Best Personal Loan Rates in Salt Lake City, Utah (UT) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Utah borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Salt Lake City, Utah include: Goldenwest Federal Credit UnionGoldenwest Federal Credit Union769 E South Temple, Salt Lake City, UT, 84102 1221A+5.0 ★Texas Ratio: 2.10% offering Lot Loan Special 1-year balloon at 5.89% APR, Granite Federal Credit UnionGranite Federal Credit Union3675 S 900 E, Salt Lake City, UT, 84106A+5.0 ★Texas Ratio: 2.83% offering Residential Construction Loans at 6.25% APR, American United Federal Credit UnionAmerican United Federal Credit Union500 Foothill Dr, Salt Lake City, UT, 84148 0001A5.0 ★Texas Ratio: 7.60% offering Construction Loan at 6.25% APR, Cyprus Federal Credit UnionCyprus Federal Credit Union5750 S Redwood Rd, Salt Lake City, UT, 84123 5356A+5.0 ★Texas Ratio: 2.42% offering Construction Loans Two time close at 6.50% APR, and Deseret First Federal Credit UnionDeseret First Federal Credit Union50 E South Temple, Salt Lake City, UT, 84111 1010A5.0 ★Texas Ratio: 7.12% offering Construction Loan at 6.62% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Salt Lake City has 23 local institutions in our database, with personal loan rates as low as 5.89% APR from Goldenwest Federal Credit Union at 769 E South Temple, Salt Lake City, UT, 84102 1221. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Salt Lake City, Utah.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Salt Lake City, Utah. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
769 E South Temple, Salt Lake City, UT, 84102 1221
Lot Loan Special 1-year balloon
5.90%
▼
APR5.90%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Residential Construction Loans
6.25%
▼
APR6.25%
Last UpdatedApril 14, 2026
Details
Starting at
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Construction Loan
6.25%
▼
APR6.25%
Last UpdatedApril 14, 2026
Details
As Low As
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
769 E South Temple, Salt Lake City, UT, 84102 1221
One-Time Close Construction Loan
6.40%
▼
APR6.40%
Last UpdatedApril 14, 2026
Details
No additional details available.
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
5750 S Redwood Rd, Salt Lake City, UT, 84123 5356
Construction Loans Two time close
6.50%
▼
APR6.50%
Last UpdatedApril 14, 2026
Details
As Low As
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
5750 S Redwood Rd, Salt Lake City, UT, 84123 5356
Improved Lot Loans
6.50%
▼
APR6.50%
Last UpdatedApril 14, 2026
Details
As Low As
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Construction & Lot Loan Construction < 12 months
6.53%
▼
APR6.53%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Construction Loan
6.53%
▼
APR6.53%
Last UpdatedApril 14, 2026
Details
Loan Term < 12 months; LTV 80%
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
50 E South Temple, Salt Lake City, UT, 84111 1010
Construction Loan
6.62%
▼
APR6.62%
Last UpdatedApril 14, 2026
Details
No additional details available.
