|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Katahdin Trust Company Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 16, 2026
Katahdin Trust Company's 10-Month CD Special rates are at 3.30%, 19-Month CD Special rates are at 3.04%, CDs & IRAs 60 and over rates are at 1.00%, CDs & IRAs 48 to < 60 rates are at 0.95%, CDs & IRAs 12 to < 24 rates are at 0.85%. Katahdin Trust Company's savings rates are at 0.01%. Katahdin Trust Company's money market rates are at 0.01%. MonitorBankRates evaluates the financial stability of Katahdin Trust Company with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.41%. Rates were last updated on 04/16/2026. Katahdin Trust Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Katahdin Trust Company? Share your experience about Katahdin Trust Company by leaving a review below, or read customer reviews before you decide to use Katahdin Trust Company. 
Katahdin Trust Company CD Rates
Katahdin Trust Company Savings Rates
Katahdin Trust Company Money Market Rates
Katahdin Trust Company Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Katahdin Trust Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Katahdin Trust Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Katahdin Trust Company's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Katahdin Trust Company
Bank Holding Company
KATAHDIN BANKSHARES CORP
Address
11 Main St,
Patten, ME 04765 · Penobscot
Website
https://www.katahdintrust.com
FDIC Certificate #
12874
Established
03/07/1918
FDIC Insurance Date
01/01/1934
Domestic Offices
17
Total Branches
17
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.41%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.1052%
Return on Equity (ROE)
11.0100%
Non-Performing Loans (NPL)
0.04%
Total Assets
$1,119,834,000
Total Deposits
$962,680,000
Equity Capital
$108,456,000
Net Income
$11,032,000
Headquarters
Patten
Total Offices
17
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Katahdin Trust CompanyIs Katahdin Trust Company a safe place to deposit money?Yes, Katahdin Trust Company is considered a safe financial institution. With a Texas Ratio of 0.41381235853102%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Katahdin Trust Company operate?Katahdin Trust Company currently maintains approximately 17 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Katahdin Trust Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Katahdin Trust Company provides members with tools to manage their accounts and build a solid financial history. Does Katahdin Trust Company offer online and mobile banking?Most modern institutions like Katahdin Trust Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.katahdintrust.com. Current Katahdin Trust Company Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
FNB of Kansas
Bank of Hancock County
Hometown Bank Oxford, MA
SSB Creston, IA
First State Bank Irvington, KY
Bank of Grand Lake
Pecos County State Bank
Citizens State Bank of Waverly
MidWestOne Bank
Planters Bank & Trust Company
The Tampa State Bank
Missouri Bank
Bank of Estes Park
State Bank of Graymont
Wayne Bank
Synergy Bank
Walpole Co-operative Bank
PremierBank
First National Bank Falfurrias
Bank of Cashton
Centera Bank
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
