Best Personal Loan Rates in Oklahoma (OK) - April 2026
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Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Oklahoma borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Oklahoma include: Department of Public Safety Federal Credit UnionDepartment of Public Safety Federal Credit Union3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223A+5.0 ★Texas Ratio: 0.69% offering Generator Loan at 3.99% APR, Correctional Workers Federal Credit UnionCorrectional Workers Federal Credit Union406 REFORMATORY CIR, EL RENO, OK, 73036 2174A+5.0 ★Texas Ratio: 0.14% offering SHARE LOAN at 4.00% APR, Fraternal Order Of Police Federal Credit UnionFraternal Order Of Police Federal Credit Union10110 E 11th St, Tulsa, OK, 74128A+5.0 ★Texas Ratio: 1.15% offering Storm Shelter Loans at 4.24% APR, Teachers Credit Union Oklahoma City, OKTeachers Credit Union Oklahoma City, OK2300 NW 23rd St, Oklahoma CIty, OK, 73107A+5.0 ★Texas Ratio: 1.68% offering Shelter Loan at 4.99% APR, and Communication Federal Credit UnionCommunication Federal Credit Union427 NW 6th St, Oklahoma City, OK, 73102 2804A5.0 ★Texas Ratio: 7.85% offering Storm Shelter Loan at 5.99% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Oklahoma side-by-side. Oklahoma personal loan rates currently start as low as 3.99% APR from Department of Public Safety Federal Credit Union at 3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Oklahoma.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Oklahoma. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223
Generator Loan
3.99%
▼
APR3.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
406 REFORMATORY CIR, EL RENO, OK, 73036 2174
SHARE LOAN
4.00%
▼
APR4.00%
Last UpdatedApril 28, 2026
Details
SHARE SECURED
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK, 74128
Storm Shelter Loans
4.24%
▼
APR4.24%
Last UpdatedApril 28, 2026
Details
No additional details available.
Teachers Credit Union Oklahoma City, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2300 NW 23rd St, Oklahoma CIty, OK, 73107
Shelter Loan
4.99%
▼
APR4.99%
Last UpdatedApril 28, 2026
Details
As Low As; Contact Us
Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
406 REFORMATORY CIR, EL RENO, OK, 73036 2174
SHARE LOAN
5.00%
▼
APR5.00%
Last UpdatedApril 28, 2026
Details
SHARED SECURED
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK, 73102 2804
Storm Shelter Loan
5.99%
▼
APR5.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
Unsecured Signature Loan
7.25%
▼
APR7.25%
Last UpdatedApril 28, 2026
Details
No additional details available.
Endurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
703 S 9th St, Duncan, OK, 73533 5101
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK, 74128
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedApril 28, 2026
Details
No additional details available.
Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 28, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
Storm Shelter Loan
8.99%
▼
APR8.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK, 74120 4205
Storm Shelter Loan
8.99%
▼
APR8.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedApril 28, 2026
Details
As Low As
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK, 73102 2229
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 28, 2026
Details
As Low As; with specific terms.
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 28, 2026
Details
As Low As
SSMOK Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1111 N Lee Ave Ste 125, Oklahoma City, OK, 73103
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 28, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedApril 28, 2026
Details
As Low As
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK, 73118 5912
Signature
9.90%
▼
APR9.90%
Last UpdatedApril 28, 2026
Details
As Low As
Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
406 REFORMATORY CIR, EL RENO, OK, 73036 2174
SIGNATURE LOAN
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As; Based on FICO Score
Allegiance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
4235 N Meridian Ave, Oklahoma City, OK, 73112 2456
Credit Builder Loan
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
No credit check
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
200 NE 21st St, Oklahoma City, OK, 73105
Lifestyle Loan
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
4200 W Memorial Rd, Oklahoma City, OK, 73120
Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As
United Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
10.19%
▼
APR10.19%
Last UpdatedApril 28, 2026
Details
No additional details available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK, 73401
Personal Custom Loan
10.45%
▼
APR10.45%
Last UpdatedApril 28, 2026
Details
Rates subject to change. Please call for quote. Additional discounts may be available.
Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
200 NE 21st St, Oklahoma City, OK, 73105
Lifestyle Loan
10.50%
▼
APR10.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
10.69%
▼
APR10.69%
Last UpdatedApril 28, 2026
Details
No additional details available.
