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  7. Auto Loan Rate Trends

Arizona Best Auto Loan Rates - September 2026

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Brian McKay Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Arizona. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates · Last Updated and Verified: September 21, 2026

Current auto loan rates in Arizona include American Airlines Federal Credit UnionAmerican Airlines Federal Credit Union3800 E Sky Harbor Blvd Terminal 4, Phoenix, AZ, 85034A+5.0 ★Texas Ratio: 2.50% offering New Auto at 3.34%, Florida West Coast Credit UnionFlorida West Coast Credit Union4801 E THISTLE LANDING DR, PHOENIX, AZ, 85044A+5.0 ★Texas Ratio: 1.59% offering New Automobile at 3.99%, Credit Union of Southern CaliforniaCredit Union of Southern California1871 Kiowa Ave, Lake Havasu City, AZ, 86403 offering Auto Loan at 3.99%, District #6 Federal Credit UnionDistrict #6 Federal Credit Union2335 S Ellis St, Chandler, AZ, 85286 6701A+5.0 ★Texas Ratio: 3.48% offering Vehicle Loan at 4.00%, Marisol Federal Credit UnionMarisol Federal Credit Union1515 W Roosevelt St, Phoenix, AZ, 85007 2034A+5.0 ★Texas Ratio: 1.06% offering Vehicles - Model Years 2025 and Newer Loan at 4.00%. Auto loan rates as of September 21, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare auto loan rates across Arizona side-by-side. Arizona auto loan rates currently start as low as 3.34% APR from American Airlines Federal Credit Union at 3800 E Sky Harbor Blvd Terminal 4, Phoenix, AZ, 85034. Rates are continually updated, so we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Arizona. Auto Loan Rates Last Updated and Verified: September 21, 2026

Compare Auto Loan Rates Today in Arizona

Jump to: All Auto Loans · New Auto · Used Auto

Arizona Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
3800 E Sky Harbor Blvd Terminal 4, Phoenix, AZ, 85034
New Auto
3.34%
Up to 36 Months
View
▼
APR3.34%
TermUp to 36 Months
Last UpdatedSep 21, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
3800 E Sky Harbor Blvd Terminal 4, Phoenix, AZ, 85034
Used Auto
3.84%
Up to 36 Months
View
▼
APR3.84%
TermUp to 36 Months
Last UpdatedSep 21, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
4801 E THISTLE LANDING DR, PHOENIX, AZ, 85044
New Automobile
3.99%
up to 84 Months
View
▼
APR3.99%
Termup to 84 Months
Last UpdatedSep 18, 2026
Details

New Automobile (2025 & newer)

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Auto Loan
3.99%
up to 36 months
View
▼
APR3.99%
Termup to 36 months
Last UpdatedSep 18, 2026
Details

As Low As; Includes 0.50% discount for at least $750 monthly direct deposit to CU SoCal Checking Account and an additional 0.25% discount as a Rewards+ Loyalty Program Member. Discounts remain in effect for the life of the loan unless qualifying conditions are discontinued.

District #6 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
2335 S Ellis St, Chandler, AZ, 85286 6701
Vehicle Loan
4.00%
Up to 36 Months
View
▼
APR4.00%
TermUp to 36 Months
Last UpdatedSep 16, 2026
Details

District #6 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
2335 S Ellis St, Chandler, AZ, 85286 6701
Vehicle Loan
4.00%
Up to 48 Months
View
▼
APR4.00%
TermUp to 48 Months
Last UpdatedSep 16, 2026
Details

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
4.00%
64 months
View
▼
APR4.00%
Term64 months
Last UpdatedSep 20, 2026
Details

A 50-basis point discount on the interest rate if loan pays by payroll deduction. Rates quoted to not include the discount available. MariSol does not accept a vehicle with a salvage title for loan collateral. The monthly payment on a loan for $25,000 at 4.00% APR for 64 months is $434.48.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
3800 E Sky Harbor Blvd Terminal 4, Phoenix, AZ, 85034
New Auto
4.09%
Up to 60 months
View
▼
APR4.09%
TermUp to 60 months
Last UpdatedSep 21, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

District #6 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
2335 S Ellis St, Chandler, AZ, 85286 6701
Vehicle Loan
4.25%
Up to 60 Months
View
▼
APR4.25%
TermUp to 60 Months
Last UpdatedSep 16, 2026
Details

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
4801 E THISTLE LANDING DR, PHOENIX, AZ, 85044
Used Automobile
4.49%
up to 72 months
View
▼
APR4.49%
Termup to 72 months
Last UpdatedSep 18, 2026
Details

Used Automobile (2017 & newer)

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
8337 W Bell Rd Ste 102, Peoria, AZ, 85382 3798
New Auto Loan
4.49%
60 months or less
View
▼
APR4.49%
Term60 months or less
Last UpdatedSep 18, 2026
Details

As Low As; Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2024 & Newer Loan
4.49%
0 - 35 Months
View
▼
APR4.49%
Term0 - 35 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 4.49% - 16.99%.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

District #6 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
2335 S Ellis St, Chandler, AZ, 85286 6701
Vehicle Loan
4.50%
Up to 48 Months
View
▼
APR4.50%
TermUp to 48 Months
Last UpdatedSep 16, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
New Autos, SUVs, Trucks, Vans
4.59%
3-7 year term
View
▼
APR4.59%
Term3-7 year term
Last UpdatedSep 18, 2026
Details

As Low As;

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
3800 E Sky Harbor Blvd Terminal 4, Phoenix, AZ, 85034
Used Auto
4.59%
Up to 60 months
View
▼
APR4.59%
TermUp to 60 months
Last UpdatedSep 21, 2026
Details

As Low As

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
4.64%
Up to 60 months
View
▼
APR4.64%
TermUp to 60 months
Last UpdatedSep 18, 2026
Details

Max APR: 13.64%

District #6 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
2335 S Ellis St, Chandler, AZ, 85286 6701
Vehicle Loan
4.75%
Up to 72 Months
View
▼
APR4.75%
TermUp to 72 Months
Last UpdatedSep 16, 2026
Details

($20,000 Minimum)

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Autos
4.79%
60 months
View
▼
APR4.79%
Term60 months
Last UpdatedSep 21, 2026
Details

Model Years 2021 and Newer UP TO 120%; Model Years 2016-2020 UP TO 110%; Model year 2015 or older, add 2.00%* to the posted rate; Interest rate includes discount for automatic loan payment from your SDFFCU account.

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
4.89%
Up to 72 months
View
▼
APR4.89%
TermUp to 72 months
Last UpdatedSep 18, 2026
Details

Max APR: 13.89%

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
4.89%
Up to 60 months
View
▼
APR4.89%
TermUp to 60 months
Last UpdatedSep 18, 2026
Details

Max APR: 13.89%

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedSep 21, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
4.90%
48 Months
View
▼
APR4.90%
Term48 Months
Last UpdatedSep 21, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
4.90%
60 Months
View
▼
APR4.90%
Term60 Months
Last UpdatedSep 21, 2026
Details

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
New Vehicles 2025 & Newer Loan
4.99%
63 months
View
▼
APR4.99%
Term63 months
Last UpdatedSep 18, 2026
Details

As Low As; Fixed Rates:

First American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
1 Main St, Sells, AZ, 85634
Auto Loans
4.99%
up to 36 months
View
▼
APR4.99%
Termup to 36 months
Last UpdatedSep 18, 2026
Details

new

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2024 & Newer Loan
4.99%
36 - 60 Months
View
▼
APR4.99%
Term36 - 60 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 4.99% - 17.24%.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
1575 S Price Road, Chandler, AZ, 85286
Used Auto / Refi
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedSep 21, 2026
Details

Rates displayed are the lowest rates available for Tier 1 credit, including a discount for automatic payment from a Northrop Grumman Federal Credit Union checking or savings account. Minimum $10,001 on loans with a term of more than 48 months.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
1575 S Price Road, Chandler, AZ, 85286
Used Auto / Refi
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedSep 21, 2026
Details

Rates displayed are the lowest rates available for Tier 1 credit, including a discount for automatic payment from a Northrop Grumman Federal Credit Union checking or savings account. Minimum $10,001 on loans with a term of more than 48 months.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.84%
5910 W Northern Ave, Glendale, AZ, 85301
New & used car loans
4.99%
60-month
View
▼
APR4.99%
Term60-month
Last UpdatedSep 21, 2026
Details

as low as

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Auto Loan
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedSep 21, 2026
Details

As Low As; Fixed

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
New Vehicle Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedSep 21, 2026
Details

Published APR range: 4.99% - 17.65%. New Vehicle Loans as low as:

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

District #6 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
2335 S Ellis St, Chandler, AZ, 85286 6701
Vehicle Loan
5.00%
Up to 60 Months
View
▼
APR5.00%
TermUp to 60 Months
Last UpdatedSep 16, 2026
Details

Prescott Federal Credit Union
Institution Rating:
A-4.4 ★ Texas Ratio: 4.88%
500 N State Route 89, Prescott, AZ, 86313 5001
New Auto loans
5.10%
Up to 84 Months
View
▼
APR5.10%
TermUp to 84 Months
Last UpdatedSep 16, 2026
Details

Min $20,000.00

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
5.14%
Up to 72 months
View
▼
APR5.14%
TermUp to 72 months
Last UpdatedSep 18, 2026
Details

Max APR: 14.14%

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
5.15%
64 months
View
▼
APR5.15%
Term64 months
Last UpdatedSep 20, 2026
Details

*Rate is dependent upon credit score and term of loan and mileage. MFCU reserves the right to require a down payment. A 50 basis point discount on the interest rate if a 10% or more down payment on a used or new vehicle. A 50 basis point discount on the interest rate if loan pays by payroll deduction. No salvage titles. The payment on a $25,000 loan at 64 months at 5.15% APR is $447.56.

