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Auto Loan Rates in New Mexico (NM) for June 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in New Mexico. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 31, 2026

Current auto loan rates in New Mexico include Four Corners Federal Credit UnionFour Corners Federal Credit Union16 Road 6500, Kirtland, NM, 87417A+5.0 ★Texas Ratio: 1.61% offering New Vehicle Loan at 3.25%, Northern New Mexico School Employees Federal Credit UnionNorthern New Mexico School Employees Federal Credit Union614 Alta Vista St, Santa Fe, NM, 87505A+5.0 ★Texas Ratio: 1.64% offering A+ Auto Loan at 3.75%, US Eagle Federal Credit UnionUS Eagle Federal Credit Union3939 Osuna Rd NE, Albuquerque, NM, 87109 4431F1.5 ★Texas Ratio: 42.99% offering Auto Purchase or Refinance at 3.99%, State Employees Credit UnionState Employees Credit Union813 Saint Michaels Dr, Santa Fe, NM, 87505 7607C3.8 ★Texas Ratio: 26.10% offering Auto Loans at 3.99%, Chaves County School Employees Credit UnionChaves County School Employees Credit Union1401 N Lea Ave, Roswell, NM, 88201A+5.0 ★Texas Ratio: 0.02% offering New Vehicles Loan at 4.00%. Auto loan rates as of May 31, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare auto loan rates across New Mexico side-by-side. New Mexico auto loan rates currently start as low as 3.25% APR from Four Corners Federal Credit Union at 16 Road 6500, Kirtland, NM, 87417. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in New Mexico. Auto Loan Rates Last Updated and Verified: May 31, 2026

Compare Auto Loan Rates Today in New Mexico

Jump to: All Auto Loans · New Auto · Used Auto

New Mexico Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
New Vehicle Loan
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
A+ Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 22, 2026
Details

Range: 740 and UP

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
New Vehicle Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 22, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
Auto Purchase or Refinance
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 17, 2026
Details

As low as

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 17, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Auto Loans
3.99%
84 Months
View
▼
APR3.99%
Term84 Months
Last UpdatedMay 31, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
New Vehicles Loan
4.00%
Up to 60
View
▼
APR4.00%
TermUp to 60
Last UpdatedMay 31, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Auto
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
A Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMay 22, 2026
Details

Range: 700 - 739

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
New Vehicle Loan
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle Loan
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMay 22, 2026
Details

As Low As

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
New Auto
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMay 22, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Auto
4.39%
48 Months
View
▼
APR4.39%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
New Auto Loan (2023 or newer)
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedMay 23, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
New Vehicles Loan
4.50%
61 - 72
View
▼
APR4.50%
Term61 - 72
Last UpdatedMay 31, 2026
Details

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (4 years old or less) Loan
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMay 31, 2026
Details

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (5 - 10 years old) Loan
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMay 31, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle Loan
4.55%
36 Months
View
▼
APR4.55%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As

GECU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
141 N Roadrunner Pkwy, Las Cruces, NM, 88011 2000
Auto Loan
4.59%
66 Months
View
▼
APR4.59%
Term66 Months
Last UpdatedMay 23, 2026
Details

As Low As; Now-July 7

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
Used Auto Loan
4.59%
Up to 72 months
View
▼
APR4.59%
TermUp to 72 months
Last UpdatedMay 29, 2026
Details

As Low As; Loyalty Plus & Online Application Discount

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
New & Used Vehicle Loan
4.64%
Up to 36 months
View
▼
APR4.64%
TermUp to 36 months
Last UpdatedMay 29, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
4.67%
36 Months
View
▼
APR4.67%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMay 18, 2026
Details

As Low As; Up to36 Months

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
New Auto Loan (2023 or newer)
4.74%
72-75 months
View
▼
APR4.74%
Term72-75 months
Last UpdatedMay 23, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
4.74%
12 - 48
View
▼
APR4.74%
Term12 - 48
Last UpdatedMay 29, 2026
Details

As Low As; 2022 - 2027

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
A+ Auto Loan
4.75%
49 - 60
View
▼
APR4.75%
Term49 - 60
Last UpdatedMay 22, 2026
Details

Range: 740 and UP

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
New Vehicle Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 22, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle Loan
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 22, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
4.94%
37-48
View
▼
APR4.94%
Term37-48
Last UpdatedMay 18, 2026
Details

As Low As; 37-48 Months

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.53%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
4.95%
36 Months
View
▼
APR4.95%
Term36 Months
Last UpdatedMay 23, 2026
Details

As Low As; APR=Annual Percentage Rate, effective for current and past three model years. We have good rates for older models as well. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
New & Used Vehicle Loan
4.99%
37-48 months
View
▼
APR4.99%
Term37-48 months
Last UpdatedMay 29, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
9200 Golf Course Rd NW, Albuquerque, NM, 87114 5891
New & used car loans
4.99%
60-month
View
▼
APR4.99%
Term60-month
Last UpdatedMay 30, 2026
Details

As Low As

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
9200 Golf Course Rd NW, Albuquerque, NM, 87114 5891
New car loans
4.99%
60-month
View
▼
APR4.99%
Term60-month
Last UpdatedMay 30, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMay 30, 2026
Details