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK, 74403 4910
Signature Loans
10.70%
▼
APR10.70%
Last UpdatedApril 28, 2026
Details
As Low As
Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
200 NE 21st St, Oklahoma City, OK, 73105
Lifestyle Loan
10.75%
▼
APR10.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
10.75%
▼
APR10.75%
Last UpdatedApril 28, 2026
Details
As Low As
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Signature loan
10.75%
▼
APR10.75%
Last UpdatedApril 28, 2026
Details
As Low As; Up to 36 months (as low as)
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK, 74120 4205
Computer Loan
10.90%
▼
APR10.90%
Last UpdatedApril 28, 2026
Details
No additional details available.
Teachers Credit Union Oklahoma City, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2300 NW 23rd St, Oklahoma CIty, OK, 73107
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
As Low As; Contact Us
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans: 0-36 months
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
200 NE 21st St, Oklahoma City, OK, 73105
Lifestyle Loan
11.00%
▼
APR11.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
11.19%
▼
APR11.19%
Last UpdatedApril 28, 2026
Details
No additional details available.
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
Signature Loans
11.24%
▼
APR11.24%
Last UpdatedApril 28, 2026
Details
As Low As
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedApril 28, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
Personal Loans Signature Loan
11.25%
▼
APR11.25%
Last UpdatedApril 28, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedApril 28, 2026
Details
As Low As; $10,000 Maximum
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK, 74128
Stress Line Loan
11.25%
▼
APR11.25%
Last UpdatedApril 28, 2026
Details
No additional details available.
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK, 74104 4205
Personal
11.40%
▼
APR11.40%
Last UpdatedApril 28, 2026
Details
As Low As
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
Personal/Signature
11.49%
▼
APR11.49%
Last UpdatedApril 28, 2026
Details
As Low As; Up to 15% of gross annual income not to exceed $20,000.
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedApril 28, 2026
Details
As Low As
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1400 S Boston Ave, Tulsa, OK, 74119 3612
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedApril 28, 2026
Details
As Low As; ...
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedApril 28, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans
11.99%
▼
APR11.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans: 37-60 months
11.99%
▼
APR11.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
406 REFORMATORY CIR, EL RENO, OK, 73036 2174
CREDIT BUILDER LOAN
12.25%
▼
APR12.25%
Last UpdatedApril 28, 2026
Details
CREDIT BUILDER
Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
406 REFORMATORY CIR, EL RENO, OK, 73036 2174
DEBT CONSOLIDATION
12.25%
▼
APR12.25%
Last UpdatedApril 28, 2026
Details
MAXIMUM $5,000. CALL CREDIT UNION FOR ELIGIBILITY
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
Signature Loan
12.25%
▼
APR12.25%
Last UpdatedApril 28, 2026
Details
As Low As; Loan amount from $10,001 - $20,000
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK, 74120 4205
Personal Loan
12.40%
▼
APR12.40%
Last UpdatedApril 28, 2026
Details
No additional details available.
Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Signature
13.00%
▼
APR13.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK, 73102 2804
Signature
13.24%
▼
APR13.24%
Last UpdatedApril 28, 2026
Details
No additional details available.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
Personal Loans
13.30%
▼
APR13.30%
Last UpdatedApril 28, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
Unsecured
13.30%
▼
APR13.30%
Last UpdatedApril 28, 2026
Details
As Low As
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK, 73116 1686
Unsecured Loans
13.99%
▼
APR13.99%
Last UpdatedApril 28, 2026
Details
As Low As; Rate determined by credit score
Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
220 W 7th St, Tulsa, OK, 74119
Signature Loan
14.99%
▼
APR14.99%
Last UpdatedApril 28, 2026
Details
Under $5,000
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK, 73102 2804
Flex Loan
15.65%
▼
APR15.65%
Last UpdatedApril 28, 2026
Details
No additional details available.
OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
Payday - Quik Cash Loans
18.00%
▼
APR18.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
4200 W Memorial Rd, Oklahoma City, OK, 73120
Emergency Help Loan
28.00%
▼
APR28.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Endurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
703 S 9th St, Duncan, OK, 73533 5101
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 28, 2026
Details
As Low As
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK, 73102 2229
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 28, 2026
Details
As Low As; with specific terms.
SSMOK Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1111 N Lee Ave Ste 125, Oklahoma City, OK, 73103
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 28, 2026
Details
As Low As
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 28, 2026
Details
As Low As
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedApril 28, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
Personal Loans Signature Loan
11.25%
▼
APR11.25%
Last UpdatedApril 28, 2026
Details
As Low As
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1400 S Boston Ave, Tulsa, OK, 74119 3612
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedApril 28, 2026
Details
As Low As; ...
