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Wallkill Valley Federal S&L Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 11, 2026
Wallkill Valley Federal S&L's top rates as of October 11, 2026 are 3.90% APY on its 24-Months 24-Month Certificate of Deposit, 0.51% APY on savings, 0.51% APY on money market accounts, 0.15% APY on checking, and 6.125% on its 7/1 Adjustable Rate Conforming Loan mortgage, according to rates verified by MonitorBankRates. Other Wallkill Valley Federal S&L CD rates include 12-Months 12-Month Certificate of Deposit at 3.75%, 6-Months 6-Month Certificate of Deposit at 3.65%, and 60-Months 60-Month Certificate of Deposit at 2.53%. Other Wallkill Valley Federal S&L mortgage rates include 10/1 Adjustable Rate Conforming Loan at 6.375%, Mortgage - 10 Year Fixed Conforming at 6.50%, and Mortgage - 15 Year Fixed Conforming at 6.75%. MonitorBankRates evaluates the financial stability of Wallkill Valley Federal S&L with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 10/11/2026.
Wallkill Valley Federal S&L money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wallkill Valley Federal S&L? Share your experience about Wallkill Valley Federal S&L by leaving a review below, or read customer reviews before you decide to use Wallkill Valley Federal S&L.
Wallkill Valley Federal S&L has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Wallkill Valley Federal S&L has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.00%
PerfectLower than avg
Wallkill Valley Federal S&L Texas Ratio
Wallkill Valley Federal S&L's Texas Ratio is 0.00%, which is considered perfect and is lower than the national average of 5.85%.
A 0.00% ratio is the best possible score. Wallkill Valley Federal S&L currently has zero non-performing assets or foreclosed properties on its books.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.07% to 0.00% over 12 quarters, improvingFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Wallkill Valley Federal S&L CD Rates
Product
Rate
APY
Term
View More
24 Month Certificate of Deposit
3.77%
3.90%
24 Months
Min Deposit$2,500
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 3.90% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
12 Month Certificate of Deposit
3.63%
3.75%
12 Months
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
6 Month Certificate of Deposit
3.54%
3.65%
6 Months
Min Deposit$2,500
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 3.65% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
60 Month Certificate of Deposit
2.50%
2.53%
60 Months
Min Deposit$2,500
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.53% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
48 Month Certificate of Deposit
2.45%
2.48%
48 Months
Min Deposit$2,500
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.48% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
36 Month Certificate of Deposit
2.40%
2.43%
36 Months
Min Deposit$1,000
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 2.43% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
18 Month Certificate of Deposit
1.75%
1.76%
18 Months
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 1.76% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
30 Month Certificate of Deposit
0.60%
0.61%
30 Months
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.61% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Wallkill Valley Federal S&L Savings Rates
Product
Rate
APY
View More
IRA Statement Savings
0.25%
0.25%
Min Balance$10
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Statement Savings
0.25%
0.25%
Min Deposit$10
Min Balance$10
DetailsMinimum Balance: $10 Minimum Balance
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Youth Savings
0.12%
0.12%
Min Deposit$1
Min Balance$1
DetailsMinimum Balance: $1 Minimum Balance
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.12% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
All Purpose Club
0.10%
0.10%
Min Deposit$10
Min Balance$10
DetailsMinimum Balance: $10 Minimum Balance
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Holiday Club
0.10%
0.10%
Min Deposit$10
Min Balance$10
DetailsMinimum Balance: $10 Minimum Balance
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Passbook Savings
0.05%
0.05%
Min Deposit$10
Min Balance$10
DetailsMinimum Balance: $10 Minimum Balance
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Wallkill Valley Federal S&L Business Savings Rates
Product
Rate
APY
View More
Business Money Market Savings
0.50%
0.51%
Min Balance$200,000
DetailsBalance: $200,000 and Over
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.51% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Savings
0.40%
0.41%
Min Balance$100,000