As Low As

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
A+ Auto Loan
5.00%
61 - 72
View
▼
APR5.00%
Term61 - 72
Last UpdatedMay 22, 2026
Details

Range: 740 and UP

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (4 years old or less) Loan
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 31, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle Loan
5.05%
60 Months
View
▼
APR5.05%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Auto
5.09%
60 Months
View
▼
APR5.09%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
New & Used Vehicle Loan
5.15%
49-60 months
View
▼
APR5.15%
Term49-60 months
Last UpdatedMay 29, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.19%
24 Months
View
▼
APR5.19%
Term24 Months
Last UpdatedMay 29, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
Used Auto Loan
5.19%
Up to 72 months
View
▼
APR5.19%
TermUp to 72 months
Last UpdatedMay 29, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier Loan
5.19%
0 - 36
View
▼
APR5.19%
Term0 - 36
Last UpdatedMay 29, 2026
Details

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.24%
37 to 66 months
View
▼
APR5.24%
Term37 to 66 months
Last UpdatedMay 17, 2026
Details

As Low As

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
5.24%
49-66
View
▼
APR5.24%
Term49-66
Last UpdatedMay 18, 2026
Details

As Low As; 49-66 Months

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.24%
49 - 60
View
▼
APR5.24%
Term49 - 60
Last UpdatedMay 29, 2026
Details

As Low As; 2022 - 2027

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
9200 Golf Course Rd NW, Albuquerque, NM, 87114 5891
New car loans
5.24%
72-month
View
▼
APR5.24%
Term72-month
Last UpdatedMay 30, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan
5.24%
6 Years
View
▼
APR5.24%
Term6 Years
Last UpdatedMay 30, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan - Declining Rate Auto
5.24%
5 Years
View
▼
APR5.24%
Term5 Years
Last UpdatedMay 30, 2026
Details

As Low As

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
A Auto Loan
5.25%
49 - 60
View
▼
APR5.25%
Term49 - 60
Last UpdatedMay 22, 2026
Details

Range: 700 - 739

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
New Vehicle Loan
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 22, 2026
Details

As Low As

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
Used Auto
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 22, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
5.30%
65 months
View
▼
APR5.30%
Term65 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
5.30%
65 months
View
▼
APR5.30%
Term65 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
New & Used Vehicle Loan
5.35%
61-72 months
View
▼
APR5.35%
Term61-72 months
Last UpdatedMay 29, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.39%
78 Months
View
▼
APR5.39%
Term78 Months
Last UpdatedMay 29, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier Loan
5.39%
37 - 48
View
▼
APR5.39%
Term37 - 48
Last UpdatedMay 29, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (2023 - 2027) Loan
5.39%
66 Months
View
▼
APR5.39%
Term66 Months
Last UpdatedMay 31, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle Loan
5.39%
66 Months
View
▼
APR5.39%
Term66 Months
Last UpdatedMay 31, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Auto
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.49%
61 - 75
View
▼
APR5.49%
Term61 - 75
Last UpdatedMay 29, 2026
Details

As Low As; 2022 - 2027

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost Loan
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMay 31, 2026
Details

over $15,000

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle Loan
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMay 31, 2026
Details

As Low As; Cost over $15,000

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
5.50%
75 months
View
▼
APR5.50%
Term75 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
5.50%
75 months
View
▼
APR5.50%
Term75 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
A Auto Loan
5.50%
61 - 72
View
▼
APR5.50%
Term61 - 72
Last UpdatedMay 22, 2026
Details

Range: 700 - 739

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier Loan
5.59%
0 - 36
View
▼
APR5.59%
Term0 - 36
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier Loan
5.59%
49 - 66
View
▼
APR5.59%
Term49 - 66
Last UpdatedMay 29, 2026
Details

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.53%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
5.65%
48 Months
View
▼
APR5.65%
Term48 Months
Last UpdatedMay 23, 2026
Details

As Low As; APR=Annual Percentage Rate, effective for current and past three model years. We have good rates for older models as well. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMay 20, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
5.74%
67-75
View
▼
APR5.74%
Term67-75
Last UpdatedMay 18, 2026
Details

As Low As; 67-75 Months

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.74%
49 - 60
View
▼
APR5.74%
Term49 - 60
Last UpdatedMay 29, 2026
Details

As Low As; 2018 - 2021

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
5.75%
Up to 60 months
View
▼
APR5.75%
TermUp to 60 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
A+ Auto Loan
5.75%
73 - 84
View
▼
APR5.75%
Term73 - 84
Last UpdatedMay 22, 2026
Details

Range: 740 and UP

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
B Auto Loan
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMay 22, 2026
Details

Range: 660 - 699

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.53%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
5.75%
65 Months
View
▼
APR5.75%
Term65 Months
Last UpdatedMay 23, 2026
Details

