Chelsea, Massachusetts (MA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Chelsea, Massachusetts and the surrounding area include Chelsea Employees Federal Credit UnionChelsea Employees Federal Credit Union311 Chestnut St, Chelsea, MA 02150A+5.0 ★Texas Ratio: 3.35% Share Savings Tier IV at 1.26% APY, Metro Credit UnionMetro Credit Union200 Revere Beach Pkwy, Chelsea, MA 02150 1608A+5.0 ★Texas Ratio: 1.57% Prosperity Builder Savings Account at 0.50% APY, Eastern Bank Boston, MAEastern Bank Boston, MA90 Everett Ave, Chelsea, MA 02150A+5.0 ★Texas Ratio: 2.03% Statement Savings at 0.01% APY, Service Federal Credit UnionService Federal Credit Union199 Worcester Ct, Falmouth, MA 02540A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, and Jeanne D Arc Credit UnionJeanne D Arc Credit Union581 Merrimack St, Lowell, MA 01854 3908A+5.0 ★Texas Ratio: 1.81% Savings Account at 8.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Chelsea, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Chelsea, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Chelsea, Massachusetts and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Chelsea, Massachusetts & Surrounding Communities
Earn 0.50% Annual Percentage Yield (APY) on balances up to $5,000.00; Regular APY: 0.10%
Qualifying balance up to $1,000.00
Qualifying balance up to $9,999.99
Qualifying balance up to $2,000.00
Qualifying balances of $250,000 or less only
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Earn 10x the National Average2
Qualifying balance up to $25,000.00
LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period.
Qualifying balance up to $25,000.00
Qualifications Required: Have at least 30 debit card purchases post and settle your account; Have at least 1 direct deposit or automatic payment (ACH) post and settle; Be enrolled in and agree to receive eStatements; Qualifying balance up to $25,000.00; Links to [EMPOWER Rewards Checking](https://www.leebank.com/personal/personal-checking/empower-rewards-checking.html)
bump up for PayBackSM or Quarter Back® customers
Balances $100,000 -$500,000
High Yield Savings5
NEW MONEY ONLY
Qualifying balance up to $500.00
As High As
bump up for PayBackSM or Quarter Back® customers
Available to consumers only. New money is welcome but not required.
$50,000.00 or more
Membership account; No monthly service charge
Companion Savings account - available only with a TSB 365 Checking account.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Chelsea, MA Savings Rate Trends
Compare local Chelsea, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates fell 1.480 points this week to 1.589% APY, down from 3.069% last week.
Massachusetts standard savings rates rose 0.283 points this week to 0.368% APY, up from 0.086% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Chelsea, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Chelsea, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Chelsea, Massachusetts
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Chelsea, Massachusetts safe?
How often do savings rates change in Chelsea, Massachusetts?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Chelsea, Massachusetts?
How do I open a savings account in Chelsea, Massachusetts?
Best Savings Rates in Chelsea, Massachusetts
- Chelsea Employees Federal Credit Union
Share Savings Tier IV — 1.26% APY - Metro Credit Union
Prosperity Builder Savings Account — 0.50% APY - Eastern Bank Boston, MA
Statement Savings — 0.01% APY - Service Federal Credit Union
Deployed Warrior Savings — 10.00% APY - Jeanne D Arc Credit Union
Savings Account — 8.00% APY
