Best Personal Loan Rates in Seattle, Washington (WA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Seattle, Washington include: Nordstrom Federal Credit UnionNordstrom Federal Credit Union1617 6th Ave Fl 5, Seattle, WA, 98101A+5.0 ★Texas Ratio: 2.29% offering 4 Seasons Loan at 7.97% APR, Verity Credit UnionVerity Credit Union1660 S Columbian Way Bldg 35, Seattle, WA, 98108 1532A5.0 ★Texas Ratio: 8.01% offering Personal at 8.99% APR, First Sound BankFirst Sound Bank925 4th Ave Ste 2350, Seattle, WA, 98104A5.0 ★Texas Ratio: 9.17% offering Seasonal Loan at 9.24% APR, Waterfront Federal Credit UnionWaterfront Federal Credit Union6419 Fauntleroy Way SW, Seattle, WA, 98136A+5.0 ★Texas Ratio: 5.80% offering Signature Loan at 9.74% APR, and Express Credit UnionExpress Credit Union1930 6th Ave S Ste 104, Seattle, WA, 98134 1627A+5.0 ★Texas Ratio: 3.85% offering Personal Loan at 9.74% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Seattle has 9 local institutions in our database, with personal loan rates as low as 7.97% APR from Nordstrom Federal Credit Union at 1617 6th Ave Fl 5, Seattle, WA, 98101. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Seattle, Washington.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Seattle, Washington. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
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As Low As
Verity members can apply by logging into Digital Banking and selecting "Open account or loan" from the menu. Lowest rate includes rate discounts.*
As Low As
As low as 9.24%
As low as 9.24%
Up to $25,000 limit
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As Low As; Processing Fee: $13 per $100 borrowed
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$2,500; As Low As
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Fixed rate, terms from 12 to 24 months on loan amounts of $500 to $2,500.
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$100,000; As Low As
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Amortized over 15 years with a balloon due in 60 months
Max Amount: $100,000; Max LTV: 80%*
As Low As; Working on a project? Need to make a purchase? We can help!
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As Low As; Rate based on creditworthiness and term of loan.
Amortized over 15 years with a balloon due in 60 months
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As Low As; Rate based on creditworthiness and term of loan.
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Up to $40,000
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As Low As; Up to 60 months & $10,000 max per member
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As Low As
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As Low As; Personal loans up to $10,000
Up to a 72-month term.
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$10,000; As Low As
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No additional details available.
Call for current Promotional Rates.
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Credit Score: 740+
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As Low As
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up to 60 months
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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As Low As; Consolidate higher rate debt with a Rivermark Personal Loan. Rates as low as 10.45% APR for a limited time.
Credit Score: 739 - 700
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No additional details available.
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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fixed rate
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
As Low As
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Personal Loan Special
Fixed rate, terms up to 36 months. Maximum loan amount: two times gross monthly income.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
(unsecured)
No additional details available.
As Low As; Rates* start at 12%
fixed rate
up to $8000
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; This no-frills unsecured loan can help out in a pinch.(1)(2)
No additional details available.
As Low As; Up to 72-month term; Fixed rate, fixed term loan for a specific expense; Borrow up to $20,000 (if qualified); Quick and easy funding; No collateral required
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Credit Score: 699 - 660
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Credit Score: 659 - 610
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Credit Score: 609 - 560
Credit Score: 559 or below
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As Low As
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As Low As; Working on a project? Need to make a purchase? We can help!
As Low As; Rate based on creditworthiness and term of loan.
No additional details available.
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$10,000; As Low As
As Low As
Call for current Promotional Rates.
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Credit Score: 740+
No additional details available.
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As Low As
As Low As; Consolidate higher rate debt with a Rivermark Personal Loan. Rates as low as 10.45% APR for a limited time.
Credit Score: 739 - 700
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
As Low As
No additional details available.
As Low As
fixed rate
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
Personal Loan Special
Fixed rate, terms up to 36 months. Maximum loan amount: two times gross monthly income.
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
As Low As; Rates* start at 12%
up to $8000
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As Low As
Credit Score: 699 - 660
Credit Score: 659 - 610
Credit Score: 609 - 560
Credit Score: 559 or below
No additional details available.
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As low as 9.24%
Up to $25,000 limit
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Up to $40,000
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As Low As; Up to 60 months & $10,000 max per member
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Up to a 72-month term.
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As Low As
up to 60 months
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
(unsecured)
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; This no-frills unsecured loan can help out in a pinch.(1)(2)
As Low As; Up to 72-month term; Fixed rate, fixed term loan for a specific expense; Borrow up to $20,000 (if qualified); Quick and easy funding; No collateral required
No additional details available.
Seattle, WA Personal Loan Rate Trends
Compare local Seattle, WA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington personal loan rates rose 0.045 points over the past 7 days to 11.458% APR.
Washington signature loan rates currently average 10.558% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Washington?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Washington?
Are credit unions or banks better for personal loans in Seattle, Washington?
What are the best personal loan rates in Seattle, Washington?
- Nordstrom Federal Credit Union: 7.97% (4 Seasons Loan)
- Verity Credit Union: 8.99% (Personal)
- First Sound Bank: 9.24% (Seasonal Loan)
- Waterfront Federal Credit Union: 9.74% (Signature Loan)
- Express Credit Union: 9.74% (Personal Loan)
Personal Loan Calculators
