Best Personal Loan Rates in Freeman, Washington - June 2026
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Freeman, Washington include: Governmental Employees Credit UnionGovernmental Employees Credit UnionA5.0 ★Texas Ratio: 6.35% offering 2025 and newer (<15,000 miles) Loan at 3.99% APR, Puget Sound Cooperative Credit UnionPuget Sound Cooperative Credit UnionA+5.0 ★Texas Ratio: 3.94% offering 60 Months Loan at 4.74% APR, Horizon Credit UnionHorizon Credit UnionA+5.0 ★Texas Ratio: 1.46% offering Momentum Introductory Rate Loan at 4.99% APR, Sound Community BankSound Community BankA+5.0 ★Texas Ratio: 2.09% offering Electric/Hybrid 2024 and Newer Loan at 5.04% APR, and People\'s Community Federal Credit UnionPeople\'s Community Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering 1st Deed of Trust Primary Residence 10 year Loan at 5.50% APR. Personal loan rates as of June 11, 2026 according to verified data from MonitorBankRates.
Freeman borrowers have access to 47 lenders serving the Washington area, with personal loan rates as low as 3.99% APR from Governmental Employees Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Freeman, Washington.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Freeman, Washington. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 11, 2026
Freeman Personal Loan Rates
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Intro rate expires: 3 months
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No additional details available.
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$2,500; As Low As
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Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more.
No additional details available.
As Low As; Featured Rates
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Maximum loan amount $10,000. Lowest rate includes discounts.*
No additional details available.
Fixed rate, terms from 12 to 24 months on loan amounts of $500 to $2,500.
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Highest APR: 7.25%
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$825,000.00 and above
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$825,000.00 and above
requires 20% cash down
No additional details available.
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$100,000; As Low As
$100,000; As Low As
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As Low As; Rate based on creditworthiness and term of loan.
$100,000; As Low As
No additional details available.
As low as 7.85% APR!* APR = Annual Percentage Rate. On approved credit. Olympia Credit Union Equity in a 2nd rates as of November 23rd, 2022 range from 7.85% - 18.00% APR. Annual Percentage Rate 7.85% based on a $45,000.00 balance on a 60 month term will have a monthly payment of $915.27. Borrower's may be responsible for third party fees. Contact Olympia Credit Union for details.
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Up to $40,000
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Regular APR: 8.79 - 18.00%
As Low As; *APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
As Low As; $10,000 max per member
Verity members can apply by logging into Digital Banking and selecting "Open account or loan" from the menu. Lowest rate includes rate discounts.*
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No additional details available.
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Loan Fee: 2%
No additional details available.
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As Low As; Estimated Monthly Payment Examples: 24 monthly payments of $45.91 per $1,000 borrowed
As Low As; Personal loans up to $10,000
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Regular APR: 9.79 - 18.00%
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$10,000; As Low As
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Highest APR: 17.99%
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As Low As; Processing Fee: $40
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Unsecured
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See footnote 1
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up to 60 months
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Rates are subject to change without notice. Effective as of 1-1-2026. Includes a .25% discount for auto-pay.
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$10,000; As Low As
$10,000; As Low As
No additional details available.
$10,000; As Low As
No additional details available.
This no-frills unsecured loan can help out in a pinch.(1)(2)
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As Low As; Financing up to $30,000
Convenient personal lending. Loan rate based on terms. See Notes and Fees for details.
No additional details available.
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Rates are subject to change without notice. Effective as of 1-1-2026. Includes a .25% discount for auto-pay.
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As Low As; Rates and financing are offered based on applicant's credit qualifications and other underwriting criteria, including but not limited to, credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated. Please contact Seattle Credit Union at 206.398.5500 or 800.334.2489 for further details.
Bill Consolidation, Current Living Expenses, Personal Line of Credit, Etc.
As Low As; Rate based on creditworthiness and term of loan.
Maximum loan amount of $10,000.
Freeman Personal Loan Rates
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No additional details available.
As Low As; *APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
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Verity members can apply by logging into Digital Banking and selecting "Open account or loan" from the menu. Lowest rate includes rate discounts.*
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Highest APR: 17.99%
$10,000; As Low As
$10,000; As Low As
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Convenient personal lending. Loan rate based on terms. See Notes and Fees for details.
Rates are subject to change without notice. Effective as of 1-1-2026. Includes a .25% discount for auto-pay.
No additional details available.
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As Low As; up to 60 months (minimum loan amount of $5,000)
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No additional details available.
As Low As; Rates and financing are offered based on applicant's credit qualifications and other underwriting criteria, including but not limited to, credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated. Please contact Seattle Credit Union at 206.398.5500 or 800.334.2489 for further details.
As Low As; Rate based on creditworthiness and term of loan.
Maximum loan amount of $10,000.
Freeman Debt Consolidation Loan Rates
Freeman Signature Loan Rates
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Up to $40,000
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Unsecured
up to 60 months
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No additional details available.
This no-frills unsecured loan can help out in a pinch.(1)(2)
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Freeman, WA Personal Loan Rate Trends
Compare local Freeman, WA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington personal loan rates rose 0.025 points over the past 7 days to 11.911% APR.
Washington signature loan rates fell 0.295 points over the past 7 days to 9.870% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Freeman, Washington personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Freeman, Washington directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Freeman, Washington. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Washington?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Washington?
Are credit unions or banks better for personal loans in Freeman, Washington?
What are the best personal loan rates in Freeman, Washington?
- Governmental Employees Credit Union: 3.99% (2025 and newer (<15,000 miles) Loan)
- Puget Sound Cooperative Credit Union: 4.74% (60 Months Loan)
- Horizon Credit Union: 4.99% (Momentum Introductory Rate Loan)
- Sound Community Bank: 5.04% (Electric/Hybrid 2024 and Newer Loan)
- People\'s Community Federal Credit Union: 5.50% (1st Deed of Trust Primary Residence 10 year Loan)
Personal Loan Calculators