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
50 E South Temple, Salt Lake City, UT, 84111 1010
Construction Loans
6.62%
▼
APR6.62%
Last UpdatedApril 14, 2026
Details
Start Building your Tomorrow Now
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
5750 S Redwood Rd, Salt Lake City, UT, 84123 5356
Construction Loans One time close
6.63%
▼
APR6.63%
Last UpdatedApril 14, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6924 S 2300 E, Salt Lake City, UT, 84121
Lot Loan- 20/5YR Balloon Variable
6.82%
▼
APR6.82%
Last UpdatedApril 14, 2026
Details
As Low As
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
5750 S Redwood Rd, Salt Lake City, UT, 84123 5356
Improved Lot Loans
6.99%
▼
APR6.99%
Last UpdatedApril 14, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Other Collateral Loans
7.00%
▼
APR7.00%
Last UpdatedApril 14, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 14, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Lot Loan (Improved)
7.00%
▼
APR7.00%
Last UpdatedApril 14, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6924 S 2300 E, Salt Lake City, UT, 84121
Lot Loan- 10 Year Variable
7.01%
▼
APR7.01%
Last UpdatedApril 14, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6924 S 2300 E, Salt Lake City, UT, 84121
Lot Loan- 30/5YR Balloon Variable
7.05%
▼
APR7.05%
Last UpdatedApril 14, 2026
Details
As Low As
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
1715 W 700 N, Salt Lake City, UT, 84116 1801
Construction loan
7.25%
▼
APR7.25%
Last UpdatedApril 14, 2026
Details
As Low As
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Construction & Lot Loan 30/5 balloon lot loan
7.25%
▼
APR7.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
30/5 balloon lot loan
7.25%
▼
APR7.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Construction & Lot Loan 30/2 balloon lot loan
7.25%
▼
APR7.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
30/2 balloon lot loan
7.25%
▼
APR7.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6924 S 2300 E, Salt Lake City, UT, 84121
Lot Loan- 20/5YR Balloon Fixed
7.28%
▼
APR7.28%
Last UpdatedApril 14, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6924 S 2300 E, Salt Lake City, UT, 84121
Lot Loan- 10 Year Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 14, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6924 S 2300 E, Salt Lake City, UT, 84121
Lot Loan- 30/5YR Balloon Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 14, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Other Collateral Loans
7.50%
▼
APR7.50%
Last UpdatedApril 14, 2026
Details
No additional details available.
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
769 E South Temple, Salt Lake City, UT, 84102 1221
Construction Loan
7.69%
▼
APR7.69%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Construction & Lot Loan 10 year lot loan
7.75%
▼
APR7.75%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Construction Loan
7.75%
▼
APR7.75%
Last UpdatedApril 14, 2026
Details
As Low As
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
10-year lot loan
7.75%
▼
APR7.75%
Last UpdatedApril 14, 2026
Details
LTV 75%
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
10 year lot loan
7.75%
▼
APR7.75%
Last UpdatedApril 14, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 14, 2026
Details
No additional details available.
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
12-month Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 14, 2026
Details
No additional details available.
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
Personal
8.00%
▼
APR8.00%
Last UpdatedApril 14, 2026
Details
No additional details available.
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
2210 S State St, Salt Lake City, UT, 84115
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 14, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Lot Loan (Unimproved)
8.50%
▼
APR8.50%
Last UpdatedApril 14, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Holiday Loan 12-month
8.74%
▼
APR8.74%
Last UpdatedApril 14, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 14, 2026
Details
As Low As
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Adventure Loan
8.99%
▼
APR8.99%
Last UpdatedApril 14, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Holiday Loan 24-month
8.99%
▼
APR8.99%
Last UpdatedApril 14, 2026
Details
As Low As
Newell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
420 E South Temple Ste 520, Salt Lake City, UT, 84111 1362
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 14, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 14, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 14, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6924 S 2300 E, Salt Lake City, UT, 84121
Renovation Loan
9.31%
▼
APR9.31%
Last UpdatedApril 14, 2026
Details
As Low As
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
9.49%
▼
APR9.49%
Last UpdatedApril 14, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Gibbons and Reed Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
1000 N Warm Springs Rd, Salt Lake City, UT, 84116
Unsecured
9.50%
▼
APR9.50%
Last UpdatedApril 14, 2026
Details
OAC
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 14, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 14, 2026
Details
As Low As
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
Personal
10.00%
▼
APR10.00%
Last UpdatedApril 14, 2026
Details
No additional details available.
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
10.24%
▼
APR10.24%
Last UpdatedApril 14, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature
10.29%
▼
APR10.29%
Last UpdatedApril 14, 2026
Details
APR as low as:
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 14, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 12-month
10.99%
▼
APR10.99%
Last UpdatedApril 14, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 24-month
11.24%
▼
APR11.24%
Last UpdatedApril 14, 2026
Details
As Low As
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
769 E South Temple, Salt Lake City, UT, 84102 1221
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedApril 14, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 36-month
11.49%
▼
APR11.49%
Last UpdatedApril 14, 2026
Details
As Low As
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan 12 months
11.74%
▼
APR11.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 48-month
11.74%
▼
APR11.74%
Last UpdatedApril 14, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 60-month
11.99%
▼
APR11.99%
Last UpdatedApril 14, 2026
Details
As Low As
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
Personal
12.00%
▼
APR12.00%
Last UpdatedApril 14, 2026
Details
No additional details available.
