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Best Personal Loan Rates in Rosholt, Wisconsin - June 2026

Current personal loan options available to borrowers in Rosholt, Wisconsin include: Oakdale Credit UnionOakdale Credit UnionA+5.0 ★Texas Ratio: 0.42% offering Recreational - Used Loan at 3.99% APR, PCM Credit UnionPCM Credit UnionA+5.0 ★Texas Ratio: 3.56% offering Collateral Loans at 3.99% APR, Bay Shore Credit UnionBay Shore Credit UnionA+5.0 ★Texas Ratio: 0.86% offering Spring Loan Special at 3.99% APR, Governmental Employees Credit UnionGovernmental Employees Credit UnionA5.0 ★Texas Ratio: 6.35% offering 2025 and newer (<15,000 miles) Loan at 3.99% APR, and Premier Financial Credit UnionPremier Financial Credit UnionA+5.0 ★Texas Ratio: 5.06% offering Spring Fling Loan Special at 3.99% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.

Rosholt borrowers have access to 32 lenders serving the Wisconsin area, with personal loan rates as low as 3.99% APR from Oakdale Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Rosholt, Wisconsin.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Rosholt, Wisconsin. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026

Rosholt Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Recreational - Used Loan
3.99%
APR3.99%
Last UpdatedJune 17, 2026
Details

No additional details available.

Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Recreational Loan
3.99%
APR3.99%
Last UpdatedJune 17, 2026
Details

No additional details available.

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Collateral Loans
3.99%
APR3.99%
Last UpdatedJune 17, 2026
Details

Credit Score 735+

Bay Shore Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Spring Loan Special
3.99%
APR3.99%
Last UpdatedJune 17, 2026
Details

Purchases or Refinance from another financial institution. Certain restrictions apply. See a Loan Officer for Details!

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles) Loan
3.99%
APR3.99%
Last UpdatedJune 17, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles): 1-36 months Loan
3.99%
APR3.99%
Last UpdatedJune 17, 2026
Details

As Low As; Vehicle Age

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Bicycle Loan
3.99%
APR3.99%
Last UpdatedJune 17, 2026
Details

As low as

Premier Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Spring Fling Loan Special
3.99%
APR3.99%
Last UpdatedJune 17, 2026
Details

As Low As; Special Rate

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Signature Loans up to 3 years
4.00%
APR4.00%
Last UpdatedJune 17, 2026
Details

No additional details available.

Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Flood Relief Loan
4.00%
APR4.00%
Last UpdatedJune 17, 2026
Details

No payments for 90 days; No origination fee; Fast approval to get funds in your hands quickly; Applications accepted through August 1, 2026

Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Up to 36 months Loan
4.23%
APR4.23%
Last UpdatedJune 17, 2026
Details

with Direct Deposit & Autopay**: 3.73%

Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Up to 48 months Loan
4.23%
APR4.23%
Last UpdatedJune 17, 2026
Details

with Direct Deposit & Autopay**: 3.73%

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.02%
Loans with Collateral
4.24%
APR4.24%
Last UpdatedJune 17, 2026
Details

No additional details available.

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 Loan
4.24%
APR4.24%
Last UpdatedJune 17, 2026
Details

No additional details available.

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Collateral Loans
4.24%
APR4.24%
Last UpdatedJune 17, 2026
Details

Credit Score 735+

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles) Loan
4.24%
APR4.24%
Last UpdatedJune 17, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles): 37-48 months Loan
4.24%
APR4.24%
Last UpdatedJune 17, 2026
Details

As Low As; Vehicle Age

Focus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
New Motorcyle Loans
4.29%
APR4.29%
Last UpdatedJune 17, 2026
Details

The lowest rates around for your new Cycle!

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Up to 36 months Loan
4.34%
APR4.34%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Loan Amount: $500

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 Loan
4.39%
APR4.39%
Last UpdatedJune 17, 2026
Details

No additional details available.

