Best Personal Loan Rates in Wales, Utah (UT) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Wales, Utah include: Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Goldenwest Federal Credit UnionGoldenwest Federal Credit UnionA+5.0 ★Texas Ratio: 2.10% offering Lot Loan Special 1-year balloon at 5.89% APR, Nelnet BankNelnet BankA+5.0 ★Texas Ratio: 1.05% offering Parent Loans at 5.97% APR, Alpine Credit UnionAlpine Credit UnionA+5.0 ★Texas Ratio: 4.79% offering New Construction Loans at 5.99% APR, and Granite Federal Credit UnionGranite Federal Credit UnionA+5.0 ★Texas Ratio: 2.83% offering Residential Construction Loans at 6.25% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Wales borrowers have access to 52 lenders serving the Utah area, with personal loan rates as low as 4.50% APR from Baxter Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Wales, Utah.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Wales, Utah. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
Starting at
As Low As
No additional details available.
As Low As
As Low As
As Low As; Two time close
As Low As
As Low As
No additional details available.
Loan Term < 12 months; LTV 80%
As Low As
As Low As
Start Building your Tomorrow Now
No additional details available.
As Low As
As Low As; One time close
As Low As
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.
No additional details available.
No additional details available.
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
No additional details available.
No additional details available.
LTV 75%
No additional details available.
As Low As
As Low As; Up to $35,000 ($1,000 minimum)
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
$20,000
As Low As
As Low As
As Low As
No additional details available.
$20,000
As Low As
As Low As
$20,000
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
Up to $5,000.00
As Low As
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
OAC
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
No additional details available.
No additional details available.
No additional details available.
APR as low as:
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
As Low As
As Low As
As Low As; Rate based on creditworthiness and term of loan.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; Fixed
No additional details available.
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
No additional details available.
No additional details available.
A+ >740
No additional details available.
48 MO
*Maximum loan amount: $5,000
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
A+ >740
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.
As Low As; Up to $35,000 ($1,000 minimum)
No additional details available.
As Low As
No additional details available.
$20,000
As Low As
As Low As
As Low As
$20,000
$20,000
As Low As
As Low As
As Low As
Up to $5,000.00
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; Rate based on creditworthiness and term of loan.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
*Maximum loan amount: $5,000
No additional details available.
No additional details available.
As Low As
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
No additional details available.
No additional details available.
As Low As
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
No additional details available.
APR as low as:
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
A+ >740
No additional details available.
No additional details available.
A+ >740
Wales, UT Personal Loan Rate Trends
Compare local Wales, UT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah personal loan rates rose 0.079 points over the past 7 days to 12.037% APR.
Utah signature loan rates rose 0.151 points over the past 7 days to 12.209% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Utah?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Utah?
Are credit unions or banks better for personal loans in Wales, Utah?
What are the best personal loan rates in Wales, Utah?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Goldenwest Federal Credit Union: 5.89% (Lot Loan Special 1-year balloon)
- Nelnet Bank: 5.97% (Parent Loans)
- Alpine Credit Union: 5.99% (New Construction Loans)
- Granite Federal Credit Union: 6.25% (Residential Construction Loans)
Personal Loan Calculators
