|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 DuTrac Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
DuTrac Community Credit Union's 5 month Special CD rates are at 4.15%, 10 month Special CD rates are at 4.00%, 35 month Special CD rates are at 3.75%, 6 month EcoPlus Account Bonus CD rates are at 3.26%, 6 month CD rates are at 3.00%. DuTrac Community Credit Union's savings rates are at 0.05%. DuTrac Community Credit Union's money market rates are at 0.00%. DuTrac Community Credit Union's 15 Year Fixed rates are at 5.62%, 20 Year Fixed rates are at 6.12%, 30 Year Fixed rates are at 6.25%. DuTrac Community Credit Union's Personal Loan Rates are at 11.84%. MonitorBankRates evaluates the financial stability of DuTrac Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.42%. Rates were last updated on 03/25/2026. DuTrac Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at DuTrac Community Credit Union? Share your experience about DuTrac Community Credit Union by leaving a review below, or read customer reviews before you decide to use DuTrac Community Credit Union. 
DuTrac Community Credit Union CD Rates
DuTrac Community Credit Union Savings Rates
DuTrac Community Credit Union Money Market Rates
DuTrac Community Credit Union Checking Rates
DuTrac Community Credit Union Mortgage Rates
DuTrac Community Credit Union Home Equity & HELOC
DuTrac Community Credit Union Auto Loan Rates
DuTrac Community Credit Union Credit Card Rates
DuTrac Community Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for DuTrac Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather DuTrac Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with DuTrac Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
DuTrac Community Credit Union
Website
https://www.dutrac.org
Address
3465 ASBURY RD,
DUBUQUE, IA 52002
Phone
563-582-1331
Fax
563-557-5017
President
DANIEL DEUTMEYER
CEO
ANDREW HAWKINSON
Full-Time Employees
180
Part-Time Employees
11
Branch Locations
16
ATM Locations
15
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.42%
Return on Assets (ROA)
0.5063%
Return on Equity (ROE)
4.3070%
Non-Performing Loans Ratio (NPL)
0.97%
Total Assets
1,172,485,337
Total Amount of Shares and Deposits
1,030,836,579
Total Shares and Deposits < 1 Year
975,646,922
Total Shares and Deposits 1 3 Years
50,378,193
Total Shares and Deposits > 3 Years
4,811,464
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
168,158,491
Total Uninsured Shares and Deposits > $250K (F+J)
168,158,491
Total Insured Shares and Deposits > $250K (item 17 less item K)
862,678,088
Total Interest Expense (Sum of items 6 8)
19,260,656
Share Certificates
11,340
Number of Accounts for Share Drafts
23,919
IRA KEOGH Accounts
2,122
Number of Accounts for Regular Shares
62,686
All other shares
1,553
Money Market Shares
3,511
Net Income (unless the amount is already included in Undivided Earnings)
5,936,459
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
51,077,223
Total Liabilities
1,043,771,825
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About DuTrac Community Credit UnionIs DuTrac Community Credit Union a safe place to deposit money?Yes, DuTrac Community Credit Union is considered a safe financial institution. With a Texas Ratio of 6.4218134813447%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does DuTrac Community Credit Union operate?DuTrac Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join DuTrac Community Credit Union?Yes, to access services at DuTrac Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, DuTrac Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, DuTrac Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does DuTrac Community Credit Union offer online and mobile banking?Most modern institutions like DuTrac Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dutrac.org. Current DuTrac Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Saint Elizabeth Credit Union
Hemingford Community Federal Credit Union
Arcadia Credit Union
WCG Employees Credit Union
Associated Credit Union Of Texas
Decatur Policemen Credit Union
Meridian Trust Federal Credit Union
BP Federal Credit Union
Galveston School Employees Federal Credit Union
Coconino Federal Credit Union
Virginia Credit Union
First South Financial Credit Union
Centex Citizens Credit Union
Navigator Credit Union
Ouachita Valley Health System Federal Credit Union
Cuba Credit Union
United Churches Credit Union
Alden Credit Union
Education First Credit Union Inc
Aeroquip Credit Union
1st Gateway Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