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2023 - newer Loan
4.42%
APR4.42%
Last UpdatedJune 17, 2026
Details

As Low As; The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
12 month or less Loan
4.45%
APR4.45%
Last UpdatedJune 17, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
13 - 24 months Loan
4.45%
APR4.45%
Last UpdatedJune 17, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
25 - 36 months Loan
4.45%
APR4.45%
Last UpdatedJune 17, 2026
Details

As Low As; *

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2020 - 2022 Loan
4.46%
APR4.46%
Last UpdatedJune 17, 2026
Details

As Low As; The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.

Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Up to 60 months Loan
4.48%
APR4.48%
Last UpdatedJune 17, 2026
Details

with Direct Deposit & Autopay**: 3.98%

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer: 1-36 months Loan
4.49%
APR4.49%
Last UpdatedJune 17, 2026
Details

As Low As; Vehicle Age

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer Loan
4.49%
APR4.49%
Last UpdatedJune 17, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles): 1-36 months Loan
4.49%
APR4.49%
Last UpdatedJune 17, 2026
Details

As low as

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles) Loan
4.49%
APR4.49%
Last UpdatedJune 17, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (< 15,000 miles): 49-60 months Loan
4.49%
APR4.49%
Last UpdatedJune 17, 2026
Details

As Low As; Vehicle Age

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Titled Collateral Loans
4.49%
APR4.49%
Last UpdatedJune 17, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
0 - 36 months Loan
4.49%
APR4.49%
Last UpdatedJune 17, 2026
Details

As Low As

Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
12 Month Construction Loan
4.49%
APR4.49%
Last UpdatedJune 17, 2026
Details

12 payments of Interest Only on the amount of credit outstanding during the construction period at an interest rate of 3.890% one payment of $375,000 and any unpaid interest due at maturity

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedJune 17, 2026
Details

No additional details available.

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 Loan
4.54%
APR4.54%
Last UpdatedJune 17, 2026
Details

No additional details available.

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
37 - 48 months Loan
4.54%
APR4.54%
Last UpdatedJune 17, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Titled Collateral Loans
4.54%
APR4.54%
Last UpdatedJune 17, 2026
Details

As Low As

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Up to 36 months Loan
4.59%
APR4.59%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Loan Amount: $500

Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Adventure Loan Special
4.59%
APR4.59%
Last UpdatedJune 17, 2026
Details

1% off* APR on boats, campers, RVs, ATVs, and motorcycles. Limited Time. As Low As; Rates As Low As 4.59% APR **

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2016 and Older Models Loan
4.64%
APR4.64%
Last UpdatedJune 17, 2026
Details

As Low As

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2025 with more than 15,000 miles - 2020 Loan
4.64%
APR4.64%
Last UpdatedJune 17, 2026
Details

No additional details available.

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
49 - 60 months Loan
4.64%
APR4.64%
Last UpdatedJune 17, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Titled Collateral Loans
4.64%
APR4.64%
Last UpdatedJune 17, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Refinance Loan
4.64%
APR4.64%
Last UpdatedJune 17, 2026
Details

As Low As

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
37 to 48 months Loan
4.64%
APR4.64%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Loan Amount: $5,000

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Up to 36 months Loan
4.64%
APR4.64%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Loan Amount: $500

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 Loan
4.69%
APR4.69%
Last UpdatedJune 17, 2026
Details

No additional details available.

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
61 - 72 months Loan
4.74%
APR4.74%
Last UpdatedJune 17, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Titled Collateral Loans
4.74%
APR4.74%
Last UpdatedJune 17, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles): 37-48 months Loan
4.74%
APR4.74%
Last UpdatedJune 17, 2026
Details

As low as

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer Loan
4.74%
APR4.74%
Last UpdatedJune 17, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer: 37-48 months Loan
4.74%
APR4.74%
Last UpdatedJune 17, 2026
Details

As Low As; Vehicle Age

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
37 - 48 months Loan
4.75%
APR4.75%
Last UpdatedJune 17, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
61 - 72 months Loan
4.75%
APR4.75%
Last UpdatedJune 17, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
49 - 60 months Loan
4.75%
APR4.75%
Last UpdatedJune 17, 2026
Details

As Low As; *

Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
36 Months Loan
4.75%
APR4.75%
Last UpdatedJune 17, 2026
Details

0.50% Rate Discount Special

Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
New Yet to be Titled Loan
4.75%
APR4.75%
Last UpdatedJune 17, 2026
Details

As Low As

Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
24 Months Loan
4.75%
APR4.75%
Last UpdatedJune 17, 2026
Details

0.50% Rate Discount Special

Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
12 Months Loan
4.75%
APR4.75%
Last UpdatedJune 17, 2026
Details

0.50% Rate Discount Special

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedJune 17, 2026
Details

As Low As

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2025 with more than 15,000 miles - 2020 Loan
4.84%
APR4.84%
Last UpdatedJune 17, 2026
Details

No additional details available.

