Best Personal Loan Rates in University Place, Washington (WA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in University Place, Washington include: Americas Federal Credit Union ACUAmericas Federal Credit Union ACU4323 Bridgeport Way W, University Place, WA, 98466A+5.0 ★Texas Ratio: 3.49% offering Personal Loans 0 - 24 Months at 9.23% APR, Sound Community BankSound Community Bank4922 Bridgeport Way W, University Place, WA, 98467A+5.0 ★Texas Ratio: 2.09% offering Unspecified Loan at 9.30% APR, BECU Boeing Employees Credit UnionBECU Boeing Employees Credit Union3929 Bridgeport Way W, University Place, WA, 98466A+5.0 ★Texas Ratio: 2.18% offering Personal Loan at 9.74% APR, Qualstar Credit UnionQualstar Credit UnionA+5.0 ★Texas Ratio: 5.04% offering Advantage Equity Loan (fixed) at 4.74% APR, and Firefighters First Federal Credit UnionFirefighters First Federal Credit UnionA+5.0 ★Texas Ratio: 1.58% offering Fire Station Loan at 4.99% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
University Place has 3 local institutions in our database, with personal loan rates as low as 9.23% APR from Americas Federal Credit Union ACU at 4323 Bridgeport Way W, University Place, WA, 98466. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in University Place, Washington.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in University Place, Washington. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026
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Available up to 30 months OAC
$2,500; As Low As
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Fixed 120 Months
As Low As
No additional details available.
flexible repayment
Fixed rate, terms from 12 to 24 months on loan amounts of $500 to $2,500.
No additional details available.
Snohomish County; Available in Snohomish County; Maximum loan amount up to $50,000.00*
As Low As; 5-Year fixed rate
APR Range: 6.50%-12.25%
APR Range: 6.50%-12.25%
Available Statewide; Maximum loan amount up to $80,000.00*
No additional details available.
As Low As
Solar loans will have a UCC Filing attached to them.
As Low As; *up to 180 months
$100,000; As Low As
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Unimproved Land, Origination Fees Apply. 50% Tax Asmnt to $50k, 70% of appraisal to $150k.
Up to $5,000. Great for taxes, emergencies & vacations.
No additional details available.
Amortized over 15 years with a balloon due in 60 months
Amortized over 15 years with a balloon due in 60 months
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As Low As
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Draw Period: 12 months; Maximum Amount: $50,000
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As Low As; Land Loans available in Washington State only
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$100,000 Max
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Amortized over 15 years with a balloon due in 60 months
Amortized over 15 years with a balloon due in 60 months
Up to $40,000
No additional details available.
As Low As
No additional details available.
Land Loans available in Washington State only
As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 8.50% APR - 18.00% APR up to a 36 month term based on applicants credit score of 680 or higher and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
Maximum loan amount up to $50,000.00*
As Low As; Fixed Rates from 8.60% to 8.70% APR*
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$250,000 Max
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As Low As; Fixed Rates from 8.60% to 8.70% APR*
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Available up to 24 months OAC
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As Low As; Up to 60 months & $10,000 max per member
As Low As; up to 48 months
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As Low As; On approval of credit, restrictions apply.
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As Low As; Personal loans up to $10,000
Land Loans available in Washington State only
Up to $7,500; As Low As; Lowest APR
Up to $7,500
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Up to $25,000 limit
No additional details available.
Up to a 72-month term.
No additional details available.
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As Low As; Make great things happen. Secure the funds you need quickly and easily for home repairs, a family vacation, education expenses, or debt consolidation.
As Low As; up to 60 months (minimum loan amount of $5,000)
$10,000; As Low As
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Call for current Promotional Rates.
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As Low As; *up to 60 months
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As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 10.00% APR - 18.00% APR up to a 36 month term based on applicants credit score of 650 to 679 and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
Land Loans available in Washington State only
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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Available up to 60 months OAC; Regular APR: 21.49%
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Credit Score: 739 - 700
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As Low As; Loan Amount $7,501 to $15,000
$7,501
$7,501; As Low As; Lowest APR
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
No additional details available.
As Low As; up to 72 months (minimum loan amount of $7,500)
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Up to $10,000; As Low As
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fixed rate
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As Low As
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
No additional details available.
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As Low As; On approval of credit, restrictions apply.
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Available up to 24 months OAC
As Low As; up to 48 months
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As Low As; Make great things happen. Secure the funds you need quickly and easily for home repairs, a family vacation, education expenses, or debt consolidation.
$10,000; As Low As
As Low As; up to 60 months (minimum loan amount of $5,000)
Call for current Promotional Rates.
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No additional details available.
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Credit Score: 739 - 700
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(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
As Low As; up to 72 months (minimum loan amount of $7,500)
Up to $10,000; As Low As
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fixed rate
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(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
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Up to $5,000. Great for taxes, emergencies & vacations.
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Up to $40,000
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As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 8.50% APR - 18.00% APR up to a 36 month term based on applicants credit score of 680 or higher and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
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As Low As; Up to 60 months & $10,000 max per member
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As Low As; On approval of credit, restrictions apply.
Up to a 72-month term.
No additional details available.
Up to $25,000 limit
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As Low As; *up to 60 months
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As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 10.00% APR - 18.00% APR up to a 36 month term based on applicants credit score of 650 to 679 and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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University Place, WA Personal Loan Rate Trends
Compare local University Place, WA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington personal loan rates fell 0.483 points over the past 7 days to 10.827% APR.
Washington signature loan rates currently average 10.719% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Washington?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Washington?
Are credit unions or banks better for personal loans in University Place, Washington?
What are the best personal loan rates in University Place, Washington?
- Americas Federal Credit Union ACU: 9.23% (Personal Loans 0 - 24 Months)
- Sound Community Bank: 9.30% (Unspecified Loan)
- BECU Boeing Employees Credit Union: 9.74% (Personal Loan)
- Qualstar Credit Union: 4.74% (Advantage Equity Loan (fixed))
- Firefighters First Federal Credit Union: 4.99% (Fire Station Loan)
University Place, Washington Rates & Resources
Personal Loan Calculators
