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Bank of Easton Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 11, 2026
Bank of Easton's top rates as of October 11, 2026 are 4.00% APY on its SPECIAL 11-Months SPECIAL 11-Month CD, 0.10% APY on savings, 3.09% APY on money market accounts, 0.05% APY on checking, 5.625% on its 5/1 ARM mortgage, and personal loans from 14.00% APR, according to rates verified by MonitorBankRates. Other Bank of Easton CD rates include 6-Months 6-Month CD at 3.25%, 3-Months 3-Month CD at 2.50%, and 48-Months 48-Month CD at 2.00%. Other Bank of Easton mortgage rates include Fixed Rate Mortgages - 15 Year Fixed at 6.00%, Fixed Rate Mortgages - 10 Year Fixed at 6.00%, and Fixed Rate Mortgages - 20 Year Fixed at 6.25%. MonitorBankRates evaluates the financial stability of Bank of Easton with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.01%. Rates last updated and verified on 10/11/2026.
Bank of Easton money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Easton? Share your experience about Bank of Easton by leaving a review below, or read customer reviews before you decide to use Bank of Easton.
Bank of Easton has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Bank of Easton has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.01%
ExcellentLower than avg
Bank of Easton Texas Ratio
Bank of Easton's Texas Ratio is 0.01%, which is considered excellent and is lower than the national average of 5.85%.
Bank of Easton has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
0.03% to 0.01% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Bank of Easton CD Rates
Product
Rate
APY
Term
View More
SPECIAL 11 month CD
4.00%
4.00%
SPECIAL 11 months
Min Deposit$2,500
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
6 Month CD
3.25%
3.25%
6 months
Min Deposit$2,500
Last Updated10/11/2026
Rate History
No change since Oct 3, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
3 Month CD
2.50%
2.50%
3 months
Min Deposit$2,500
Last Updated10/11/2026
Rate History
No change since Oct 3, 2026 · 2.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
48 Month CD
1.98%
2.00%
48 months
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Oct 3, 2026 · 2.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
60 Month CD
1.98%
2.00%
60 months
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Oct 3, 2026 · 2.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
36 Month CD
1.74%
1.75%
36 months
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Oct 3, 2026 · 1.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
24 Month CD
1.54%
1.55%
24 months
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Oct 3, 2026 · 1.55% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
30 Month CD
1.54%
1.55%
30 months
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Oct 3, 2026 · 1.55% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
18 Month CD
1.49%
1.50%
18 months
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Oct 3, 2026 · 1.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
12 Month CD
1.24%
1.25%
12 months
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Oct 3, 2026 · 1.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Bank of Easton Savings Rates
Product
Rate
APY
View More
Classic Savings
0.10%
0.10%
Min Balance$25
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Bank of Easton Money Market Rates
Product
Rate
APY
View More
Advantage Money Market Account
3.05%
3.09%
Min Balance$250,000
DetailsBalance: $250,000.00
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.09% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Advantage Money Market Account
2.95%
2.99%
Min Balance$50,000
DetailsBalance: $50,000 - $249,999.99
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 2.99% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Advantage Money Market Account
0.70%
0.70%
Min Balance$25,000
DetailsBalance: $25,000 - $24,999.99
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.70% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Advantage Money Market Account
0.45%
0.45%
Min Balance$10,000
DetailsBalance: $10,000 - $9,999.99
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.45% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Classic Money Market Account
0.15%
0.15%
Min Balance$2,500
DetailsBalance: $2,500 and over
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.15% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Advantage Money Market Account
0.10%
0.10%
Min Balance$25
DetailsBalance: $25
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Classic Money Market Account
0.05%
0.05%
Min Balance$25
DetailsBalance: $25 - $2,499.99
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Bank of Easton Checking Rates
Product
Rate
APY
View More
NOW Checking
0.05%
0.05%
Min Balance$25
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Bank of Easton Mortgage Rates
Product
Rate
Points
APR
Term
View More
Fixed Rate Mortgages - 15 Year Fixed
6.00%
-
6.276%
15 Year
No additional details.
Last Updated10/11/2026
Rate History
1 change since Oct 7, 2026 · 6.15% → 6.28% ▲ 0.13 pts · high 6.28% / low 6.15%
Oct 11, 20266.28%▲ from 6.15%
Oct 7, 20266.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Fixed Rate Mortgages - 10 Year Fixed
6.00%
-
6.39%
10 Year
No additional details.
Last Updated10/11/2026
Rate History
1 change since Oct 7, 2026 · 5.89% → 6.39% ▲ 0.50 pts · high 6.39% / low 5.89%
Oct 11, 20266.39%▲ from 5.89%
Oct 7, 20265.89%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Fixed Rate Mortgages - 20 Year Fixed
6.25%
-
6.472%
20 Year
No additional details.
Last Updated10/11/2026
Rate History
1 change since Oct 7, 2026 · 6.35% → 6.47% ▲ 0.13 pts · high 6.47% / low 6.35%
Oct 11, 20266.47%▲ from 6.35%
Oct 7, 20266.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
7/1 ARM
5.875%
-
6.678%
84 months
DetailsInitial interest rate: 5.875%. Based on current market conditions, the monthly payment schedule would be: 84 payments of $591.54 at an interest rate of 5.875%, 275 payments of $666.83 at an interest rate of 7.250%, 1 payment of $665.78 at an interest rate of 7.250%. The payment schedule is based on a $100,000 loan. The APR may increase after consummation. Based on 20% down payment.