As Low As; APR=Annual Percentage Rate, effective for current and past three model years. We have good rates for older models as well. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
New Vehicle Loan
5.75%
73-84 months
View
▼
APR5.75%
Term73-84 months
Last UpdatedMay 29, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMay 20, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.79%
84 Months
View
▼
APR5.79%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier Loan
5.79%
37 - 48
View
▼
APR5.79%
Term37 - 48
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier Loan
5.79%
67 - 75
View
▼
APR5.79%
Term67 - 75
Last UpdatedMay 29, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.80%
60 Months
View
▼
APR5.80%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.53%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
5.85%
75 Months
View
▼
APR5.85%
Term75 Months
Last UpdatedMay 23, 2026
Details

As Low As; APR=Annual Percentage Rate, effective for current and past three model years. We have good rates for older models as well. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
5.89%
36 Months
View
▼
APR5.89%
Term36 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Auto
5.89%
84 Months
View
▼
APR5.89%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.94%
76 to 84 months
View
▼
APR5.94%
Term76 to 84 months
Last UpdatedMay 17, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 20, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMay 29, 2026
Details

As Low As; 2022 - 2027

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier Loan
5.99%
49 - 66
View
▼
APR5.99%
Term49 - 66
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier Loan
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMay 29, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan
5.99%
7 Years
View
▼
APR5.99%
Term7 Years
Last UpdatedMay 30, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
6.00%
84 months
View
▼
APR6.00%
Term84 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
6.00%
84 months
View
▼
APR6.00%
Term84 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.53%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
6.05%
84 Months
View
▼
APR6.05%
Term84 Months
Last UpdatedMay 23, 2026
Details

As Low As; APR=Annual Percentage Rate, effective for current and past three model years. We have good rates for older models as well. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
6.09%
60 Months
View
▼
APR6.09%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.14%
48 Months
View
▼
APR6.14%
Term48 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Auto
6.14%
84 Months
View
▼
APR6.14%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.24%
61 - 75
View
▼
APR6.24%
Term61 - 75
Last UpdatedMay 29, 2026
Details

As Low As; 2018 - 2021

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
6.25%
90 months
View
▼
APR6.25%
Term90 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
6.25%
90 months
View
▼
APR6.25%
Term90 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
A Auto Loan
6.25%
73 - 84
View
▼
APR6.25%
Term73 - 84
Last UpdatedMay 22, 2026
Details

Range: 700 - 739

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
B Auto Loan
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedMay 22, 2026
Details

Range: 660 - 699

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle Loan
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 22, 2026
Details

As Low As

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
Used Auto Over 10 Years Old
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
6.29%
76-84
View
▼
APR6.29%
Term76-84
Last UpdatedMay 18, 2026
Details

As Low As; 76-84 Months

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier Loan
6.29%
67 - 75
View
▼
APR6.29%
Term67 - 75
Last UpdatedMay 29, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost Loan
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedMay 31, 2026
Details

over $25,000

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle Loan
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedMay 31, 2026
Details

As Low As; Cost over $25,000

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
New Auto Loan (2023 or newer)
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedMay 23, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier Loan
6.49%
76 - 84
View
▼
APR6.49%
Term76 - 84
Last UpdatedMay 29, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
6.59%
75 Months
View
▼
APR6.59%
Term75 Months
Last UpdatedMay 20, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier Loan
6.59%
0 - 36
View
▼
APR6.59%
Term0 - 36
Last UpdatedMay 29, 2026
Details

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.64%
Up to 65 months
View
▼
APR6.64%
TermUp to 65 months
Last UpdatedMay 17, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.69%
60 Months
View
▼
APR6.69%
Term60 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier Loan
6.69%
37 - 48
View
▼
APR6.69%
Term37 - 48
Last UpdatedMay 29, 2026
Details

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.74%
66 to 75 months
View
▼
APR6.74%
Term66 to 75 months
Last UpdatedMay 17, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.74%
76 - 84
View
▼
APR6.74%
Term76 - 84
Last UpdatedMay 29, 2026
Details

As Low As; 2018 - 2021

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
B Auto Loan
6.75%
61 - 72
View
▼
APR6.75%
Term61 - 72
Last UpdatedMay 22, 2026
Details

Range: 660 - 699

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.79%
72 Months
View
▼
APR6.79%
Term72 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.84%
Up to 60 months
View
▼
APR6.84%
TermUp to 60 months
Last UpdatedMay 17, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier Loan
6.89%
49 - 66
View
▼
APR6.89%
Term49 - 66
Last UpdatedMay 29, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2016-2022)
6.99%
60 months
View
▼
APR6.99%
Term60 months
Last UpdatedMay 23, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Powersports Vehicle Loan
6.99%
48 Months
View
▼
APR6.99%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Used Auto
7.04%
24 Months
View
▼
APR7.04%
Term24 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier Loan
7.09%
67 - 75
View
▼
APR7.09%
Term67 - 75
Last UpdatedMay 29, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle Loan
7.09%
84 Months
View
▼
APR7.09%
Term84 Months
Last UpdatedMay 31, 2026
Details

