Best Personal Loan Rates in Toledo, Ohio (OH) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Ohio borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Toledo, Ohio include: Citizens BankCitizens Bank1460 S Byrne Rd, Toledo, OH, 43614A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, Sun Federal Credit UnionSun Federal Credit Union4760 Monroe St, Toledo, OH, 43623 4348A5.0 ★Texas Ratio: 9.22% offering Professional Musician Instrument Loans at 7.49% APR, Superior Credit UnionSuperior Credit Union5642 Airport Hwy, Toledo, OH, 43615A+5.0 ★Texas Ratio: 0.36% offering Recreational Loan at 7.99% APR, Toledo Urban Federal Credit UnionToledo Urban Federal Credit Union1441 Dorr St, Toledo, OH, 43607 3956B4.6 ★Texas Ratio: 19.87% offering Holiday Loan at 9.00% APR, and University of Toledo Federal Credit UnionUniversity of Toledo Federal Credit Union5248 Hill Ave, Toledo, OH, 43615 5868A5.0 ★Texas Ratio: 7.83% offering Signature at 9.00% APR. Personal loan rates as of April 8, 2026 according to verified data from MonitorBankRates.
Toledo has 10 local institutions in our database, with personal loan rates as low as 5.45% APR from Citizens Bank at 1460 S Byrne Rd, Toledo, OH, 43614. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Toledo, Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Toledo, Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 8, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1460 S Byrne Rd, Toledo, OH, 43614
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedApril 9, 2026
Details
Fixed rates
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1460 S Byrne Rd, Toledo, OH, 43614
Variable Rate Loan
5.51%
▼
APR5.51%
Last UpdatedApril 9, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1460 S Byrne Rd, Toledo, OH, 43614
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedApril 9, 2026
Details
Variable rates
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH, 43623 4348
Professional Musician Instrument Loans
7.49%
▼
APR7.49%
Last UpdatedApril 9, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH, 43623 4348
Professional Musician Instrument Loans
7.74%
▼
APR7.74%
Last UpdatedApril 9, 2026
Details
As Low As
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH, 43615
Recreational Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH, 43623 4348
Professional Musician Instrument Loans
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH, 43623 4348
Professional Musician Instrument Loans
8.24%
▼
APR8.24%
Last UpdatedApril 9, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH, 43623 4348
Professional Musician Instrument Loans
8.37%
▼
APR8.37%
Last UpdatedApril 9, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH, 43623 4348
Professional Musician Instrument Loans
8.49%
▼
APR8.49%
Last UpdatedApril 9, 2026
Details
As Low As
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
1441 Dorr St, Toledo, OH, 43607 3956
Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
No additional details available.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
As Low As; Borrow up to $25,000; Terms up to 60 months; Credit Life/Disability Insurance available; Debt consolidation
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
2800 W Laskey Rd, Toledo, OH, 43613 3248
Signature
9.15%
▼
APR9.15%
Last UpdatedApril 9, 2026
Details
As Low As
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH, 43615
Spring Loan
9.24%
▼
APR9.24%
Last UpdatedApril 9, 2026
Details
As Low As; Offer expires May 31, 2026.
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Personal/Unsecured
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
4140 W Laskey Rd, Toledo, OH, 43623 3758
Personal
9.74%
▼
APR9.74%
Last UpdatedApril 9, 2026
Details
As Low As
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
4140 W Laskey Rd, Toledo, OH, 43623 3758
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 9, 2026
Details
As Low As; Personal*
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1460 S Byrne Rd, Toledo, OH, 43614
Medical Residency Refinance Loan
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
Fixed rates
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
1441 Dorr St, Toledo, OH, 43607 3956
Signature Unsecured
10.00%
▼
APR10.00%
Last UpdatedApril 9, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1460 S Byrne Rd, Toledo, OH, 43614
Medical Residency Refinance Loan
10.31%
▼
APR10.31%
Last UpdatedApril 9, 2026
Details
Variable rates
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH, 43615
Signature/Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 9, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH, 43623 4348
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 9, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Personal/Unsecured
11.49%
▼
APR11.49%
Last UpdatedApril 9, 2026
Details
As Low As
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH, 43615
Personal Loans
11.90%
▼
APR11.90%
Last UpdatedApril 9, 2026
Details
No additional details available.
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH, 43615
Signature Loans
11.99%
▼
APR11.99%
Last UpdatedApril 9, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH, 43623 4348
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedApril 9, 2026
Details
As Low As
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH, 43615
Freedom Loan
12.49%
▼
APR12.49%
Last UpdatedApril 9, 2026
Details
No additional details available.
