Bank of Monticello GA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bank of Monticello GAToday's 12-month CD rates can be found at 1.00%, 6-month CD rates at 4.30% and 3-month CD rates at 2.75%. Current savings rates are at 0.10% and money market rates are at 1.51%. Mortgage rates today on 30-year fixed loans are around 6.55%. Credit Card rates are at 29.24%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Bank of Monticello GA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Monticello GA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Monticello GA CD rates. You can also compare Bank of Monticello GA savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Monticello GA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Monticello GA? Share your experience about Bank of Monticello GA by leaving a review below, or read customer reviews before you decide to use Bank of Monticello GA.

Bank of Monticello GA Texas Ratio

Bank of Monticello GA's Texas Ratio is at 3.18%, which is considered excellent. The Texas Ratio for Bank of Monticello GA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Monticello GA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Monticello GA
141 E Greene St
Monticello, GA 31064
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Bank of Monticello GA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Whatcom Educational Credit Union
Whatcom Educational Credit Union
Stash (Emergency) Savings
6.00%
$0
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
9-Month CD
4.23%
$500
Pathway Bank
Pathway Bank
12-Month CD
4.20%
$1,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
36-Month CD
4.13%
$500
New Albin Savings Bank
New Albin Savings Bank
60-Month CD (Jumbo)
4.06%
$100,000
Ixonia Bank
Ixonia Bank
12-Month CD
4.00%
$1,000
American Bank
American Bank
24-Month CD
4.00%
$500
Bank5 Connect
Bank5 Connect
12-Month CD
3.95%
$500
Vermont State Bank
Vermont State Bank
6-Month CD
3.82%
$500
Peru Federal Savings Bank
Peru Federal Savings Bank
48-Month CD
3.60%
$1,000
Maspeth Federal S&L
Maspeth Federal S&L
24-Month CD
3.40%
$2,500
Kish Bank
Kish Bank
48-Month CD
3.35%
$2,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
12-Month CD
3.33%
$1,000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
18-Month CD
3.25%
$500
PSECU
PSECU
Money Market
3.00%
$100,000
PeopleFirst Bank
PeopleFirst Bank
12-Month CD (Jumbo)
3.00%
$100,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
36-Month CD
3.00%
$500
Tipton Latham Bank
Tipton Latham Bank
Money Market
3.00%
$500,000
Palo Savings Bank
36-Month CD
2.52%
$1,000
Leighton State Bank
Leighton State Bank
6-Month CD
2.50%
$500
WCB West Central Bank
WCB West Central Bank
48-Month CD
2.47%
$1,000
Boone Bank & Trust Co.
Boone Bank & Trust Co.
18-Month CD
2.37%
$50,000
Capon Valley Bank
Capon Valley Bank
60-Month CD
2.22%
$500
Grinnell State Bank
Grinnell State Bank
48-Month CD
2.22%
$1,000
FNB of Brookfield
FNB of Brookfield
60-Month CD
2.02%
$1,000
FNB of Wyoming
FNB of Wyoming
60-Month CD
2.02%
$100
Benton State Bank
Benton State Bank
12-Month CD
2.01%
$500
National Exchange Bank and Trust
National Exchange Bank and Trust
18-Month CD
2.00%
$1,000
First State Bank New London, WI
First State Bank New London, WI
18-Month CD
1.55%
$5,000
Minnstar Bank
Minnstar Bank
Elite Savings
1.00%
$0
Bank of Washington
Bank of Washington
Prosper Savings
1.00%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
Regular Savings
0.75%
$50
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
Money Market Checking
0.59%
$2,500
United Bank of Union
United Bank of Union
12-Month CD
0.55%
$500
Rondout Savings Bank
Rondout Savings Bank
24-Month CD
0.50%
$500
Concordia Bank & Trust Company
Concordia Bank & Trust Company
Diamond Checking
0.50%
$100
First Federal Community Bank N.A.
First Federal Community Bank N.A.
24-Month CD
0.50%
$500
North Easton SB
North Easton SB
24-Month CD
0.50%
$500
Warsaw Federal S&L
24-Month CD
0.50%
$500
FNB in Taylorville
FNB in Taylorville
12-Month CD
0.40%
$1,000
FSB of St. Charles, MO
FSB of St. Charles, MO
Savings
0.40%
$100
South Central State Bank
South Central State Bank
Savings
0.40%
$100
First National Bank of Shiner
First National Bank of Shiner
Money Market
0.40%
$250,000
Parke Bank
Parke Bank
Personal Money Market
0.25%
$1,000
Rhinebeck Bank
Rhinebeck Bank
Priority Savings
0.20%
$0
Elevate Bank
Elevate Bank
Money Market
0.15%
$1,500
Gateway Commercial Bank
Gateway Commercial Bank
Advantage Checking
0.10%
$50
Lusitania Savings Bank
Lusitania Savings Bank
12-Month CD
0.05%
$500
Applied Bank
Applied Bank
48-Month CD
0.05%
$1,000
PNB Community Bank
PNB Community Bank
Platinum Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Bank of Monticello GA rate data right now, check back for updates, we are adding rates all the time.

Bank of Monticello GA Information

Bank of Monticello GA
141 E Greene St
Monticello, GA 31064
Jasper
Established Date: 01/01/1909
FDIC Certificate #: 2145
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: MONTICELLO BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Bank of Monticello GA FDIC Insured? Yes
What is Bank of Monticello GA's Cert number? 2145
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Monticello GA Financials

Total Assets:
$151,846,000
Total Deposits:
$133,624,000
Equity Capital:
$17,188,000
Domestic Deposits:
$133,624,000
Net Income:
$1,014,000
Return on Assets:
2.7665%
Quarterly Return on Assets:
2.6900%
Pretax Return on Assets:
2.8212%
Pretax Quarterly Return on Assets:
2.8200%
Return on Equity:
29.4000%
Quarterly Return on Equity:
24.2400%
Common Equity Tier 1 Capital Ratio:
16.5438%
Tier 1 Risk-Based Capital Ratio:
16.5438%
Leverage Tier 1 (Core Capital) Ratio:
12.0817%
Total Risk-Based Capital Ratio (YTD):
17.7648%
Total Interest Income (YTD):
5.7706%
 
 
Headquarters:
Monticello
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Jasper
# of Offices:
1
Metropolitan Statistical Area (MSA):
Atlanta-Sandy Springs-Alpharetta, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

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