Best Personal Loan Rates in Florence, South Carolina (SC) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Florence, South Carolina include: SPC Credit UnionSPC Credit Union1312 Celebration Blvd, Florence, SC, 29501A5.0 ★Texas Ratio: 7.32% offering Previously Titled (48K - 100K Miles) Loan at 5.99% APR, SCI Federal Credit UnionSCI Federal Credit Union812 2nd Loop Rd, Florence, SC, 29505 2828A+5.0 ★Texas Ratio: 0.37% offering Co-Maker Loan (Closed End Maximum) at 9.00% APR, Sharonview Federal Credit UnionSharonview Federal Credit Union1921 W Palmetto St, Florence, SC, 29501 3916A5.0 ★Texas Ratio: 10.83% offering All-Purpose Loan at 10.74% APR, South Carolina State Federal Credit UnionSouth Carolina State Federal Credit Union1504 N Cashua Dr, Florence, SC, 29501A+5.0 ★Texas Ratio: 3.08% offering Signature Loan at 10.75% APR, and Pee Dee Federal Credit UnionPee Dee Federal Credit Union305 W Pine St, Florence, SC, 29501A+5.0 ★Texas Ratio: 0.02% offering MISCELLANEOUS EQUIPMENT Loan at 11.25% APR. Personal loan rates as of May 23, 2026 according to verified data from MonitorBankRates.
Florence has 6 local institutions in our database, with personal loan rates as low as 5.99% APR from SPC Credit Union at 1312 Celebration Blvd, Florence, SC, 29501. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Florence, South Carolina.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Florence, South Carolina. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 23, 2026
Florence Personal Loan Rates
As Low As
As Low As
$5,000.00; As Low As
As Low As
No additional details available.
As Low As
Regular APR: 10.75%
Regular APR: 10.9%
No additional details available.
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No additional details available.
No additional details available.
$500 - $25000
Regular APR: 15.9%
Regular APR: 17.9%
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; secured by Share Account
up to 180 months
up to 240 months
As Low As; Up to 70% LTV
No additional details available.
As Low As
As Low As
As Low As; 71% to 80% LTV
Rates range from 9.99% to 18.00% APR*
As Low As
As Low As
$0.01 - $35,000; As Low As
As Low As; 81% to 90% LTV
As Low As
As Low As
As Low As
$14,999
As Low As
As Low As
As Low As
$0.01 - $35,000; As Low As
As Low As
No Terms
As Low As
As Low As
$0.01 - $35,000; As Low As
As Low As
As Low As; Up to 60 months*
As Low As
As Low As; Rates subject to change. Please call for quote. Additional discounts may be available.
As Low As
$15,000 -$25,000
As Low As
As Low As; Up to $2,500
As Low As
As Low As; Terms vary Rate Range 9.90% to 18.00%
As Low As
No additional details available.
No additional details available.
As low as
As Low As
$0.01 - $35,000; As Low As
As Low As
As Low As
As Low As
As Low As
Loan amounts up to $15,000.00; Seasonal Christmas & Vacation Loans
$0.01 - $35,000; As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
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No additional details available.
up to 48 months
As Low As
No additional details available.
As Low As
up to 48 months
Platinum (quarterly variable *12)
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Loan amounts up to $15,000.00; Seasonal Christmas & Vacation Loans
No additional details available.
No additional details available.
No additional details available.
Florence Personal Loan Rates
No additional details available.
No additional details available.
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As Low As
Rates range from 9.99% to 18.00% APR*
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No Terms
As Low As
As Low As
As Low As; Up to 60 months*
As Low As; Rates subject to change. Please call for quote. Additional discounts may be available.
As Low As
As Low As
As Low As; Terms vary Rate Range 9.90% to 18.00%
As Low As
As low as
As Low As
As Low As
Loan amounts up to $15,000.00; Seasonal Christmas & Vacation Loans
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
Loan amounts up to $15,000.00; Seasonal Christmas & Vacation Loans
Florence Debt Consolidation Loan Rates
As Low As
Florence Signature Loan Rates
Regular APR: 10.75%
No additional details available.
As Low As
As Low As
As Low As
up to 48 months
up to 48 months
Florence, SC Personal Loan Rate Trends
Compare local Florence, SC personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
South Carolina personal loan rates rose 0.071 points over the past 7 days to 11.516% APR.
South Carolina signature loan rates rose 0.616 points over the past 7 days to 11.727% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Florence, South Carolina personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Florence, South Carolina directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Florence, South Carolina. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in SC.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in South Carolina?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in South Carolina?
Are credit unions or banks better for personal loans in Florence, South Carolina?
What are the best personal loan rates in Florence, South Carolina?
- SPC Credit Union: 5.99% (Previously Titled (48K - 100K Miles) Loan)
- SCI Federal Credit Union: 9.00% (Co-Maker Loan (Closed End Maximum))
- Sharonview Federal Credit Union: 10.74% (All-Purpose Loan)
- South Carolina State Federal Credit Union: 10.75% (Signature Loan)
- Pee Dee Federal Credit Union: 11.25% (MISCELLANEOUS EQUIPMENT Loan)
Florence, South Carolina Rates & Resources
Personal Loan Calculators
