The best savings rates for Wilmington, Massachusetts and the surrounding area include Lowell Five BankLowell Five Bank270 Main St, Wilmington, MA 01887A+5.0 ★Texas Ratio: 1.76% High Yield Savings at 3.00% APY, Reading Co-op BankReading Co-op Bank352 Middlesex Ave, Wilmington, MA 01887A+5.0 ★Texas Ratio: 0.28% Online Christmas Savings at 3.00% APY, Align Credit UnionAlign Credit Union211G Lowell St, Wilmington, MA 01887A5.0 ★Texas Ratio: 11.20% Tiered IRA Savings at 1.70% APY, Eastern Bank Boston, MAEastern Bank Boston, MA370 Main St, Wilmington, MA 01887A+5.0 ★Texas Ratio: 2.03% Statement Savings at 0.01% APY, and Service Federal Credit UnionService Federal Credit Union199 Worcester Ct, Falmouth, MA 02540A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Wilmington, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Wilmington, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Wilmington, Massachusetts and the surrounding area. Last Updated and Verified: March 26, 2026
$50,000.00 or more
Fees could reduce earnings. Account rate is variable and is subject to change at any time. Rates and Annual Percentage Yields effective 3/9/26; Qualifying balance up to $49,999.99
Fees could reduce earnings. Account rate is variable and is subject to change at any time. Rates and Annual Percentage Yields effective 9/11/25.
Qualifying balance up to $2,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $9,999.99
Qualifying balances of $250,000 or less only
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $10,000.00; Open Online
Qualifying balance up to $10,000
Qualifying balance up to $25,000.00; Qualifications Required
Earn 10x the National Average2
bump up for PayBackSM or Quarter BackĀ® customers
Balances $100,000 -$500,000
Qualifying balance up to $500.00
Compare local Wilmington, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates fell 1.511 points this week to 1.589% APY, down from 3.100% last week.
Massachusetts standard savings rates rose 0.282 points this week to 0.361% APY, up from 0.079% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Wilmington, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wilmington, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.