As Low As; Max Mileage 65K

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle Max Mileage 65K (2019-2022) Loan
7.09%
84 Months
View
▼
APR7.09%
Term84 Months
Last UpdatedMay 31, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
7.14%
84 Months
View
▼
APR7.14%
Term84 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
7.25%
76-90 months
View
▼
APR7.25%
Term76-90 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
7.25%
76-90 months
View
▼
APR7.25%
Term76-90 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Powersports Vehicle Loan
7.29%
60 Months
View
▼
APR7.29%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier Loan
7.29%
76 - 84
View
▼
APR7.29%
Term76 - 84
Last UpdatedMay 29, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2016-2022)
7.49%
72-75 months
View
▼
APR7.49%
Term72-75 months
Last UpdatedMay 23, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Powersports Vehicle Loan
7.49%
72 Months
View
▼
APR7.49%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
7.54%
36 to 48 months
View
▼
APR7.54%
Term36 to 48 months
Last UpdatedMay 17, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Used Auto
7.54%
36 Months
View
▼
APR7.54%
Term36 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle (2018 and older) Loan
7.59%
75 Months
View
▼
APR7.59%
Term75 Months
Last UpdatedMay 31, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle Loan
7.59%
75 Months
View
▼
APR7.59%
Term75 Months
Last UpdatedMay 31, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
7.64%
48 Months
View
▼
APR7.64%
Term48 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
7.74%
60 Months
View
▼
APR7.74%
Term60 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan - (Minimum Loan Amount of Required)
7.74%
8 Years
View
▼
APR7.74%
Term8 Years
Last UpdatedMay 30, 2026
Details

$30,000; As Low As

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
B Auto Loan
7.75%
73 - 84
View
▼
APR7.75%
Term73 - 84
Last UpdatedMay 22, 2026
Details

Range: 660 - 699

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
C Auto Loan
7.75%
48 Months
View
▼
APR7.75%
Term48 Months
Last UpdatedMay 22, 2026
Details

Range: 620 - 659

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Powersports Vehicle Loan
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Powersports Vehicle Loan
7.99%
48 Months
View
▼
APR7.99%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
8.05%
66 Months
View
▼
APR8.05%
Term66 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
C Auto Loan
8.25%
49 - 60
View
▼
APR8.25%
Term49 - 60
Last UpdatedMay 22, 2026
Details

Range: 620 - 659

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
8.25%
24 months
View
▼
APR8.25%
Term24 months
Last UpdatedMay 23, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Powersports Vehicle Loan
8.29%
60 Months
View
▼
APR8.29%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier Loan
8.39%
0 - 36
View
▼
APR8.39%
Term0 - 36
Last UpdatedMay 29, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Powersports Vehicle Loan
8.49%
72 Months
View
▼
APR8.49%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier Loan
8.59%
37 - 48
View
▼
APR8.59%
Term37 - 48
Last UpdatedMay 29, 2026
Details

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
C Auto Loan
8.75%
61 - 72
View
▼
APR8.75%
Term61 - 72
Last UpdatedMay 22, 2026
Details

Range: 620 - 659

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
8.75%
36 months
View
▼
APR8.75%
Term36 months
Last UpdatedMay 23, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier Loan
8.79%
49 - 66
View
▼
APR8.79%
Term49 - 66
Last UpdatedMay 29, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Powersports Vehicle Loan
8.99%
84 Months
View
▼
APR8.99%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier Loan
8.99%
67 - 75
View
▼
APR8.99%
Term67 - 75
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier Loan
9.19%
76 - 84
View
▼
APR9.19%
Term76 - 84
Last UpdatedMay 29, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
9.25%
48 months
View
▼
APR9.25%
Term48 months
Last UpdatedMay 23, 2026
Details

As Low As

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
C Auto Loan
9.75%
73 - 84
View
▼
APR9.75%
Term73 - 84
Last UpdatedMay 22, 2026
Details

Range: 620 - 659

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
10.00%
60 months
View
▼
APR10.00%
Term60 months
Last UpdatedMay 23, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED D Tier Loan
10.99%
0 - 36
View
▼
APR10.99%
Term0 - 36
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED D Tier Loan
11.19%
37 - 48
View
▼
APR11.19%
Term37 - 48
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED D Tier Loan
11.39%
49 - 66
View
▼
APR11.39%
Term49 - 66
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED D Tier Loan
11.59%
67 - 75
View
▼
APR11.59%
Term67 - 75
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED D Tier Loan
11.79%
76 - 84
View
▼
APR11.79%
Term76 - 84
Last UpdatedMay 29, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
12.49%
60 Months
View
▼
APR12.49%
Term60 Months
Last UpdatedMay 23, 2026
Details

As Low As; All other used vehicles

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
D Auto Loan
14.00%
48 Months
View
▼
APR14.00%
Term48 Months
Last UpdatedMay 22, 2026
Details

Range: 580 - 619

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
D Auto Loan
14.50%
49 - 60
View
▼
APR14.50%
Term49 - 60
Last UpdatedMay 22, 2026
Details

Range: 580 - 619

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
D Auto Loan
15.00%
61 - 72
View
▼
APR15.00%
Term61 - 72
Last UpdatedMay 22, 2026
Details

Range: 580 - 619

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED E Tier Loan
15.49%
0 - 36
View
▼
APR15.49%
Term0 - 36
Last UpdatedMay 29, 2026
Details