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 6.68% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Adjustable Rate Mortgage - 7/1 ARM
5.875%
-
6.678%
Details7/1 ARM***
Last Updated10/11/2026
Rate History
1 change since Oct 7, 2026 · 6.26% → 6.68% ▲ 0.42 pts · high 6.68% / low 6.26%
Oct 11, 20266.68%▲ from 6.26%
Oct 7, 20266.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
5/1 ARM
5.625%
-
6.74%
60 months
DetailsInitial interest rate: 5.625%. Based on current market conditions, the monthly payment schedule would be: 60 payments of $575.66 at an interest rate of 5.625%, 299 payments of $669.41 at an interest rate of 7.250%, 1 payment of $668.13 at an interest rate of 7.250%. The payment schedule is based on a $100,000 loan. The APR may increase after consummation. Based on 20% down payment.
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 6.74% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Adjustable Rate Mortgage - 5/1 ARM
5.625%
-
6.74%
Details5/1 ARM**
Last Updated10/11/2026
Rate History
1 change since Oct 7, 2026 · 6.25% → 6.74% ▲ 0.49 pts · high 6.74% / low 6.25%
Oct 11, 20266.74%▲ from 6.25%
Oct 7, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Fixed Rate Mortgages - 30 Year Fixed
6.625%
-
6.797%
30 Year
No additional details.
Last Updated10/11/2026
Rate History
1 change since Oct 7, 2026 · 6.67% → 6.80% ▲ 0.13 pts · high 6.80% / low 6.67%
Oct 11, 20266.80%▲ from 6.67%
Oct 7, 20266.67%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Bank of Easton Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit
5.75%
-
5.75%
20 years
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 15, 2026 · 5.75% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Fixed Rate Home Equity Loan
6.375%
-
6.375%
1-5 years
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 15, 2026 · 6.38% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Fixed Rate Home Equity Loan
6.75%
-
6.75%
6-10 years
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 15, 2026 · 6.75% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Fixed Rate Home Equity Loan
7.00%
-
7.00%
11-15 years
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 15, 2026 · 7.00% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Bank of Easton Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loans
-
-
5.75%
12-60 months
No additional details.
Last Updated10/11/2026
Rate History
1 change since Sep 19, 2026 · 5.50% → 5.75% ▲ 0.25 pts · high 5.75% / low 5.50%
Oct 11, 20265.75%▲ from 5.50%
Sep 19, 20265.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Auto Loans
-
-
6.50%
12-48 months
DetailsAdditional APR listed for this product: 7.25%.
Last Updated10/11/2026
Rate History
1 change since Sep 19, 2026 · 6.25% → 6.50% ▲ 0.25 pts · high 6.50% / low 6.25%
Oct 11, 20266.50%▲ from 6.25%
Sep 19, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Commercial Vehicles/Equipment Loan
-
-
7.75%
12-60 months
DetailsYear: 2025-2026
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 7.75% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Commercial Vehicles/Equipment Loan
-
-
8.25%
12-48 months
DetailsYear: 2018-2024
Last Updated10/11/2026
Rate History
1 change since Sep 19, 2026 · 8.00% → 8.25% ▲ 0.25 pts · high 8.25% / low 8.00%
Oct 11, 20268.25%▲ from 8.00%
Sep 19, 20268.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Bank of Easton Personal Loan Rates
Product
APR
Term
View More
Unsecured Loans
14.00%
12-24 months
No additional details.
Last Updated10/11/2026
Rate History
1 change since Sep 19, 2026 · 13.00% → 14.00% ▲ 1.00 pts · high 14.00% / low 13.00%
Oct 11, 202614.00%▲ from 13.00%
Sep 19, 202613.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.01%
Financial Health History
Bank of Easton’s Texas Ratio stayed near 0.03% in Q3 2023 to 0.01% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$249M
0.01%
5.0
A+
March 31, 2026
$251M
0.01%
5.0
A+
December 31, 2025
$245M
0.01%
5.0
A+
September 30, 2025
$240M
0.01%
5.0
A+
June 30, 2025
$236M
0.86%
5.0
A+
March 31, 2025
$211M
0.02%
5.0
A+
December 31, 2024
$206M
0.37%
5.0
A+
September 30, 2024
$204M
1.24%
5.0
A+
June 30, 2024
$199M
0.39%
5.0
A+
March 31, 2024
$204M
0.03%
5.0
A+
December 31, 2023
$196M
0.03%
5.0
A+
September 30, 2023
$193M
0.03%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Bank of Easton is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Bank of Easton rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bank of Easton's official website for the most current offers and terms.
Bank Profile & Overview
Institution NameBank of Easton
FDIC Certificate #26554
Address
275 Washington St,
North Easton, MA 02356 · Bristol
Bank of Easton earned the Top 100 Healthiest badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
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<img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026-q2.svg"
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width="160" height="160">
</a>
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0
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Frequently Asked Questions About Bank of Easton
How many branches does Bank of Easton operate?
Bank of Easton currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Bank of Easton does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Bank of Easton provides members with tools to manage their accounts and build a solid financial history.
Does Bank of Easton offer online and mobile banking?
Most modern institutions like Bank of Easton provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofeaston.com.
Current Bank of Easton Rates
12-Month CD1.25%
18-Month CD1.50%
24-Month CD1.55%
36-Month CD1.75%
48-Month CD2.00%
60-Month CD2.00%
Savings0.10%
MMA3.09%
Retrieved from our database of financial products. Rates subject to change.