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Maryland Savings Rate Trends

Rockville, Maryland (MD) Savings Rates - March 2026

The best savings rates for Rockville, Maryland and the surrounding area include Primis BankPrimis Bank11200 Rockville Pike, Rockville, MD 20852A+5.0 ★Texas Ratio: 4.80% Primis Business Savings at 4.00% APY, Capital Area Realtors Federal Credit UnionCapital Area Realtors Federal Credit Union15201 Diamondback Dr, Rockville, MD 20850 3312B-4.4 ★Texas Ratio: 22.37% Savings Account at 3.79% APY, Presidential BankPresidential Bank11640 Rockville Pike, Rockville, MD 20852A5.0 ★Texas Ratio: 9.69% Advantage Savings at 3.75% APY, EagleBankEagleBank9600 Blackwell Rd, Rockville, MD 20850A+5.0 ★Texas Ratio: 5.93% Eagle High-Yield Savings Account at 3.70% APY, and Lafayette Federal Credit UnionLafayette Federal Credit Union2701 Tower Oaks Blvd, Rockville, MD 20852A5.0 ★Texas Ratio: 10.75% Premier Savings Accounts at 3.56% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Rockville, Maryland, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Rockville, Maryland (MD) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Rockville, Maryland and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Rockville, Maryland & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Primis Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
11200 Rockville Pike, Rockville, MD 20852
Primis Business Savings
4.00%
$1
Rate3.93%
Min Deposit$1
Min Balance
UpdatedMar 24, 2026
Details

REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.37%
15201 Diamondback Dr, Rockville, MD 20850 3312
Savings Account
3.79%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
11640 Rockville Pike, Rockville, MD 20852
Advantage Savings
3.75%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 28, 2026
Details

Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
9600 Blackwell Rd, Rockville, MD 20850
Eagle High-Yield Savings Account
3.70%
$0
Rate3.63%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $500,000.00

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2701 Tower Oaks Blvd, Rockville, MD 20852
Premier Savings Accounts
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2701 Tower Oaks Blvd, Rockville, MD 20852
Premier Savings Accounts
3.46%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
1700 Rockville Pike, Rockville, MD 20852
Bright Business Savings
3.45%
$250
Rate3.40%
Min Deposit$250
Min Balance
UpdatedMar 26, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2701 Tower Oaks Blvd, Rockville, MD 20852
Premier Savings Accounts
3.35%
$0
Rate3.30%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD 20850
High Dividend Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2701 Tower Oaks Blvd, Rockville, MD 20852
Premier Savings Accounts
3.25%
$50,000
Rate3.20%
Min Deposit$50,000
Min Balance
UpdatedMar 27, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2701 Tower Oaks Blvd, Rockville, MD 20852
Preferred Savings Accounts
3.25%
$20,000
Rate3.20%
Min Deposit$20,000
Min Balance
UpdatedMar 27, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2701 Tower Oaks Blvd, Rockville, MD 20852
IRA Savings Account
3.25%
$50
Rate3.20%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
260 E Jefferson St, Rockville, MD 20850
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
101 Halpine Rd, Rockville, MD 20852
360 Performance Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2701 Tower Oaks Blvd, Rockville, MD 20852
Preferred Savings Accounts
3.20%
$50
Rate3.15%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
1700 Rockville Pike, Rockville, MD 20852
Bright Business Savings
2.70%
$250
Rate2.66%
Min Deposit$250
Min Balance
UpdatedMar 26, 2026
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
805 King Farm Blvd Ste 110, Rockville, MD 20850 6537
Premium Online Savings Account
2.70%
$0
Rate2.67%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$5 minimum balance to open

Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
1700 Rockville Pike, Rockville, MD 20852
Bright Business Savings
2.45%
$250
Rate2.42%
Min Deposit$250
Min Balance
UpdatedMar 26, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD 20850
MyLife Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $500.00

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD 20850
MyLife Savings for Kids
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $500.00

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
9600 Blackwell Rd, Rockville, MD 20850
Eagle Savings
1.68%
$0
Rate1.66%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
9600 Blackwell Rd, Rockville, MD 20850
Eagle Retirement Savings
1.68%
$0
Rate1.66%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD 20852
REWARDS SAVINGS
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $50,000

