Winnsboro State B&T Co. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Winnsboro State B&T Co.Today's 12-month CD rates can be found at 2.50%, 6-month CD rates at 1.00% and 3-month CD rates at 0.05%. Current savings rates are at 0.10% and money market rates are at 0.85%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 13.50%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Winnsboro State B&T Co. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Winnsboro State B&T Co., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Winnsboro State B&T Co. CD rates. You can also compare Winnsboro State B&T Co. savings rates, MMA rates and mortgage rates using our other rate lists.

Winnsboro State B&T Co. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Winnsboro State B&T Co.? Share your experience about Winnsboro State B&T Co. by leaving a review below, or read customer reviews before you decide to use Winnsboro State B&T Co..

Winnsboro State B&T Co. Texas Ratio

Winnsboro State B&T Co.'s Texas Ratio is at 7.90%, which is considered excellent. The Texas Ratio for Winnsboro State B&T Co. is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Winnsboro State B&T Co. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Winnsboro State B&T Co.
3875 Front St
Winnsboro, LA 71295
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Winnsboro State B&T Co. Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Old Dominion National Bank
Old Dominion National Bank
18-Month CD
4.35%
$500
Education Credit Union
Education Credit Union
12-Month CD
4.25%
$500
Benchmark Community Bank
Benchmark Community Bank
Success Checking
4.00%
$100
Communitywide Federal Credit Union
Communitywide Federal Credit Union
CW HiRate Savings - Monthly
4.00%
$1
First Internet Bank of Indiana
First Internet Bank of Indiana
24-Month CD
3.93%
$1,000
State Bank of Southern Utah
State Bank of Southern Utah
36-Month CD
3.80%
$500
FNB of Hereford
FNB of Hereford
24-Month CD
3.78%
$50,000
Woodlands National Bank
Woodlands National Bank
24-Month CD
3.69%
$1,000
Gainey Business Bank
Gainey Business Bank
48-Month CD
3.66%
$5,000
Coleman County State Bank
Coleman County State Bank
18-Month CD
3.61%
$1,000
AAC Credit Union
AAC Credit Union
24-Month CD
3.50%
$500
Sawyer Savings Bank
Sawyer Savings Bank
12-Month CD
3.25%
$500
State Bank of Chilton
State Bank of Chilton
60-Month CD
3.02%
$1,000
Fitness Bank
Fitness Bank
Fitness Savings
3.00%
$10,000
Hanover Community Bank
Hanover Community Bank
60-Month CD
3.00%
$500
Merchants State Bank
Merchants State Bank
48-Month CD
3.00%
$5,000
OneLocal Bank
OneLocal Bank
High Yield Money Market
3.00%
$0
Mercer County State Bank
36-Month CD (IRA)
2.96%
$50
AAA Federal Savings Bank
AAA Federal Savings Bank
60-Month CD
2.90%
$1,500
Fox Valley Savings Bank
Fox Valley Savings Bank
Premium Money Market
2.89%
$250,000
American State Bank (TX)
American State Bank (TX)
18-Month CD
2.85%
$1,000
Bank First, NA
Bank First, NA
60-Month CD
2.78%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
24-Month CD
2.60%
$500
Bank Northwest
Bank Northwest
24-Month CD
2.53%
$500
WCB West Central Bank
WCB West Central Bank
12-Month CD
2.52%
$1,000
First National Bank in Philip
First National Bank in Philip
Money Market (CMA)
2.38%
$2,500
Lake-Osceola State Bank
Lake-Osceola State Bank
60-Month CD
2.38%
$500
Westbury Bank
Westbury Bank
60-Month CD
2.25%
$500
Badger Bank
Badger Bank
Go Green NOW Checking
2.02%
$100
Department of Commerce FCU
Department of Commerce FCU
Money Market
2.02%
$20,000
Seasons Federal Credit Union
Seasons Federal Credit Union
60-Month CD
2.00%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
12-Month CD
2.00%
$1,000
Grand Timber Bank
Grand Timber Bank
12-Month CD
1.92%
$500
Benchmark Community Bank
Benchmark Community Bank
6-Month CD
1.75%
$500
Bank of Easton
Bank of Easton
60-Month CD
1.50%
$500
Republic Bank of Chicago
Republic Bank of Chicago
24-Month CD
1.25%
$1,000
Home Loan State Bank
Home Loan State Bank
36-Month CD
1.10%
$1,000
Century Bank of Florida
Century Bank of Florida
Money Market
1.00%
$25,000
Headwaters State Bank
Headwaters State Bank
Passbook Savings
1.00%
$50
Brenham National Bank
Brenham National Bank
18-Month CD
0.50%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
6-Month CD
0.50%
$1,000
SSB Sherwood State Bank
SSB Sherwood State Bank
48-Month CD
0.40%
$1,000
Greeneville Federal Bank
Greeneville Federal Bank
18-Month CD
0.30%
$1,000
Oakdale State Bank
Oakdale State Bank
Savings
0.25%
$0
Union State Bank Winterset, IA
Union State Bank Winterset, IA
Advantage Money Market
0.20%
$0
Bank of Pensacola
Bank of Pensacola
Checking
0.10%
$0
Cleveland State Bank
Cleveland State Bank
Savings
0.10%
$100
Cambridge Trust Company
Cambridge Trust Company
Personal Money Market
0.10%
$2,500
Pathfinder Bank
Pathfinder Bank
Money Market
0.10%
$2,500
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
High Performance Savings
0.03%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Winnsboro State B&T Co. rate data right now, check back for updates, we are adding rates all the time.

Winnsboro State B&T Co. Information

Winnsboro State B&T Co.
3875 Front St
Winnsboro, LA 71295
Franklin
Established Date: 09/02/1902
FDIC Certificate #: 10533
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: WINNSBORO BANCSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Winnsboro State B&T Co. FDIC Insured? Yes
What is Winnsboro State B&T Co.'s Cert number? 10533
What is the maximum amount for insured deposits? $250,000 per holder, per account

Winnsboro State B&T Co. Financials

Total Assets:
$349,409,000
Total Deposits:
$285,896,000
Equity Capital:
$36,639,000
Domestic Deposits:
$285,896,000
Net Income:
$1,167,000
Return on Assets:
3.3055%
Quarterly Return on Assets:
1.3500%
Pretax Return on Assets:
1.3471%
Pretax Quarterly Return on Assets:
1.3500%
Return on Equity:
36.1900%
Quarterly Return on Equity:
12.8500%
Common Equity Tier 1 Capital Ratio:
14.7074%
Tier 1 Risk-Based Capital Ratio:
14.7074%
Leverage Tier 1 (Core Capital) Ratio:
11.0782%
Total Risk-Based Capital Ratio (YTD):
15.8319%
Total Interest Income (YTD):
5.7383%
 
 
Headquarters:
Winnsboro
FDIC Field Office:
Shreveport
Regulator:
FDIC
County:
Franklin
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Fixed rate mortgages are lower and adjustable rate mortgages are mixed the latest mortgage survey released this morning by Freddie Mac. In the Primary Mortgage Market Survey, fixed conforming 30 year mortgage rates are averaging 5.00 percent for the week ending February 17, 2011, down from the prior week's average of 5.05 percent. Average mortgage discount points on 30 year mortgages were unchanged at 0.7 points.
Another week brings another round of record breaking low mortgage rates today. Fixed conforming 30 year mortgage rates, fixed conforming 15 year rates and 5 year adjustable rates all hit record lows in this week's Primary Mortgage Market Survey released by Freddie Mac.

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