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
New Vehicles 2025 & Newer Loan
5.24%
75 months
View
▼
APR5.24%
Term75 months
Last UpdatedSep 18, 2026
Details

As Low As; Fixed Rates:

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
Used Vehicles 2021 to 2024 Loan
5.24%
63 months
View
▼
APR5.24%
Term63 months
Last UpdatedSep 18, 2026
Details

As low as; Fixed Rates:

Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
20155 N 67th Ave, Glendale, AZ, 85308
Auto Loans (up to 20 years old)
5.24%
Up to 96 Months
View
▼
APR5.24%
TermUp to 96 Months
Last UpdatedSep 18, 2026
Details

Fixed

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2020 - 2023 Loan
5.24%
0 - 35 Months
View
▼
APR5.24%
Term0 - 35 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 5.24% - 17.74%.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
1575 S Price Road, Chandler, AZ, 85286
Used Auto / Refi
5.24%
6 Years
View
▼
APR5.24%
Term6 Years
Last UpdatedSep 21, 2026
Details

Rates displayed are the lowest rates available for Tier 1 credit, including a discount for automatic payment from a Northrop Grumman Federal Credit Union checking or savings account. Minimum $10,001 on loans with a term of more than 48 months.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.84%
5910 W Northern Ave, Glendale, AZ, 85301
New car loans
5.24%
72-month
View
▼
APR5.24%
Term72-month
Last UpdatedSep 21, 2026
Details

as low as

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Auto Loan - Declining Rate Auto
5.24%
5 Years
View
▼
APR5.24%
Term5 Years
Last UpdatedSep 21, 2026
Details

As Low As; Fixed

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1600 N Pan American Ave, Douglas, AZ, 85607
Auto Loan
5.25%
Up to 48 months
View
▼
APR5.25%
TermUp to 48 months
Last UpdatedSep 20, 2026
Details

As low as

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
5.29%
Up to 84 months
View
▼
APR5.29%
TermUp to 84 months
Last UpdatedSep 18, 2026
Details

Max APR: 11.29%

Prescott Federal Credit Union
Institution Rating:
A-4.4 ★ Texas Ratio: 4.88%
500 N State Route 89, Prescott, AZ, 86313 5001
Used Auto loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedSep 16, 2026
Details

Min $15,000.00

Prescott Federal Credit Union
Institution Rating:
A-4.4 ★ Texas Ratio: 4.88%
500 N State Route 89, Prescott, AZ, 86313 5001
New Auto loans
5.35%
Up to 84 Months
View
▼
APR5.35%
TermUp to 84 Months
Last UpdatedSep 16, 2026
Details

Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
1030 Willow Creek Rd, Prescott, AZ, 86301
New car (dealer) Loan
5.39%
60 months
View
▼
APR5.39%
Term60 months
Last UpdatedSep 18, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
Used Vehicles 2021 to 2024 Loan
5.49%
75 months
View
▼
APR5.49%
Term75 months
Last UpdatedSep 18, 2026
Details

As low as; Fixed Rates:

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2024 & Newer Loan
5.49%
61 - 72 Months
View
▼
APR5.49%
Term61 - 72 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 5.49% - 17.74%.

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Used Vehicle Loan
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedSep 21, 2026
Details

Published APR range: 5.49% - 19.15%. Used Vehicle Loans as low as

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
New Vehicle Loan
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedSep 21, 2026
Details

Published APR range: 5.50% - 18.15%. New Vehicle Loans as low as:

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
9725 E Broadway Blvd, Tucson, AZ, 85748
Vehicle
5.54%
48 months
View
▼
APR5.54%
Interest Rate5.54%
Term48 months
Last UpdatedSep 18, 2026
Details

As Low As; Rates updated daily.

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
5.54%
Up to 84 months
View
▼
APR5.54%
TermUp to 84 months
Last UpdatedSep 18, 2026
Details

Max APR: 11.54%

Prescott Federal Credit Union
Institution Rating:
A-4.4 ★ Texas Ratio: 4.88%
500 N State Route 89, Prescott, AZ, 86313 5001
Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedSep 16, 2026
Details

Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
1030 Willow Creek Rd, Prescott, AZ, 86301
Used car (dealer) Loan
5.59%
60 months
View
▼
APR5.59%
Term60 months
Last UpdatedSep 18, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
2020 N CENTRAL AVE STE 100, PHOENIX, AZ, 85004
Used Auto Loan
5.65%
48 months
View
▼
APR5.65%
Term48 months
Last UpdatedSep 18, 2026
Details

As Low As

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
New Vehicles 2025 & Newer Loan
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedSep 18, 2026
Details

As Low As; Fixed Rates:

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
Used Vehicles 2016-2020 Loan
5.74%
63 months
View
▼
APR5.74%
Term63 months
Last UpdatedSep 18, 2026
Details

As low as

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
New Cars, (2025 to 2026) Loan
5.74%
36 months
View
▼
APR5.74%
Term36 months
Last UpdatedSep 18, 2026
Details

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
New Cars, (2025 to 2026) Loan
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedSep 18, 2026
Details

Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
3730 N Stone Ave, tucson, AZ, 85705 3204
Vehicles - New & Used Loan
5.74%
7 - 60 months
View
▼
APR5.74%
Term7 - 60 months
Last UpdatedSep 20, 2026
Details

As Low As

District #6 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
2335 S Ellis St, Chandler, AZ, 85286 6701
Vehicle Loan
5.75%
Up to 84 Months
View
▼
APR5.75%
TermUp to 84 Months
Last UpdatedSep 16, 2026
Details

($30,000 Minimum)

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
5136 E Roosevelt St, Phoenix, AZ, 85008 7322
New/Used Auto
5.75%
49 - 63 months
View
▼
APR5.75%
Term49 - 63 months
Last UpdatedSep 18, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
9725 E Broadway Blvd, Tucson, AZ, 85748
Vehicle
5.79%
60 months
View
▼
APR5.79%
Interest Rate5.79%
Term60 months
Last UpdatedSep 18, 2026
Details

As Low As; Rates updated daily.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
1575 S Price Road, Chandler, AZ, 85286
Used Auto / Refi
5.79%
7 years
View
▼
APR5.79%
Term7 years
Last UpdatedSep 21, 2026
Details

Rates displayed are the lowest rates available for Tier 1 credit, including a discount for automatic payment from a Northrop Grumman Federal Credit Union checking or savings account. Minimum $10,001 on loans with a term of more than 48 months.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
New + used Auto Loans
5.84%
36 months
View
▼
APR5.84%
Term36 months
Last UpdatedSep 16, 2026
Details

Model years 2025 + newer. Actual rate will be determined by your Experian FICO 2 Credit Score.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
New + used Auto Loans
5.84%
48 months
View
▼
APR5.84%
Term48 months
Last UpdatedSep 16, 2026
Details

Model years 2025 + newer. Actual rate will be determined by your Experian FICO 2 Credit Score.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
New + used Auto Loans
5.84%
60 months
View
▼
APR5.84%
Term60 months
Last UpdatedSep 16, 2026
Details

Model years 2025 + newer. Actual rate will be determined by your Experian FICO 2 Credit Score.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
2020 N CENTRAL AVE STE 100, PHOENIX, AZ, 85004
Used Auto Loan
5.85%
63 months
View
▼
APR5.85%
Term63 months
Last UpdatedSep 18, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedSep 21, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
5.90%
36 Months
View
▼
APR5.90%
Term36 Months
Last UpdatedSep 21, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
5.90%
48 Months
View
▼
APR5.90%
Term48 Months
Last UpdatedSep 21, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
5.90%
60 Months
View
▼
APR5.90%
Term60 Months
Last UpdatedSep 21, 2026
Details

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
New Cars, (2025 to 2026) Loan
5.94%
60 months
View
▼
APR5.94%
Term60 months
Last UpdatedSep 18, 2026
Details

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
Used Cars (2024 and older) Loan
5.94%
36 months
View
▼
APR5.94%
Term36 months
Last UpdatedSep 18, 2026
Details

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
Used Cars (2024 and older) Loan
5.94%
48 months
View
▼
APR5.94%
Term48 months
Last UpdatedSep 18, 2026
Details

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
New Vehicles 2025 & Newer Loan
5.99%
90 months
View
▼
APR5.99%
Term90 months
Last UpdatedSep 18, 2026
Details

As Low As; Fixed Rates:

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
Used Vehicles 2016-2020 Loan
5.99%
75 months
View
▼
APR5.99%
Term75 months
Last UpdatedSep 18, 2026
Details

As low as

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
Used Vehicles 2021 to 2024 Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedSep 18, 2026
Details

As low as; Fixed Rates:

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
5136 E Roosevelt St, Phoenix, AZ, 85008 7322
New/Used Auto
5.99%
64 - 75 months
View
▼
APR5.99%
Term64 - 75 months
Last UpdatedSep 18, 2026
Details

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
5136 E Roosevelt St, Phoenix, AZ, 85008 7322
New/Used Auto
5.99%
76 - 84 months
View
▼
APR5.99%
Term76 - 84 months
Last UpdatedSep 18, 2026
Details

Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
3730 N Stone Ave, tucson, AZ, 85705 3204
Vehicles - New & Used Loan
5.99%
61 - 84 months
View
▼
APR5.99%
Term61 - 84 months
Last UpdatedSep 20, 2026
Details

As Low As

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2024 & Newer Loan
5.99%
73 - 84 Months
View
▼
APR5.99%
Term73 - 84 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 5.99% - 17.74%.