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH, 43615
Grand Loan
17.99%
▼
APR17.99%
Last UpdatedApril 9, 2026
Details
As Low As; Offer Valid through 6/30/2026.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.00%
▼
APR4.00%
Last UpdatedApril 9, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.10%
▼
APR4.10%
Last UpdatedApril 9, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.20%
▼
APR4.20%
Last UpdatedApril 9, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.30%
▼
APR4.30%
Last UpdatedApril 9, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.40%
▼
APR4.40%
Last UpdatedApril 9, 2026
Details
$10,000
APR4.50%
Last UpdatedApril 9, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.60%
▼
APR4.60%
Last UpdatedApril 9, 2026
Details
$10,000
APR4.64%
Last UpdatedApril 9, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 9, 2026
Details
As Low As
APR4.99%
Last UpdatedApril 9, 2026
Details
As Low As; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
AurGroup Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Credit Builder Loan
5.02%
▼
APR5.02%
Last UpdatedApril 9, 2026
Details
Based on the rate of 5.02% APR, the total interest paid would be $13.70 with a year term.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.24%
▼
APR5.24%
Last UpdatedApril 9, 2026
Details
$50,000
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Share Loan/Certificate Loan
5.25%
▼
APR5.25%
Last UpdatedApril 9, 2026
Details
As Low As; 2.00% over CD
Noteworthy Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.16%
Musical Instrument Loans
5.25%
▼
APR5.25%
Last UpdatedApril 9, 2026
Details
As Low As
APR5.50%
Last UpdatedApril 9, 2026
Details
As Low As
APR5.54%
Last UpdatedApril 9, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.64%
▼
APR5.64%
Last UpdatedApril 9, 2026
Details
$50,000
APR5.94%
Last UpdatedApril 9, 2026
Details
$10,000
APR5.95%
Last UpdatedApril 9, 2026
Details
As Low As; November 1 - December 31; Open to all credit scores
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
Closed End Equity Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Chivaho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Here for you loan
5.99%
▼
APR5.99%
Last UpdatedApril 9, 2026
Details
As Low As
Northwest Bank Warren, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
Equipment Term Loans
5.99%
▼
APR5.99%
Last UpdatedApril 9, 2026
Details
Offer valid on equipment term loans only. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.
APR6.00%
Last UpdatedApril 9, 2026
Details
No additional details available.
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Recreational Loan
6.24%
▼
APR6.24%
Last UpdatedApril 9, 2026
Details
As Low As
APR6.25%
Last UpdatedApril 9, 2026
Details
Over $100,000
APR6.50%
Last UpdatedApril 9, 2026
Details
Up to $100,000
APR6.50%
Last UpdatedApril 9, 2026
Details
Up to 75 % approved stocks
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
6.50%
▼
APR6.50%
Last UpdatedApril 9, 2026
Details
As Low As
Osgood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
Traditional Construction Loan
6.68%
▼
APR6.68%
Last UpdatedApril 9, 2026
Details
No additional details available.
APR6.70%
Last UpdatedApril 9, 2026
Details
As Low As
APR6.74%
Last UpdatedApril 9, 2026
Details
No additional details available.
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Pre-Owned Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedApril 9, 2026
Details
As Low As; Up to 84 months
APR6.74%
Last UpdatedApril 9, 2026
Details
As Low As; Up to 84 months
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Credit Builder Loan
6.75%
▼
APR6.75%
Last UpdatedApril 9, 2026
Details
Maximum $2000
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
6.75%
▼
APR6.75%
Last UpdatedApril 9, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 9, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedApril 9, 2026
Details
As low as:
APR6.99%
Last UpdatedApril 9, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Signature 30
6.99%
▼
APR6.99%
Last UpdatedApril 9, 2026
Details
Up to 30 Months $5,000 limit
APR6.99%
Last UpdatedApril 9, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
7.00%
▼
APR7.00%
Last UpdatedApril 9, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 9, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 9, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 9, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 9, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 9, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Medical Loan (Unsecured)
7.49%
▼
APR7.49%
Last UpdatedApril 9, 2026
Details
$1000 minimum -Proof of expenses required, may be used for pet care and funeral expenses as well
APR7.49%
Last UpdatedApril 9, 2026
Details
As Low As
APR7.50%
Last UpdatedApril 9, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedApril 9, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedApril 9, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedApril 9, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
APR7.74%
Last UpdatedApril 9, 2026
Details
No additional details available.