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
D Auto Loan
15.50%
73 - 84
View
▼
APR15.50%
Term73 - 84
Last UpdatedMay 22, 2026
Details

Range: 580 - 619

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED E Tier Loan
15.99%
37 - 48
View
▼
APR15.99%
Term37 - 48
Last UpdatedMay 29, 2026
Details

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
E Auto Loan
16.00%
48 Months
View
▼
APR16.00%
Term48 Months
Last UpdatedMay 22, 2026
Details

Range: 540 - 579

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED E Tier Loan
16.49%
49 - 66
View
▼
APR16.49%
Term49 - 66
Last UpdatedMay 29, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
First Time Auto Buyer
16.99%
75 Months
View
▼
APR16.99%
Term75 Months
Last UpdatedMay 20, 2026
Details

As Low As; $20,000 max

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED E Tier Loan
16.99%
67 - 75
View
▼
APR16.99%
Term67 - 75
Last UpdatedMay 29, 2026
Details

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
614 Alta Vista St, Santa Fe, NM, 87505
Subprime Auto Loan
18.00%
48 Months
View
▼
APR18.00%
Term48 Months
Last UpdatedMay 22, 2026
Details

Range: 539 and less

New Mexico New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
New Vehicle Loan
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
New Vehicle Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 22, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 17, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
New Vehicles Loan
4.00%
Up to 60
View
▼
APR4.00%
TermUp to 60
Last UpdatedMay 31, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Auto
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
New Vehicle Loan
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
New Auto
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMay 22, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Auto
4.39%
48 Months
View
▼
APR4.39%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
New Auto Loan (2023 or newer)
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedMay 23, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
New Vehicles Loan
4.50%
61 - 72
View
▼
APR4.50%
Term61 - 72
Last UpdatedMay 31, 2026
Details

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
New & Used Vehicle Loan
4.64%
Up to 36 months
View
▼
APR4.64%
TermUp to 36 months
Last UpdatedMay 29, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
4.67%
36 Months
View
▼
APR4.67%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMay 18, 2026
Details

As Low As; Up to36 Months

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
New Auto Loan (2023 or newer)
4.74%
72-75 months
View
▼
APR4.74%
Term72-75 months
Last UpdatedMay 23, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
4.74%
12 - 48
View
▼
APR4.74%
Term12 - 48
Last UpdatedMay 29, 2026
Details

As Low As; 2022 - 2027

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
New Vehicle Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 22, 2026
Details

As Low As

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
4.94%
37-48
View
▼
APR4.94%
Term37-48
Last UpdatedMay 18, 2026
Details

As Low As; 37-48 Months

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
New & Used Vehicle Loan
4.99%
37-48 months
View
▼
APR4.99%
Term37-48 months
Last UpdatedMay 29, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
9200 Golf Course Rd NW, Albuquerque, NM, 87114 5891
New & used car loans
4.99%
60-month
View
▼
APR4.99%
Term60-month
Last UpdatedMay 30, 2026
Details

As Low As

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
9200 Golf Course Rd NW, Albuquerque, NM, 87114 5891
New car loans
4.99%
60-month
View
▼
APR4.99%
Term60-month
Last UpdatedMay 30, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Auto
5.09%
60 Months
View
▼
APR5.09%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
New & Used Vehicle Loan
5.15%
49-60 months
View
▼
APR5.15%
Term49-60 months
Last UpdatedMay 29, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier Loan
5.19%
0 - 36
View
▼
APR5.19%
Term0 - 36
Last UpdatedMay 29, 2026
Details

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.24%
37 to 66 months
View
▼
APR5.24%
Term37 to 66 months
Last UpdatedMay 17, 2026
Details

As Low As

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
5.24%
49-66
View
▼
APR5.24%
Term49-66
Last UpdatedMay 18, 2026
Details

As Low As; 49-66 Months

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.24%
49 - 60
View
▼
APR5.24%
Term49 - 60
Last UpdatedMay 29, 2026
Details

As Low As; 2022 - 2027

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
9200 Golf Course Rd NW, Albuquerque, NM, 87114 5891
New car loans
5.24%
72-month
View
▼
APR5.24%
Term72-month
Last UpdatedMay 30, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
New Vehicle Loan
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 22, 2026
Details

As Low As

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
New & Used Vehicle Loan
5.35%
61-72 months
View
▼
APR5.35%
Term61-72 months
Last UpdatedMay 29, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.39%
78 Months
View
▼
APR5.39%
Term78 Months
Last UpdatedMay 29, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier Loan
5.39%
37 - 48
View
▼
APR5.39%
Term37 - 48
Last UpdatedMay 29, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (2023 - 2027) Loan
5.39%
66 Months
View
▼
APR5.39%
Term66 Months
Last UpdatedMay 31, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle Loan
5.39%
66 Months
View
▼
APR5.39%
Term66 Months
Last UpdatedMay 31, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Auto
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.49%
61 - 75
View
▼
APR5.49%
Term61 - 75
Last UpdatedMay 29, 2026
Details