DetailsBalance: $100,000 - $199,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.41% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Savings
0.25%
0.26%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.26% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Savings
0.10%
0.10%
Min Balance$15,000
DetailsBalance: $15,000 - $49,999
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 0.10% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Wallkill Valley Federal S&L Money Market Rates
Product
Rate
APY
View More
Premier Money Market
0.50%
0.51%
Min Balance$600,000
DetailsBalance: $600,000 and Over
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.51% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Statement Money Market
0.50%
0.51%
Min Balance$50,000
DetailsBalance: Over $50,000
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.51% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Premier Money Market
0.40%
0.41%
Min Balance$400,000
DetailsBalance: $400,000 - $599,999.99
Last Updated10/11/2026
Rate History
1 change since Sep 24, 2026 · 0.51% → 0.41% ▼ 0.10 pts · high 0.51% / low 0.41%
Oct 7, 20260.41%▼ from 0.51%
Sep 24, 20260.51%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Premier Money Market
0.30%
0.31%
Min Balance$250,000
DetailsBalance: $250,000 - $399,999.99
Last Updated10/11/2026
Rate History
1 change since Sep 24, 2026 · 0.41% → 0.31% ▼ 0.10 pts · high 0.41% / low 0.31%
Oct 7, 20260.31%▼ from 0.41%
Sep 24, 20260.41%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Premier Money Market
0.20%
0.21%
Min Balance$75,000
DetailsBalance: $75,000 - $249,999.99
Last Updated10/11/2026
Rate History
1 change since Sep 24, 2026 · 0.31% → 0.21% ▼ 0.10 pts · high 0.31% / low 0.21%
Oct 7, 20260.21%▼ from 0.31%
Sep 24, 20260.31%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Statement Money Market
0.20%
0.21%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999.99
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.21% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Statement Money Market
0.15%
0.15%
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Statement Money Market
0.10%
0.10%
Min Balance$2,500
DetailsBalance: $2500 - $9,999.99
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Statement Money Market
0.05%
0.05%
Min Balance$100
DetailsBalance: $100 - $2499.99
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Wallkill Valley Federal S&L Business Money Market Rates
Product
Rate
APY
View More
Business Money Market Savings
0.50%
0.51%
Min Balance$200,000
DetailsBalance: $200,000 and Over
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.51% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Savings
0.40%
0.41%
Min Balance$100,000
DetailsBalance: $100,000 - $199,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.41% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Savings
0.25%
0.26%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.26% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Savings
0.10%
0.10%
Min Balance$15,000
DetailsBalance: $15,000 - $49,999
Last Updated10/11/2026
Rate History
No change since Oct 11, 2026 · 0.10% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Wallkill Valley Federal S&L Checking Rates
Product
Rate
APY
View More
Flex Plus Checking
0.15%
0.15%
Min Deposit$0
DetailsAt Least $100 Balance
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.15% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Platinum Checking
0.15%
0.15%
Min Deposit$500
DetailsAt Least $100 Balance
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.15% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Hometown Hero Checking
0.12%
0.12%
Min Deposit$50
DetailsAt Least $1000 Balance
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.12% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Non-Profit Checking
0.10%
0.10%
Min Deposit$300
DetailsAt Least $100 Balance
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.10% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Personal NOW Checking
0.10%
0.10%
Min Deposit$300
DetailsAt Least $100 Balance
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.10% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Wallkill Valley Federal S&L Mortgage Rates
Product
Rate
Points
APR
Term
View More
7/1 Adjustable Rate Conforming Loan
6.125%
0
6.567%
30 Years
DetailsMonthly Payments per $1,000: $6.08
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.44% → 6.57% ▲ 0.13 pts · high 6.57% / low 6.44%
Oct 7, 20266.57%▲ from 6.44%
Sep 15, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
10/1 Adjustable Rate Conforming Loan
6.375%
0
6.625%
30 Years
DetailsMonthly Payments per $1,000: $6.24
