Mount Vernon, Indiana (IN) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Mount Vernon, Indiana and the surrounding area include Crane Credit UnionCrane Credit Union201 W 4th St, Mount Vernon, IN 47620 1820A5.0 ★Texas Ratio: 6.87% Money Market Savings at 2.78% APY, Heritage Federal Credit UnionHeritage Federal Credit Union321 Main St, Mount Vernon, IN 47620 1841A+5.0 ★Texas Ratio: 1.83% Prime Performance Savings at 2.25% APY, Liberty Federal Credit UnionLiberty Federal Credit Union405 E 4th St, Mount Vernon, IN 47620 1912A+5.0 ★Texas Ratio: 2.09% IRA/CESA Share Account at 0.25% APY, Everence Trust CompanyEverence Trust Company1110 N Main St, Goshen, IN 46528A+5.0 ★Texas Ratio: 0.00% Youth savings at 5.00% APY, and Horizon Bank Michigan City, INHorizon Bank Michigan City, IN515 Franklin St, Michigan City, IN 46360A+5.0 ★Texas Ratio: 2.79% Business Money Market Savings at 3.65% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Mount Vernon, Indiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Mount Vernon, Indiana (IN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Mount Vernon, Indiana and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Mount Vernon, Indiana & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
201 W 4th St, Mount Vernon, IN 47620 1820
Money Market Savings
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
201 W 4th St, Mount Vernon, IN 47620 1820
Money Market Savings
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Prime Performance Savings
2.25%
$10,000
▼
Rate2.23%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
201 W 4th St, Mount Vernon, IN 47620 1820
Money Market Savings
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
201 W 4th St, Mount Vernon, IN 47620 1820
Money Market Savings
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Prime Performance Savings
1.75%
$10,000
▼
Rate1.74%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
201 W 4th St, Mount Vernon, IN 47620 1820
Money Market Savings
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
201 W 4th St, Mount Vernon, IN 47620 1820
Money Market Savings
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Prime Performance Savings
1.25%
$10,000
▼
Rate1.24%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Health Savings Account
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Prime Performance Savings
0.75%
$10,000
▼
Rate0.75%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Rewards Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifications Required
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Prime Performance Savings
0.30%
$10,000
▼
Rate0.30%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Prime Performance Savings
0.25%
$10,000
▼
Rate0.25%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
405 E 4th St, Mount Vernon, IN 47620 1912
IRA/CESA Share Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Prime Performance Savings
0.20%
$10,000
▼
Rate0.20%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Primary Share < 19
0.15%
$5
▼
Rate0.15%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Primary Share
0.15%
$5
▼
Rate0.15%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
General Share
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Prime Performance Savings
0.15%
$10,000
▼
Rate0.15%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Primary Share
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
General Share
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Prime Performance Savings
0.10%
$10,000
▼
Rate0.10%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Primary Share < 19
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
General Share
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Primary Share
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Primary Share < 19
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
321 Main St, Mount Vernon, IN 47620 1841
Prime Performance Savings
0.05%
$10,000
▼
Rate0.05%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
201 W 4th St, Mount Vernon, IN 47620 1820
Money Market Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
201 W 4th St, Mount Vernon, IN 47620 1820
Share Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
515 Franklin St, Michigan City, IN 46360
Business Money Market Savings
3.65%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
8701 E 116th St, Fishers, IN 46038
Money Market Savings
3.64%
$100
▼
Rate3.58%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Bippus State Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
150 Hauenstein Rd, Huntington, IN 46750
Elevated Savings
3.25%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $10,000.00
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5881 E 82nd St, Indianapolis, IN 46250
Collateral - Statement Savings
3.25%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
over current rate account is earning
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
23 Public Sq, Mount Vernon, OH 43050
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
8701 E 116th St, Fishers, IN 46038
Money Market Savings
3.09%
$100
▼
Rate3.05%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000,000.00
Peoples T&S Bank Boonville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
132 S 3rd St, Boonville, IN 47601
Elite Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Click for more details!
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
Jubilee savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
801 E Tillman Rd, Fort Wayne, IN 46816 1971
Youth Savings
3.00%
$1
▼
Rate2.96%
Min Deposit$1
Min Balance—
UpdatedMar 21, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
901 Coshocton Ave, Mount Vernon, OH 43050
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Springs Valley B&T Co.
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
8482 W State Road 56, French Lick, IN 47432
Savings
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifications Required; Qualifying balance up to $250,000.00
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
Relationship savings
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifications Required
DeMotte State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
101 S Main St, Morocco, IN 47963
Savings Growth
2.61%
$0
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1130 W 15th St, Auburn, IN 46706
Hometown Savings
2.35%
$10,000
▼
Rate2.32%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1130 W 15th St, Auburn, IN 46706
Bus. Hometown Savings
2.35%
$10,000
▼
Rate2.32%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Peoples State Bank Ellettsville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 E Temperance St, Ellettsville, IN 47429
Prestige Money Market Checking Account and Prestige Savings Account
2.28%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Mount Vernon, IN Savings Rate Trends
Compare local Mount Vernon, IN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — IN Avg
1.118%
▼ 0.433 from last week
Indiana high-yield savings rates fell 0.433 points this week to 1.118% APY, down from 1.551% last week.
Standard Savings — IN Avg
0.402%
▲ 0.306 from last week
Indiana standard savings rates rose 0.306 points this week to 0.402% APY, up from 0.096% last week.
As of Mar 27, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Mount Vernon, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mount Vernon, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Mount Vernon, Indiana
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Indiana, help your money grow faster through a higher APY.
Are savings accounts in Mount Vernon, Indiana safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Indiana up to $250,000 per depositor, per institution.
How often do savings rates change in Mount Vernon, Indiana?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Indiana rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Mount Vernon, Indiana may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Mount Vernon, Indiana?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Mount Vernon, Indiana offer in-person customer service, which some customers prefer.
How do I open a savings account in Mount Vernon, Indiana?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Mount Vernon, Indiana
Here are recent savings rates observed in Mount Vernon, Indiana and the surrounding area:
- Crane Credit Union
Money Market Savings — 2.78% APY - Heritage Federal Credit Union
Prime Performance Savings — 2.25% APY - Liberty Federal Credit Union
IRA/CESA Share Account — 0.25% APY - Everence Trust Company
Youth savings — 5.00% APY - Horizon Bank Michigan City, IN
Business Money Market Savings — 3.65% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Mount Vernon, Indiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