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Auto Loan
5.99%
7 Years
View
▼
APR5.99%
Term7 Years
Last UpdatedSep 21, 2026
Details

As Low As; Fixed

District #6 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
2335 S Ellis St, Chandler, AZ, 85286 6701
Vehicle Loan
6.00%
Up to 72 Months
View
▼
APR6.00%
TermUp to 72 Months
Last UpdatedSep 16, 2026
Details

($20,000 Minimum)

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
New Vehicle Loan
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedSep 21, 2026
Details

Published APR range: 6.00% - 20.15%. New Vehicle Loans as low as:

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Used Vehicle Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedSep 21, 2026
Details

Published APR range: 6.00% - 19.65%. Used Vehicle Loans as low as

Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
402 E Monroe Ave, Buckeye, AZ, 85326
New car purchase Loan
6.04%
60 months
View
▼
APR6.04%
Term60 months
Last UpdatedSep 18, 2026
Details

Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
402 E Monroe Ave, Buckeye, AZ, 85326
New car rate Loan
6.04%
60 months
View
▼
APR6.04%
Term60 months
Last UpdatedSep 18, 2026
Details

APR based on 60 months and $45,000 financing. For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
9725 E Broadway Blvd, Tucson, AZ, 85748
Vehicle
6.09%
72 months
View
▼
APR6.09%
Interest Rate6.09%
Term72 months
Last UpdatedSep 18, 2026
Details

As Low As; Rates updated daily.

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
New Cars, (2025 to 2026) Loan
6.09%
66 months
View
▼
APR6.09%
Term66 months
Last UpdatedSep 18, 2026
Details

over $20,000

Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
402 E Monroe Ave, Buckeye, AZ, 85326
Used car purchase Loan
6.09%
60 months
View
▼
APR6.09%
Term60 months
Last UpdatedSep 18, 2026
Details

Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
402 E Monroe Ave, Buckeye, AZ, 85326
Used car rate Loan
6.09%
60 months
View
▼
APR6.09%
Term60 months
Last UpdatedSep 18, 2026
Details

APR based on 60 months and $30,000 financing. For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
Used Auto Loans
6.12%
36 months
View
▼
APR6.12%
Term36 months
Last UpdatedSep 16, 2026
Details

Model years 2024 + older. Actual rate will be determined by your Experian FICO 2 Credit Score.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
Used Auto Loans
6.12%
48 months
View
▼
APR6.12%
Term48 months
Last UpdatedSep 16, 2026
Details

Model years 2024 + older. Actual rate will be determined by your Experian FICO 2 Credit Score.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
Used Auto Loans
6.12%
60 months3
View
▼
APR6.12%
Term60 months3
Last UpdatedSep 16, 2026
Details

Model years 2024 + older. Actual rate will be determined by your Experian FICO 2 Credit Score.

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
Used Vehicles (2015 & Older, Higher Mileage & Classic Vehicles) Loan
6.24%
63 months
View
▼
APR6.24%
Term63 months
Last UpdatedSep 18, 2026
Details

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
New Cars, (2025 to 2026) Loan
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedSep 18, 2026
Details

over $20,000

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
Used Cars (2024 and older) Loan
6.24%
60 months
View
▼
APR6.24%
Term60 months
Last UpdatedSep 18, 2026
Details

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2020 - 2023 Loan
6.24%
36 - 60 Months
View
▼
APR6.24%
Term36 - 60 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 6.24% - 17.99%.

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
6.25%
up to 48 Months
View
▼
APR6.25%
Termup to 48 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 725+

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1600 N Pan American Ave, Douglas, AZ, 85607
Auto Loan
6.25%
Up to 60 months
View
▼
APR6.25%
TermUp to 60 months
Last UpdatedSep 20, 2026
Details

As low as

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
New + used Auto Loans
6.34%
72 months
View
▼
APR6.34%
Term72 months
Last UpdatedSep 16, 2026
Details

Model years 2025 + newer. Actual rate will be determined by your Experian FICO 2 Credit Score.

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
6.34%
36 Months
View
▼
APR6.34%
Term36 Months
Last UpdatedSep 18, 2026
Details

As low as

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
6.34%
36 Months
View
▼
APR6.34%
Term36 Months
Last UpdatedSep 18, 2026
Details

2016 - 2026

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedSep 18, 2026
Details

As low as

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedSep 18, 2026
Details

2018 - 2026

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedSep 18, 2026
Details

As low as

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedSep 18, 2026
Details

2022 - 2026

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
Used Vehicles 2016-2020 Loan
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedSep 18, 2026
Details

As low as

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2020 - 2023 Loan
6.49%
61 - 72 Months
View
▼
APR6.49%
Term61 - 72 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 6.49% - 17.99%.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
2020 N CENTRAL AVE STE 100, PHOENIX, AZ, 85004
Used Auto Loan
6.50%
75 months
View
▼
APR6.50%
Term75 months
Last UpdatedSep 18, 2026
Details

As Low As

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1600 N Pan American Ave, Douglas, AZ, 85607
Auto Loan
6.50%
Up to 72 months
View
▼
APR6.50%
TermUp to 72 months
Last UpdatedSep 20, 2026
Details

As low as; Amount: Up to $25,000

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
6.54%
72 Months
View
▼
APR6.54%
Term72 Months
Last UpdatedSep 18, 2026
Details

As low as

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
6.54%
72 Months
View
▼
APR6.54%
Term72 Months
Last UpdatedSep 18, 2026
Details

2023 - 2026

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
Used Auto Loans
6.64%
72 months
View
▼
APR6.64%
Term72 months
Last UpdatedSep 16, 2026
Details

Model years 2024 + older. Actual rate will be determined by your Experian FICO 2 Credit Score.

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
Used Cars (2024 and older) Loan
6.69%
66 months
View
▼
APR6.69%
Term66 months
Last UpdatedSep 18, 2026
Details

over $20,000

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
New Cars, (2025 to 2026) Loan
6.74%
84 months
View
▼
APR6.74%
Term84 months
Last UpdatedSep 18, 2026
Details

over $25,000

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
6.75%
49 - 64 Months
View
▼
APR6.75%
Term49 - 64 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 725+

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1600 N Pan American Ave, Douglas, AZ, 85607
Auto Loan
6.75%
Up to 84 months
View
▼
APR6.75%
TermUp to 84 months
Last UpdatedSep 20, 2026
Details

As low as; Amount: Greater than $30,000

Arizona Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
2020 N CENTRAL AVE STE 100, PHOENIX, AZ, 85004
Used Auto Loan
6.90%
84 months
View
▼
APR6.90%
Term84 months
Last UpdatedSep 18, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
6.90%
84 Months
View
▼
APR6.90%
Term84 Months
Last UpdatedSep 21, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
6.90%
72 Months
View
▼
APR6.90%
Term72 Months
Last UpdatedSep 21, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year term
View
▼
APR6.99%
Term3-7 year term
Last UpdatedSep 18, 2026
Details

As Low As;

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Electric Vehicle and Hybrid Plug In Electric Model Years 2020-2026 Loan
6.99%
up to 84 months
View
▼
APR6.99%
Termup to 84 months
Last UpdatedSep 20, 2026
Details

Credit Score: 725+

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Used Vehicle Loan
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedSep 21, 2026
Details

Published APR range: 7.00% - 20.65%. Used Vehicle Loans as low as

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
New + used Auto Loans
7.04%
84 months
View
▼
APR7.04%
Term84 months
Last UpdatedSep 16, 2026
Details

Model years 2025 + newer. Actual rate will be determined by your Experian FICO 2 Credit Score.

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2020 - 2023 Loan
7.24%
73 - 84 Months
View
▼
APR7.24%
Term73 - 84 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 7.24% - 17.99%.