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2019 & Older Loan
4.89%
APR4.89%
Last UpdatedJune 17, 2026
Details

No additional details available.

Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
24 Months Loan
4.89%
APR4.89%
Last UpdatedJune 17, 2026
Details

As Low As*

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2016 and Older Models Loan
4.94%
APR4.94%
Last UpdatedJune 17, 2026
Details

As Low As

The Park Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
Construction Loans
4.94%
APR4.94%
Last UpdatedJune 17, 2026
Details

Get the financing you need to build your dream home, with options starting at as little as 5% down.

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
37 to 48 months Loan
4.94%
APR4.94%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Loan Amount: $5,000

Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
10 Years Old & Newer Loan
4.95%
APR4.95%
Last UpdatedJune 17, 2026
Details

As Low As

Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Up to 72 months Loan
4.98%
APR4.98%
Last UpdatedJune 17, 2026
Details

with Direct Deposit & Autopay**: 4.48%

Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
Up to 12 Months Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As Low as

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Construction Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As Low As

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

Rates as low as:**

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer: 1-36 months Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As low as

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
37 to 48 months Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Loan Amount: $5,000

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
12 months or less Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
13 - 24 months Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
25 - 36 months Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As Low As; *

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer: 49-60 months Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As Low As; Vehicle Age

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
3 year balloon (2021 & newer) Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As Low As; Merit based pricing in effect; actual rate may vary based on your credit score and account relationship (direct deposit and active checking). $15,000 minimum loan on balloon terms. Affordable terms from 10 to 30 years.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As Low As

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
2023-26 Model Year Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As Low As

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2025 with more than 15,000 miles - 2020 Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

No additional details available.

N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
5 Year Balloon Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As Low As

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

No additional details available.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles) Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As Low As

Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
48 Months Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

0.50% Rate Discount Special

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Collateral Loans
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

Credit Score 636-734

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (< 15,000 miles): 49-60 months Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As low as

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (< 15,000 miles): 61-72 months Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As Low As; Vehicle Age

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.02%
Credit Builder Loan
5.00%
APR5.00%
Last UpdatedJune 17, 2026
Details

No additional details available.

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Kwik Cash Loan
5.00%
APR5.00%
Last UpdatedJune 17, 2026
Details

As Low As; over the index. Index is the prime lending rate as published in the Wall Street Journal

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2016 and Older Models Loan
5.04%
APR5.04%
Last UpdatedJune 17, 2026
Details

As Low As

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2019 & Older Loan
5.09%
APR5.09%
Last UpdatedJune 17, 2026
Details

No additional details available.

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
New 2024 to 2026 Loan
5.09%
APR5.09%
Last UpdatedJune 17, 2026
Details

No additional details available.

Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Vacant Land Loans (Purchase or Refinance) 3-year note
5.10%
APR5.10%
Last UpdatedJune 17, 2026
Details

***Balloons note amortized up to 10 years

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
49 to 60 months Loan
5.14%
APR5.14%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Loan Amount: $10,000

Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Vacant Land Loans (Purchase or Refinance) 5-year note
5.15%
APR5.15%
Last UpdatedJune 17, 2026
Details

***Balloons note amortized up to 10 years

N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
10 Year Balloon Loan
5.19%
APR5.19%
Last UpdatedJune 17, 2026
Details

As Low As

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
2023-26 Model Year Loan
5.19%
APR5.19%
Last UpdatedJune 17, 2026
Details

As Low As

Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Vacant Land Loans (Purchase or Refinance) 7-year note
5.20%
APR5.20%
Last UpdatedJune 17, 2026
Details

***Balloons note amortized up to 10 years

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer: 37-48 months Loan
5.24%
APR5.24%
Last UpdatedJune 17, 2026
Details

As low as

Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
Up to 24 Months Loan
5.24%
APR5.24%
Last UpdatedJune 17, 2026
Details

As Low as

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.02%
Loans with Collateral
5.24%
APR5.24%
Last UpdatedJune 17, 2026
Details

No additional details available.

