Medford, Massachusetts (MA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Medford, Massachusetts and the surrounding area include Needham BankNeedham Bank400 Mystic Ave, Medford, MA 02155A+5.0 ★Texas Ratio: 3.75% GoalGetter Savings at 4.00% APY, USALLIANCEUSALLIANCE71 Station Lndg, Medford, MA 02155 5191B4.5 ★Texas Ratio: 21.07% High Dividend Savings at 3.30% APY, Rockland TrustRockland Trust410 Riverside Ave, Medford, MA 02155A+5.0 ★Texas Ratio: 1.37% Complete Business Money Market Savings at 0.55% APY, Metro Credit UnionMetro Credit Union1 Salem St, Medford, MA 02155 3205A+5.0 ★Texas Ratio: 1.57% Prosperity Builder Savings Account at 0.50% APY, and Middlesex Federal SavingsMiddlesex Federal Savings53 Riverside Ave, Medford, MA 02155A+5.0 ★Texas Ratio: 0.50% IRA Passbook Savings at 0.40% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Medford, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Medford, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Medford, Massachusetts and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Medford, Massachusetts & Surrounding Communities
Qualifying balance up to $10,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Earn 0.50% Annual Percentage Yield (APY) on balances up to $5,000.00; Regular APY: 0.10%
Without Flex Checking
Qualifying balance up to $2,000.00
Qualifying balance up to $9,999.99
Qualifying balance up to $1,000.00
Qualifying balances of $250,000 or less only
Earn 10x the National Average2
Qualifications Required: Have at least 30 debit card purchases post and settle your account; Have at least 1 direct deposit or automatic payment (ACH) post and settle; Be enrolled in and agree to receive eStatements; Qualifying balance up to $25,000.00; Links to [EMPOWER Rewards Checking](https://www.leebank.com/personal/personal-checking/empower-rewards-checking.html)
Qualifying balance up to $10,000
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
NEW MONEY ONLY
High Yield Savings5
Available to consumers only. New money is welcome but not required.
Membership account; No monthly service charge
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Medford, MA Savings Rate Trends
Compare local Medford, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates fell 1.480 points this week to 1.589% APY, down from 3.069% last week.
Massachusetts standard savings rates rose 0.283 points this week to 0.368% APY, up from 0.086% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Medford, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Medford, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Medford, Massachusetts
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Medford, Massachusetts safe?
How often do savings rates change in Medford, Massachusetts?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Medford, Massachusetts?
How do I open a savings account in Medford, Massachusetts?
Best Savings Rates in Medford, Massachusetts
- Needham Bank
GoalGetter Savings — 4.00% APY - USALLIANCE
High Dividend Savings — 3.30% APY - Rockland Trust
Complete Business Money Market Savings — 0.55% APY - Metro Credit Union
Prosperity Builder Savings Account — 0.50% APY - Middlesex Federal Savings
IRA Passbook Savings — 0.40% APY