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
7.25%
up to 48 months
View
▼
APR7.25%
Termup to 48 months
Last UpdatedSep 20, 2026
Details

Credit Score: 725+

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
Used Auto Loans
7.36%
84 months
View
▼
APR7.36%
Term84 months
Last UpdatedSep 16, 2026
Details

Model years 2024 + older. Actual rate will be determined by your Experian FICO 2 Credit Score.

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Loan
7.49%
up to 84 months
View
▼
APR7.49%
Termup to 84 months
Last UpdatedSep 18, 2026
Details

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned RV/trailer loan
7.49%
up to 84 months
View
▼
APR7.49%
Termup to 84 months
Last UpdatedSep 18, 2026
Details

Pre-owned

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
Used Cars (2024 and older) Loan
7.64%
72 months
View
▼
APR7.64%
Term72 months
Last UpdatedSep 18, 2026
Details

over $20,000

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Auto Loan - (Minimum Loan Amount of Required)
7.74%
8 Years
View
▼
APR7.74%
Term8 Years
Last UpdatedSep 21, 2026
Details

$30,000; As Low As; Fixed

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
7.75%
up to 48 Months
View
▼
APR7.75%
Termup to 48 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 680-724

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
7.75%
65 - 84 Months
View
▼
APR7.75%
Term65 - 84 Months
Last UpdatedSep 20, 2026
Details

Loan amount greater than $20,000; Credit Score: 725+

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
7.90%
84 Months
View
▼
APR7.90%
Term84 Months
Last UpdatedSep 21, 2026
Details

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
8.00%
49-64 months
View
▼
APR8.00%
Term49-64 months
Last UpdatedSep 20, 2026
Details

Credit Score: 725+

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
Used Cars (2024 and older) Loan
8.14%
84 months
View
▼
APR8.14%
Term84 months
Last UpdatedSep 18, 2026
Details

over $25,000

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
8.25%
49 - 64 Months
View
▼
APR8.25%
Term49 - 64 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 680-724

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Loan
8.49%
up to 180 months
View
▼
APR8.49%
Termup to 180 months
Last UpdatedSep 18, 2026
Details

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned RV/trailer loan
8.49%
up to 180 months
View
▼
APR8.49%
Termup to 180 months
Last UpdatedSep 18, 2026
Details

Pre-owned

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
8.75%
up to 48 months
View
▼
APR8.75%
Termup to 48 months
Last UpdatedSep 20, 2026
Details

Credit Score: 680-724

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
8.75%
65 - 84 Months
View
▼
APR8.75%
Term65 - 84 Months
Last UpdatedSep 20, 2026
Details

Loan amount greater than $20,000; Credit Score: 680-724

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2019 & Older Loan
8.75%
0 - 60 Months
View
▼
APR8.75%
Term0 - 60 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 8.75% - 17.99%.

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
9.00%
65 to 84 months
View
▼
APR9.00%
Term65 to 84 months
Last UpdatedSep 20, 2026
Details

Credit Score: 725+

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
9.25%
up to 48 Months
View
▼
APR9.25%
Termup to 48 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 640-679

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
9.50%
49-64 months
View
▼
APR9.50%
Term49-64 months
Last UpdatedSep 20, 2026
Details

Credit Score: 680-724

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
9.75%
49 - 64 Months
View
▼
APR9.75%
Term49 - 64 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 640-679

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
10.00%
65 to 84 months
View
▼
APR10.00%
Term65 to 84 months
Last UpdatedSep 20, 2026
Details

Credit Score: 680-724

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
10.25%
up to 48 months
View
▼
APR10.25%
Termup to 48 months
Last UpdatedSep 20, 2026
Details

Credit Score: 640-679

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
10.25%
65 - 84 Months
View
▼
APR10.25%
Term65 - 84 Months
Last UpdatedSep 20, 2026
Details

Loan amount greater than $20,000; Credit Score: 640-679

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
11.00%
49-64 months
View
▼
APR11.00%
Term49-64 months
Last UpdatedSep 20, 2026
Details

Credit Score: 640-679

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
11.25%
up to 48 Months
View
▼
APR11.25%
Termup to 48 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 600-639

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
11.50%
65 to 84 months
View
▼
APR11.50%
Term65 to 84 months
Last UpdatedSep 20, 2026
Details

Credit Score: 640-679

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
4491 N Oracle Rd, Tucson, AZ, 85705
COMMERCIAL VEHICLE LOAN
11.50%
up to 96 Months
View
▼
APR11.50%
Termup to 96 Months
Last UpdatedSep 21, 2026
Details

As Low As:; **

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
11.75%
49 - 64 Months
View
▼
APR11.75%
Term49 - 64 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 600-639

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
12.25%
up to 48 months
View
▼
APR12.25%
Termup to 48 months
Last UpdatedSep 20, 2026
Details

Credit Score: 600-639

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
12.25%
up to 48 Months
View
▼
APR12.25%
Termup to 48 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 560-599

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
12.25%
65 - 84 Months
View
▼
APR12.25%
Term65 - 84 Months
Last UpdatedSep 20, 2026
Details

Loan amount greater than $20,000; Credit Score: 600-639

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
12.75%
49 - 64 Months
View
▼
APR12.75%
Term49 - 64 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 560-599

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
13.00%
49-64 months
View
▼
APR13.00%
Term49-64 months
Last UpdatedSep 20, 2026
Details

Credit Score: 600-639

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
13.25%
up to 48 months
View
▼
APR13.25%
Termup to 48 months
Last UpdatedSep 20, 2026
Details

Credit Score: 560-599

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
13.25%
up to 48 Months
View
▼
APR13.25%
Termup to 48 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 559 & Under

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
13.25%
65 - 84 Months
View
▼
APR13.25%
Term65 - 84 Months
Last UpdatedSep 20, 2026
Details

Loan amount greater than $20,000; Credit Score: 560-599

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
13.50%
65 to 84 months
View
▼
APR13.50%
Term65 to 84 months
Last UpdatedSep 20, 2026
Details

Credit Score: 600-639

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
13.75%
49 - 64 Months
View
▼
APR13.75%
Term49 - 64 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 559 & Under

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
14.00%
49-64 months
View
▼
APR14.00%
Term49-64 months
Last UpdatedSep 20, 2026
Details

Credit Score: 560-599

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
14.25%
up to 48 months
View
▼
APR14.25%
Termup to 48 months
Last UpdatedSep 20, 2026
Details

Credit Score: 559 & under

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
14.25%
65 - 84 Months
View
▼
APR14.25%
Term65 - 84 Months
Last UpdatedSep 20, 2026
Details

Loan amount greater than $20,000; Credit Score: 559 & Under

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
14.50%
65 to 84 months
View
▼
APR14.50%
Term65 to 84 months
Last UpdatedSep 20, 2026
Details

Credit Score: 560-599

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
15.00%
49-64 months
View
▼
APR15.00%
Term49-64 months
Last UpdatedSep 20, 2026
Details

Credit Score: 559 & under

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
15.50%
65 to 84 months
View
▼
APR15.50%
Term65 to 84 months
Last UpdatedSep 20, 2026
Details

Credit Score: 559 & under

Arizona New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
3800 E Sky Harbor Blvd Terminal 4, Phoenix, AZ, 85034
New Auto
3.34%
Up to 36 Months
View
▼
APR3.34%
TermUp to 36 Months
Last UpdatedSep 21, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
4801 E THISTLE LANDING DR, PHOENIX, AZ, 85044
New Automobile
3.99%
up to 84 Months
View
▼
APR3.99%
Termup to 84 Months
Last UpdatedSep 18, 2026
Details

New Automobile (2025 & newer)

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
4.00%
64 months
View
▼
APR4.00%
Term64 months
Last UpdatedSep 20, 2026
Details

A 50-basis point discount on the interest rate if loan pays by payroll deduction. Rates quoted to not include the discount available. MariSol does not accept a vehicle with a salvage title for loan collateral. The monthly payment on a loan for $25,000 at 4.00% APR for 64 months is $434.48.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
3800 E Sky Harbor Blvd Terminal 4, Phoenix, AZ, 85034
New Auto
4.09%
Up to 60 months
View
▼
APR4.09%
TermUp to 60 months
Last UpdatedSep 21, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
8337 W Bell Rd Ste 102, Peoria, AZ, 85382 3798
New Auto Loan
4.49%
60 months or less
View
▼
APR4.49%
Term60 months or less
Last UpdatedSep 18, 2026
Details

As Low As; Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2024 & Newer Loan
4.49%
0 - 35 Months
View
▼
APR4.49%
Term0 - 35 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 4.49% - 16.99%.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
New Autos, SUVs, Trucks, Vans
4.59%
3-7 year term
View
▼
APR4.59%
Term3-7 year term
Last UpdatedSep 18, 2026
Details

As Low As;

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
4.64%
Up to 60 months
View
▼
APR4.64%
TermUp to 60 months
Last UpdatedSep 18, 2026
Details