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
11640 Rockville Pike, Rockville, MD 20852
Premier Savings
0.50%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedMar 28, 2026
Details

Earn 0.50% APY* on daily Balances up to $35,000

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
611 Rockville Pike, Rockville, MD 20852
IRA Variable Rate Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
1592B Rockville Pike Unit B, Rockville, MD 20852 1602
IRA Savings
0.25%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 28, 2026
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD 20852
SAVINGS IRA (TRADITIONAL, ROTH, AND EDUCATION)
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
611 Rockville Pike, Rockville, MD 20852
Health Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
111 Rockville Pike Ste 500, Rockville, MD 20850
Savings Money Market
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
611 Rockville Pike, Rockville, MD 20852
PRISM Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
611 Rockville Pike, Rockville, MD 20852
Health Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
611 Rockville Pike, Rockville, MD 20852
Personal Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2701 Tower Oaks Blvd, Rockville, MD 20852
Share Savings Accounts
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
111 Rockville Pike Ste 500, Rockville, MD 20850
Savings Money Market
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1903 Research Blvd, Rockville, MD 20850
Health Savings Account
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

$14,999.01 +

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD 20852
SAVINGS ACCOUNT
0.05%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 28, 2026
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD 20852
SAVINGS CLUB
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD 20850
Business Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Minimum $100 required to earn dividends.

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD 20850
Holiday Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD 20850
Regular Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD 20850
Special Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD 20850
Summer Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1903 Research Blvd, Rockville, MD 20850
Health Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

$4,999.01 - $14,999

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
805 King Farm Blvd Ste 110, Rockville, MD 20850 6537
Money Market Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$25 minimum balance to open

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
110 Congressional Ln, Rockville, MD 20852
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
110 Congressional Ln, Rockville, MD 20852
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
611 Rockville Pike, Rockville, MD 20852
Health Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Cathay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
650 Hungerford Dr, Rockville, MD 20850
Student Savings
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 25, 2026
Details

Cathay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
650 Hungerford Dr, Rockville, MD 20850
Statement Savings
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1903 Research Blvd, Rockville, MD 20850
Health Savings Account
0.04%
$0
Rate0.04%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

$999.01 - $4,999

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
260 E Jefferson St, Rockville, MD 20850
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
805 King Farm Blvd Ste 110, Rockville, MD 20850 6537
Regular Share Account
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$5 minimum balance to open

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
805 King Farm Blvd Ste 110, Rockville, MD 20850 6537
IRA Share Account
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$25 Minimum Balance to Open

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
805 King Farm Blvd Ste 110, Rockville, MD 20850 6537
Regular Savings
0.01%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 28, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD 20746
Online Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD 21224
IRA Savings
4.08%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD 20723 5877
High-Yield VIP Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD 21921 6357
High Yield Savings
3.45%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$100,000.00-$249,999.99

WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD 20707
Youth Savings
3.44%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD 20746
High Yield Savings Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Rockville, MD Savings Rate Trends

Compare local Rockville, MD savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maryland Savings Trends →
High-Yield Savings — MD Avg
1.370%
▼ 0.130 from last week

Maryland high-yield savings rates fell 0.130 points this week to 1.370% APY, down from 1.500% last week.

Standard Savings — MD Avg
0.582%
▼ 0.048 from last week

Maryland standard savings rates fell 0.048 points this week to 0.582% APY, down from 0.630% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Rockville, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rockville, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MD.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Rockville, Maryland

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Maryland, help your money grow faster through a higher APY.

Are savings accounts in Rockville, Maryland safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maryland up to $250,000 per depositor, per institution.

How often do savings rates change in Rockville, Maryland?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maryland rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Rockville, Maryland may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Rockville, Maryland?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Rockville, Maryland offer in-person customer service, which some customers prefer.

How do I open a savings account in Rockville, Maryland?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Rockville, Maryland

Here are recent savings rates observed in Rockville, Maryland and the surrounding area:
  • Primis Bank
    Primis Business Savings — 4.00% APY
  • Capital Area Realtors Federal Credit Union
    Savings Account — 3.79% APY
  • Presidential Bank
    Advantage Savings — 3.75% APY
  • EagleBank
    Eagle High-Yield Savings Account — 3.70% APY
  • Lafayette Federal Credit Union
    Premier Savings Accounts — 3.56% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Rockville, Maryland. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026