The best savings rates for Columbia, Maryland and the surrounding area include PNC BankPNC Bank6130 Columbia Crossing Cir, Columbia, MD 21045A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, State Employees Credit UnionState Employees Credit Union8630 Snowden River Pkwy, Columbia, MD 21045A+5.0 ★Texas Ratio: 5.38% Share Account at 1.59% APY, APL Federal Credit UnionAPL Federal Credit Union8870 McGaw Rd, Columbia, MD 21045A+5.0 ★Texas Ratio: 2.83% Additional Savings at 1.00% APY, Tower Federal Credit UnionTower Federal Credit Union9021 Snowden Square Dr, Columbia, MD 21046A+5.0 ★Texas Ratio: 1.36% Prime Share at 0.65% APY, and NASA Federal Credit UnionNASA Federal Credit Union7085 Minstrel Way, Columbia, MD 21046A+5.0 ★Texas Ratio: 4.88% IRA Savings at 0.25% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Columbia, Maryland, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Columbia, Maryland (MD) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Columbia, Maryland and the surrounding area. Last Updated and Verified: March 27, 2026
Qualifying balance up to $2,500.00
Qualifying balance up to $2,500.00
Qualifying balance up to $2,500.00
Qualifying balance up to $2,500.00
$14,999.01 +
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$4,999.01 - $14,999
$999.01 - $4,999
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$100 - $999
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Guaranteed rate for the first 90 days.
Qualifying balance up to $500,000.00
$100,000.00-$249,999.99
Online Only
Bonus Rate for the first 90 days
Bonus Rate for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate for the first 90 days
Compare local Columbia, MD savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland high-yield savings rates fell 0.130 points this week to 1.370% APY, down from 1.500% last week.
Maryland standard savings rates fell 0.048 points this week to 0.582% APY, down from 0.630% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Columbia, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Columbia, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.