Monticello, Indiana (IN) Savings Rates - March 2026
Brian McKay
Brian McKay
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The best savings rates for Monticello, Indiana and the surrounding area include Lakes Federal Credit UnionLakes Federal Credit Union106 Rickey Rd, Monticello, IN 47960 1537A+5.0 ★Texas Ratio: 2.48% Savings at 0.75% APY, Industrial Federal Credit UnionIndustrial Federal Credit Union818 W Fisher St, Monticello, IN 47960A+5.0 ★Texas Ratio: 5.23% Health Savings Account (HSA) at 0.50% APY, Bank of WolcottBank of Wolcott116 N 6th St, Monticello, IN 47960A+5.0 ★Texas Ratio: 2.53% Health Savings Account at 0.10% APY, Kemba Credit UnionKemba Credit Union1111 S Adams St, Bluffton, IN 46714 9772A5.0 ★Texas Ratio: 6.17% Ohio Homebuyer Plus Savings at 6.25% APY, and Beacon Credit UnionBeacon Credit Union136 Northpoint Ave, Huntington, IN 46750 7764A+5.0 ★Texas Ratio: 1.45% Ownership Share and Business Ownership Share at 6.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Monticello, Indiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Monticello, Indiana (IN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Monticello, Indiana and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Monticello, Indiana & Surrounding Communities
Minimum balance to open is $5.00. Dividends are compounded and paid quarterly
Minimum balance to open is $5.00. Dividends are compounded and paid quarterly
No minimum balance. Dividends are compounded and paid quarterly
Dividends are compounded and paid monthly
Minimum balance to open is $5.00.
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
$200,000 & Over
Minimum of $5,000 not currently deposited at Huntington.
$100,000-$199,999
Qualifying balance up to $10,000.00
over current rate account is earning
Qualifying balance up to $1,000,000.00
$25,000-$99,999
$1,000 bonus
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Click for more details!
Minimum of $5,000 not currently deposited at Huntington.
Qualifications Required; Qualifying balance up to $250,000.00
Qualifications Required
Qualifications Required: Open new Statement Savings Advanced account; mention offer during in-branch account opening or visit URL provided; deposit new money (money not currently held at any Wintrust Financial Corporation location) into the new Statement Savings Advanced account at account opening; New money only
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Monticello, IN Savings Rate Trends
Compare local Monticello, IN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana high-yield savings rates fell 0.570 points this week to 1.229% APY, down from 1.799% last week.
Indiana standard savings rates rose 0.321 points this week to 0.402% APY, up from 0.081% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Monticello, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Monticello, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Monticello, Indiana
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Monticello, Indiana safe?
How often do savings rates change in Monticello, Indiana?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Monticello, Indiana?
How do I open a savings account in Monticello, Indiana?
Best Savings Rates in Monticello, Indiana
- Lakes Federal Credit Union
Savings — 0.75% APY - Industrial Federal Credit Union
Health Savings Account (HSA) — 0.50% APY - Bank of Wolcott
Health Savings Account — 0.10% APY - Kemba Credit Union
Ohio Homebuyer Plus Savings — 6.25% APY - Beacon Credit Union
Ownership Share and Business Ownership Share — 6.00% APY
