What are the current interest rates at First FSB of Twin Falls?

Current rates for First FSB of Twin Falls include: 12-Month CD: 3.51%, 18-Month CD: 3.56%, 48-Month CD: 3.66%, 60-Month CD: 3.71%, Savings: 10.47%, MMA: 4.51%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Banks›
First FSB of Twin Falls

iAdvertiser Disclosure

First FSB of Twin Falls Rates & Review October 2026

Q: How many branches does First FSB of Twin Falls operate?

First FSB of Twin Falls currently maintains approximately 14 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First FSB of Twin Falls provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

First FSB of Twin Falls's top rates as of October 7, 2026 are 3.82% APY on its 5 Years 5 Year Jumbo Certificates of Deposit CD, 10.47% APY on savings, 4.51% APY on money market accounts, 4.51% APY on checking, and auto loans from 7.22% APR, according to rates verified by MonitorBankRates. Other First FSB of Twin Falls CD rates include Certificates of Deposit (CDs) - 5 Years at 3.82%, 4 Years 4 Year Jumbo Certificates of Deposit at 3.76%, and Certificates of Deposit (CDs) - 4 Years at 3.76%. MonitorBankRates evaluates the financial stability of First FSB of Twin Falls with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.04%. Rates last updated and verified on 10/07/2026.

First FSB of Twin Falls money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First FSB of Twin Falls? Share your experience about First FSB of Twin Falls by leaving a review below, or read customer reviews before you decide to use First FSB of Twin Falls.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.04%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

First FSB of Twin Falls

383 Shoshone St N
Twin Falls, ID 83301

https://www.BankFirstFed.com

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

First FSB of Twin Falls CD Rates

Product	Rate	APY	Term
5 Year Jumbo Certificates of Deposit	3.75%	3.82%	5 Years
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.82% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Certificates of Deposit (CDs) - 5 Years	3.75%	3.82%	5 Years
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 3.71% → 3.82% ▲ 0.11 pts · high 3.82% / low 3.71% Oct 7, 20263.82%▲ from 3.71% Sep 19, 20263.71%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
4 Year Jumbo Certificates of Deposit	3.70%	3.76%	4 Years
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.76% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Certificates of Deposit (CDs) - 4 Years	3.70%	3.76%	4 Years
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 3.66% → 3.76% ▲ 0.10 pts · high 3.76% / low 3.66% Oct 7, 20263.76%▲ from 3.66% Sep 19, 20263.66%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
30 Month Jumbo Certificates of Deposit	3.65%	3.71%	30 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.71% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
5 Year Certificate	3.65%	3.71%	5 Years
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.71% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Certificates of Deposit (CDs) - 30 month	3.65%	3.71%	30 Months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 3.61% → 3.71% ▲ 0.10 pts · high 3.71% / low 3.61% Oct 7, 20263.71%▲ from 3.61% Sep 19, 20263.61%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Certificates of Deposit (CDs) - 5 Years	3.65%	3.71%	5 Years
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.71% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
18 Month Jumbo Certificates of Deposit	3.60%	3.66%	18 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.66% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
4 Year Certificate	3.60%	3.66%	4 Years
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.66% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Certificates of Deposit (CDs) - 18 month	3.60%	3.66%	18 Months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 3.56% → 3.66% ▲ 0.10 pts · high 3.66% / low 3.56% Oct 7, 20263.66%▲ from 3.56% Sep 19, 20263.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Certificates of Deposit (CDs) - 4 Years	3.60%	3.66%	4 Years
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.66% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
12 Month Jumbo Certificates of Deposit	3.55%	3.61%	12 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.61% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
30 Month Certificate	3.55%	3.61%	30 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.61% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
6 Month Jumbo Certificates of Deposit	3.55%	3.61%	6 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.61% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Certificates of Deposit (CDs) - 12 month	3.55%	3.61%	12 Months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 3.51% → 3.61% ▲ 0.10 pts · high 3.61% / low 3.51% Oct 7, 20263.61%▲ from 3.51% Sep 19, 20263.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Certificates of Deposit (CDs) - 30 month	3.55%	3.61%	30 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.61% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Certificates of Deposit (CDs) - 6 month	3.55%	3.61%	6 Months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 3.51% → 3.61% ▲ 0.10 pts · high 3.61% / low 3.51% Oct 7, 20263.61%▲ from 3.51% Sep 19, 20263.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
18 Month Certificate	3.50%	3.56%	18 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.56% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Certificates of Deposit (CDs) - 18 month	3.50%	3.56%	18 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.56% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
12 Month Certificate	3.45%	3.51%	12 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.51% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
3 Month Jumbo Certificates of Deposit	3.45%	3.51%	3 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.51% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
6 Month Certificate	3.45%	3.51%	6 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.51% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Certificates of Deposit (CDs) - 12 month	3.45%	3.51%	12 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.51% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Certificates of Deposit (CDs) - 3 month	3.45%	3.51%	3 Months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 3.40% → 3.51% ▲ 0.11 pts · high 3.51% / low 3.40% Oct 7, 20263.51%▲ from 3.40% Sep 19, 20263.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Certificates of Deposit (CDs) - 6 month	3.45%	3.51%	6 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.51% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
3 Month Certificate	3.35%	3.40%	3 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Certificates of Deposit (CDs) - 3 month	3.35%	3.40%	3 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%

