Best Personal Loan Rates in Spartanburg, South Carolina (SC) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Spartanburg, South Carolina include: Ukrainian Federal Credit UnionUkrainian Federal Credit Union225 W Blackstock Rd, Spartanburg, SC, 29301A5.0 ★Texas Ratio: 10.03% offering Personal Loan at 7.99% APR, MTC Federal Credit UnionMTC Federal Credit Union1785 New Cut Rd, Spartanburg, SC, 29303A+5.0 ★Texas Ratio: 5.09% offering Personal Loans at 8.95% APR, Carolina Foothills Federal Credit UnionCarolina Foothills Federal Credit Union520 N Church St, Spartanburg, SC, 29303 3034A5.0 ★Texas Ratio: 7.73% offering Right Path - New Loan at 9.99% APR, Sharonview Federal Credit UnionSharonview Federal Credit Union1855 E Main St Ste 7, Spartanburg, SC, 29307 2326A5.0 ★Texas Ratio: 10.83% offering All-Purpose Loan at 10.74% APR, and South Carolina State Federal Credit UnionSouth Carolina State Federal Credit Union165 Camelot Dr, Spartanburg, SC, 29301 2636A+5.0 ★Texas Ratio: 3.08% offering Signature Loan at 10.75% APR. Personal loan rates as of May 23, 2026 according to verified data from MonitorBankRates.
Spartanburg has 7 local institutions in our database, with personal loan rates as low as 7.99% APR from Ukrainian Federal Credit Union at 225 W Blackstock Rd, Spartanburg, SC, 29301. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Spartanburg, South Carolina.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Spartanburg, South Carolina. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 23, 2026
Spartanburg Personal Loan Rates
As Low As
As Low As; Rates subject to change. Please call for quote. Additional discounts may be available.
No additional details available.
No additional details available.
As Low As
As Low As
Regular APR: 10.75%
No additional details available.
Regular APR: 10.9%
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
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As Low As
No additional details available.
No additional details available.
Regular APR: 15.9%
No additional details available.
Regular APR: 17.9%
No additional details available.
No additional details available.
No additional details available.
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No additional details available.
As Low As; secured by Share Account
up to 180 months
up to 240 months
No additional details available.
As Low As; Up to 70% LTV
As Low As
As Low As
As Low As
As Low As; 71% to 80% LTV
As Low As
Rates range from 9.99% to 18.00% APR*
As Low As
As Low As
$0.01 - $35,000; As Low As
As Low As; 81% to 90% LTV
As Low As
As Low As
As Low As
As Low As
$14,999
As Low As
$0.01 - $35,000; As Low As
As Low As
No Terms
As Low As
As Low As
$0.01 - $35,000; As Low As
As Low As
As Low As; Up to 60 months*
As Low As
No additional details available.
$5,000.00; As Low As
As Low As
As Low As
$15,000 -$25,000
As Low As
As Low As; Up to $2,500
As Low As
As Low As; Terms vary Rate Range 9.90% to 18.00%
As Low As
As low as
$0.01 - $35,000; As Low As
As Low As
As Low As
As Low As
As Low As
Loan amounts up to $15,000.00; Seasonal Christmas & Vacation Loans
$0.01 - $35,000; As Low As
As Low As
As Low As
As Low As
No additional details available.
up to 48 months
As Low As
No additional details available.
As Low As
up to 48 months
Platinum (quarterly variable *12)
No additional details available.
$500 - $25000
No additional details available.
Loan amounts up to $15,000.00; Seasonal Christmas & Vacation Loans
No additional details available.
No additional details available.
No additional details available.
Spartanburg Personal Loan Rates
As Low As
As Low As; Rates subject to change. Please call for quote. Additional discounts may be available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
Rates range from 9.99% to 18.00% APR*
As Low As
As Low As
As Low As
As Low As
No Terms
As Low As
As Low As
As Low As
As Low As; Up to 60 months*
No additional details available.
As Low As
As Low As
As Low As; Terms vary Rate Range 9.90% to 18.00%
As Low As
As low as
As Low As
Loan amounts up to $15,000.00; Seasonal Christmas & Vacation Loans
As Low As
As Low As
No additional details available.
Loan amounts up to $15,000.00; Seasonal Christmas & Vacation Loans
No additional details available.
Spartanburg Debt Consolidation Loan Rates
As Low As
Spartanburg Signature Loan Rates
Regular APR: 10.75%
As Low As
As Low As
As Low As
up to 48 months
up to 48 months
No additional details available.
Spartanburg, SC Personal Loan Rate Trends
Compare local Spartanburg, SC personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
South Carolina personal loan rates rose 0.071 points over the past 7 days to 11.516% APR.
South Carolina signature loan rates rose 0.616 points over the past 7 days to 11.727% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Spartanburg, South Carolina personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Spartanburg, South Carolina directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Spartanburg, South Carolina. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in SC.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in South Carolina?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in South Carolina?
Are credit unions or banks better for personal loans in Spartanburg, South Carolina?
What are the best personal loan rates in Spartanburg, South Carolina?
- Ukrainian Federal Credit Union: 7.99% (Personal Loan)
- MTC Federal Credit Union: 8.95% (Personal Loans)
- Carolina Foothills Federal Credit Union: 9.99% (Right Path - New Loan)
- Sharonview Federal Credit Union: 10.74% (All-Purpose Loan)
- South Carolina State Federal Credit Union: 10.75% (Signature Loan)
Spartanburg, South Carolina Rates & Resources
Personal Loan Calculators
