Best Personal Loan Rates in West Jordan, Utah (UT) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Utah borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in West Jordan, Utah include: Goldenwest Federal Credit UnionGoldenwest Federal Credit Union5639 W Highlands Loop Rd, West Jordan, UT, 84084A+5.0 ★Texas Ratio: 2.10% offering Lot Loan Special 1-year balloon at 5.89% APR, American United Federal Credit UnionAmerican United Federal Credit Union2687 W 7800 S, West Jordan, UT, 84088A5.0 ★Texas Ratio: 7.60% offering Construction Loan at 6.25% APR, Granite Federal Credit UnionGranite Federal Credit Union7671 S 3800 W, West Jordan, UT, 84084 4316A+5.0 ★Texas Ratio: 2.83% offering Residential Construction Loans at 6.25% APR, Chartway Credit UnionChartway Credit Union2089 W 9000 S, West Jordan, UT, 84088A+5.0 ★Texas Ratio: 1.26% offering Equity Loan at 6.49% APR, and Cyprus Federal Credit UnionCyprus Federal Credit Union3876 W Center view Way, West Jordan, UT, 84084A+5.0 ★Texas Ratio: 2.42% offering Construction Loans Two time close at 6.50% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
West Jordan has 9 local institutions in our database, with personal loan rates as low as 5.89% APR from Goldenwest Federal Credit Union at 5639 W Highlands Loop Rd, West Jordan, UT, 84084. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in West Jordan, Utah.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in West Jordan, Utah. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
5639 W Highlands Loop Rd, West Jordan, UT, 84084
Lot Loan Special 1-year balloon
5.90%
▼
APR5.90%
Last UpdatedApril 11, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
Construction Loan
6.25%
▼
APR6.25%
Last UpdatedApril 11, 2026
Details
As Low As
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Residential Construction Loans
6.25%
▼
APR6.25%
Last UpdatedApril 11, 2026
Details
Starting at
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
5639 W Highlands Loop Rd, West Jordan, UT, 84084
One-Time Close Construction Loan
6.40%
▼
APR6.40%
Last UpdatedApril 11, 2026
Details
No additional details available.
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
2089 W 9000 S, West Jordan, UT, 84088
Equity Loan
6.49%
▼
APR6.49%
Last UpdatedApril 11, 2026
Details
As Low As
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT, 84084
Construction Loans Two time close
6.50%
▼
APR6.50%
Last UpdatedApril 11, 2026
Details
As Low As
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT, 84084
Improved Lot Loans
6.50%
▼
APR6.50%
Last UpdatedApril 11, 2026
Details
As Low As
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Construction & Lot Loan Construction < 12 months
6.53%
▼
APR6.53%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Construction Loan
6.53%
▼
APR6.53%
Last UpdatedApril 11, 2026
Details
Loan Term < 12 months; LTV 80%
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT, 84084
Construction Loans One time close
6.63%
▼
APR6.63%
Last UpdatedApril 11, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
7451 S Campus View Dr, West Jordan, UT, 84084
Lot Loan- 20/5YR Balloon Variable
6.82%
▼
APR6.82%
Last UpdatedApril 11, 2026
Details
As Low As
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT, 84084
Improved Lot Loans
6.99%
▼
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
Lot Loan (Improved)
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
7451 S Campus View Dr, West Jordan, UT, 84084
Lot Loan- 10 Year Variable
7.01%
▼
APR7.01%
Last UpdatedApril 11, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
7451 S Campus View Dr, West Jordan, UT, 84084
Lot Loan- 30/5YR Balloon Variable
7.05%
▼
APR7.05%
Last UpdatedApril 11, 2026
Details
As Low As
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
7181 S Campus View Dr, West Jordan, UT, 84084 4312
Construction loan
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Construction & Lot Loan 30/2 balloon lot loan
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Construction & Lot Loan 30/5 balloon lot loan
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
30/5 balloon lot loan
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
30/2 balloon lot loan
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
7451 S Campus View Dr, West Jordan, UT, 84084
Lot Loan- 20/5YR Balloon Fixed
7.28%
▼
APR7.28%
Last UpdatedApril 11, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
7451 S Campus View Dr, West Jordan, UT, 84084
Lot Loan- 10 Year Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 11, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