Max APR: 13.64%

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
4.89%
Up to 72 months
View
▼
APR4.89%
TermUp to 72 months
Last UpdatedSep 18, 2026
Details

Max APR: 13.89%

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedSep 21, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
4.90%
48 Months
View
▼
APR4.90%
Term48 Months
Last UpdatedSep 21, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
4.90%
60 Months
View
▼
APR4.90%
Term60 Months
Last UpdatedSep 21, 2026
Details

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
New Vehicles 2025 & Newer Loan
4.99%
63 months
View
▼
APR4.99%
Term63 months
Last UpdatedSep 18, 2026
Details

As Low As; Fixed Rates:

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2024 & Newer Loan
4.99%
36 - 60 Months
View
▼
APR4.99%
Term36 - 60 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 4.99% - 17.24%.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.84%
5910 W Northern Ave, Glendale, AZ, 85301
New & used car loans
4.99%
60-month
View
▼
APR4.99%
Term60-month
Last UpdatedSep 21, 2026
Details

as low as

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
New Vehicle Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedSep 21, 2026
Details

Published APR range: 4.99% - 17.65%. New Vehicle Loans as low as:

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

Prescott Federal Credit Union
Institution Rating:
A-4.4 ★ Texas Ratio: 4.88%
500 N State Route 89, Prescott, AZ, 86313 5001
New Auto loans
5.10%
Up to 84 Months
View
▼
APR5.10%
TermUp to 84 Months
Last UpdatedSep 16, 2026
Details

Min $20,000.00

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
New Vehicles 2025 & Newer Loan
5.24%
75 months
View
▼
APR5.24%
Term75 months
Last UpdatedSep 18, 2026
Details

As Low As; Fixed Rates:

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2020 - 2023 Loan
5.24%
0 - 35 Months
View
▼
APR5.24%
Term0 - 35 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 5.24% - 17.74%.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.84%
5910 W Northern Ave, Glendale, AZ, 85301
New car loans
5.24%
72-month
View
▼
APR5.24%
Term72-month
Last UpdatedSep 21, 2026
Details

as low as

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
5.29%
Up to 84 months
View
▼
APR5.29%
TermUp to 84 months
Last UpdatedSep 18, 2026
Details

Max APR: 11.29%

Prescott Federal Credit Union
Institution Rating:
A-4.4 ★ Texas Ratio: 4.88%
500 N State Route 89, Prescott, AZ, 86313 5001
New Auto loans
5.35%
Up to 84 Months
View
▼
APR5.35%
TermUp to 84 Months
Last UpdatedSep 16, 2026
Details

Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
1030 Willow Creek Rd, Prescott, AZ, 86301
New car (dealer) Loan
5.39%
60 months
View
▼
APR5.39%
Term60 months
Last UpdatedSep 18, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2024 & Newer Loan
5.49%
61 - 72 Months
View
▼
APR5.49%
Term61 - 72 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 5.49% - 17.74%.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
New Vehicle Loan
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedSep 21, 2026
Details

Published APR range: 5.50% - 18.15%. New Vehicle Loans as low as:

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
New Vehicles 2025 & Newer Loan
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedSep 18, 2026
Details

As Low As; Fixed Rates:

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
New Cars, (2025 to 2026) Loan
5.74%
36 months
View
▼
APR5.74%
Term36 months
Last UpdatedSep 18, 2026
Details

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
New Cars, (2025 to 2026) Loan
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedSep 18, 2026
Details

Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
3730 N Stone Ave, tucson, AZ, 85705 3204
Vehicles - New & Used Loan
5.74%
7 - 60 months
View
▼
APR5.74%
Term7 - 60 months
Last UpdatedSep 20, 2026
Details

As Low As

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
5136 E Roosevelt St, Phoenix, AZ, 85008 7322
New/Used Auto
5.75%
49 - 63 months
View
▼
APR5.75%
Term49 - 63 months
Last UpdatedSep 18, 2026
Details

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
New + used Auto Loans
5.84%
36 months
View
▼
APR5.84%
Term36 months
Last UpdatedSep 16, 2026
Details

Model years 2025 + newer. Actual rate will be determined by your Experian FICO 2 Credit Score.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
New + used Auto Loans
5.84%
48 months
View
▼
APR5.84%
Term48 months
Last UpdatedSep 16, 2026
Details

Model years 2025 + newer. Actual rate will be determined by your Experian FICO 2 Credit Score.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
New + used Auto Loans
5.84%
60 months
View
▼
APR5.84%
Term60 months
Last UpdatedSep 16, 2026
Details

Model years 2025 + newer. Actual rate will be determined by your Experian FICO 2 Credit Score.

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedSep 21, 2026
Details

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
New Cars, (2025 to 2026) Loan
5.94%
60 months
View
▼
APR5.94%
Term60 months
Last UpdatedSep 18, 2026
Details

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
New Vehicles 2025 & Newer Loan
5.99%
90 months
View
▼
APR5.99%
Term90 months
Last UpdatedSep 18, 2026
Details

As Low As; Fixed Rates:

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
5136 E Roosevelt St, Phoenix, AZ, 85008 7322
New/Used Auto
5.99%
64 - 75 months
View
▼
APR5.99%
Term64 - 75 months
Last UpdatedSep 18, 2026
Details

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
5136 E Roosevelt St, Phoenix, AZ, 85008 7322
New/Used Auto
5.99%
76 - 84 months
View
▼
APR5.99%
Term76 - 84 months
Last UpdatedSep 18, 2026
Details

Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
3730 N Stone Ave, tucson, AZ, 85705 3204
Vehicles - New & Used Loan
5.99%
61 - 84 months
View
▼
APR5.99%
Term61 - 84 months
Last UpdatedSep 20, 2026
Details

As Low As

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2024 & Newer Loan
5.99%
73 - 84 Months
View
▼
APR5.99%
Term73 - 84 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 5.99% - 17.74%.

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
New Vehicle Loan
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedSep 21, 2026
Details

Published APR range: 6.00% - 20.15%. New Vehicle Loans as low as:

Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
402 E Monroe Ave, Buckeye, AZ, 85326
New car purchase Loan
6.04%
60 months
View
▼
APR6.04%
Term60 months
Last UpdatedSep 18, 2026
Details

Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
402 E Monroe Ave, Buckeye, AZ, 85326
New car rate Loan
6.04%
60 months
View
▼
APR6.04%
Term60 months
Last UpdatedSep 18, 2026
Details

APR based on 60 months and $45,000 financing. For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term.

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
New Cars, (2025 to 2026) Loan
6.09%
66 months
View
▼
APR6.09%
Term66 months
Last UpdatedSep 18, 2026
Details

over $20,000

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
New Cars, (2025 to 2026) Loan
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedSep 18, 2026
Details

over $20,000

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2020 - 2023 Loan
6.24%
36 - 60 Months
View
▼
APR6.24%
Term36 - 60 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 6.24% - 17.99%.

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
6.25%
up to 48 Months
View
▼
APR6.25%
Termup to 48 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 725+

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
New + used Auto Loans
6.34%
72 months
View
▼
APR6.34%
Term72 months
Last UpdatedSep 16, 2026
Details

Model years 2025 + newer. Actual rate will be determined by your Experian FICO 2 Credit Score.

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
6.34%
36 Months
View
▼
APR6.34%
Term36 Months
Last UpdatedSep 18, 2026
Details

As low as

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedSep 18, 2026
Details

As low as

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedSep 18, 2026
Details

As low as

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2020 - 2023 Loan
6.49%
61 - 72 Months
View
▼
APR6.49%
Term61 - 72 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 6.49% - 17.99%.

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
6.54%
72 Months
View
▼
APR6.54%
Term72 Months
Last UpdatedSep 18, 2026
Details

As low as

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
New Cars, (2025 to 2026) Loan
6.74%
84 months
View
▼
APR6.74%
Term84 months
Last UpdatedSep 18, 2026
Details

over $25,000

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
6.75%
49 - 64 Months
View
▼
APR6.75%
Term49 - 64 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 725+

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
6.90%
84 Months
View
▼
APR6.90%
Term84 Months
Last UpdatedSep 21, 2026
Details

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
New + used Auto Loans
7.04%
84 months
View
▼
APR7.04%
Term84 months
Last UpdatedSep 16, 2026
Details

Model years 2025 + newer. Actual rate will be determined by your Experian FICO 2 Credit Score.

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2020 - 2023 Loan
7.24%
73 - 84 Months
View
▼
APR7.24%
Term73 - 84 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 7.24% - 17.99%.

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
7.75%
up to 48 Months
View
▼
APR7.75%
Termup to 48 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 680-724

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
7.75%
65 - 84 Months
View
▼
APR7.75%
Term65 - 84 Months
Last UpdatedSep 20, 2026
Details

Loan amount greater than $20,000; Credit Score: 725+

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
8.25%
49 - 64 Months
View
▼
APR8.25%
Term49 - 64 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 680-724

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
8.75%
65 - 84 Months
View
▼
APR8.75%
Term65 - 84 Months
Last UpdatedSep 20, 2026
Details

Loan amount greater than $20,000; Credit Score: 680-724

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2019 & Older Loan
8.75%
0 - 60 Months
View
▼
APR8.75%
Term0 - 60 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 8.75% - 17.99%.