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.42% → 6.63% ▲ 0.21 pts · high 6.63% / low 6.42%
Oct 7, 20266.63%▲ from 6.42%
Sep 15, 20266.42%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Mortgage - 10 Year Fixed Conforming
6.50%
0
6.694%
10 Years
DetailsMonthly Payments per $1,000: $11.35
Last Updated10/11/2026
Rate History
1 change since Sep 24, 2026 · 6.57% → 6.69% ▲ 0.13 pts · high 6.69% / low 6.57%
Sep 27, 20266.69%▲ from 6.57%
Sep 24, 20266.57%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Mortgage - 15 Year Fixed Conforming
6.75%
0
6.892%
15 Years
DetailsMonthly Payments per $1,000: $8.85
Last Updated10/11/2026
Rate History
1 change since Sep 24, 2026 · 6.77% → 6.89% ▲ 0.13 pts · high 6.89% / low 6.77%
Sep 27, 20266.89%▲ from 6.77%
Sep 24, 20266.77%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Mortgage - 30 Year Fixed Conforming
7.25%
0
7.344%
30 Years
DetailsMonthly Payments per $1,000: $6.82
Last Updated10/11/2026
Rate History
2 changes since Sep 24, 2026 · 7.22% → 7.34% ▲ 0.13 pts · high 7.47% / low 7.22%
Oct 1, 20267.34%▼ from 7.47%
Sep 27, 20267.47%▲ from 7.22%
Sep 24, 20267.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Mortgage - 20 Year Fixed Conforming
7.25%
0
7.372%
20 Years
DetailsMonthly Payments per $1,000: $7.90
Last Updated10/11/2026
Rate History
2 changes since Sep 24, 2026 · 7.25% → 7.37% ▲ 0.13 pts · high 7.50% / low 7.25%
Oct 1, 20267.37%▼ from 7.50%
Sep 27, 20267.50%▲ from 7.25%
Sep 24, 20267.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Wallkill Valley Federal S&L Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Closed End Fixed Rate Home Equity Loans
6.50%
-
6.50%
0 - 5 Year Term
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 15, 2026 · 6.50% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Closed End Fixed Rate Home Equity Loans
6.875%
-
6.875%
6 - 10 Year Term
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 15, 2026 · 6.88% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Home Equity Line of Credit
-
-
7.00%
No additional details.
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
Sep 19, 20267.00%▲ from 6.75%
Sep 15, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Closed End Fixed Rate Home Equity Loans
7.25%
-
7.25%
11 - 15 Year Term
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 15, 2026 · 7.25% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Closed End Fixed Rate Home Equity Loans
7.50%
-
7.50%
16 - 20 Year Term
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 15, 2026 · 7.50% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Wallkill Valley Federal S&L Other Rates
Product
Rate
Points
APY/APR
Term
View More
Variable Rate IRA
0.75%
-
0.76%
Min Deposit$10
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.76% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Financial Health History
Wallkill Valley Federal S&L’s Texas Ratio fell from 3.07% in Q3 2023 to 0.00% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$485M
0.00%
5.0
A+
March 31, 2026
$476M
0.52%
5.0
A+
December 31, 2025
$465M
0.92%
5.0
A+
September 30, 2025
$465M
0.87%
5.0
A+
June 30, 2025
$473M
3.07%
5.0
A+
March 31, 2025
$469M
2.24%
5.0
A+
December 31, 2024
$462M
0.95%
5.0
A+
September 30, 2024
$470M
0.95%
5.0
A+
June 30, 2024
$451M
2.94%
5.0
A+
March 31, 2024
$445M
3.47%
5.0
A+
December 31, 2023
$442M
3.45%
5.0
A+
September 30, 2023
$453M
3.07%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Wallkill Valley Federal S&L is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Wallkill Valley Federal S&L rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Wallkill Valley Federal S&L's official website for the most current offers and terms.
Bank Profile & Overview
Institution NameWallkill Valley Federal S&L
Bank Holding CompanyWALLKILL VALLEY BCORP MHC
Address
23 Wallkill Ave,
Wallkill, NY 12589 · Ulster
Wallkill Valley Federal S&L earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Frequently Asked Questions About Wallkill Valley Federal S&L
How many branches does Wallkill Valley Federal S&L operate?
Wallkill Valley Federal S&L currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Wallkill Valley Federal S&L does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Wallkill Valley Federal S&L provides members with tools to manage their accounts and build a solid financial history.
Does Wallkill Valley Federal S&L offer online and mobile banking?
Most modern institutions like Wallkill Valley Federal S&L provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wallkill.com.
Current Wallkill Valley Federal S&L Rates
12-Month CD3.75%
18-Month CD1.76%
24-Month CD3.90%
36-Month CD2.43%
48-Month CD2.48%
60-Month CD2.53%
Savings0.51%
MMA0.51%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