7451 S Campus View Dr, West Jordan, UT, 84084
Lot Loan- 30/5YR Balloon Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 11, 2026
Details
As Low As
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
5639 W Highlands Loop Rd, West Jordan, UT, 84084
Construction Loan
7.69%
▼
APR7.69%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
10 year lot loan
7.75%
▼
APR7.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
10-year lot loan
7.75%
▼
APR7.75%
Last UpdatedApril 11, 2026
Details
LTV 75%
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Construction & Lot Loan 10 year lot loan
7.75%
▼
APR7.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Construction Loan
7.75%
▼
APR7.75%
Last UpdatedApril 11, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
2089 W 9000 S, West Jordan, UT, 84088
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
2089 W 9000 S, West Jordan, UT, 84088
Signature Loan
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
Lot Loan (Unimproved)
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
Holiday Loan
8.74%
▼
APR8.74%
Last UpdatedApril 11, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
Holiday Loan
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Adventure Loan
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
7451 S Campus View Dr, West Jordan, UT, 84084
Renovation Loan
9.31%
▼
APR9.31%
Last UpdatedApril 11, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
Signature Loan 12-month
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
Signature Loan 24-month
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
5639 W Highlands Loop Rd, West Jordan, UT, 84084
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
Signature Loan 36-month
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
Signature Loan 48-month
11.74%
▼
APR11.74%
Last UpdatedApril 11, 2026
Details
As Low As
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan 12 months
11.74%
▼
APR11.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
Signature Loan 60-month
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9250 S Redwood Rd, West Jordan, UT, 84088
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9250 S Redwood Rd, West Jordan, UT, 84088
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Canyon View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
7121 S Redwood Rd, West Jordan, UT, 84084
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedApril 11, 2026
Details
As Low As
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9250 S Redwood Rd, West Jordan, UT, 84088
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
7451 S Campus View Dr, West Jordan, UT, 84084
PERSONAL
12.49%
▼
APR12.49%
Last UpdatedApril 11, 2026
Details
As Low As; Fixed
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT, 84084
Unsecured (Signature Loans)
12.49%
▼
APR12.49%
Last UpdatedApril 11, 2026
Details
As Low As
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9250 S Redwood Rd, West Jordan, UT, 84088
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan 36 months
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan 48 months
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan
13.49%
▼
APR13.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan 48 months
13.49%
▼
APR13.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
AU Quick Cash Loans
27.50%
▼
APR27.50%
Last UpdatedApril 11, 2026
Details
24/7 Online Approval
APR4.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR4.64%
Last UpdatedApril 11, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 11, 2026
Details
As Low As
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
LAND LOANS
4.99%
▼
APR4.99%
Last UpdatedApril 11, 2026
Details
As Low As
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
Land Loans
5.25%
▼
APR5.25%
Last UpdatedApril 11, 2026
Details
As Low As
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
Land Loans
5.75%
▼
APR5.75%
Last UpdatedApril 11, 2026
Details
As Low As
APR5.97%
Last UpdatedApril 11, 2026
Details
As Low As
APR6.50%
Last UpdatedApril 11, 2026
Details
As Low As; Two time close
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Construction Loans Two time close
6.50%
▼
APR6.50%
Last UpdatedApril 11, 2026
Details
As Low As
APR6.50%
Last UpdatedApril 11, 2026
Details
As Low As
APR6.53%
Last UpdatedApril 11, 2026
Details
As Low As
APR6.53%
Last UpdatedApril 11, 2026
Details
No additional details available.
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Construction Loan
6.62%
▼
APR6.62%
Last UpdatedApril 11, 2026
Details
No additional details available.