Canyon View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
270 S 1500 E, Salt Lake City, UT, 84112 0670
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedApril 14, 2026
Details
As Low As
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
5750 S Redwood Rd, Salt Lake City, UT, 84123 5356
Unsecured (Signature Loans)
12.49%
▼
APR12.49%
Last UpdatedApril 14, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6924 S 2300 E, Salt Lake City, UT, 84121
PERSONAL
12.49%
▼
APR12.49%
Last UpdatedApril 14, 2026
Details
As Low As; Fixed
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
12.74%
▼
APR12.74%
Last UpdatedApril 14, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan 36 months
12.74%
▼
APR12.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
Bank of Utah
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2309 S Redwood Rd, Salt Lake City, UT, 84119
Unsecured Loans
12.74%
▼
APR12.74%
Last UpdatedApril 14, 2026
Details
48 MO
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
12.75%
▼
APR12.75%
Last UpdatedApril 14, 2026
Details
No additional details available.
Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
420 E South Temple Ste 520, Salt Lake City, UT, 84111
Signature
12.90%
▼
APR12.90%
Last UpdatedApril 14, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
12.99%
▼
APR12.99%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan 48 months
12.99%
▼
APR12.99%
Last UpdatedApril 14, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
13.25%
▼
APR13.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
Sallie Mae
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
175 S West Temple, Salt Lake City, UT, 84101
Graduate Loan
13.38%
▼
APR13.38%
Last UpdatedApril 14, 2026
Details
Variable rates
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan
13.49%
▼
APR13.49%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan 48 months
13.49%
▼
APR13.49%
Last UpdatedApril 14, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
13.50%
▼
APR13.50%
Last UpdatedApril 14, 2026
Details
No additional details available.
Local 354 IBEW Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
3405 W 1987 S, Salt Lake City, UT, 84104 4942
Signature/Personal Closed End Loans
13.56%
▼
APR13.56%
Last UpdatedApril 14, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
13.75%
▼
APR13.75%
Last UpdatedApril 14, 2026
Details
No additional details available.
Inland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.37%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Signature (personal) - Closed-end
13.99%
▼
APR13.99%
Last UpdatedApril 14, 2026
Details
As Low As
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
14.25%
▼
APR14.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
14.75%
▼
APR14.75%
Last UpdatedApril 14, 2026
Details
No additional details available.
Sallie Mae
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
175 S West Temple, Salt Lake City, UT, 84101
Graduate Loan
14.99%
▼
APR14.99%
Last UpdatedApril 14, 2026
Details
Fixed rates
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
15.99%
▼
APR15.99%
Last UpdatedApril 14, 2026
Details
No additional details available.
Sallie Mae
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
175 S West Temple, Salt Lake City, UT, 84101
Undergraduate Loan
16.37%
▼
APR16.37%
Last UpdatedApril 14, 2026
Details
Variable rates
Sallie Mae
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
175 S West Temple, Salt Lake City, UT, 84101
Undergraduate Loan
17.49%
▼
APR17.49%
Last UpdatedApril 14, 2026
Details
Fixed rates
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
AU Quick Cash Loans
27.50%
▼
APR27.50%
Last UpdatedApril 14, 2026
Details
24/7 Online Approval
APR4.50%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR4.64%
Last UpdatedApril 14, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 14, 2026
Details
As Low As
APR5.97%
Last UpdatedApril 14, 2026
Details
As Low As
Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
New Construction Loans
5.99%
▼
APR5.99%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR6.50%
Last UpdatedApril 14, 2026
Details
As Low As; Two time close
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Construction Loans Two time close
6.50%
▼
APR6.50%
Last UpdatedApril 14, 2026
Details
As Low As
APR6.50%
Last UpdatedApril 14, 2026
Details
As Low As
APR6.53%
Last UpdatedApril 14, 2026
Details
As Low As
APR6.53%
Last UpdatedApril 14, 2026
Details
As Low As
APR6.63%
Last UpdatedApril 14, 2026
Details
As Low As; One time close
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Construction Loans One time close
6.63%
▼
APR6.63%
Last UpdatedApril 14, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End Fixed APR as low as
6.74%
▼
APR6.74%
Last UpdatedApril 14, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
APR6.99%
Last UpdatedApril 14, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 14, 2026
Details
As Low As
Kings Peak Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.23%
Recreational Loan
7.24%
▼
APR7.24%
Last UpdatedApril 14, 2026
Details
As Low As
American Express National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedApril 14, 2026
Details
As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Building Lot Loans
7.49%
▼
APR7.49%
Last UpdatedApril 14, 2026
Details
No additional details available.