As Low As; 2022 - 2027

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost Loan
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMay 31, 2026
Details

over $15,000

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle Loan
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMay 31, 2026
Details

As Low As; Cost over $15,000

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier Loan
5.59%
0 - 36
View
▼
APR5.59%
Term0 - 36
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier Loan
5.59%
49 - 66
View
▼
APR5.59%
Term49 - 66
Last UpdatedMay 29, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMay 20, 2026
Details

As Low As

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
5.74%
67-75
View
▼
APR5.74%
Term67-75
Last UpdatedMay 18, 2026
Details

As Low As; 67-75 Months

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.74%
49 - 60
View
▼
APR5.74%
Term49 - 60
Last UpdatedMay 29, 2026
Details

As Low As; 2018 - 2021

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
New Vehicle Loan
5.75%
73-84 months
View
▼
APR5.75%
Term73-84 months
Last UpdatedMay 29, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMay 20, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.79%
84 Months
View
▼
APR5.79%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier Loan
5.79%
37 - 48
View
▼
APR5.79%
Term37 - 48
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier Loan
5.79%
67 - 75
View
▼
APR5.79%
Term67 - 75
Last UpdatedMay 29, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
5.89%
36 Months
View
▼
APR5.89%
Term36 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Auto
5.89%
84 Months
View
▼
APR5.89%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.94%
76 to 84 months
View
▼
APR5.94%
Term76 to 84 months
Last UpdatedMay 17, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 20, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMay 29, 2026
Details

As Low As; 2022 - 2027

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier Loan
5.99%
49 - 66
View
▼
APR5.99%
Term49 - 66
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier Loan
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMay 29, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.14%
48 Months
View
▼
APR6.14%
Term48 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.24%
61 - 75
View
▼
APR6.24%
Term61 - 75
Last UpdatedMay 29, 2026
Details

As Low As; 2018 - 2021

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
6.29%
76-84
View
▼
APR6.29%
Term76-84
Last UpdatedMay 18, 2026
Details

As Low As; 76-84 Months

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier Loan
6.29%
67 - 75
View
▼
APR6.29%
Term67 - 75
Last UpdatedMay 29, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost Loan
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedMay 31, 2026
Details

over $25,000

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle Loan
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedMay 31, 2026
Details

As Low As; Cost over $25,000

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
New Auto Loan (2023 or newer)
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedMay 23, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier Loan
6.49%
76 - 84
View
▼
APR6.49%
Term76 - 84
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier Loan
6.59%
0 - 36
View
▼
APR6.59%
Term0 - 36
Last UpdatedMay 29, 2026
Details

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.64%
Up to 65 months
View
▼
APR6.64%
TermUp to 65 months
Last UpdatedMay 17, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.69%
60 Months
View
▼
APR6.69%
Term60 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier Loan
6.69%
37 - 48
View
▼
APR6.69%
Term37 - 48
Last UpdatedMay 29, 2026
Details

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.74%
66 to 75 months
View
▼
APR6.74%
Term66 to 75 months
Last UpdatedMay 17, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.74%
76 - 84
View
▼
APR6.74%
Term76 - 84
Last UpdatedMay 29, 2026
Details

As Low As; 2018 - 2021

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.79%
72 Months
View
▼
APR6.79%
Term72 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.84%
Up to 60 months
View
▼
APR6.84%
TermUp to 60 months
Last UpdatedMay 17, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier Loan
6.89%
49 - 66
View
▼
APR6.89%
Term49 - 66
Last UpdatedMay 29, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Powersports Vehicle Loan
6.99%
48 Months
View
▼
APR6.99%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier Loan
7.09%
67 - 75
View
▼
APR7.09%
Term67 - 75
Last UpdatedMay 29, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
7.14%
84 Months
View
▼
APR7.14%
Term84 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Powersports Vehicle Loan
7.29%
60 Months
View
▼
APR7.29%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier Loan
7.29%
76 - 84
View
▼
APR7.29%
Term76 - 84
Last UpdatedMay 29, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Powersports Vehicle Loan
7.49%
72 Months
View
▼
APR7.49%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
7.54%
36 to 48 months
View
▼
APR7.54%
Term36 to 48 months
Last UpdatedMay 17, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
New Powersports Vehicle Loan
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier Loan
8.39%
0 - 36
View
▼
APR8.39%
Term0 - 36
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier Loan
8.59%
37 - 48
View
▼
APR8.59%
Term37 - 48
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier Loan
8.79%
49 - 66
View
▼
APR8.79%
Term49 - 66
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier Loan
8.99%
67 - 75
View
▼
APR8.99%
Term67 - 75
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier Loan
9.19%
76 - 84
View
▼
APR9.19%
Term76 - 84
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED D Tier Loan
10.99%
0 - 36
View
▼
APR10.99%
Term0 - 36
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED D Tier Loan
11.19%
37 - 48
View
▼
APR11.19%
Term37 - 48
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED D Tier Loan
11.39%
49 - 66
View
▼
APR11.39%
Term49 - 66
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED D Tier Loan
11.59%
67 - 75
View
▼
APR11.59%
Term67 - 75
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED D Tier Loan
11.79%
76 - 84
View
▼
APR11.79%
Term76 - 84
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED E Tier Loan
15.49%
0 - 36
View
▼
APR15.49%
Term0 - 36
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED E Tier Loan
15.99%
37 - 48
View
▼
APR15.99%
Term37 - 48
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED E Tier Loan
16.49%
49 - 66
View
▼
APR16.49%
Term49 - 66
Last UpdatedMay 29, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED E Tier Loan
16.99%
67 - 75
View
▼
APR16.99%
Term67 - 75
Last UpdatedMay 29, 2026
Details