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Construction Loans
6.62%
▼
APR6.62%
Last UpdatedApril 11, 2026
Details
Start Building your Tomorrow Now
APR6.63%
Last UpdatedApril 11, 2026
Details
As Low As; One time close
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Construction Loans One time close
6.63%
▼
APR6.63%
Last UpdatedApril 11, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End Fixed APR as low as
6.74%
▼
APR6.74%
Last UpdatedApril 11, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Other Collateral Loans
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Building Lot Loans
7.49%
▼
APR7.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
American Express National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedApril 11, 2026
Details
As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Other Collateral Loans
7.50%
▼
APR7.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 11, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
12-month Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
As Low As
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Personal Loan
8.25%
▼
APR8.25%
Last UpdatedApril 11, 2026
Details
As Low As
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR8.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
As Low As
APR8.95%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
Newell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As
APR9.04%
Last UpdatedApril 11, 2026
Details
As Low As
Desertview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Premier Signature
9.25%
▼
APR9.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 11, 2026
Details
As Low As
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Personal Loan Holiday/Vacation
9.25%
▼
APR9.25%
Last UpdatedApril 11, 2026
Details
Up to $5,000.00
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loans
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bill Consolidation Loan - Closed End Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
As Low As
Gibbons and Reed Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Unsecured
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
OAC
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR10.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR10.04%
Last UpdatedApril 11, 2026
Details
As Low As
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loans
10.24%
▼
APR10.24%
Last UpdatedApril 11, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Orem City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
Other Loans
10.25%
▼
APR10.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR10.29%
Last UpdatedApril 11, 2026
Details
APR as low as:
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR10.54%
Last UpdatedApril 11, 2026
Details
As Low As
Eastern Utah Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
Signature
10.74%
▼
APR10.74%
Last UpdatedApril 11, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedApril 11, 2026
Details
As Low As
APR10.95%
Last UpdatedApril 11, 2026
Details
No additional details available.
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.04%
Last UpdatedApril 11, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
Signature Loan
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.50%
Last UpdatedApril 11, 2026
Details
As Low As
Logan Cache Rich Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
Personal Loans
11.50%
▼
APR11.50%
Last UpdatedApril 11, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
APR11.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR11.54%
Last UpdatedApril 11, 2026
Details
As Low As
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
Personal Loans
11.75%
▼
APR11.75%
Last UpdatedApril 11, 2026
Details
As Low As
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
Signature Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR12.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Wasatch Peaks Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Signature Loan
12.00%
▼
APR12.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR12.49%
Last UpdatedApril 11, 2026
Details
As Low As
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Unsecured (Signature Loans)
12.49%
▼
APR12.49%
Last UpdatedApril 11, 2026
Details
As Low As
Ridgeline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR12.74%
Last UpdatedApril 11, 2026
Details
48 MO
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loans
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
Signature/Lifestyle Loans
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
A+ >740
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
Unsecured Personal Loans
12.75%
▼
APR12.75%
Last UpdatedApril 11, 2026
Details
*Maximum loan amount: $5,000
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Signature
12.75%
▼
APR12.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Signature Loan
12.75%
▼
APR12.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR12.90%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR12.95%
Last UpdatedApril 11, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Signature
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Signature Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
Signature/Lifestyle Loans
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
A+ >740
APR12.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR12.99%
Last UpdatedApril 11, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
2089 W 9000 S, West Jordan, UT, 84088
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan 12 months
11.74%
▼
APR11.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9250 S Redwood Rd, West Jordan, UT, 84088
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9250 S Redwood Rd, West Jordan, UT, 84088
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Canyon View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
7121 S Redwood Rd, West Jordan, UT, 84084
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedApril 11, 2026
Details
As Low As
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9250 S Redwood Rd, West Jordan, UT, 84088
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan 36 months
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9250 S Redwood Rd, West Jordan, UT, 84088
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan 48 months
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan
13.49%
▼
APR13.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
7671 S 3800 W, West Jordan, UT, 84084 4316
Personal Loan 48 months
13.49%
▼
APR13.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.53%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
American Express National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedApril 11, 2026
Details
As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.
Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
As Low As
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
12-month Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Personal Loan
8.25%
▼
APR8.25%
Last UpdatedApril 11, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Personal Loan Holiday/Vacation
9.25%
▼
APR9.25%
Last UpdatedApril 11, 2026
Details
Up to $5,000.00
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 11, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
Logan Cache Rich Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
Personal Loans
11.50%
▼
APR11.50%
Last UpdatedApril 11, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
Personal Loans
11.75%
▼
APR11.75%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR12.49%
Last UpdatedApril 11, 2026
Details
As Low As
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
Unsecured Personal Loans
12.75%
▼
APR12.75%
Last UpdatedApril 11, 2026
Details
*Maximum loan amount: $5,000
APR12.99%
Last UpdatedApril 11, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
APR6.53%
Last UpdatedApril 11, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
2089 W 9000 S, West Jordan, UT, 84088
Signature Loan
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
Signature Loan 12-month
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
Signature Loan 24-month
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
5639 W Highlands Loop Rd, West Jordan, UT, 84084
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
Signature Loan 36-month
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
Signature Loan 48-month
11.74%
▼
APR11.74%
Last UpdatedApril 11, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
2687 W 7800 S, West Jordan, UT, 84088
Signature Loan 60-month
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT, 84084
Unsecured (Signature Loans)
12.49%
▼
APR12.49%
Last UpdatedApril 11, 2026
Details
As Low As
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 11, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
Newell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As
APR9.04%
Last UpdatedApril 11, 2026
Details
As Low As
Desertview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Premier Signature
9.25%
▼
APR9.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loans
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR10.04%
Last UpdatedApril 11, 2026
Details
As Low As
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loans
10.24%
▼
APR10.24%
Last UpdatedApril 11, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR10.29%
Last UpdatedApril 11, 2026
Details
APR as low as:
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR10.54%
Last UpdatedApril 11, 2026
Details
As Low As
Eastern Utah Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
Signature
10.74%
▼
APR10.74%
Last UpdatedApril 11, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedApril 11, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.04%
Last UpdatedApril 11, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
Signature Loan
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR11.54%
Last UpdatedApril 11, 2026
Details
As Low As
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
Signature Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
Wasatch Peaks Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Signature Loan
12.00%
▼
APR12.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Unsecured (Signature Loans)
12.49%
▼
APR12.49%
Last UpdatedApril 11, 2026
Details
As Low As
Ridgeline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loans
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
Signature/Lifestyle Loans
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
A+ >740
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Signature
12.75%
▼
APR12.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Signature Loan
12.75%
▼
APR12.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR12.90%
Last UpdatedApril 11, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Signature
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Signature Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
Signature/Lifestyle Loans
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
A+ >740
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MonitorBankRates
No home improvement personal loan rates found in West Jordan, UT currently.
West Jordan, UT Personal Loan Rate Trends
Compare local West Jordan, UT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — UT Avg
12.379%
▲ 0.961 vs 7 days ago
Utah personal loan rates rose 0.961 points over the past 7 days to 12.379% APR.
Signature Loan — UT Avg
12.038%
▼ 0.669 vs 7 days ago
Utah signature loan rates fell 0.669 points over the past 7 days to 12.038% APR.
As of Apr 11, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Utah?
Most lenders in West Jordan, Utah require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Utah often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in West Jordan, Utah require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Utah?
Yes. Debt consolidation is one of the most common uses of personal loans in West Jordan, Utah. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in West Jordan, Utah?
Credit unions in West Jordan, Utah often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in West Jordan, Utah?
- Goldenwest Federal Credit Union: 5.89% (Lot Loan Special 1-year balloon)
- American United Federal Credit Union: 6.25% (Construction Loan)
- Granite Federal Credit Union: 6.25% (Residential Construction Loans)
- Chartway Credit Union: 6.49% (Equity Loan)
- Cyprus Federal Credit Union: 6.50% (Construction Loans Two time close)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in West Jordan, Utah. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 11, 2026.
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