Best Personal Loan Rates in Brigham City, Utah (UT) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Brigham City, Utah include: Goldenwest Federal Credit UnionGoldenwest Federal Credit Union1120 S Main St, Brigham City, UT, 84302A+5.0 ★Texas Ratio: 2.10% offering Lot Loan Special 1-year balloon at 5.89% APR, America First Federal Credit UnionAmerica First Federal Credit Union1124 S 450 W, Brigham City, UT, 84302A5.0 ★Texas Ratio: 8.12% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR, Members First Credit UnionMembers First Credit Union120 E 1000 S, Brigham City, UT, 84302 4357A+5.0 ★Texas Ratio: 0.58% offering Building Lot Loans at 7.49% APR, Elevate Federal Credit UnionElevate Federal Credit Union1023 Medical Dr, Brigham City, UT, 84302 3049A+5.0 ★Texas Ratio: 0.37% offering Personal at 11.50% APR, and Bank of UtahBank of Utah80 E 800 S, Brigham City, UT, 84302A+5.0 ★Texas Ratio: 0.00% offering Unsecured Loans at 12.74% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Brigham City has 5 local institutions in our database, with personal loan rates as low as 5.89% APR from Goldenwest Federal Credit Union at 1120 S Main St, Brigham City, UT, 84302. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Brigham City, Utah.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Brigham City, Utah. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
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As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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Brigham City, UT Personal Loan Rate Trends
Compare local Brigham City, UT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah personal loan rates fell 0.370 points over the past 7 days to 12.037% APR.
Utah signature loan rates rose 0.816 points over the past 7 days to 12.209% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Utah?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Utah?
Are credit unions or banks better for personal loans in Brigham City, Utah?
What are the best personal loan rates in Brigham City, Utah?
- Goldenwest Federal Credit Union: 5.89% (Lot Loan Special 1-year balloon)
- America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
- Members First Credit Union: 7.49% (Building Lot Loans)
- Elevate Federal Credit Union: 11.50% (Personal)
- Bank of Utah: 12.74% (Unsecured Loans)
Personal Loan Calculators
