The best savings rates for Mishawaka, Indiana and the surrounding area include PNC BankPNC Bank350 N Bittersweet Rd, Mishawaka, IN 46544A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Notre Dame Federal Credit UnionNotre Dame Federal Credit Union111 W Edison Rd, Mishawaka, IN 46545A+5.0 ★Texas Ratio: 4.69% Health Savings Account at 2.00% APY, United Federal Credit UnionUnited Federal Credit Union4840 N Main St, Mishawaka, IN 46545A+5.0 ★Texas Ratio: 3.35% Health Savings Account (HSA) at 1.00% APY, Lake City BankLake City Bank5015 N Main St, Mishawaka, IN 46545A+5.0 ★Texas Ratio: 3.11% Rewards Savings at 0.36% APY, and First FSB Rochester, INFirst FSB Rochester, IN906 W Edison Rd, Mishawaka, IN 46545A5.0 ★Texas Ratio: 10.65% Money Market Savings Accounts at 0.15% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Mishawaka, Indiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Mishawaka, Indiana (IN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Mishawaka, Indiana and the surrounding area. Last Updated and Verified: March 28, 2026
Minimum opening deposit of $50.00 required.
Minimum opening deposit of $50.00 required.
Minimum opening deposit of $50.00 required.
Rewards Checking account required; Qualifying balance up to $50,000
Rewards Checking account required; Qualifying balance up to $50,000
Minimum opening deposit of $50.00 required.
Rewards Checking account required
Balance $101.00 and above
Balance $101.00 and above
Balance $101.00 and above
Rewards Checking account required
Balance $0.00 - $100.00
Balance $0.00 - $100.00
Balance $0.00 - $100.00
Qualifying balance up to $1,000.00
Minimum of $5,000 not currently deposited at Huntington.
over current rate account is earning
Qualifying balance up to $10,000.00
Qualifying balance up to $1,000,000.00
Click for more details!
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Minimum of $5,000 not currently deposited at Huntington.
Qualifications Required; Qualifying balance up to $250,000.00
Qualifications Required
Compare local Mishawaka, IN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana high-yield savings rates fell 0.570 points this week to 1.229% APY, down from 1.799% last week.
Indiana standard savings rates rose 0.321 points this week to 0.402% APY, up from 0.081% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Mishawaka, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mishawaka, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.