|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 First National Bank in Carlyle Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
First National Bank in Carlyle's 60-Month CD rates are at 3.03%, 48-Month CD rates are at 2.98%, 36-Month CD rates are at 2.88%, 24-Month CD rates are at 2.78%, 12-Month CD rates are at 2.27%. MonitorBankRates evaluates the financial stability of First National Bank in Carlyle with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.31%. Rates last updated and verified on 08/28/2026. First National Bank in Carlyle money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank in Carlyle? Share your experience about First National Bank in Carlyle by leaving a review below, or read customer reviews before you decide to use First National Bank in Carlyle. 
First National Bank in Carlyle CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First National Bank in Carlyle is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First National Bank in Carlyle rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First National Bank in Carlyle's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
First National Bank in Carlyle
Bank Holding Company
FIRST NATL BCORP CARLYLE INC
Address
891 Fairfax St,
Carlyle, IL 62231 · Clinton
Website
https://www.1nbcarlyle.com
FDIC Certificate #
14761
Established
01/01/1878
FDIC Insurance Date
01/01/1934
Domestic Offices
4
Total Branches
4
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.31%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.5115%
Return on Equity (ROE)
7.6500%
Non-Performing Loans (NPL)
0.02%
Total Assets
$306,614,000
Total Deposits
$256,675,000
Equity Capital
$28,779,000
Net Income
$3,021,000
Headquarters
Carlyle
Total Branches and Offices
4
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
There are no reviews for First National Bank in Carlyle yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for First National Bank in Carlyle
Frequently Asked Questions About First National Bank in CarlyleHow many branches does First National Bank in Carlyle operate?First National Bank in Carlyle currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, First National Bank in Carlyle does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First National Bank in Carlyle provides members with tools to manage their accounts and build a solid financial history. Does First National Bank in Carlyle offer online and mobile banking?Most modern institutions like First National Bank in Carlyle provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.1nbcarlyle.com. Current First National Bank in Carlyle Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Metro City Bank
First FSB of Champaign Urbana
American Bank of Commerce
Fusion Bank
Millennial Bank
State Bank of Nauvoo
National Cooperative Bank
BankStar Financial
Cypress Bank, SSB
Commerce Bank Geneva, MN
Bank of the Lowcountry
First American Bank and Trust
Anchor D Bank
Citizens Business Bank
Waukon State Bank
First State Bank of Uvalde
Heritage Bank, Inc.
Union State Bank of Hazen
Washington Savings Bank Effingham, IL
City Bank & Trust Co. Natchitoches, LA
Bank of Oak Ridge LA
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