New Mexico Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 17, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle Loan
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMay 22, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (4 years old or less) Loan
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMay 31, 2026
Details

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (5 - 10 years old) Loan
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMay 31, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle Loan
4.55%
36 Months
View
▼
APR4.55%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
Used Auto Loan
4.59%
Up to 72 months
View
▼
APR4.59%
TermUp to 72 months
Last UpdatedMay 29, 2026
Details

As Low As; Loyalty Plus & Online Application Discount

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
New & Used Vehicle Loan
4.64%
Up to 36 months
View
▼
APR4.64%
TermUp to 36 months
Last UpdatedMay 29, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
4.67%
36 Months
View
▼
APR4.67%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
4.74%
12 - 48
View
▼
APR4.74%
Term12 - 48
Last UpdatedMay 29, 2026
Details

As Low As; 2022 - 2027

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle Loan
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 22, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
New & Used Vehicle Loan
4.99%
37-48 months
View
▼
APR4.99%
Term37-48 months
Last UpdatedMay 29, 2026
Details

As Low As

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
9200 Golf Course Rd NW, Albuquerque, NM, 87114 5891
New & used car loans
4.99%
60-month
View
▼
APR4.99%
Term60-month
Last UpdatedMay 30, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (4 years old or less) Loan
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 31, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle Loan
5.05%
60 Months
View
▼
APR5.05%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
New & Used Vehicle Loan
5.15%
49-60 months
View
▼
APR5.15%
Term49-60 months
Last UpdatedMay 29, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.19%
24 Months
View
▼
APR5.19%
Term24 Months
Last UpdatedMay 29, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
Used Auto Loan
5.19%
Up to 72 months
View
▼
APR5.19%
TermUp to 72 months
Last UpdatedMay 29, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.24%
37 to 66 months
View
▼
APR5.24%
Term37 to 66 months
Last UpdatedMay 17, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.24%
49 - 60
View
▼
APR5.24%
Term49 - 60
Last UpdatedMay 29, 2026
Details

As Low As; 2022 - 2027

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
Used Auto
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 22, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
5.30%
65 months
View
▼
APR5.30%
Term65 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
New & Used Vehicle Loan
5.35%
61-72 months
View
▼
APR5.35%
Term61-72 months
Last UpdatedMay 29, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.49%
61 - 75
View
▼
APR5.49%
Term61 - 75
Last UpdatedMay 29, 2026
Details

As Low As; 2022 - 2027

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
5.50%
75 months
View
▼
APR5.50%
Term75 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMay 20, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.74%
49 - 60
View
▼
APR5.74%
Term49 - 60
Last UpdatedMay 29, 2026
Details

As Low As; 2018 - 2021

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMay 20, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.80%
60 Months
View
▼
APR5.80%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.94%
76 to 84 months
View
▼
APR5.94%
Term76 to 84 months
Last UpdatedMay 17, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 20, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMay 29, 2026
Details

As Low As; 2022 - 2027

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
6.00%
84 months
View
▼
APR6.00%
Term84 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
6.09%
60 Months
View
▼
APR6.09%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Auto
6.14%
84 Months
View
▼
APR6.14%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.24%
61 - 75
View
▼
APR6.24%
Term61 - 75
Last UpdatedMay 29, 2026
Details

As Low As; 2018 - 2021

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
6.25%
90 months
View
▼
APR6.25%
Term90 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle Loan
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 22, 2026
Details

As Low As

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
Used Auto Over 10 Years Old
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
6.59%
75 Months
View
▼
APR6.59%
Term75 Months
Last UpdatedMay 20, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.64%
Up to 65 months
View
▼
APR6.64%
TermUp to 65 months
Last UpdatedMay 17, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.74%
66 to 75 months
View
▼
APR6.74%
Term66 to 75 months
Last UpdatedMay 17, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.74%
76 - 84
View
▼
APR6.74%
Term76 - 84
Last UpdatedMay 29, 2026
Details

As Low As; 2018 - 2021

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.84%
Up to 60 months
View
▼
APR6.84%
TermUp to 60 months
Last UpdatedMay 17, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2016-2022)
6.99%
60 months
View
▼
APR6.99%
Term60 months
Last UpdatedMay 23, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Used Auto
7.04%
24 Months
View
▼
APR7.04%
Term24 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle Loan
7.09%
84 Months
View
▼
APR7.09%
Term84 Months
Last UpdatedMay 31, 2026
Details

