Best Personal Loan Rates in Portland, Oregon (OR) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Portland, Oregon include: CASTPARTS EMPLOYEESCASTPARTS EMPLOYEES8120 SE Luther Rd, Portland, OR, 97206 9238A+5.0 ★Texas Ratio: 2.98% offering Debt Consolidation Loan Special at 5.00% APR, Point West Credit UnionPoint West Credit Union5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283A+5.0 ★Texas Ratio: 4.60% offering Bicycle and eBike Loan at 5.74% APR, Oregonians Credit UnionOregonians Credit Union336 NE 20th Ave, Portland, OR, 97232 2805A+5.0 ★Texas Ratio: 4.77% offering Non-Owner Occupied Equity Loan at 6.05% APR, Unitus Community Credit UnionUnitus Community Credit Union1300 SW 6th Ave, Portland, OR, 97201 3464A+5.0 ★Texas Ratio: 4.22% offering Immigration Loan at 6.07% APR, and Banner BankBanner Bank101 Sw Main St, Portland, OR, 97204A+5.0 ★Texas Ratio: 1.69% offering QuickStep Equipment Loan at 6.29% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Portland has 19 local institutions in our database, with personal loan rates as low as 5.00% APR from CASTPARTS EMPLOYEES at 8120 SE Luther Rd, Portland, OR, 97206 9238. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Portland, Oregon.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Portland, Oregon. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
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As Low As
Finance Up To: $5,000
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As Low As; 5-Year fixed rate
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APR Range: 6.50%-12.25%
APR Range: 6.50%-12.25%
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Call for current Promotional Rates.
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As Low As; for a limited time.
As Low As; Consolidate higher rate debt with a Rivermark Personal Loan. Rates as low as 10.45% APR for a limited time.
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fixed rate
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Personal Loan Special
$350 min, $2500 max loan amount; New purchases
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As Low As;(Signature loan)
fixed rate
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Effective April 1, 2026
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Amortized over 15 years with a balloon due in 60 months
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Amortized over 15 years with a balloon due in 60 months
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Effective April 1, 2026
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As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
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As Low As; No payments for 30 days; No origination or annual fees; No prepayment fees; Set up payment terms that fit your budget
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As Low As; APR = Annual Percentage Rate. **Monthly payments determined by loan amount, term, and APR. All loans, rates, and terms are subject to credit approval and creditworthiness, are subject to change at any time, and must meet Cutting Edge Federal Credit Union lending policies.
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As Low As; *Fixed rate, terms up to 60 months available depending on credit score and amount financed. Rate shown applies to Personal Unsecured, Autos, Boats and RVs 2016 or older model year vehicles or vehicles valued at under $10,000 and Cycle Products 2021 or older model year vehicles. OAC. APR = Annual Percentage Rate. Loan rates are available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher and will be determined by loan type, applicable fees, the terms you request, the amount you finance, and your credit history. Secured and Unsecured Loans are available. Qualified borrowers can receive financing for personal loan needs including Dental, Vision, Cosmetics Procedures, Computers, Lawn Tractors, Older Autos, Snowmobiles, ATVs, Boats and RVs.
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Personal Loans, Lines of Credit
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As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
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Up to 60 Months
Maximum personal loan is $10,000; Not to exceed aggregate unsecured amount of $10,000; Repayment: 3% of Credit Limit; Auto Payment Required
Fixed Rate -Maximum Seasonal Loan is $1,200.00 Fixed APR
Fixed APR
Maximum personal loan is $10,000; Not to exceed aggregate unsecured amount of $10,000; Repayment: 3% of Credit Limit; Auto Payment Required
61-72 months
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As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
APR = Annual Percentage Rate. $20 Quick Loan Application Fee and automatic savings deposit required. Borrowers may only have one Quick Loan at any time, and no more than three in a six-month rolling period. Terms and conditions apply.
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Fixed APR
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Call for current Promotional Rates.
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As Low As; for a limited time.
As Low As; Consolidate higher rate debt with a Rivermark Personal Loan. Rates as low as 10.45% APR for a limited time.
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fixed rate
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Personal Loan Special
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As Low As;(Signature loan)
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As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
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As Low As; No payments for 30 days; No origination or annual fees; No prepayment fees; Set up payment terms that fit your budget
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As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
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Up to 60 Months
61-72 months
As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
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Effective April 1, 2026
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Portland, OR Personal Loan Rate Trends
Compare local Portland, OR personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oregon personal loan rates fell 0.899 points over the past 7 days to 11.483% APR.
Oregon signature loan rates fell 1.847 points over the past 7 days to 11.328% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Oregon?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Oregon?
Are credit unions or banks better for personal loans in Portland, Oregon?
What are the best personal loan rates in Portland, Oregon?
- CASTPARTS EMPLOYEES: 5.00% (Debt Consolidation Loan Special)
- Point West Credit Union: 5.74% (Bicycle and eBike Loan)
- Oregonians Credit Union: 6.05% (Non-Owner Occupied Equity Loan)
- Unitus Community Credit Union: 6.07% (Immigration Loan)
- Banner Bank: 6.29% (QuickStep Equipment Loan)
Personal Loan Calculators