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
9.25%
up to 48 Months
View
▼
APR9.25%
Termup to 48 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 640-679

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
9.75%
49 - 64 Months
View
▼
APR9.75%
Term49 - 64 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 640-679

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
10.25%
65 - 84 Months
View
▼
APR10.25%
Term65 - 84 Months
Last UpdatedSep 20, 2026
Details

Loan amount greater than $20,000; Credit Score: 640-679

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
11.25%
up to 48 Months
View
▼
APR11.25%
Termup to 48 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 600-639

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
11.75%
49 - 64 Months
View
▼
APR11.75%
Term49 - 64 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 600-639

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
12.25%
up to 48 Months
View
▼
APR12.25%
Termup to 48 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 560-599

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
12.25%
65 - 84 Months
View
▼
APR12.25%
Term65 - 84 Months
Last UpdatedSep 20, 2026
Details

Loan amount greater than $20,000; Credit Score: 600-639

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
12.75%
49 - 64 Months
View
▼
APR12.75%
Term49 - 64 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 560-599

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
13.25%
up to 48 Months
View
▼
APR13.25%
Termup to 48 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 559 & Under

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
13.25%
65 - 84 Months
View
▼
APR13.25%
Term65 - 84 Months
Last UpdatedSep 20, 2026
Details

Loan amount greater than $20,000; Credit Score: 560-599

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
13.75%
49 - 64 Months
View
▼
APR13.75%
Term49 - 64 Months
Last UpdatedSep 20, 2026
Details

Credit Score: 559 & Under

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Vehicles - Model Years 2025 and Newer Loan
14.25%
65 - 84 Months
View
▼
APR14.25%
Term65 - 84 Months
Last UpdatedSep 20, 2026
Details

Loan amount greater than $20,000; Credit Score: 559 & Under

Arizona Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
3800 E Sky Harbor Blvd Terminal 4, Phoenix, AZ, 85034
Used Auto
3.84%
Up to 36 Months
View
▼
APR3.84%
TermUp to 36 Months
Last UpdatedSep 21, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
4801 E THISTLE LANDING DR, PHOENIX, AZ, 85044
Used Automobile
4.49%
up to 72 months
View
▼
APR4.49%
Termup to 72 months
Last UpdatedSep 18, 2026
Details

Used Automobile (2017 & newer)

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2024 & Newer Loan
4.49%
0 - 35 Months
View
▼
APR4.49%
Term0 - 35 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 4.49% - 16.99%.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
3800 E Sky Harbor Blvd Terminal 4, Phoenix, AZ, 85034
Used Auto
4.59%
Up to 60 months
View
▼
APR4.59%
TermUp to 60 months
Last UpdatedSep 21, 2026
Details

As Low As

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
4.89%
Up to 60 months
View
▼
APR4.89%
TermUp to 60 months
Last UpdatedSep 18, 2026
Details

Max APR: 13.89%

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2024 & Newer Loan
4.99%
36 - 60 Months
View
▼
APR4.99%
Term36 - 60 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 4.99% - 17.24%.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
1575 S Price Road, Chandler, AZ, 85286
Used Auto / Refi
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedSep 21, 2026
Details

Rates displayed are the lowest rates available for Tier 1 credit, including a discount for automatic payment from a Northrop Grumman Federal Credit Union checking or savings account. Minimum $10,001 on loans with a term of more than 48 months.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
1575 S Price Road, Chandler, AZ, 85286
Used Auto / Refi
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedSep 21, 2026
Details

Rates displayed are the lowest rates available for Tier 1 credit, including a discount for automatic payment from a Northrop Grumman Federal Credit Union checking or savings account. Minimum $10,001 on loans with a term of more than 48 months.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.84%
5910 W Northern Ave, Glendale, AZ, 85301
New & used car loans
4.99%
60-month
View
▼
APR4.99%
Term60-month
Last UpdatedSep 21, 2026
Details

as low as

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
5.14%
Up to 72 months
View
▼
APR5.14%
TermUp to 72 months
Last UpdatedSep 18, 2026
Details

Max APR: 14.14%

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
5.15%
64 months
View
▼
APR5.15%
Term64 months
Last UpdatedSep 20, 2026
Details

*Rate is dependent upon credit score and term of loan and mileage. MFCU reserves the right to require a down payment. A 50 basis point discount on the interest rate if a 10% or more down payment on a used or new vehicle. A 50 basis point discount on the interest rate if loan pays by payroll deduction. No salvage titles. The payment on a $25,000 loan at 64 months at 5.15% APR is $447.56.

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
Used Vehicles 2021 to 2024 Loan
5.24%
63 months
View
▼
APR5.24%
Term63 months
Last UpdatedSep 18, 2026
Details

As low as; Fixed Rates:

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2020 - 2023 Loan
5.24%
0 - 35 Months
View
▼
APR5.24%
Term0 - 35 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 5.24% - 17.74%.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
1575 S Price Road, Chandler, AZ, 85286
Used Auto / Refi
5.24%
6 Years
View
▼
APR5.24%
Term6 Years
Last UpdatedSep 21, 2026
Details

Rates displayed are the lowest rates available for Tier 1 credit, including a discount for automatic payment from a Northrop Grumman Federal Credit Union checking or savings account. Minimum $10,001 on loans with a term of more than 48 months.

Prescott Federal Credit Union
Institution Rating:
A-4.4 ★ Texas Ratio: 4.88%
500 N State Route 89, Prescott, AZ, 86313 5001
Used Auto loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedSep 16, 2026
Details

Min $15,000.00

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
Used Vehicles 2021 to 2024 Loan
5.49%
75 months
View
▼
APR5.49%
Term75 months
Last UpdatedSep 18, 2026
Details

As low as; Fixed Rates:

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2024 & Newer Loan
5.49%
61 - 72 Months
View
▼
APR5.49%
Term61 - 72 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 5.49% - 17.74%.

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Used Vehicle Loan
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedSep 21, 2026
Details

Published APR range: 5.49% - 19.15%. Used Vehicle Loans as low as

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New and Used Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedSep 21, 2026
Details

Up to 120% Financing on Approved Credit

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
5.54%
Up to 84 months
View
▼
APR5.54%
TermUp to 84 months
Last UpdatedSep 18, 2026
Details

Max APR: 11.54%

Prescott Federal Credit Union
Institution Rating:
A-4.4 ★ Texas Ratio: 4.88%
500 N State Route 89, Prescott, AZ, 86313 5001
Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedSep 16, 2026
Details

Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
1030 Willow Creek Rd, Prescott, AZ, 86301
Used car (dealer) Loan
5.59%
60 months
View
▼
APR5.59%
Term60 months
Last UpdatedSep 18, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
2020 N CENTRAL AVE STE 100, PHOENIX, AZ, 85004
Used Auto Loan
5.65%
48 months
View
▼
APR5.65%
Term48 months
Last UpdatedSep 18, 2026
Details

As Low As

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
Used Vehicles 2016-2020 Loan
5.74%
63 months
View
▼
APR5.74%
Term63 months
Last UpdatedSep 18, 2026
Details

As low as

Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
3730 N Stone Ave, tucson, AZ, 85705 3204
Vehicles - New & Used Loan
5.74%
7 - 60 months
View
▼
APR5.74%
Term7 - 60 months
Last UpdatedSep 20, 2026
Details

As Low As

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
5136 E Roosevelt St, Phoenix, AZ, 85008 7322
New/Used Auto
5.75%
49 - 63 months
View
▼
APR5.75%
Term49 - 63 months
Last UpdatedSep 18, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
1575 S Price Road, Chandler, AZ, 85286
Used Auto / Refi
5.79%
7 years
View
▼
APR5.79%
Term7 years
Last UpdatedSep 21, 2026
Details

Rates displayed are the lowest rates available for Tier 1 credit, including a discount for automatic payment from a Northrop Grumman Federal Credit Union checking or savings account. Minimum $10,001 on loans with a term of more than 48 months.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
New + used Auto Loans
5.84%
36 months
View
▼
APR5.84%
Term36 months
Last UpdatedSep 16, 2026
Details

Model years 2025 + newer. Actual rate will be determined by your Experian FICO 2 Credit Score.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
New + used Auto Loans
5.84%
48 months
View
▼
APR5.84%
Term48 months
Last UpdatedSep 16, 2026
Details

Model years 2025 + newer. Actual rate will be determined by your Experian FICO 2 Credit Score.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
New + used Auto Loans
5.84%
60 months
View
▼
APR5.84%
Term60 months
Last UpdatedSep 16, 2026
Details

