Lafayette, Indiana (IN) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Lafayette, Indiana and the surrounding area include Horizon Bank Michigan City, INHorizon Bank Michigan City, IN301 South St, Lafayette, IN 47901A+5.0 ★Texas Ratio: 2.79% Business Money Market Savings at 3.65% APY, The Huntington National BankThe Huntington National Bank2101 Teal Rd, Lafayette, IN 47905A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, Purdue Federal Credit UnionPurdue Federal Credit Union1520 Union St, Lafayette, IN 47904 2156A+5.0 ★Texas Ratio: 0.91% Business MMA Tier 5 at 2.27% APY, Security FSBSecurity FSB3920 Mccarty Ln, Lafayette, IN 47905A+5.0 ★Texas Ratio: 3.44% Personal Savings Accounts at 1.50% APY, and Industrial Federal Credit UnionIndustrial Federal Credit Union1115 Sagamore Pkwy S, Lafayette, IN 47905A+5.0 ★Texas Ratio: 5.23% Health Savings Account (HSA) at 0.50% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Lafayette, Indiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lafayette, Indiana (IN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lafayette, Indiana and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Lafayette, Indiana & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
301 South St, Lafayette, IN 47901
Business Money Market Savings
3.65%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
2101 Teal Rd, Lafayette, IN 47905
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
Business MMA Tier 5
2.27%
$2,500
▼
Rate2.25%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
Emergency Savings Tier 1
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
Business MMA Tier 4
1.51%
$2,500
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
3920 Mccarty Ln, Lafayette, IN 47905
Personal Savings Accounts
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Life Insurance: Capped at $25,000
Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
3920 Mccarty Ln, Lafayette, IN 47905
Personal Savings Accounts
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Life Insurance: Capped at $25,000
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
Business MMA Tier 3
1.21%
$2,500
▼
Rate1.20%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
3920 Mccarty Ln, Lafayette, IN 47905
Personal Savings Accounts
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Life Insurance: Capped at $25,000
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
Business MMA Tier 2
0.90%
$2,500
▼
Rate0.90%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
3920 Mccarty Ln, Lafayette, IN 47905
Personal Savings Accounts
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Life Insurance: 10% of balance
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN 47905
Health Savings Account (HSA)
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
3920 Mccarty Ln, Lafayette, IN 47905
Health Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN 47905
Christmas Club Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1632 Union St, Lafayette, IN 47904
IRA Share Accounts
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN 47905
Youth Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Minimum balance to open is $5.00. Dividends are compounded and paid quarterly
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN 47905
Regular & Special Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Minimum balance to open is $5.00. Dividends are compounded and paid quarterly
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN 47905
Christmas Club Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
No minimum balance. Dividends are compounded and paid quarterly
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
Health Savings (HSA) Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
Emergency Savings Tier 2
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
Business MMA Tier 1
0.10%
$2,500
▼
Rate0.10%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
Basic Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
3920 Mccarty Ln, Lafayette, IN 47905
Youth Savings
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMar 21, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
3920 Mccarty Ln, Lafayette, IN 47905
Business Savings
0.10%
$50
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
3920 Mccarty Ln, Lafayette, IN 47905
Health Savings
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
3920 Mccarty Ln, Lafayette, IN 47905
Personal Savings Accounts
0.06%
$0
▼
Rate0.06%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Life Insurance: 10% of balance
Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
3920 Mccarty Ln, Lafayette, IN 47905
Personal Savings
0.06%
$50
▼
Rate0.06%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN 47905
Free Share Draft Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Dividends are compounded and paid monthly
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
Health Savings Checking (HSA)
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN 47905
Regular Share Draft Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1632 Union St, Lafayette, IN 47904
SCU Regular Savings
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
3920 Mccarty Ln, Lafayette, IN 47905
Personal Savings Accounts
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Life Insurance: 10% of balance
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
Ohio Homebuyer Plus Savings
6.25%
$0
▼
Rate6.08%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
Ownership Share and Business Ownership Share
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
Ownership Share
6.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
Business Ownership Share
6.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
Ohio Homebuyer Plus Savings
5.25%
$0
▼
Rate5.13%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Qualifying balance up to $1,000.00
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
1110 N Main St, Goshen, IN 46528 2638
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Qualifying balance up to $1,000.00
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
Ohio Homebuyer Plus Savings
4.25%
$0
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
8701 E 116th St, Fishers, IN 46038
Money Market Savings
3.64%
$100
▼
Rate3.58%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300, Carmel, IN 46280 1396
Church Variable Shares
3.55%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$200,000 & Over
Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
105 E Winslow Rd, Bloomington, IN 47401
Business Savings Account
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
105 E Winslow Rd, Bloomington, IN 47401
Share Savings Account
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5881 E 82nd St, Indianapolis, IN 46250
Collateral - Statement Savings
3.25%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
over current rate account is earning
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1200 W South Boulder Rd, Lafayette, CO 80026
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Bippus State Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
150 Hauenstein Rd, Huntington, IN 46750
Elevated Savings
3.25%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $10,000.00
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
8701 E 116th St, Fishers, IN 46038
Money Market Savings
3.09%
$100
▼
Rate3.05%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $1,000,000.00
Peoples T&S Bank Boonville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
132 S 3rd St, Boonville, IN 47601
Elite Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Click for more details!
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
Jubilee savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Qualifying balance up to $1,000.00
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
801 E Tillman Rd, Fort Wayne, IN 46816 1971
Youth Savings
3.00%
$1
▼
Rate2.96%
Min Deposit$1
Min Balance—
UpdatedMar 21, 2026
Details
Springs Valley B&T Co.
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
8482 W State Road 56, French Lick, IN 47432
Savings
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifications Required; Qualifying balance up to $250,000.00
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
Relationship Savings
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Qualifying balance up to $5,000.00
DeMotte State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
101 S Main St, Morocco, IN 47963
Savings Growth
2.61%
$0
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lafayette, IN Savings Rate Trends
Compare local Lafayette, IN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — IN Avg
1.246%
▼ 1.754 from last week
Indiana high-yield savings rates fell 1.754 points this week to 1.246% APY, down from 3.000% last week.
Standard Savings — IN Avg
0.372%
▲ 0.153 from last week
Indiana standard savings rates rose 0.153 points this week to 0.372% APY, up from 0.219% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lafayette, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lafayette, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Lafayette, Indiana
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Indiana, help your money grow faster through a higher APY.
Are savings accounts in Lafayette, Indiana safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Indiana up to $250,000 per depositor, per institution.
How often do savings rates change in Lafayette, Indiana?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Indiana rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Lafayette, Indiana may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Lafayette, Indiana?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Lafayette, Indiana offer in-person customer service, which some customers prefer.
How do I open a savings account in Lafayette, Indiana?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Lafayette, Indiana
Here are recent savings rates observed in Lafayette, Indiana and the surrounding area:
- Horizon Bank Michigan City, IN
Business Money Market Savings — 3.65% APY - The Huntington National Bank
High-Yield Savings — 2.98% APY - Purdue Federal Credit Union
Business MMA Tier 5 — 2.27% APY - Security FSB
Personal Savings Accounts — 1.50% APY - Industrial Federal Credit Union
Health Savings Account (HSA) — 0.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lafayette, Indiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
