The best savings rates for Westminster, Maryland and the surrounding area include PNC BankPNC Bank588 Jermor Ln, Westminster, MD 21157A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, First Financial of Maryland FCUFirst Financial of Maryland FCU625 Baltimore Blvd Ste H, Westminster, MD 21157 6183A+5.0 ★ Money Manager Savings at 0.30% APY, ACNB BankACNB Bank444 Wmc Dr, Westminster, MD 21158A+5.0 ★Texas Ratio: 1.71% Companion Savings Account at 0.15% APY, Point Breeze Credit UnionPoint Breeze Credit Union405 Englar Rd, Westminster, MD 21157 4851A+5.0 ★Texas Ratio: 2.34% Share/Savings at 0.10% APY, and F&M Bank Upperco, MDF&M Bank Upperco, MD275 Clifton Blvd, Westminster, MD 21157A+5.0 ★Texas Ratio: 3.09% Health Savings at 0.10% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Westminster, Maryland, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Westminster, Maryland (MD) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Westminster, Maryland and the surrounding area. Last Updated and Verified: March 28, 2026
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Guaranteed rate for the first 90 days.
Qualifying balance up to $500,000.00
$100,000.00-$249,999.99
Online Only
Bonus Rate for the first 90 days
Bonus Rate for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate for the first 90 days
Qualifying balance up to $20,000.00
$5 minimum balance; No monthly or maintenance charges; Depending on your payroll amount, your summer savings will be automatically transferred bi-weekly into your checking account in the summer; Open to all 10 month employees in education - public or private, Harford County or beyond; Member must live, work, or attend school or church in Harford County or have immediate family at Har-co; Qualifying balance up to $20,000.00
$5 minimum balance to open
Compare local Westminster, MD savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland high-yield savings rates fell 0.130 points this week to 1.370% APY, down from 1.500% last week.
Maryland standard savings rates fell 0.048 points this week to 0.582% APY, down from 0.630% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Westminster, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Westminster, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.