Model years 2025 + newer. Actual rate will be determined by your Experian FICO 2 Credit Score.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
2020 N CENTRAL AVE STE 100, PHOENIX, AZ, 85004
Used Auto Loan
5.85%
63 months
View
▼
APR5.85%
Term63 months
Last UpdatedSep 18, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
5.90%
36 Months
View
▼
APR5.90%
Term36 Months
Last UpdatedSep 21, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
5.90%
48 Months
View
▼
APR5.90%
Term48 Months
Last UpdatedSep 21, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
5.90%
60 Months
View
▼
APR5.90%
Term60 Months
Last UpdatedSep 21, 2026
Details

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
Used Cars (2024 and older) Loan
5.94%
36 months
View
▼
APR5.94%
Term36 months
Last UpdatedSep 18, 2026
Details

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
Used Cars (2024 and older) Loan
5.94%
48 months
View
▼
APR5.94%
Term48 months
Last UpdatedSep 18, 2026
Details

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
Used Vehicles 2016-2020 Loan
5.99%
75 months
View
▼
APR5.99%
Term75 months
Last UpdatedSep 18, 2026
Details

As low as

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
Used Vehicles 2021 to 2024 Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedSep 18, 2026
Details

As low as; Fixed Rates:

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
5136 E Roosevelt St, Phoenix, AZ, 85008 7322
New/Used Auto
5.99%
64 - 75 months
View
▼
APR5.99%
Term64 - 75 months
Last UpdatedSep 18, 2026
Details

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
5136 E Roosevelt St, Phoenix, AZ, 85008 7322
New/Used Auto
5.99%
76 - 84 months
View
▼
APR5.99%
Term76 - 84 months
Last UpdatedSep 18, 2026
Details

Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
3730 N Stone Ave, tucson, AZ, 85705 3204
Vehicles - New & Used Loan
5.99%
61 - 84 months
View
▼
APR5.99%
Term61 - 84 months
Last UpdatedSep 20, 2026
Details

As Low As

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2024 & Newer Loan
5.99%
73 - 84 Months
View
▼
APR5.99%
Term73 - 84 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 5.99% - 17.74%.

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Used Vehicle Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedSep 21, 2026
Details

Published APR range: 6.00% - 19.65%. Used Vehicle Loans as low as

Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
402 E Monroe Ave, Buckeye, AZ, 85326
Used car purchase Loan
6.09%
60 months
View
▼
APR6.09%
Term60 months
Last UpdatedSep 18, 2026
Details

Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
402 E Monroe Ave, Buckeye, AZ, 85326
Used car rate Loan
6.09%
60 months
View
▼
APR6.09%
Term60 months
Last UpdatedSep 18, 2026
Details

APR based on 60 months and $30,000 financing. For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
Used Auto Loans
6.12%
36 months
View
▼
APR6.12%
Term36 months
Last UpdatedSep 16, 2026
Details

Model years 2024 + older. Actual rate will be determined by your Experian FICO 2 Credit Score.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
Used Auto Loans
6.12%
48 months
View
▼
APR6.12%
Term48 months
Last UpdatedSep 16, 2026
Details

Model years 2024 + older. Actual rate will be determined by your Experian FICO 2 Credit Score.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
Used Auto Loans
6.12%
60 months3
View
▼
APR6.12%
Term60 months3
Last UpdatedSep 16, 2026
Details

Model years 2024 + older. Actual rate will be determined by your Experian FICO 2 Credit Score.

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
Used Vehicles (2015 & Older, Higher Mileage & Classic Vehicles) Loan
6.24%
63 months
View
▼
APR6.24%
Term63 months
Last UpdatedSep 18, 2026
Details

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
Used Cars (2024 and older) Loan
6.24%
60 months
View
▼
APR6.24%
Term60 months
Last UpdatedSep 18, 2026
Details

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2020 - 2023 Loan
6.24%
36 - 60 Months
View
▼
APR6.24%
Term36 - 60 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 6.24% - 17.99%.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
New + used Auto Loans
6.34%
72 months
View
▼
APR6.34%
Term72 months
Last UpdatedSep 16, 2026
Details

Model years 2025 + newer. Actual rate will be determined by your Experian FICO 2 Credit Score.

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
6.34%
36 Months
View
▼
APR6.34%
Term36 Months
Last UpdatedSep 18, 2026
Details

2016 - 2026

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedSep 18, 2026
Details

2018 - 2026

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedSep 18, 2026
Details

2022 - 2026

Landings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2800 S Mill Ave, Tempe, AZ, 85282
Used Vehicles 2016-2020 Loan
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedSep 18, 2026
Details

As low as

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2020 - 2023 Loan
6.49%
61 - 72 Months
View
▼
APR6.49%
Term61 - 72 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 6.49% - 17.99%.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
2020 N CENTRAL AVE STE 100, PHOENIX, AZ, 85004
Used Auto Loan
6.50%
75 months
View
▼
APR6.50%
Term75 months
Last UpdatedSep 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
6.54%
72 Months
View
▼
APR6.54%
Term72 Months
Last UpdatedSep 18, 2026
Details

2023 - 2026

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
Used Auto Loans
6.64%
72 months
View
▼
APR6.64%
Term72 months
Last UpdatedSep 16, 2026
Details

Model years 2024 + older. Actual rate will be determined by your Experian FICO 2 Credit Score.

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
Used Cars (2024 and older) Loan
6.69%
66 months
View
▼
APR6.69%
Term66 months
Last UpdatedSep 18, 2026
Details

over $20,000

Arizona Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
2020 N CENTRAL AVE STE 100, PHOENIX, AZ, 85004
Used Auto Loan
6.90%
84 months
View
▼
APR6.90%
Term84 months
Last UpdatedSep 18, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
6.90%
72 Months
View
▼
APR6.90%
Term72 Months
Last UpdatedSep 21, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year term
View
▼
APR6.99%
Term3-7 year term
Last UpdatedSep 18, 2026
Details

As Low As;

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Used Vehicle Loan
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedSep 21, 2026
Details

Published APR range: 7.00% - 20.65%. Used Vehicle Loans as low as

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
New + used Auto Loans
7.04%
84 months
View
▼
APR7.04%
Term84 months
Last UpdatedSep 16, 2026
Details

Model years 2025 + newer. Actual rate will be determined by your Experian FICO 2 Credit Score.

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2020 - 2023 Loan
7.24%
73 - 84 Months
View
▼
APR7.24%
Term73 - 84 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 7.24% - 17.99%.

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
7.25%
up to 48 months
View
▼
APR7.25%
Termup to 48 months
Last UpdatedSep 20, 2026
Details

Credit Score: 725+

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
Used Auto Loans
7.36%
84 months
View
▼
APR7.36%
Term84 months
Last UpdatedSep 16, 2026
Details

Model years 2024 + older. Actual rate will be determined by your Experian FICO 2 Credit Score.

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Loan
7.49%
up to 84 months
View
▼
APR7.49%
Termup to 84 months
Last UpdatedSep 18, 2026
Details

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned RV/trailer loan
7.49%
up to 84 months
View
▼
APR7.49%
Termup to 84 months
Last UpdatedSep 18, 2026
Details

Pre-owned

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
Used Cars (2024 and older) Loan
7.64%
72 months
View
▼
APR7.64%
Term72 months
Last UpdatedSep 18, 2026
Details

over $20,000

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
7.90%
84 Months
View
▼
APR7.90%
Term84 Months
Last UpdatedSep 21, 2026
Details

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
8.00%
49-64 months
View
▼
APR8.00%
Term49-64 months
Last UpdatedSep 20, 2026
Details

Credit Score: 725+

Winslow Santa Fe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1021 N Williamson Ave, Winslow, AZ, 86047 3738
Used Cars (2024 and older) Loan
8.14%
84 months
View
▼
APR8.14%
Term84 months
Last UpdatedSep 18, 2026
Details

over $25,000

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Loan
8.49%
up to 180 months
View
▼
APR8.49%
Termup to 180 months
Last UpdatedSep 18, 2026
Details

Credit Union of Southern California 1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned RV/trailer loan
8.49%
up to 180 months
View
▼
APR8.49%
Termup to 180 months
Last UpdatedSep 18, 2026
Details

Pre-owned

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
8.75%
up to 48 months
View
▼
APR8.75%
Termup to 48 months
Last UpdatedSep 20, 2026
Details

Credit Score: 680-724

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Vehicles- New & Used - Model Year 2019 & Older Loan
8.75%
0 - 60 Months
View
▼
APR8.75%
Term0 - 60 Months
Last UpdatedSep 20, 2026
Details

Published APR range: 8.75% - 17.99%.