APR7.74%
Last UpdatedApril 9, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - New A+ 740+
7.75%
▼
APR7.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedApril 9, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Loan of
7.98%
▼
APR7.98%
Last UpdatedApril 9, 2026
Details
$8,000-$14,999; Based on a 5-year fixed rate loan of $10,000 and a credit score of 700
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Holiday Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
APR7.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As; $10,000 maximum
APR7.99%
Last UpdatedApril 9, 2026
Details
$4,000 max
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans
8.00%
▼
APR8.00%
Last UpdatedApril 9, 2026
Details
As Low As; Credit score of 630 and above required
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans (Get Out Of Debt)
8.00%
▼
APR8.00%
Last UpdatedApril 9, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 9, 2026
Details
As Low As
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 9, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Fixed Equity Rich Loan
8.02%
▼
APR8.02%
Last UpdatedApril 9, 2026
Details
No additional details available.
APR8.24%
Last UpdatedApril 9, 2026
Details
$4,000 max
APR8.25%
Last UpdatedApril 9, 2026
Details
As Low As; up to 84 months
Mahoning Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Unsecured Loans
8.25%
▼
APR8.25%
Last UpdatedApril 9, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedApril 9, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 9, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedApril 9, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 9, 2026
Details
For general purpose loans of $1000 and greater
APR8.49%
Last UpdatedApril 9, 2026
Details
$4,000 max
APR8.49%
Last UpdatedApril 9, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedApril 9, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 9, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedApril 9, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedApril 9, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedApril 9, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
APR8.74%
Last UpdatedApril 9, 2026
Details
As Low As; Up to 60 months and $20,000
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 9, 2026
Details
As Low As; up to $35,000
APR8.74%
Last UpdatedApril 9, 2026
Details
second mortgage only
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
PERSONAL LOAN LIMIT)
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
$5,000
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Other Unsecured Loans
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
Up to 40 Months $10,000 limit
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - Used
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
APR8.75%
Last UpdatedApril 9, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedApril 9, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Unsecured Loans
8.95%
▼
APR8.95%
Last UpdatedApril 9, 2026
Details
As Low As; APR - 9.392%
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal / Vacation / Holiday Loan
8.95%
▼
APR8.95%
Last UpdatedApril 9, 2026
Details
As Low As
APR8.95%
Last UpdatedApril 9, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
For general purpose loans of $1000 and greater
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Holiday Loan
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Golden Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As; *
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
As low as
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - Used
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
No additional details available.
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - New A+ 740+
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
No additional details available.
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
12 month Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
APR9.15%
Last UpdatedApril 9, 2026
Details
No additional details available.
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedApril 9, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal Term Loan
9.20%
▼
APR9.20%
Last UpdatedApril 9, 2026
Details
No additional details available.
ASHLAND COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation Loan Promo!
9.22%
▼
APR9.22%
Last UpdatedApril 9, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - Used
9.25%
▼
APR9.25%
Last UpdatedApril 9, 2026
Details
No additional details available.
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 9, 2026
Details
As Low As
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 9, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedApril 9, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 9, 2026
Details
Up to $15,000
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedApril 9, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedApril 9, 2026
Details
As Low As
APR9.70%
Last UpdatedApril 9, 2026
Details
No additional details available.
APR9.74%
Last UpdatedApril 9, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 9, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
$5,001
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
Up to $2,500
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
As Low As
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Unsecured (personal loan)
9.85%
▼
APR9.85%
Last UpdatedApril 9, 2026
Details
up to $10,000; As Low As; Up to 36 Months
APR9.90%
Last UpdatedApril 9, 2026
Details
As Low As; 36 months, 2 year draw
APR9.90%
Last UpdatedApril 9, 2026
Details
As Low As; up to 36 months
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Personal Loans maximum term 60 months
9.90%
▼
APR9.90%
Last UpdatedApril 9, 2026
Details
up to $25,000,; As Low As
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Signature Loan
9.95%
▼
APR9.95%
Last UpdatedApril 9, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Unsecured Loans
9.95%
▼
APR9.95%
Last UpdatedApril 9, 2026
Details
As Low As; APR - 10.311%
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Unsecured, Signature (Lifestyle Loan
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
Regular APR: 9.99% - 20.50%
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
4140 W Laskey Rd, Toledo, OH, 43623 3758
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 9, 2026
Details
As Low As; Personal*
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH, 43615
Signature/Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 9, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH, 43623 4348
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 9, 2026
Details
As Low As
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH, 43615
Personal Loans
11.90%
▼
APR11.90%
Last UpdatedApril 9, 2026
Details
No additional details available.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH, 43623 4348
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedApril 9, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 9, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 9, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedApril 9, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedApril 9, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedApril 9, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedApril 9, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 9, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedApril 9, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 9, 2026
Details
As Low As; up to $35,000
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
PERSONAL LOAN LIMIT)
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
$5,000
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedApril 9, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
APR8.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
As low as
APR9.15%
Last UpdatedApril 9, 2026
Details
No additional details available.