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Collateral Loans
5.24%
APR5.24%
Last UpdatedJune 17, 2026
Details

Credit Score 735+ + 1%

Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
60 Months Loan
5.24%
APR5.24%
Last UpdatedJune 17, 2026
Details

0.50% Rate Discount Special

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 Loan
5.24%
APR5.24%
Last UpdatedJune 17, 2026
Details

No additional details available.

Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
12 Months Loan
5.25%
APR5.25%
Last UpdatedJune 17, 2026
Details

No additional details available.

Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
24 Months Loan
5.25%
APR5.25%
Last UpdatedJune 17, 2026
Details

No additional details available.

Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
36 Months Loan
5.25%
APR5.25%
Last UpdatedJune 17, 2026
Details

No additional details available.

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
37 - 48 months Loan
5.25%
APR5.25%
Last UpdatedJune 17, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
49 - 60 months Loan
5.25%
APR5.25%
Last UpdatedJune 17, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
61 - 72 months Loan
5.25%
APR5.25%
Last UpdatedJune 17, 2026
Details

As Low As; *

Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Vacant Land Loans (Purchase or Refinance) 10-year note
5.25%
APR5.25%
Last UpdatedJune 17, 2026
Details

***Balloons note amortized up to 10 years

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
49 to 60 months Loan
5.29%
APR5.29%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Loan Amount: $10,000

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
5.29%
APR5.29%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Loan Amount: $5,000

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
2023-26 Model Year Loan
5.29%
APR5.29%
Last UpdatedJune 17, 2026
Details

As Low As

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Used 2018 to 2014 Loan
5.29%
APR5.29%
Last UpdatedJune 17, 2026
Details

As Low As

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2019 & Older Loan
5.29%
APR5.29%
Last UpdatedJune 17, 2026
Details

No additional details available.

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
2023-26 Model Year Loan
5.39%
APR5.39%
Last UpdatedJune 17, 2026
Details

As Low As

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
New 2024 to 2026 Loan
5.39%
APR5.39%
Last UpdatedJune 17, 2026
Details

No additional details available.

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Used 2018 to 2014 Loan
5.39%
APR5.39%
Last UpdatedJune 17, 2026
Details

As Low As

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2025 with more than 15,000 miles - 2020 Loan
5.44%
APR5.44%
Last UpdatedJune 17, 2026
Details

No additional details available.

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
2021-22 Model Year Loan
5.44%
APR5.44%
Last UpdatedJune 17, 2026
Details

As Low As

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
49 to 60 months Loan
5.44%
APR5.44%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Loan Amount: $10,000

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
61 to 72 months Loan
5.44%
APR5.44%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Loan Amount: $15,000

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2021 - newer Loan
5.46%
APR5.46%
Last UpdatedJune 17, 2026
Details

As Low As; The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.

Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Up to 24 months Loan
5.48%
APR5.48%
Last UpdatedJune 17, 2026
Details

with Direct Deposit & Autopay**: 4.98%

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer Loan
5.49%
APR5.49%
Last UpdatedJune 17, 2026
Details

As Low As

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Used 2018 to 2014 Loan
5.49%
APR5.49%
Last UpdatedJune 17, 2026
Details

As Low As

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
New 2024 to 2026 Loan
5.49%
APR5.49%
Last UpdatedJune 17, 2026
Details

Minimum Finance: $15,000

Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
Up to 36 Months Loan
5.49%
APR5.49%
Last UpdatedJune 17, 2026
Details

As Low as

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Loan
5.49%
APR5.49%
Last UpdatedJune 17, 2026
Details

Rates as low as:**

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer: 61-72 months Loan
5.49%
APR5.49%
Last UpdatedJune 17, 2026
Details