As Low As; Max Mileage 65K

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle Max Mileage 65K (2019-2022) Loan
7.09%
84 Months
View
▼
APR7.09%
Term84 Months
Last UpdatedMay 31, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
7.25%
76-90 months
View
▼
APR7.25%
Term76-90 months
Last UpdatedMay 17, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2016-2022)
7.49%
72-75 months
View
▼
APR7.49%
Term72-75 months
Last UpdatedMay 23, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 42.99%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
7.54%
36 to 48 months
View
▼
APR7.54%
Term36 to 48 months
Last UpdatedMay 17, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Used Auto
7.54%
36 Months
View
▼
APR7.54%
Term36 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle (2018 and older) Loan
7.59%
75 Months
View
▼
APR7.59%
Term75 Months
Last UpdatedMay 31, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 26.10%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle Loan
7.59%
75 Months
View
▼
APR7.59%
Term75 Months
Last UpdatedMay 31, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
7.64%
48 Months
View
▼
APR7.64%
Term48 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
7.74%
60 Months
View
▼
APR7.74%
Term60 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Powersports Vehicle Loan
7.99%
48 Months
View
▼
APR7.99%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
8.05%
66 Months
View
▼
APR8.05%
Term66 Months
Last UpdatedMay 23, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
8.25%
24 months
View
▼
APR8.25%
Term24 months
Last UpdatedMay 23, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Powersports Vehicle Loan
8.29%
60 Months
View
▼
APR8.29%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Powersports Vehicle Loan
8.49%
72 Months
View
▼
APR8.49%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
8.75%
36 months
View
▼
APR8.75%
Term36 months
Last UpdatedMay 23, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
4205 N Prince St, Clovis, NM, 88101
Used Powersports Vehicle Loan
8.99%
84 Months
View
▼
APR8.99%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
9.25%
48 months
View
▼
APR9.25%
Term48 months
Last UpdatedMay 23, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
10.00%
60 months
View
▼
APR10.00%
Term60 months
Last UpdatedMay 23, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.69%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
12.49%
60 Months
View
▼
APR12.49%
Term60 Months
Last UpdatedMay 23, 2026
Details

As Low As; All other used vehicles

New Mexico Auto Loan Rate Trends

Compare local New Mexico auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New Mexico Auto Trends →
New Auto Loan — NM Avg
5.740%
▼ 0.010 vs 7 days ago

New Mexico new auto rates fell 0.010 points over the past 7 days to 5.740% APR.

Used Auto Loan — NM Avg
6.012%
▲ 0.053 vs 7 days ago

New Mexico used auto rates rose 0.053 points over the past 7 days to 6.012% APR.

As of Jun 4, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our New Mexico auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for New Mexico directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in New Mexico. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in NM.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in New Mexico

How does my credit score affect my car loan rate in New Mexico?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in New Mexico with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in New Mexico *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in New Mexico typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in New Mexico?

Based on our current data, some of the lowest auto loan rates available in New Mexico include:
  • Four Corners Federal Credit Union: 3.25% (New Vehicle Loan)
  • Northern New Mexico School Employees Federal Credit Union: 3.75% (A+ Auto Loan)
  • US Eagle Federal Credit Union: 3.99% (Auto Purchase or Refinance)
  • State Employees Credit Union: 3.99% (Auto Loans)
  • Chaves County School Employees Credit Union: 4.00% (New Vehicles Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in New Mexico. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 31, 2026

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Auto Loan Rates by City in New Mexico

  • Ruidoso Downs
  • Sacramento
  • Saint Vrain
  • Salem
  • San Acacia
  • San Antonio
  • San Cristobal
  • San Fidel
  • San Jon
  • San Jose
  • San Juan Pueblo
  • San Miguel
  • San Patricio
  • San Rafael
  • San Ysidro
  • Sandia Park
  • Sanostee
  • Santa Clara
  • Santa Cruz
  • Santa Fe
  • Santa Rosa
  • Santa Teresa
  • Santo Domingo Pueblo
  • Sapello
  • Sedan
  • Seneca
  • Serafina
  • Sheep Springs
  • Shiprock
  • Silver City
  • Smith Lake
  • Socorro
  • Solano
  • Springer
  • Stanley
  • Sunland Park
  • Sunspot
  • Taiban
  • Tajique
  • Taos
  • Taos Ski Valley
  • Tatum
  • Tererro
  • Tesuque
  • Texico
  • Thoreau
  • Tierra Amarilla
  • Tijeras
  • Timberon
  • Tinnie
  • Tohatchi
  • Tome
  • Torreon
  • Trampas
  • Trementina
  • Tres Piedras
  • Truchas
  • Truth Or Consequences
  • Tucumcari
  • Tularosa
  • Tyrone
  • Ute Park
  • Vadito
  • Vado
  • Valdez
  • Vallecitos
  • Valmora
  • Vanderwagen
  • Vaughn
  • Veguita
  • Velarde
  • Villanueva
  • Wagon Mound
  • Waterflow
  • Watrous
  • Weed
  • White Sands Missile Range
  • Whites City
  • Willard
  • Williamsburg
  • Winston
  • Yatahey
  • Yeso
  • Youngsville
  • Zuni