APR9.70%
Last UpdatedApril 9, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 9, 2026
Details
No additional details available.
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Unsecured (personal loan)
9.85%
▼
APR9.85%
Last UpdatedApril 9, 2026
Details
up to $10,000; As Low As; Up to 36 Months
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Personal Loans maximum term 60 months
9.90%
▼
APR9.90%
Last UpdatedApril 9, 2026
Details
up to $25,000,; As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans (Get Out Of Debt)
8.00%
▼
APR8.00%
Last UpdatedApril 9, 2026
Details
As Low As
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
ASHLAND COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation Loan Promo!
9.22%
▼
APR9.22%
Last UpdatedApril 9, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
$1,000-$2,499; As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation and over
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
$7,500; As Low As
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
Debt Consolidation Loan
10.44%
▼
APR10.44%
Last UpdatedApril 9, 2026
Details
As Low As; Pay Off Those High Interest Credit Cards!
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Debt Restructure Loan
11.59%
▼
APR11.59%
Last UpdatedApril 9, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
14.50%
▼
APR14.50%
Last UpdatedApril 9, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
14.75%
▼
APR14.75%
Last UpdatedApril 9, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
15.00%
▼
APR15.00%
Last UpdatedApril 9, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
17.00%
▼
APR17.00%
Last UpdatedApril 9, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
19.00%
▼
APR19.00%
Last UpdatedApril 9, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
21.00%
▼
APR21.00%
Last UpdatedApril 9, 2026
Details
$10,000 max
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
As Low As; Borrow up to $25,000; Terms up to 60 months; Credit Life/Disability Insurance available; Debt consolidation
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
2800 W Laskey Rd, Toledo, OH, 43613 3248
Signature
9.15%
▼
APR9.15%
Last UpdatedApril 9, 2026
Details
As Low As
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
1441 Dorr St, Toledo, OH, 43607 3956
Signature Unsecured
10.00%
▼
APR10.00%
Last UpdatedApril 9, 2026
Details
No additional details available.
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH, 43615
Signature/Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 9, 2026
Details
As Low As
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH, 43615
Signature Loans
11.99%
▼
APR11.99%
Last UpdatedApril 9, 2026
Details
As Low As
APR6.70%
Last UpdatedApril 9, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 9, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Signature 30
6.99%
▼
APR6.99%
Last UpdatedApril 9, 2026
Details
Up to 30 Months $5,000 limit
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedApril 9, 2026
Details
As low as:
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 9, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As; $10,000 maximum
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedApril 9, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 9, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedApril 9, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 9, 2026
Details
For general purpose loans of $1000 and greater
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedApril 9, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedApril 9, 2026
Details
As Low As
APR8.74%
Last UpdatedApril 9, 2026
Details
As Low As; Up to 60 months and $20,000
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 9, 2026
Details
As Low As; up to $35,000
APR8.75%
Last UpdatedApril 9, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
For general purpose loans of $1000 and greater
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedApril 9, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 9, 2026
Details
As Low As
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 9, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedApril 9, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 9, 2026
Details
Up to $15,000
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedApril 9, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 9, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
Up to $2,500
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
$5,001
APR9.90%
Last UpdatedApril 9, 2026
Details
As Low As; up to 36 months
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Signature Loan
9.95%
▼
APR9.95%
Last UpdatedApril 9, 2026
Details
As Low As
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Unsecured, Signature (Lifestyle Loan
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
Regular APR: 9.99% - 20.50%
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No home improvement personal loan rates found in Toledo, OH currently.
Toledo, OH Personal Loan Rate Trends
Compare local Toledo, OH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — OH Avg
11.158%
▼ 0.572 vs 7 days ago
Ohio personal loan rates fell 0.572 points over the past 7 days to 11.158% APR.
Signature Loan — OH Avg
11.279%
▼ 0.471 vs 7 days ago
Ohio signature loan rates fell 0.471 points over the past 7 days to 11.279% APR.
As of Apr 9, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
Most lenders in Toledo, Ohio require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Ohio often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Toledo, Ohio require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Ohio?
Yes. Debt consolidation is one of the most common uses of personal loans in Toledo, Ohio. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Toledo, Ohio?
Credit unions in Toledo, Ohio often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Toledo, Ohio?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- Sun Federal Credit Union: 7.49% (Professional Musician Instrument Loans)
- Superior Credit Union: 7.99% (Recreational Loan)
- Toledo Urban Federal Credit Union: 9.00% (Holiday Loan)
- University of Toledo Federal Credit Union: 9.00% (Signature)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Toledo, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 8, 2026.
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