Roy, Utah (UT) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Roy, Utah and the surrounding area include Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit Union5770 S Missile Way BLDG 5, Roy, UT 84067A5.0 ★Texas Ratio: 8.91% Regular Savings at 0.35% APY, Bank of UtahBank of Utah5729 S 1900 W, Roy, UT 84067A+5.0 ★Texas Ratio: 0.00% Health Savings Account at 0.32% APY, America First Federal Credit UnionAmerica First Federal Credit Union4051 S 1900 W Bldg 5, Roy, UT 84067A5.0 ★Texas Ratio: 8.12% Share Savings at 0.05% APY, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union5627 S 2050 W, Roy, UT 84067A+5.0 ★Texas Ratio: 2.10% Secondary Shares at 0.05% APY, and Ascent Federal Credit UnionAscent Federal Credit Union5997 S 3500 W, ROY, UT 84067A+5.0 ★Texas Ratio: 4.38% Share Savings at 0.05% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Roy, Utah, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Roy, Utah (UT) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Roy, Utah and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Roy, Utah & Surrounding Communities
Qualifying balance up to $2,000
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; Ending the month with a positive balance in all your Varo Accounts; Qualify to earn 5.00% Annual Percentage Yield (APY) on up to $5,000
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Standard Rate*
Earn 10x the National Average2
Loyalty Rate: 3.93%, Loyalty APY: 4.00%
Qualifications Required: At least 1 direct deposit, ACH payment, or bill pay transaction; At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Qualifying balance up to $250,000
on all balance tiers
Standard Rate
Bonus Savings account promotional rate of 2.50% APY is effective as of 1/31/24. Dividends are paid quarterly. Rate is subject to change. Annual Percentage Yield (APY). Bonus Savings account is available for new and existing members of Chartway Credit Union. To qualify for the offer, Bonus Savings account must be funded completely with new money. New money is defined as funds not currently on deposit with Chartway Credit Union. Funds transferred from IRA accounts are not eligible for this product. Fees could reduce earnings on the account (applies only to maintenance or activity fees). Chartway senior leadership positions (Vice President and above), Board of Directors, and volunteers are not eligible for this product.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Roy, UT Savings Rate Trends
Compare local Roy, UT savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah high-yield savings rates fell 2.964 points this week to 0.383% APY, down from 3.346% last week.
Utah standard savings rates rose 1.099 points this week to 1.199% APY, up from 0.100% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Roy, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Roy, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Roy, Utah
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Roy, Utah safe?
How often do savings rates change in Roy, Utah?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Roy, Utah?
How do I open a savings account in Roy, Utah?
Best Savings Rates in Roy, Utah
- Northrop Grumman Federal Credit Union
Regular Savings — 0.35% APY - Bank of Utah
Health Savings Account — 0.32% APY - America First Federal Credit Union
Share Savings — 0.05% APY - Goldenwest Federal Credit Union
Secondary Shares — 0.05% APY - Ascent Federal Credit Union
Share Savings — 0.05% APY
