Burlington, Massachusetts (MA) Savings Rates - March 2026
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Brian McKay
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Burlington, Massachusetts and the surrounding area include Leader BankLeader Bank50 Mall Rd, Burlington, MA 01803A+5.0 ★Texas Ratio: 0.18% Zeugma Plus Savings at 4.75% APY, PNC BankPNC Bank2946 S Church St, Burlington, NC 27215A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Reading Co-op BankReading Co-op Bank10 Wall St, Burlington, MA 01803A+5.0 ★Texas Ratio: 0.28% Online Christmas Savings at 3.00% APY, Hanscom Federal Credit UnionHanscom Federal Credit Union6 Wayside Rd, Burlington, MA 01803 4607A+5.0 ★Texas Ratio: 3.74% Your Way Savings at 2.25% APY, and Rockland TrustRockland Trust170 Cambridge St, Burlington, MA 01803A+5.0 ★Texas Ratio: 1.37% Money Market Savings at 0.55% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Burlington, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Burlington, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Burlington, Massachusetts and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Burlington, Massachusetts & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
50 Mall Rd, Burlington, MA 01803
Zeugma Plus Savings
4.75%
$0
▼
Rate4.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balances of $250,000 or less only
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2946 S Church St, Burlington, NC 27215
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Reading Co-op Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
10 Wall St, Burlington, MA 01803
Online Christmas Savings
3.00%
$10
▼
Rate2.96%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
50 Mall Rd, Burlington, MA 01803
Zeugma Plus Savings
2.50%
$0
▼
Rate4.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balances over $250,000
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Your Way Savings
2.25%
$0
▼
Rate2.21%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Your Way Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Your Way Savings
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Your Way Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Your Way Savings
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Your Way Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Your Way Savings
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Your Way Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
50 Mall Rd, Burlington, MA 01803
Leader Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Your Way Savings
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Your Way Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
170 Cambridge St, Burlington, MA 01803
Money Market Savings
0.55%
$25
▼
Rate0.55%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
170 Cambridge St, Burlington, MA 01803
Complete Business Money Market Savings
0.55%
$25
▼
Rate0.55%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
170 Cambridge St, Burlington, MA 01803
Money Market Savings
0.50%
$25
▼
Rate0.50%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
170 Cambridge St, Burlington, MA 01803
Complete Business Money Market Savings
0.50%
$25
▼
Rate0.50%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Your Way Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Metro Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
50 Summit Dr, Burlington, MA 01803
Prosperity Builder Savings Account
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $5,000.00; Pledge the balance you save toward the [Prosperity Builder Loan](https://www.metrocu.org/personal/personal-loans#prosperity-builder)
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
170 Cambridge St, Burlington, MA 01803
Complete Business Money Market Savings
0.45%
$25
▼
Rate0.45%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Your Way Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Your Way Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
170 Cambridge St, Burlington, MA 01803
Complete Business Money Market Savings
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Your Way Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
170 Cambridge St, Burlington, MA 01803
Money Market Savings
0.20%
$25
▼
Rate0.20%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Northern Bank & Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
13 Center St, Burlington, MA 01803
Non-Profit Statement Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Checking product for 501 (C) 3 organizations
Metro Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
50 Summit Dr, Burlington, MA 01803
Prosperity Builder Savings Account
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Pledge the balance you save toward the [Prosperity Builder Loan](https://www.metrocu.org/personal/personal-loans#prosperity-builder)
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Minimum to Open $5
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
Secondary Shares
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Minimum to Open $1.00
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
6 Wayside Rd, Burlington, MA 01803 4607
IRA Share Savings
0.10%
$1
▼
Rate0.10%
Min Deposit$1
Min Balance—
UpdatedMar 20, 2026
Details
Minimum to Open $1.00
Northern Bank & Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
13 Center St, Burlington, MA 01803
Municipal Statement Savings
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
A savings product for any municipal and government entity
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
170 Cambridge St, Burlington, MA 01803
Money Market Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
170 Cambridge St, Burlington, MA 01803
Complete Business Money Market Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2946 S Church St, Burlington, NC 27215
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1 Wall St Ste 402, Burlington, MA 01803
Minors Savings (04)
0.02%
$5
▼
Rate0.02%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1 Wall St Ste 402, Burlington, MA 01803
Club Savings (09)
0.02%
$5
▼
Rate0.02%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1 Wall St Ste 402, Burlington, MA 01803
Coverdell Education Savings
0.02%
$5
▼
Rate0.02%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1 Wall St Ste 402, Burlington, MA 01803
Roth IRA Savings
0.02%
$5
▼
Rate0.02%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1 Wall St Ste 402, Burlington, MA 01803
Traditional IRA Savings
0.02%
$5
▼
Rate0.02%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1 Wall St Ste 402, Burlington, MA 01803
Regular Shares Savings (01)
0.02%
$5
▼
Rate0.02%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2946 S Church St, Burlington, NC 27215
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
170 Cambridge St, Burlington, MA 01803
Business Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Reading Co-op Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
10 Wall St, Burlington, MA 01803
Health Savings
0.01%
$10
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
170 Cambridge St, Burlington, MA 01803
Complete Business Money Market Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
170 Cambridge St, Burlington, MA 01803
Free Savings
0.01%
$10
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMar 21, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
134 Cambridge St, Burlington, MA 01803
Statement Savings
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Reading Co-op Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
10 Wall St, Burlington, MA 01803
Green Online Savings
0.01%
$10
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
Reading Co-op Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
10 Wall St, Burlington, MA 01803
Online Vacation Savings
0.01%
$10
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
Reading Co-op Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
10 Wall St, Burlington, MA 01803
Passbook Savings
0.01%
$10
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
Reading Co-op Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
10 Wall St, Burlington, MA 01803
Statement Savings
0.01%
$10
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
Reading Co-op Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
10 Wall St, Burlington, MA 01803
Student Passbook Savings
0.01%
$10
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
Reading Co-op Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
10 Wall St, Burlington, MA 01803
Student Statement Savings
0.01%
$10
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Deployed Warrior Savings
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
581 Merrimack St, Lowell, MA 01854 3908
Savings Account
8.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA 01851
Savings Club for Kids
8.00%
$0
▼
Rate8.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
1500 Iyannough Rd, Hyannis, MA 02601
SaveUp Companion Savings*
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $9,999.99
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Primary Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA 01851
Tiered Savings Account
4.07%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Burlington, MA Savings Rate Trends
Compare local Burlington, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — MA Avg
1.589%
▼ 1.511 from last week
Massachusetts high-yield savings rates fell 1.511 points this week to 1.589% APY, down from 3.100% last week.
Standard Savings — MA Avg
0.361%
▲ 0.284 from last week
Massachusetts standard savings rates rose 0.284 points this week to 0.361% APY, up from 0.077% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Burlington, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Burlington, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Burlington, Massachusetts
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Massachusetts, help your money grow faster through a higher APY.
Are savings accounts in Burlington, Massachusetts safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.
How often do savings rates change in Burlington, Massachusetts?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Burlington, Massachusetts may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Burlington, Massachusetts?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Burlington, Massachusetts offer in-person customer service, which some customers prefer.
How do I open a savings account in Burlington, Massachusetts?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Burlington, Massachusetts
Here are recent savings rates observed in Burlington, Massachusetts and the surrounding area:
- Leader Bank
Zeugma Plus Savings — 4.75% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Reading Co-op Bank
Online Christmas Savings — 3.00% APY - Hanscom Federal Credit Union
Your Way Savings — 2.25% APY - Rockland Trust
Money Market Savings — 0.55% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Burlington, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