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 14, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedApril 14, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
APR7.99%
Last UpdatedApril 14, 2026
Details
As Low As
Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 14, 2026
Details
As Low As
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 14, 2026
Details
No additional details available.
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.24%
▼
APR8.24%
Last UpdatedApril 14, 2026
Details
$20,000
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 14, 2026
Details
As Low As
Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Personal Loan
8.25%
▼
APR8.25%
Last UpdatedApril 14, 2026
Details
As Low As
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.49%
▼
APR8.49%
Last UpdatedApril 14, 2026
Details
$20,000
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.74%
▼
APR8.74%
Last UpdatedApril 14, 2026
Details
$20,000
APR8.95%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR8.99%
Last UpdatedApril 14, 2026
Details
As Low As
APR9.04%
Last UpdatedApril 14, 2026
Details
As Low As
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Personal Loan Holiday/Vacation
9.25%
▼
APR9.25%
Last UpdatedApril 14, 2026
Details
Up to $5,000.00
Desertview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Premier Signature
9.25%
▼
APR9.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bill Consolidation Loan - Closed End Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 14, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 14, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
APR9.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR9.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR10.04%
Last UpdatedApril 14, 2026
Details
As Low As
APR10.24%
Last UpdatedApril 14, 2026
Details
No additional details available.
Orem City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
Other Loans
10.25%
▼
APR10.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 14, 2026
Details
As Low As
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 14, 2026
Details
As Low As
APR10.54%
Last UpdatedApril 14, 2026
Details
As Low As
APR10.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedApril 14, 2026
Details
As Low As
Eastern Utah Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
Signature
10.74%
▼
APR10.74%
Last UpdatedApril 14, 2026
Details
As Low As
APR10.95%
Last UpdatedApril 14, 2026
Details
No additional details available.
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.99%
▼
APR10.99%
Last UpdatedApril 14, 2026
Details
As Low As
APR11.04%
Last UpdatedApril 14, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
11.24%
▼
APR11.24%
Last UpdatedApril 14, 2026
Details
As Low As
APR11.24%
Last UpdatedApril 14, 2026
Details
No additional details available.
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
Signature Loan
11.49%
▼
APR11.49%
Last UpdatedApril 14, 2026
Details
As Low As
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedApril 14, 2026
Details
As Low As
APR11.50%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR11.50%
Last UpdatedApril 14, 2026
Details
As Low As
Logan Cache Rich Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
Personal Loans
11.50%
▼
APR11.50%
Last UpdatedApril 14, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
APR11.54%
Last UpdatedApril 14, 2026
Details
As Low As
APR11.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 14, 2026
Details
No additional details available.
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
Signature Loan
11.99%
▼
APR11.99%
Last UpdatedApril 14, 2026
Details
As Low As
APR11.99%
Last UpdatedApril 14, 2026
Details
As Low As
Wasatch Peaks Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Signature Loan
12.00%
▼
APR12.00%
Last UpdatedApril 14, 2026
Details
No additional details available.
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR12.24%
Last UpdatedApril 14, 2026
Details
As Low As
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Unsecured (Signature Loans)
12.49%
▼
APR12.49%
Last UpdatedApril 14, 2026
Details
As Low As
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR12.49%
Last UpdatedApril 14, 2026
Details
As Low As
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
Signature/Lifestyle Loans
12.74%
▼
APR12.74%
Last UpdatedApril 14, 2026
Details
A+ >740
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
Unsecured Personal Loans
12.75%
▼
APR12.75%
Last UpdatedApril 14, 2026
Details
*Maximum loan amount: $5,000
APR12.95%
Last UpdatedApril 14, 2026
Details
No additional details available.
