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Bank of Easton Rates & Review September 2026

Bank of Easton's 9-Months SPECIAL 9-Month rates are at 3.90%, 6-Months 6-Month Certificate rates are at 3.15%, 48-Months 48-Month Certificate rates are at 1.51%, 60-Months 60-Month Certificate rates are at 1.50%, 36-Months 36-Month Certificate rates are at 1.41%. Bank of Easton's savings rates are at 0.10%. Bank of Easton's money market rates are at 0.05%. Bank of Easton's 10 Year Fixed rates are at 5.50%, 15 Year Fixed rates are at 5.75%, 20 Year Fixed rates are at 6.00%, 5/1 ARM rates are at 5.50%, 7/1 ARM rates are at 5.75%. Bank of Easton's Personal Loan Rates are as low as 13.00%. MonitorBankRates evaluates the financial stability of Bank of Easton with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.01%. Rates last updated and verified on 09/19/2026.

Bank of Easton money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Easton? Share your experience about Bank of Easton by leaving a review below, or read customer reviews before you decide to use Bank of Easton.

Ranked #25 in MonitorBankRates Top 100 Healthiest Small Banks 2026 Ranked #25 Healthiest Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.01%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Bank of Easton
275 Washington St
North Easton, MA 02356
https://www.bankofeaston.com
Member FDIC

Bank of Easton CD Rates

Product Rate APY Term View More
SPECIAL 9 month 3.90% 3.90% 9 months
Min Deposit $2,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
6 Month Certificate 3.15% 3.15% 6 months
Min Deposit $2,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
48 Month Certificate 1.50% 1.51% 48 months
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
60 Month Certificate 1.49% 1.50% 60 months
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
36 Month Certificate 1.40% 1.41% 36 months
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
30 Month Certificate 1.35% 1.36% 30 months
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
24 Month Certificate 1.30% 1.31% 24 months
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
18 Month Certificate 1.24% 1.25% 18 months
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
12 Month Certificate 1.14% 1.15% 12 months
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
3 Month Certificate 0.25% 0.25% 3 months
Min Deposit $2,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%

Bank of Easton Savings Rates

Product Rate APY View More
Classic Savings 0.10% 0.10%
Min Balance $25
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%

Bank of Easton Money Market Rates

Product Rate APY View More
Advantage Money Market Account 3.05% 3.09%
Min Balance $250,000
Details Balance: $250,000.00
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Advantage Money Market Account 2.95% 2.99%
Min Balance $50,000
Details Balance: $50,000 - $249,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Advantage Money Market Account 0.70% 0.70%
Min Balance $25,000
Details Balance: $25,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Advantage Money Market Account 0.45% 0.45%
Min Balance $10,000
Details Balance: $10,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Classic Money Market Account 0.15% 0.15%
Min Balance $2,500
Details Balance: $2,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Advantage Money Market Account 0.10% 0.10%
Min Balance $25
Details Balance: $25
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Classic Money Market Account 0.05% 0.05%
Min Balance $25
Details Balance: $25
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%

Bank of Easton Checking Rates

Product Rate APY View More
NOW Checking 0.05% 0.05%
Min Balance $25
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%

Bank of Easton Mortgage Rates

Product Rate Points APR Term View More
10 Year Fixed 5.50% - 5.89% 10 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
15 Year Fixed 5.75% - 6.02% 15 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
20 Year Fixed 6.00% - 6.22% 20 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
5/1 ARM 5.50% - 6.25%
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
7/1 ARM 5.75% - 6.26%
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
30 Year Fixed 6.25% - 6.42% 30 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%

Bank of Easton Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit 5.75% - 5.75% 20 years
Details **
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Home Equity Line of Credit - - 5.75% 10 year
Details Term: 10 year draw period and 10 year repayment period; Annual Percentage Rate (APR) is 5.75% as of July 31, 2026 based on The Wall Street Journal Prime Rate published on the last business day of the month. APR will be Prime -1.00% For Life of Loan. Payments to be auto deducted from Bank of Easton Advantage Checking Account to obtain Prime -1% for Life of Loan. If payments are not auto deducted or checking account is closed, the rate will automatically revert to the Prime Rate for the Life of Loan. Minimum APR of 4.00% and maximum APR of 16.00%. Rate is variable and may increase after consummation. Rates shown are for owner-occupied primary and second home residences. Subject to credit application and approval. Maximum line is $300,000.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Fixed Rate Home Equity Loan 6.38% - 6.38% 1-5 years
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Fixed Rate Home Equity Loan 6.75% - 6.75% 6-10 years
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Fixed Rate Home Equity Loan 7.00% - 7.00% 11-15 years
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%

Bank of Easton Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.50% 12-60 months
Details Year: 2022-2026
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Auto Loans - - 6.25% 12-48 months
Details Year: 2019-2021
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Auto Loans - - 7.00% 12-48 months
Details Year: 2018 and older
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Commercial Vehicles/Equipment Loan - - 7.75% 12-60 months
Details Year: 2024-2025
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Commercial Vehicles/Equipment Loan - - 8.00% 12-48 months
Details Year: 2017-2023
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%

Bank of Easton Personal Loan Rates

Product APR Term View More
Unsecured Loans 13.00% 12-24 months
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%

Financial Health History

Bank of Easton’s Texas Ratio stayed near 0.03% in Q3 2023 to 0.01% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.4% 2.0★ 0.8% 3.0★ 1.3% 4.0★ 1.7% 5.0★ Healthy zone – entire history below the 15% limit 0.03% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.01% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$249M0.01%5.0A+
March 31, 2026$251M0.01%5.0A+
December 31, 2025$245M0.01%5.0A+
September 30, 2025$240M0.01%5.0A+
June 30, 2025$236M0.86%5.0A+
March 31, 2025$211M0.02%5.0A+
December 31, 2024$206M0.37%5.0A+
September 30, 2024$204M1.24%5.0A+
June 30, 2024$199M0.39%5.0A+
March 31, 2024$204M0.03%5.0A+
December 31, 2023$196M0.03%5.0A+
September 30, 2023$193M0.03%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Easton is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Easton rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Easton's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Easton
FDIC Certificate # 26554
Address 275 Washington St, North Easton, MA 02356  ·  Bristol
Established 18890101
FDIC Insurance Date 19860204
Domestic Offices 3
Total Branches 3
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.01%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7080%
Return on Equity (ROE) 7.4500%
Non-Performing Loans (NPL) 0.00%
Total Assets $249,000,000
Total Deposits $222,476,000
Equity Capital $23,971,000
Net Income $879,000
Headquarters North Easton
Total Branches and Offices 3
Source: FDIC  |  Last Updated 06/30/2026
Ranked #25 in MonitorBankRates Top 100 Healthiest Small Banks 2026
2026 MBR Health & Safety Badge

Bank of Easton earned the Top 100 Healthiest badge

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Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/bank-of-easton-rates-review-26554">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #25 in MonitorBankRates Top 100 Healthiest Small Banks 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Banks 2026 ranking.

Customer Reviews

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Frequently Asked Questions About Bank of Easton

How many branches does Bank of Easton operate?

Bank of Easton currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Easton does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Easton provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Easton offer online and mobile banking?

Most modern institutions like Bank of Easton provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofeaston.com.

Current Bank of Easton Rates

  • 12-Month CD1.15%
  • 18-Month CD1.25%
  • 24-Month CD1.31%
  • 36-Month CD1.41%
  • 48-Month CD1.51%
  • 60-Month CD1.50%
  • Savings0.10%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.