Milton, Massachusetts (MA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Milton, Massachusetts and the surrounding area include Rockland TrustRockland Trust480 Adams St, Milton, MA 02186A+5.0 ★Texas Ratio: 1.37% Complete Business Money Market Savings at 0.55% APY, Tremont Credit UnionTremont Credit Union2 Granite Ave, Milton, MA 02186A5.0 ★Texas Ratio: 12.31% Regular Savings at 0.05% APY, Service Federal Credit UnionService Federal Credit Union199 Worcester Ct, Falmouth, MA 02540A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, Lowell Firefighters Credit UnionLowell Firefighters Credit Union642 Chelmsford St, Lowell, MA 01851A+5.0 ★Texas Ratio: 0.00% Savings Club for Kids at 8.00% APY, and Jeanne D Arc Credit UnionJeanne D Arc Credit Union581 Merrimack St, Lowell, MA 01854 3908A+5.0 ★Texas Ratio: 1.81% Savings Account at 8.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Milton, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Milton, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Milton, Massachusetts and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Milton, Massachusetts & Surrounding Communities
Qualifying balance up to $9,999.99
Qualifying balance up to $1,000.00
Qualifying balance up to $2,000.00
Qualifying balances of $250,000 or less only
Qualifying balance up to $25,000.00
Earn 10x the National Average2
Qualifying balance up to $25,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00; Open Online
Qualifying balance up to $25,000.00; Qualifications Required
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
bump up for PayBackSM or Quarter Back® customers
Balances $100,000 -$500,000
High Yield Savings5
NEW MONEY ONLY
Qualifying balance up to $500.00
Available to consumers only. New money is welcome but not required.
Membership account; No monthly service charge
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Milton, MA Savings Rate Trends
Compare local Milton, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates fell 1.511 points this week to 1.589% APY, down from 3.100% last week.
Massachusetts standard savings rates rose 0.284 points this week to 0.361% APY, up from 0.077% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Milton, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Milton, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Milton, Massachusetts
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Milton, Massachusetts safe?
How often do savings rates change in Milton, Massachusetts?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Milton, Massachusetts?
How do I open a savings account in Milton, Massachusetts?
Best Savings Rates in Milton, Massachusetts
- Rockland Trust
Complete Business Money Market Savings — 0.55% APY - Tremont Credit Union
Regular Savings — 0.05% APY - Service Federal Credit Union
Deployed Warrior Savings — 10.00% APY - Lowell Firefighters Credit Union
Savings Club for Kids — 8.00% APY - Jeanne D Arc Credit Union
Savings Account — 8.00% APY