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
Signature/Lifestyle Loans
12.99%
▼
APR12.99%
Last UpdatedApril 14, 2026
Details
A+ >740
APR12.99%
Last UpdatedApril 14, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 14, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 14, 2026
Details
No additional details available.
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
12-month Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 14, 2026
Details
No additional details available.
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
2210 S State St, Salt Lake City, UT, 84115
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 14, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 14, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 14, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 14, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 14, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 14, 2026
Details
As Low As
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan 12 months
11.74%
▼
APR11.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
Canyon View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
270 S 1500 E, Salt Lake City, UT, 84112 0670
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedApril 14, 2026
Details
As Low As
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan 36 months
12.74%
▼
APR12.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan 48 months
12.99%
▼
APR12.99%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan
13.49%
▼
APR13.49%
Last UpdatedApril 14, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Personal Loan 48 months
13.49%
▼
APR13.49%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR6.53%
Last UpdatedApril 14, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 14, 2026
Details
As Low As
American Express National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedApril 14, 2026
Details
As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.
Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedApril 14, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 14, 2026
Details
As Low As
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 14, 2026
Details
As Low As
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.24%
▼
APR8.24%
Last UpdatedApril 14, 2026
Details
$20,000
Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Personal Loan
8.25%
▼
APR8.25%
Last UpdatedApril 14, 2026
Details
As Low As
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.49%
▼
APR8.49%
Last UpdatedApril 14, 2026
Details
$20,000
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.74%
▼
APR8.74%
Last UpdatedApril 14, 2026
Details
$20,000
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Personal Loan Holiday/Vacation
9.25%
▼
APR9.25%
Last UpdatedApril 14, 2026
Details
Up to $5,000.00
APR9.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR10.24%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR10.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR11.24%
Last UpdatedApril 14, 2026
Details
No additional details available.
Logan Cache Rich Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
Personal Loans
11.50%
▼
APR11.50%
Last UpdatedApril 14, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
APR11.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR11.99%
Last UpdatedApril 14, 2026
Details
As Low As
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedApril 14, 2026
Details
No additional details available.
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR12.49%
Last UpdatedApril 14, 2026
Details
As Low As
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
Unsecured Personal Loans
12.75%
▼
APR12.75%
Last UpdatedApril 14, 2026
Details
*Maximum loan amount: $5,000
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
APR6.53%
Last UpdatedApril 14, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Newell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
420 E South Temple Ste 520, Salt Lake City, UT, 84111 1362
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 14, 2026
Details
As Low As
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
9.49%
▼
APR9.49%
Last UpdatedApril 14, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
10.24%
▼
APR10.24%
Last UpdatedApril 14, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature
10.29%
▼
APR10.29%
Last UpdatedApril 14, 2026
Details
APR as low as:
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 14, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 12-month
10.99%
▼
APR10.99%
Last UpdatedApril 14, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 24-month
11.24%
▼
APR11.24%
Last UpdatedApril 14, 2026
Details
As Low As
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
769 E South Temple, Salt Lake City, UT, 84102 1221
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedApril 14, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 36-month
11.49%
▼
APR11.49%
Last UpdatedApril 14, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 48-month
11.74%
▼
APR11.74%
Last UpdatedApril 14, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 60-month
11.99%
▼
APR11.99%
Last UpdatedApril 14, 2026
Details
As Low As
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
5750 S Redwood Rd, Salt Lake City, UT, 84123 5356
Unsecured (Signature Loans)
12.49%
▼
APR12.49%
Last UpdatedApril 14, 2026
Details
As Low As
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
12.74%
▼
APR12.74%
Last UpdatedApril 14, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
12.75%
▼
APR12.75%
Last UpdatedApril 14, 2026
Details
No additional details available.
Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
420 E South Temple Ste 520, Salt Lake City, UT, 84111
Signature
12.90%
▼
APR12.90%
Last UpdatedApril 14, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
12.99%
▼
APR12.99%
Last UpdatedApril 14, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
13.25%
▼
APR13.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
13.50%
▼
APR13.50%
Last UpdatedApril 14, 2026
Details
No additional details available.
