Best Personal Loan Rates in Moses Lake, Washington (WA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Moses Lake, Washington include: Banner BankBanner Bank322 S Division St, Moses Lake, WA, 98837A+5.0 ★Texas Ratio: 1.69% offering QuickStep Equipment Loan at 6.29% APR, GRANCO Federal Credit UnionGRANCO Federal Credit Union401 E 5th Ave, Moses Lake, WA, 98837A+5.0 ★Texas Ratio: 2.83% offering Unsecured Loans at 9.39% APR, Gesa Credit UnionGesa Credit Union721 S Pioneer Way, Moses Lake, WA, 98837 1883A+5.0 ★Texas Ratio: 4.63% offering Personal Loan at 10.50% APR, Horizon Credit UnionHorizon Credit Union1704 S Clover Dr, Moses Lake, WA, 98837A+5.0 ★Texas Ratio: 1.53% offering Personal Unsecured Loan at 11.90% APR, and Qualstar Credit UnionQualstar Credit UnionA+5.0 ★Texas Ratio: 5.04% offering Advantage Equity Loan (fixed) at 4.74% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
Moses Lake has 4 local institutions in our database, with personal loan rates as low as 6.29% APR from Banner Bank at 322 S Division St, Moses Lake, WA, 98837. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Moses Lake, Washington.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Moses Lake, Washington. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026
As Low As; 5-Year fixed rate
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As Low As; *Fixed rate, terms up to 60 months available depending on credit score and amount financed. Rate shown applies to Personal Unsecured, Autos, Boats and RVs 2016 or older model year vehicles or vehicles valued at under $10,000 and Cycle Products 2021 or older model year vehicles. OAC. APR = Annual Percentage Rate. Loan rates are available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher and will be determined by loan type, applicable fees, the terms you request, the amount you finance, and your credit history. Secured and Unsecured Loans are available. Qualified borrowers can receive financing for personal loan needs including Dental, Vision, Cosmetics Procedures, Computers, Lawn Tractors, Older Autos, Snowmobiles, ATVs, Boats and RVs.
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No additional details available.
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Available up to 30 months OAC
$2,500; As Low As
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Fixed 120 Months
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No additional details available.
flexible repayment
Fixed rate, terms from 12 to 24 months on loan amounts of $500 to $2,500.
No additional details available.
Snohomish County; Available in Snohomish County; Maximum loan amount up to $50,000.00*
APR Range: 6.50%-12.25%
APR Range: 6.50%-12.25%
Available Statewide; Maximum loan amount up to $80,000.00*
No additional details available.
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Solar loans will have a UCC Filing attached to them.
As Low As; *up to 180 months
$100,000; As Low As
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Unimproved Land, Origination Fees Apply. 50% Tax Asmnt to $50k, 70% of appraisal to $150k.
Up to $5,000. Great for taxes, emergencies & vacations.
No additional details available.
Amortized over 15 years with a balloon due in 60 months
Amortized over 15 years with a balloon due in 60 months
No additional details available.
No additional details available.
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No additional details available.
Draw Period: 12 months; Maximum Amount: $50,000
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No additional details available.
As Low As; Land Loans available in Washington State only
No additional details available.
$100,000 Max
No additional details available.
Amortized over 15 years with a balloon due in 60 months
Amortized over 15 years with a balloon due in 60 months
Up to $40,000
No additional details available.
As Low As
No additional details available.
Land Loans available in Washington State only
As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 8.50% APR - 18.00% APR up to a 36 month term based on applicants credit score of 680 or higher and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
Maximum loan amount up to $50,000.00*
As Low As; Fixed Rates from 8.60% to 8.70% APR*
No additional details available.
$250,000 Max
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As Low As; Fixed Rates from 8.60% to 8.70% APR*
No additional details available.
No additional details available.
Available up to 24 months OAC
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As Low As; Up to 60 months & $10,000 max per member
As Low As; up to 48 months
No additional details available.
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No additional details available.
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No additional details available.
As Low As; On approval of credit, restrictions apply.
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No additional details available.
No additional details available.
As Low As; Personal loans up to $10,000
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Up to $7,500; As Low As; Lowest APR
Up to $7,500
Land Loans available in Washington State only
Up to a 72-month term.
No additional details available.
No additional details available.
Up to $25,000 limit
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No additional details available.
As Low As; up to 60 months (minimum loan amount of $5,000)
$10,000; As Low As
As Low As; Make great things happen. Secure the funds you need quickly and easily for home repairs, a family vacation, education expenses, or debt consolidation.
No additional details available.
No additional details available.
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Call for current Promotional Rates.
As Low As; *up to 60 months
No additional details available.
No additional details available.
As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 10.00% APR - 18.00% APR up to a 36 month term based on applicants credit score of 650 to 679 and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
Land Loans available in Washington State only
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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No additional details available.
Available up to 60 months OAC; Regular APR: 21.49%
No additional details available.
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No additional details available.
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No additional details available.
Credit Score: 739 - 700
No additional details available.
$7,501; As Low As; Lowest APR
As Low As; Loan Amount $7,501 to $15,000
$7,501
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
No additional details available.
As Low As; up to 72 months (minimum loan amount of $7,500)
No additional details available.
No additional details available.
Up to $10,000; As Low As
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No additional details available.
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No additional details available.
fixed rate
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
No additional details available.
No additional details available.
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As Low As; On approval of credit, restrictions apply.
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Available up to 24 months OAC
As Low As; up to 48 months
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No additional details available.
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No additional details available.
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As Low As; Make great things happen. Secure the funds you need quickly and easily for home repairs, a family vacation, education expenses, or debt consolidation.
$10,000; As Low As
As Low As; up to 60 months (minimum loan amount of $5,000)
Call for current Promotional Rates.
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No additional details available.
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No additional details available.
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No additional details available.
No additional details available.
Credit Score: 739 - 700
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
As Low As; up to 72 months (minimum loan amount of $7,500)
Up to $10,000; As Low As
No additional details available.
No additional details available.
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fixed rate
No additional details available.
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
No additional details available.
No additional details available.
No additional details available.
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Up to $5,000. Great for taxes, emergencies & vacations.
No additional details available.
No additional details available.
No additional details available.
Up to $40,000
No additional details available.
No additional details available.
As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 8.50% APR - 18.00% APR up to a 36 month term based on applicants credit score of 680 or higher and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
No additional details available.
No additional details available.
As Low As; Up to 60 months & $10,000 max per member
No additional details available.
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No additional details available.
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As Low As; On approval of credit, restrictions apply.
Up to a 72-month term.
No additional details available.
Up to $25,000 limit
No additional details available.
No additional details available.
No additional details available.
As Low As; *up to 60 months
No additional details available.
As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 10.00% APR - 18.00% APR up to a 36 month term based on applicants credit score of 650 to 679 and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
No additional details available.
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No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
No additional details available.
No additional details available.
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Moses Lake, WA Personal Loan Rate Trends
Compare local Moses Lake, WA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington personal loan rates fell 0.483 points over the past 7 days to 10.827% APR.
Washington signature loan rates currently average 10.719% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Washington?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Washington?
Are credit unions or banks better for personal loans in Moses Lake, Washington?
What are the best personal loan rates in Moses Lake, Washington?
- Banner Bank: 6.29% (QuickStep Equipment Loan)
- GRANCO Federal Credit Union: 9.39% (Unsecured Loans)
- Gesa Credit Union: 10.50% (Personal Loan)
- Horizon Credit Union: 11.90% (Personal Unsecured Loan)
- Qualstar Credit Union: 4.74% (Advantage Equity Loan (fixed))
Personal Loan Calculators
