured (personal loan)
9.85%
▼
APR9.85%
Last UpdatedApril 17, 2026
Details
up to $10,000; As Low As; Up to 36 Months
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Personal Loans maximum term 60 months
9.90%
▼
APR9.90%
Last UpdatedApril 17, 2026
Details
up to $25,000,; As Low As
APR9.90%
Last UpdatedApril 17, 2026
Details
As Low As; 36 months, 2 year draw
APR9.90%
Last UpdatedApril 17, 2026
Details
As Low As; up to 36 months
APR9.90%
Last UpdatedApril 17, 2026
Details
As Low As; up to 36 months
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Unsecured Loans
9.95%
▼
APR9.95%
Last UpdatedApril 17, 2026
Details
As Low As; APR - 10.311%
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Signature Loan
9.95%
▼
APR9.95%
Last UpdatedApril 17, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation and over
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
$7,500; As Low As
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Signature (Unsecured/Personal)
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
For general purpose loans of $1000 and greater
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As; $1,000-$2,499 / up to 24 months
Fasson Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
$1,000-$2,499; As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
Signature and personal A+
10.00%
▼
APR10.00%
Last UpdatedApril 17, 2026
Details
Credit Score: 730 +
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 17, 2026
Details
A++ (750+); up to $3,000
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1654 E Main St, Lancaster, OH, 43130
Personal Loan (with Credit Score <740)
11.99%
▼
APR11.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1654 E Main St, Lancaster, OH, 43130
Personal Loan (with Credit Score >740)
11.99%
▼
APR11.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR5.49%
Last UpdatedApril 17, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 17, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 17, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 17, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedApril 17, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedApril 17, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedApril 17, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 17, 2026
Details
As Low As
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 17, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedApril 17, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedApril 17, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 17, 2026
Details
As Low As; up to $35,000
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedApril 17, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
As low as
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
APR9.15%
Last UpdatedApril 17, 2026
Details
No additional details available.
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal Loan
9.20%
▼
APR9.20%
Last UpdatedApril 17, 2026
Details
As Low As
APR9.70%
Last UpdatedApril 17, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 17, 2026
Details
No additional details available.
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 17, 2026
Details
As Low As; Personal*
APR9.74%
Last UpdatedApril 17, 2026
Details
As Low As
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Unsecured (personal loan)
9.85%
▼
APR9.85%
Last UpdatedApril 17, 2026
Details
up to $10,000; As Low As; Up to 36 Months
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Personal Loans maximum term 60 months
9.90%
▼
APR9.90%
Last UpdatedApril 17, 2026
Details
up to $25,000,; As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As; $1,000-$2,499 / up to 24 months
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans (Get Out Of Debt)
8.00%
▼
APR8.00%
Last UpdatedApril 17, 2026
Details
As Low As
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 17, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
$1,000-$2,499; As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation and over
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
$7,500; As Low As
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
Debt Consolidation Loan
10.44%
▼
APR10.44%
Last UpdatedApril 17, 2026
Details
As Low As; Pay Off Those High Interest Credit Cards!
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Debt Restructure Loan
11.59%
▼
APR11.59%
Last UpdatedApril 17, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
14.50%
▼
APR14.50%
Last UpdatedApril 17, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
14.75%
▼
APR14.75%
Last UpdatedApril 17, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
15.00%
▼
APR15.00%
Last UpdatedApril 17, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
17.00%
▼
APR17.00%
Last UpdatedApril 17, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
19.00%
▼
APR19.00%
Last UpdatedApril 17, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
21.00%
▼
APR21.00%
Last UpdatedApril 17, 2026
Details
$10,000 max
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
2808 Columbus Lancaster Rd NW, Lancaster, OH, 43130
Personal Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR6.70%
Last UpdatedApril 17, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 17, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Signature 30
6.99%
▼
APR6.99%
Last UpdatedApril 17, 2026
Details
Up to 30 Months $5,000 limit
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedApril 17, 2026
Details
As Low As:
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 17, 2026
Details
As Low As
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
As Low As; $10,000 maximum
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedApril 17, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 17, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedApril 17, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 17, 2026
Details
For general purpose loans of $1000 and greater
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedApril 17, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedApril 17, 2026
Details
As Low As
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 17, 2026
Details
As Low As; up to $35,000
APR8.74%
Last UpdatedApril 17, 2026
Details
As Low As; Up to 60 months and $20,000
APR8.75%
Last UpdatedApril 17, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedApril 17, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 17, 2026
Details
For general purpose loans of $1000 and greater
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
As Low As; Borrow up to $25,000; Terms up to 60 months; Credit Life/Disability Insurance available; Debt consolidation
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
Signature
9.15%
▼
APR9.15%
Last UpdatedApril 17, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedApril 17, 2026
Details
As Low As
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 17, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 17, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedApril 17, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 17, 2026
Details
Up to $15,000
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedApril 17, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 17, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
$5,001
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
Up to $2,500
APR9.90%
Last UpdatedApril 17, 2026
Details
As Low As; up to 36 months
APR9.90%
Last UpdatedApril 17, 2026
Details
As Low As; up to 36 months
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Signature Loan
9.95%
▼
APR9.95%
Last UpdatedApril 17, 2026
Details
As Low As
Fasson Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
For general purpose loans of $1000 and greater
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Signature (Unsecured/Personal)
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
Signature and personal A+
10.00%
▼
APR10.00%
Last UpdatedApril 17, 2026
Details
Credit Score: 730 +
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 17, 2026
Details
A++ (750+); up to $3,000
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No home improvement personal loan rates found in Lancaster, OH currently.
Lancaster, OH Personal Loan Rate Trends
Compare local Lancaster, OH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — OH Avg
11.078%
▼ 0.132 vs 7 days ago
Ohio personal loan rates fell 0.132 points over the past 7 days to 11.078% APR.
Signature Loan — OH Avg
11.091%
▼ 0.189 vs 7 days ago
Ohio signature loan rates fell 0.189 points over the past 7 days to 11.091% APR.
As of Apr 17, 2026 • Rate data sourced from 8,500+ monitored institutions
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Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
Most lenders in Lancaster, Ohio require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Ohio often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Lancaster, Ohio require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Ohio?
Yes. Debt consolidation is one of the most common uses of personal loans in Lancaster, Ohio. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Lancaster, Ohio?
Credit unions in Lancaster, Ohio often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Lancaster, Ohio?
- Atomic Credit Union: 9.99% (All Smiles Loan Special)
- OUCU Financial Credit Union: 10.24% (Computer Loan)
- USB Union Savings Bank: 11.99% (Personal Loan (with Credit Score <740))
- Ohio Healthcare Federal Credit Union: 4.00% (Recreational Loans)
- USX: 4.00% (Second Lien Position Loans to $49,999)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lancaster, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 17, 2026.
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