Local 354 IBEW Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
3405 W 1987 S, Salt Lake City, UT, 84104 4942
Signature/Personal Closed End Loans
13.56%
▼
APR13.56%
Last UpdatedApril 14, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
13.75%
▼
APR13.75%
Last UpdatedApril 14, 2026
Details
No additional details available.
Inland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.37%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Signature (personal) - Closed-end
13.99%
▼
APR13.99%
Last UpdatedApril 14, 2026
Details
As Low As
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
14.25%
▼
APR14.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
14.75%
▼
APR14.75%
Last UpdatedApril 14, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT, 84111
Signature Loan
15.99%
▼
APR15.99%
Last UpdatedApril 14, 2026
Details
No additional details available.
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 14, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 14, 2026
Details
No additional details available.
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR8.99%
Last UpdatedApril 14, 2026
Details
As Low As
APR9.04%
Last UpdatedApril 14, 2026
Details
As Low As
Desertview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Premier Signature
9.25%
▼
APR9.25%
Last UpdatedApril 14, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 14, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
APR9.74%
Last UpdatedApril 14, 2026
Details
No additional details available.
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR10.04%
Last UpdatedApril 14, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 14, 2026
Details
As Low As
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 14, 2026
Details
As Low As
APR10.54%
Last UpdatedApril 14, 2026
Details
As Low As
Eastern Utah Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
Signature
10.74%
▼
APR10.74%
Last UpdatedApril 14, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedApril 14, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.99%
▼
APR10.99%
Last UpdatedApril 14, 2026
Details
As Low As
APR11.04%
Last UpdatedApril 14, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
11.24%
▼
APR11.24%
Last UpdatedApril 14, 2026
Details
As Low As
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
Signature Loan
11.49%
▼
APR11.49%
Last UpdatedApril 14, 2026
Details
As Low As
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedApril 14, 2026
Details
As Low As
APR11.50%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR11.54%
Last UpdatedApril 14, 2026
Details
As Low As
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
Signature Loan
11.99%
▼
APR11.99%
Last UpdatedApril 14, 2026
Details
As Low As
Wasatch Peaks Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Signature Loan
12.00%
▼
APR12.00%
Last UpdatedApril 14, 2026
Details
No additional details available.
APR12.24%
Last UpdatedApril 14, 2026
Details
As Low As
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Unsecured (Signature Loans)
12.49%
▼
APR12.49%
Last UpdatedApril 14, 2026
Details
As Low As
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
Signature/Lifestyle Loans
12.74%
▼
APR12.74%
Last UpdatedApril 14, 2026
Details
A+ >740
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
Signature/Lifestyle Loans
12.99%
▼
APR12.99%
Last UpdatedApril 14, 2026
Details
A+ >740
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MonitorBankRates
No home improvement personal loan rates found in Salt Lake City, UT currently.
Salt Lake City, UT Personal Loan Rate Trends
Compare local Salt Lake City, UT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — UT Avg
12.037%
Unchanged vs 7 days ago
Utah personal loan rates currently average 12.037% APR.
Signature Loan — UT Avg
12.209%
Unchanged vs 7 days ago
Utah signature loan rates currently average 12.209% APR.
As of Apr 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Utah?
Most lenders in Salt Lake City, Utah require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Utah often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Salt Lake City, Utah require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Utah?
Yes. Debt consolidation is one of the most common uses of personal loans in Salt Lake City, Utah. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Salt Lake City, Utah?
Credit unions in Salt Lake City, Utah often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Salt Lake City, Utah?
- Goldenwest Federal Credit Union: 5.89% (Lot Loan Special 1-year balloon)
- Granite Federal Credit Union: 6.25% (Residential Construction Loans)
- American United Federal Credit Union: 6.25% (Construction Loan)
- Cyprus Federal Credit Union: 6.50% (Construction Loans Two time close)
- Deseret First Federal Credit Union: 6.62% (Construction Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Salt Lake City, Utah. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 11, 2026.
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