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK, 74120 4205
Personal Loan
12.40%
▼
APR12.40%
Last UpdatedApril 28, 2026
Details
No additional details available.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
Personal Loans
13.30%
▼
APR13.30%
Last UpdatedApril 28, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
406 REFORMATORY CIR, EL RENO, OK, 73036 2174
DEBT CONSOLIDATION
12.25%
▼
APR12.25%
Last UpdatedApril 28, 2026
Details
MAXIMUM $5,000. CALL CREDIT UNION FOR ELIGIBILITY
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
Unsecured Signature Loan
7.25%
▼
APR7.25%
Last UpdatedApril 28, 2026
Details
No additional details available.
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK, 74128
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedApril 28, 2026
Details
No additional details available.
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedApril 28, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedApril 28, 2026
Details
As Low As
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK, 73118 5912
Signature
9.90%
▼
APR9.90%
Last UpdatedApril 28, 2026
Details
As Low As
Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
406 REFORMATORY CIR, EL RENO, OK, 73036 2174
SIGNATURE LOAN
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As; Based on FICO Score
United Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
10.19%
▼
APR10.19%
Last UpdatedApril 28, 2026
Details
No additional details available.
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
10.69%
▼
APR10.69%
Last UpdatedApril 28, 2026
Details
No additional details available.
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK, 74403 4910
Signature Loans
10.70%
▼
APR10.70%
Last UpdatedApril 28, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
10.75%
▼
APR10.75%
Last UpdatedApril 28, 2026
Details
As Low As
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Signature loan
10.75%
▼
APR10.75%
Last UpdatedApril 28, 2026
Details
As Low As; Up to 36 months (as low as)
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans: 0-36 months
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Teachers Credit Union Oklahoma City, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2300 NW 23rd St, Oklahoma CIty, OK, 73107
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
As Low As; Contact Us
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
11.19%
▼
APR11.19%
Last UpdatedApril 28, 2026
Details
No additional details available.
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
Signature Loans
11.24%
▼
APR11.24%
Last UpdatedApril 28, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
Personal Loans Signature Loan
11.25%
▼
APR11.25%
Last UpdatedApril 28, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedApril 28, 2026
Details
As Low As; $10,000 Maximum
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
Personal/Signature
11.49%
▼
APR11.49%
Last UpdatedApril 28, 2026
Details
As Low As; Up to 15% of gross annual income not to exceed $20,000.
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedApril 28, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedApril 28, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans
11.99%
▼
APR11.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans: 37-60 months
11.99%
▼
APR11.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
Signature Loan
12.25%
▼
APR12.25%
Last UpdatedApril 28, 2026
Details
As Low As; Loan amount from $10,001 - $20,000
Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Signature
13.00%
▼
APR13.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK, 73102 2804
Signature
13.24%
▼
APR13.24%
Last UpdatedApril 28, 2026
Details
No additional details available.
Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
220 W 7th St, Tulsa, OK, 74119
Signature Loan
14.99%
▼
APR14.99%
Last UpdatedApril 28, 2026
Details
Under $5,000
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No home improvement personal loan rates found in Oklahoma currently.
Oklahoma Personal Loan Rate Trends
Compare local Oklahoma personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — OK Avg
11.019%
▲ 0.035 vs 7 days ago
Oklahoma personal loan rates rose 0.035 points over the past 7 days to 11.019% APR.
Signature Loan — OK Avg
10.693%
Unchanged vs 7 days ago
Oklahoma signature loan rates currently average 10.693% APR.
As of Apr 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Oklahoma?
Most lenders in Oklahoma require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Oklahoma often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Oklahoma require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Oklahoma?
Yes. Debt consolidation is one of the most common uses of personal loans in Oklahoma. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Oklahoma?
Credit unions in Oklahoma often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Oklahoma?
- Department of Public Safety Federal Credit Union: 3.99% (Generator Loan)
- Correctional Workers Federal Credit Union: 4.00% (SHARE LOAN)
- Fraternal Order Of Police Federal Credit Union: 4.24% (Storm Shelter Loans)
- Teachers Credit Union Oklahoma City, OK: 4.99% (Shelter Loan)
- Communication Federal Credit Union: 5.99% (Storm Shelter Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Oklahoma. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 27, 2026.