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
9.00%
65 to 84 months
View
▼
APR9.00%
Term65 to 84 months
Last UpdatedSep 20, 2026
Details

Credit Score: 725+

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
9.50%
49-64 months
View
▼
APR9.50%
Term49-64 months
Last UpdatedSep 20, 2026
Details

Credit Score: 680-724

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
10.00%
65 to 84 months
View
▼
APR10.00%
Term65 to 84 months
Last UpdatedSep 20, 2026
Details

Credit Score: 680-724

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
10.25%
up to 48 months
View
▼
APR10.25%
Termup to 48 months
Last UpdatedSep 20, 2026
Details

Credit Score: 640-679

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
11.00%
49-64 months
View
▼
APR11.00%
Term49-64 months
Last UpdatedSep 20, 2026
Details

Credit Score: 640-679

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
11.50%
65 to 84 months
View
▼
APR11.50%
Term65 to 84 months
Last UpdatedSep 20, 2026
Details

Credit Score: 640-679

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
12.25%
up to 48 months
View
▼
APR12.25%
Termup to 48 months
Last UpdatedSep 20, 2026
Details

Credit Score: 600-639

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
13.00%
49-64 months
View
▼
APR13.00%
Term49-64 months
Last UpdatedSep 20, 2026
Details

Credit Score: 600-639

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
13.25%
up to 48 months
View
▼
APR13.25%
Termup to 48 months
Last UpdatedSep 20, 2026
Details

Credit Score: 560-599

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
13.50%
65 to 84 months
View
▼
APR13.50%
Term65 to 84 months
Last UpdatedSep 20, 2026
Details

Credit Score: 600-639

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
14.00%
49-64 months
View
▼
APR14.00%
Term49-64 months
Last UpdatedSep 20, 2026
Details

Credit Score: 560-599

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
14.25%
up to 48 months
View
▼
APR14.25%
Termup to 48 months
Last UpdatedSep 20, 2026
Details

Credit Score: 559 & under

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
14.50%
65 to 84 months
View
▼
APR14.50%
Term65 to 84 months
Last UpdatedSep 20, 2026
Details

Credit Score: 560-599

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
15.00%
49-64 months
View
▼
APR15.00%
Term49-64 months
Last UpdatedSep 20, 2026
Details

Credit Score: 559 & under

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Used Vehicles Model Years 2018-2024 Loan
15.50%
65 to 84 months
View
▼
APR15.50%
Term65 to 84 months
Last UpdatedSep 20, 2026
Details

Credit Score: 559 & under

Arizona Auto Loan Rate Trends

Compare local Arizona auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Arizona Auto Trends
New Auto Loan AZ Avg
5.845%
▲ 0.254 vs 7 days ago

Arizona new auto rates rose 0.254 points over the past 7 days to 5.845% APR.

Used Auto Loan AZ Avg
6.374%
▼ 1.021 vs 7 days ago

Arizona used auto rates fell 1.021 points over the past 7 days to 6.374% APR.

As of Sep 22, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Arizona Auto Loan Rate Forecast, Next 12 Months

Auto loan APRs track lender funding costs, which follow Federal Reserve policy. Our model projects the likely path of new and used auto averages from the current Arizona figures.

Current New Auto Avg
5.85%
APR, as of Sep 22, 2026
6-Month Forecast
5.93%
Fed hold assumed
12-Month Forecast
6.00%
Range: 5.65% to 6.20%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; auto lenders reprice within one to two policy cycles as funding costs move, and credit union pricing tends to lag banks slightly.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

What Would Your Monthly Car Payment Be?

Estimated monthly payments on a standard 60-month auto loan at today’s average Arizona APRs. Even a small APR difference adds up over the life of a car loan. Use the calculator below to model your exact loan.

Loan Amount New Auto @ 5.85% APR
AZ average		 Used Auto @ 6.37% APR
AZ average		 Monthly Difference
$15,000 $288.91/mo $292.61/mo $3.70/mo
$25,000 $481.52/mo $487.68/mo $6.16/mo
$35,000 $674.13/mo $682.76/mo $8.62/mo
$45,000 $866.74/mo $877.83/mo $11.09/mo

Principal and interest only, 60-month term, calculated from current average APRs. Taxes, title, registration, and optional add-ons are not included. Your APR depends on credit score, loan term, vehicle age, and lender underwriting.

How to Get the Best Auto Loan Rate in Arizona

1

Get Preapproved Before You Shop

A preapproval from a bank or credit union serving Arizona locks in a real rate before you set foot on a dealer lot. It turns you into a cash buyer, gives you a benchmark to beat, and protects you from dealer financing markups. Dealers can legally add points to the rate a lender actually approved you for.

2

Check Credit Unions First

Credit unions consistently offer some of the lowest auto loan APRs in Arizona. Membership is usually easier to get than people expect. Many local credit unions accept anyone who lives, works, or worships in the area, and some let you join with a small donation to a partner charity.

3

Choose the Shortest Term You Can Afford

Shorter terms almost always carry lower APRs, and you pay interest for fewer months. A 72- or 84-month loan lowers the monthly payment but dramatically raises total interest cost and increases the time you spend “underwater”, owing more than the car is worth. Aim for 60 months or less if the payment fits your budget.

4

Mind the New vs. Used Rate Spread

Used car loans typically run 0.5 to 1.5 percentage points above new car rates. If you’re shopping late-model used vehicles, ask about certified pre-owned programs. CPO vehicles sometimes qualify for new-car financing rates, which can offset part of the price difference between the two.

Building a down payment, or is an auto loan not the right fit?

Arizona Financial Snapshot

Local demographics and economic context for car buyers. Source: U.S. Census Bureau

$45,474
Median Individual Earnings
National avg: $47,340
5.1%
Unemployment Rate
National avg: 4.8%
12.5%
Poverty Rate
National avg: 11.1%
$578/mo
Payment on a $30K / 60-mo Loan
At AZ new-auto avg 5.85% APR

A $578 monthly car payment works out to roughly 15.2% of the median individual income in Arizona. Most budgeting guidelines suggest keeping total vehicle costs (payment, insurance, fuel, and maintenance) under 15–20% of take-home pay.

Auto Financing Options Compared

An auto loan isn’t the only way to finance a vehicle in Arizona, but for most borrowers it’s the cheapest. Here’s how the main options stack up.

Feature Credit Union Auto Loan Bank Auto Loan Dealer Financing Personal Loan
Typical APR Level ✓ Often lowest ✓ Competitive ● Varies, can be marked up ✗ Highest (unsecured)
Rate Locked Before You Shop ✓ Yes, via preapproval ✓ Yes, via preapproval ✗ Arranged at the dealership ✓ Yes
Membership / Relationship Required ● Membership (usually easy) ✗ No ✗ No ✗ No
Works for Private-Party Sales ✓ Usually ● Sometimes ✗ No ✓ Yes
Convenience at Purchase ● Preapproval step first ● Preapproval step first ✓ One-stop at the dealer ● Funds in 1–3 days
Best For Lowest total cost of borrowing Existing bank customers & rate discounts Manufacturer 0% promos on new cars Older vehicles lenders won’t finance

General comparison for educational purposes. Manufacturer promotional financing (0–2.9% APR offers) through dealers can beat any bank or credit union rate when you qualify. Always compare the promo against a cash rebate plus outside financing.

Auto Loan Payment Calculator

Estimate your monthly payment on a new or used vehicle in Arizona. We’ve prefilled the APR with today’s AZ new-auto average, or click any current rate on the right to apply it instantly.

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$
%
Current Rates: Click to Apply
$0
Estimated Monthly Payment
Loan Amount$0
Total Interest Paid$0
Total of All Payments$0
Total Cost incl. Down Payment$0

Estimates include principal and interest only. Sales tax, title, registration, documentation fees, and optional products (GAP, warranties) are not included and are often financed into the loan. Advertised APRs typically require excellent credit; your rate may differ.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Arizona auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Arizona directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Arizona. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in AZ.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Arizona

How does my credit score affect my car loan rate in Arizona?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Arizona with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Arizona *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Arizona typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

Should I get preapproved for an auto loan before visiting a dealer in Arizona?

Yes. A preapproval from a bank or credit union serving Arizona gives you a real rate to compare against dealer financing and turns you into a cash buyer at the negotiating table. Dealers often mark up the rates they arrange, so walking in with a preapproved offer routinely saves buyers money on the financing side of the deal.

Why are used car loan rates higher than new car rates?

Lenders charge more for used vehicles because they are harder to value, depreciate unpredictably, and carry more repossession risk. The spread between new and used rates is typically 0.5 to 1.5 percentage points. A late-model certified pre-owned vehicle sometimes qualifies for new-car rates, so ask the lender how they classify the vehicle before assuming the used rate applies.

Can I refinance my auto loan if rates drop or my credit improves?

Yes. Auto loan refinancing is usually fast and often fee-free. If your credit score has improved since you bought the vehicle, or you financed at a marked-up dealer rate, refinancing with a bank or credit union serving Arizona can lower your monthly payment or shorten your term. It makes the most sense early in the loan, while most of your payments are still going to interest.

What are the best Auto Loan rates in Arizona?

Based on our current data, some of the lowest auto loan rates available in Arizona include:
  • American Airlines Federal Credit Union: 3.34% (New Auto)
  • Florida West Coast Credit Union: 3.99% (New Automobile)
  • Credit Union of Southern California: 3.99% (Auto Loan)
  • District #6 Federal Credit Union: 4.00% (Vehicle Loan)
  • Marisol Federal Credit Union: 4.00% (Vehicles - Model Years 2025 and Newer Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Arizona. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: September 21, 2026

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