Best Personal Loan Rates in Redmond, Washington (WA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Redmond, Washington include: Banner BankBanner Bank7950 164th Ave Ne, Redmond, WA, 98052A+5.0 ★Texas Ratio: 1.69% offering QuickStep Equipment Loan at 6.29% APR, Sound Credit UnionSound Credit Union16424 NE 79th St, Redmond, WA, 98052 4428A5.0 ★Texas Ratio: 10.49% offering Personal Loans at 8.25% APR, Meriwest Credit UnionMeriwest Credit Union1 Microsoft Way, Redmond, WA, 98052A5.0 ★Texas Ratio: 9.41% offering Go Solar Loan at 8.60% APR, BECU Boeing Employees Credit UnionBECU Boeing Employees Credit Union16325 Cleveland St, Redmond, WA, 98052A+5.0 ★Texas Ratio: 2.18% offering Personal Loan at 9.74% APR, and Qualstar Credit UnionQualstar Credit UnionA+5.0 ★Texas Ratio: 5.04% offering Advantage Equity Loan (fixed) at 4.74% APR. Personal loan rates as of April 8, 2026 according to verified data from MonitorBankRates.
Redmond has 4 local institutions in our database, with personal loan rates as low as 6.29% APR from Banner Bank at 7950 164th Ave Ne, Redmond, WA, 98052. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Redmond, Washington.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Redmond, Washington. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 8, 2026
As Low As; 5-Year fixed rate
No additional details available.
As Low As; Fixed Rates from 8.60% to 8.70% APR*
No additional details available.
As Low As; Fixed Rates from 8.60% to 8.70% APR*
No additional details available.
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Available up to 30 months OAC
$2,500; As Low As
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No additional details available.
Fixed rate, terms from 12 to 24 months on loan amounts of $500 to $2,500.
flexible repayment
No additional details available.
Snohomish County; Available in Snohomish County; Maximum loan amount up to $50,000.00*
APR Range: 6.50%-12.25%
APR Range: 6.50%-12.25%
Available Statewide; Maximum loan amount up to $80,000.00*
No additional details available.
Solar loans will have a UCC Filing attached to them.
As Low As; *up to 180 months
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$100,000; As Low As
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Unimproved Land, Origination Fees Apply. 50% Tax Asmnt to $50k, 70% of appraisal to $150k.
As Low As; Highest APR: 16.49%
Up to $5,000. Great for taxes, emergencies & vacations.
No additional details available.
Amortized over 15 years with a balloon due in 60 months
No additional details available.
No additional details available.
As Low As
No additional details available.
Draw Period: 12 months; Maximum Amount: $50,000
As Low As
No additional details available.
As Low As; Land Loans available in Washington State only
No additional details available.
Amortized over 15 years with a balloon due in 60 months
No additional details available.
Up to $40,000
No additional details available.
As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 8.50% APR - 18.00% APR up to a 36 month term based on applicants credit score of 680 or higher and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
Land Loans available in Washington State only
Maximum loan amount up to $50,000.00*
As Low As
Available up to 24 months OAC
No additional details available.
No additional details available.
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As Low As; Up to 60 months & $10,000 max per member
As Low As; up to 48 months
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No additional details available.
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No additional details available.
As Low As; On approval of credit, restrictions apply.
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No additional details available.
As Low As; Personal loans up to $10,000
No additional details available.
Land Loans available in Washington State only
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Up to a 72-month term.
No additional details available.
Up to $25,000 limit
As Low As; Make great things happen. Secure the funds you need quickly and easily for home repairs, a family vacation, education expenses, or debt consolidation.
As Low As; up to 60 months (minimum loan amount of $5,000)
$10,000; As Low As
No additional details available.
No additional details available.
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As Low As
As Low As
No additional details available.
Call for current Promotional Rates.
As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 10.00% APR - 18.00% APR up to a 36 month term based on applicants credit score of 650 to 679 and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
Land Loans available in Washington State only
As Low As; *up to 60 months
No additional details available.
No additional details available.
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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As Low As
No additional details available.
Available up to 60 months OAC
As Low As
No additional details available.
No additional details available.
Credit Score: 739 - 700
No additional details available.
As Low As
As Low As
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
No additional details available.
No additional details available.
As Low As; up to 72 months (minimum loan amount of $7,500)
As Low As
No additional details available.
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As Low As
No additional details available.
No additional details available.
Up to $10,000; As Low As
No additional details available.
fixed rate
No additional details available.
As Low As
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
No additional details available.
As Low As
As Low As; On approval of credit, restrictions apply.
As Low As
As Low As
11.49% - 22.74% APR* Fixed; Borrow a Specific Amount & Pay Back on a Fixed Schedule; Generous Grace Period for Payment; Flexible Due Date; Eligible for Debt Protection Insurance; Convenient Loan Signings using DocuSign Technology
Personal Loan Special
No additional details available.
No additional details available.
As Low As
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Fixed rate, terms up to 36 months. Maximum loan amount: two times gross monthly income.
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
$1,000 individual, $2,000 family. Minimum $99 payments
As Low As
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Available up to 24 months OAC
As Low As; up to 48 months
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No additional details available.
No additional details available.
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$10,000; As Low As
As Low As; Make great things happen. Secure the funds you need quickly and easily for home repairs, a family vacation, education expenses, or debt consolidation.
As Low As; up to 60 months (minimum loan amount of $5,000)
Call for current Promotional Rates.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
Credit Score: 739 - 700
No additional details available.
As Low As
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
As Low As; up to 72 months (minimum loan amount of $7,500)
Up to $10,000; As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
fixed rate
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
No additional details available.
No additional details available.
11.49% - 22.74% APR* Fixed; Borrow a Specific Amount & Pay Back on a Fixed Schedule; Generous Grace Period for Payment; Flexible Due Date; Eligible for Debt Protection Insurance; Convenient Loan Signings using DocuSign Technology
Personal Loan Special
As Low As
Fixed rate, terms up to 36 months. Maximum loan amount: two times gross monthly income.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Up to $5,000. Great for taxes, emergencies & vacations.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Up to $40,000
No additional details available.
As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 8.50% APR - 18.00% APR up to a 36 month term based on applicants credit score of 680 or higher and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
No additional details available.
No additional details available.
As Low As; Up to 60 months & $10,000 max per member
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; On approval of credit, restrictions apply.
Up to $25,000 limit
No additional details available.
Up to a 72-month term.
No additional details available.
No additional details available.
No additional details available.
As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 10.00% APR - 18.00% APR up to a 36 month term based on applicants credit score of 650 to 679 and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
As Low As; *up to 60 months
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
Redmond, WA Personal Loan Rate Trends
Compare local Redmond, WA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington personal loan rates rose 0.194 points over the past 7 days to 10.827% APR.
Washington signature loan rates rose 0.601 points over the past 7 days to 10.719% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Washington?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Washington?
Are credit unions or banks better for personal loans in Redmond, Washington?
What are the best personal loan rates in Redmond, Washington?
- Banner Bank: 6.29% (QuickStep Equipment Loan)
- Sound Credit Union: 8.25% (Personal Loans)
- Meriwest Credit Union: 8.60% (Go Solar Loan)
- BECU Boeing Employees Credit Union: 9.74% (Personal Loan)
- Qualstar Credit Union: 4.74% (Advantage Equity Loan (fixed))
Personal Loan Calculators