As Low As; Vehicle Age

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer: 49-60 months Loan
5.49%
APR5.49%
Last UpdatedJune 17, 2026
Details

As low as

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (< 15,000 miles): 73-84 months Loan
5.49%
APR5.49%
Last UpdatedJune 17, 2026
Details

As Low As; Vehicle Age

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles) Loan
5.49%
APR5.49%
Last UpdatedJune 17, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (< 15,000 miles): 61-72 months Loan
5.49%
APR5.49%
Last UpdatedJune 17, 2026
Details

As low as

Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
72 Months Loan
5.49%
APR5.49%
Last UpdatedJune 17, 2026
Details

0.50% Rate Discount Special

Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
48 Months Loan
5.49%
APR5.49%
Last UpdatedJune 17, 2026
Details

No additional details available.

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
2017-2019 Loan
5.49%
APR5.49%
Last UpdatedJune 17, 2026
Details

No additional details available.

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Titled Collateral Loans
5.49%
APR5.49%
Last UpdatedJune 17, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
73 - 84 months Loan
5.49%
APR5.49%
Last UpdatedJune 17, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Construction Loan
5.50%
APR5.50%
Last UpdatedJune 17, 2026
Details

Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
VA Loan
5.50%
APR5.50%
Last UpdatedJune 17, 2026
Details

Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
WHEDA Loan
5.50%
APR5.50%
Last UpdatedJune 17, 2026
Details

Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2017- 2019 Loan
5.51%
APR5.51%
Last UpdatedJune 17, 2026
Details

As Low As; The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
2021-22 Model Year Loan
5.59%
APR5.59%
Last UpdatedJune 17, 2026
Details

As Low As

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
5.59%
APR5.59%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Loan Amount: $10,000

Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
8 Year Loan
5.60%
APR5.60%
Last UpdatedJune 17, 2026
Details

No additional details available.

Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
36 Months Loan
5.64%
APR5.64%
Last UpdatedJune 17, 2026
Details

As Low As*

Rosholt Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
5.29%
APR5.29%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Loan Amount: $5,000

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
5.59%
APR5.59%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Loan Amount: $10,000

Rosholt Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Debt Consolidation Loan
9.25%
APR9.25%
Last UpdatedJune 17, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Debt Consolidation Loan
10.25%
APR10.25%
Last UpdatedJune 17, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Debt Consolidation Loan
11.25%
APR11.25%
Last UpdatedJune 17, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Debt Consolidation Loan
12.20%
APR12.20%
Last UpdatedJune 17, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Debt Consolidation Loan
13.25%
APR13.25%
Last UpdatedJune 17, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Rosholt Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Signature Loans up to 3 years
4.00%
APR4.00%
Last UpdatedJune 17, 2026
Details

No additional details available.

Rosholt, WI Personal Loan Rate Trends

Compare local Rosholt, WI personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Personal Loan Trends →
Personal Loan — WI Avg
11.074%
▼ 0.222 vs 7 days ago

Wisconsin personal loan rates fell 0.222 points over the past 7 days to 11.074% APR.

Signature Loan — WI Avg
10.626%
▼ 0.055 vs 7 days ago

Wisconsin signature loan rates fell 0.055 points over the past 7 days to 10.626% APR.

As of Jun 17, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Rosholt, Wisconsin personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Rosholt, Wisconsin directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Rosholt, Wisconsin. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WI.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Wisconsin?

Most lenders in Rosholt, Wisconsin require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Wisconsin often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Rosholt, Wisconsin require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Wisconsin?

Yes. Debt consolidation is one of the most common uses of personal loans in Rosholt, Wisconsin. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Rosholt, Wisconsin?

Credit unions in Rosholt, Wisconsin often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Rosholt, Wisconsin?

  • Oakdale Credit Union: 3.99% (Recreational - Used Loan)
  • PCM Credit Union: 3.99% (Collateral Loans)
  • Bay Shore Credit Union: 3.99% (Spring Loan Special)
  • Governmental Employees Credit Union: 3.99% (2025 and newer (<15,000 miles) Loan)
  • Premier Financial Credit Union: 3.99% (Spring Fling Loan Special)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Rosholt, Wisconsin. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026.