What are the current interest rates at Blue Grass Federal SLA?

Current rates for Blue Grass Federal SLA include: 12-Month CD: 4.25%, 24-Month CD: 4.25%, MMA: 0.35%

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Blue Grass Federal SLA

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Blue Grass Federal SLA Rates & Review September 2026

Q: How many branches does Blue Grass Federal SLA operate?

Blue Grass Federal SLA currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Blue Grass Federal SLA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Blue Grass Federal SLA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 19, 2026

Blue Grass Federal SLA's 13-Month 13-Month CD rates are at 4.25%, 13-month certificate rates are at 4.25%, 25-Month 25-Month CD rates are at 4.25%, 25-month certificate rates are at 4.25%. Blue Grass Federal SLA's money market rates are at 0.35%. MonitorBankRates evaluates the financial stability of Blue Grass Federal SLA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/19/2026.

Blue Grass Federal SLA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Blue Grass Federal SLA? Share your experience about Blue Grass Federal SLA by leaving a review below, or read customer reviews before you decide to use Blue Grass Federal SLA.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Blue Grass Federal SLA

600 High St
Paris, KY 40361

https://www.bluegrassfederal.com

Blue Grass Federal SLA CD Rates

Product	Rate	APY	Term
13-Month CD	4.18%	4.25%	13 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
13-month certificate	-	4.25%	13-month
Min Deposit $500 Details Annual Percentage Yield (APY) is 4.25% for the 13-month certificate and 4.25% for the 25-month certificate and is accurate as of 08/13/2026. At maturity, the 13-month certificate will automatically renew for a term of 12-months, and the 25-month certificate will automatically renew for a term of 24-months. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. This special is available for a limited time and is subject to change without notice. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
25-Month CD	4.18%	4.25%	25 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
25-month certificate	-	4.25%	25-month
Min Deposit $500 Details Annual Percentage Yield (APY) is 4.25% for the 13-month certificate and 4.25% for the 25-month certificate and is accurate as of 08/13/2026. At maturity, the 13-month certificate will automatically renew for a term of 12-months, and the 25-month certificate will automatically renew for a term of 24-months. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. This special is available for a limited time and is subject to change without notice. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Blue Grass Federal SLA Money Market Rates

Product	Rate	APY
Select Money Market Account	-	0.80%
Min Balance $250,000 Details Balance: $250,000.00 or more Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Select Money Market Account	-	0.70%
Min Balance $100,000 Details Balance: $100,000.00-$249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Select Money Market Account	-	0.60%
Min Balance $25,000 Details Balance: $25,000.00-$99,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Select Money Market Account	-	0.35%
Min Balance $0 Details Balance: .01- $24,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Blue Grass Federal SLA Other Rates

Product	Rate	Points	APY/APR	Term	View More
Money Market Account Special	3.45%	-	3.50%	5 Months
Min Deposit $5,000 Min Balance $5,000 Details Interest rate in effect for the first five months, variable interest rate thereafter. The promotional Annual Percentage Yield (APY) for the BGF MMA Promo is 3.50% as of 11/07/2025. A minimum average daily balance of $5,000 is required to avoid a $10 monthly service fee. After the 5 month promotional period, the minimum average daily balance will be $10,000. The promotional APY is locked for the first 5 months. After 5 months, the variable interest rate is subject to change and the new interest rate will be based on the account balance and the interest rate tier being offered on the Select Money Market Account. The Select Money Market account tiered interest rates in effect as of 02/09/2024 are as follows: .01- $24,999.99 the APY is 0.35%; $25,000.00-$99,999.99 the APY is 0.60%; $100,000.00-$249,999.99 the APY is 0.70% and $250,000.00 or more the APY is .80%. If the account is closed before 150 days, a $50 fee may be assessed. No more than a total of 6 preauthorized, telephone, ACH, check, POS or Internet transactions may be made from this account per month. Fees could reduce earnings on this account. The promotional APY is valid only for new money not currently on deposit with Blue Grass Federal. Other fees and restrictions may apply. Promotional offer subject to change without notice. Contact a branch representative for full details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Blue Grass Federal SLA’s Texas Ratio fell from 1.35% in Q3 2023 to 0.00% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$59M	0.00%	5.0	A+
March 31, 2026	$58M	0.00%	5.0	A+
December 31, 2025	$57M	0.02%	5.0	A+
September 30, 2025	$56M	0.00%	5.0	A+
June 30, 2025	$53M	0.00%	5.0	A+
March 31, 2025	$54M	0.00%	5.0	A+
December 31, 2024	$53M	0.00%	5.0	A+
September 30, 2024	$53M	0.00%	5.0	A+
June 30, 2024	$52M	0.00%	5.0	A+
March 31, 2024	$52M	0.00%	5.0	A+
December 31, 2023	$52M	0.00%	5.0	A+
September 30, 2023	$52M	1.35%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Blue Grass Federal SLA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Blue Grass Federal SLA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Blue Grass Federal SLA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Blue Grass Federal SLA

Bank Holding Company FIRST MUTUAL HOLDING CO

Address 600 High St, Paris, KY 40361 · Bourbon

Website https://www.bluegrassfederal.com

FDIC Certificate # 31090

Established 19140101

FDIC Insurance Date 19890809

Domestic Offices 1

Total Branches 1

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.2900%

Return on Equity (ROE) 1.8100%

Non-Performing Loans (NPL) 0.00%

Total Assets $58,512,000

Total Deposits $40,555,000

Equity Capital $9,367,000

Net Income $84,000

Headquarters Paris

Total Branches and Offices 1

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Blue Grass Federal SLA earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Customer Reviews

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Frequently Asked Questions About Blue Grass Federal SLA

How many branches does Blue Grass Federal SLA operate?

Blue Grass Federal SLA currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Blue Grass Federal SLA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Blue Grass Federal SLA provides members with tools to manage their accounts and build a solid financial history.

Does Blue Grass Federal SLA offer online and mobile banking?

Most modern institutions like Blue Grass Federal SLA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bluegrassfederal.com.