Dedham, Massachusetts (MA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Dedham, Massachusetts and the surrounding area include Dedham Institution for SavingsDedham Institution for Savings55 Elm St, Dedham, MA 02026A5.0 ★Texas Ratio: 6.25% Start Up Savings at 5.00% APY, Needham BankNeedham Bank326 Washington St, Dedham, MA 02026A+5.0 ★Texas Ratio: 3.75% GoalGetter Savings at 4.00% APY, PNC BankPNC Bank440 Legacy Pl, Dedham, MA 02026A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Rockland TrustRockland Trust749 Providence Hwy, Dedham, MA 02026A+5.0 ★Texas Ratio: 1.37% Complete Business Money Market Savings at 0.55% APY, and Dedham Town Employees Federal Credit UnionDedham Town Employees Federal Credit Union202 BUSSEY ST, DEDHAM, MA 02026A+5.0 ★Texas Ratio: 3.95% Regular Share Account at 0.05% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Dedham, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Dedham, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Dedham, Massachusetts and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Dedham, Massachusetts & Surrounding Communities
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000.00; Open Online
Open Online
Qualifying balance up to $9,999.99
Qualifying balance up to $2,000.00
Qualifying balances of $250,000 or less only
Qualifying balance up to $25,000.00; Qualifications Required
Qualifying balance up to $10,000
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
NEW MONEY ONLY
High Yield Savings5
Available to consumers only. New money is welcome but not required.
Membership account; No monthly service charge
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Dedham, MA Savings Rate Trends
Compare local Dedham, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates fell 1.511 points this week to 1.589% APY, down from 3.100% last week.
Massachusetts standard savings rates rose 0.282 points this week to 0.361% APY, up from 0.079% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Dedham, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dedham, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Dedham, Massachusetts
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Dedham, Massachusetts safe?
How often do savings rates change in Dedham, Massachusetts?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Dedham, Massachusetts?
How do I open a savings account in Dedham, Massachusetts?
Best Savings Rates in Dedham, Massachusetts
- Dedham Institution for Savings
Start Up Savings — 5.00% APY - Needham Bank
GoalGetter Savings — 4.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Rockland Trust
Complete Business Money Market Savings — 0.55% APY - Dedham Town Employees Federal Credit Union
Regular Share Account — 0.05% APY