First FSB of Twin Falls Savings Rates

Product	Rate	APY
SuperSaver Savings	10.00%	10.47%
Min Balance $0 Details Balance: $0.01 to $500.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 10.47% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
SuperSaver Savings	5.00%	5.00%
Min Balance $500 Details Balance: $500.01 to $1,000.00 Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 7.79% → 5.00% ▼ 2.79 pts · high 7.79% / low 5.00% Sep 24, 20265.00%▼ from 7.79% Sep 19, 20267.79%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
SuperSaver Savings	1.00%	1.00%
Min Balance $1,000 Details Balance: $1,000.01 to $2,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Tax Advantaged Savings	0.70%	0.70%
Min Balance $50,000 Details Balance: $50,000 + Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.70% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Tax Advantaged Savings	0.60%	0.60%
Min Balance $25,000 Details Balance: $25,000 to $49,999.99 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.60% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Tax Advantaged Savings	0.50%	0.50%
Min Balance $10,000 Details Balance: $10,000 to $24,999.99 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Tax Advantaged Savings	0.40%	0.40%
Min Balance $1,000 Details Balance: $1,000 to $9,999.99 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.40% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Sawtooth Savings	0.25%	0.25%
Min Balance $50,000 Details Balance: $50,000 + Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Sawtooth Savings	0.20%	0.20%
Min Balance $25,000 Details Balance: $25,000 to $49,999.99 Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 0.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Tax Advantaged Savings	0.20%	0.20%
Min Balance $100 Details Balance: $100 to $999.99 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Sawtooth Savings	0.15%	0.15%
Min Balance $10,000 Details Balance: $10,000 to $24,999.99 Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Kids Ca$h Savings	0.10%	0.10%
Min Balance $5 Details Balance: $5 (average daily balance) Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Mutual Savings	0.10%	0.10%
Min Balance $5 Details Balance: $5 (average daily balance) Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Sawtooth Savings	0.10%	0.10%
Min Balance $1,000 Details Balance: $1,000 to $9,999.99 Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
SuperSaver Savings	0.10%	0.10%
Min Deposit $10 Details If eligibility requirements are not met, the interest rate will be 0.10% with an APY of 0.10%. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
SuperSaver Savings	0.10%	0.10%
Min Balance $2,000 Details Balance: Greater than $2,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Sawtooth Savings	0.05%	0.05%
Min Balance $100 Details Balance: $100 to $999.99 Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%

First FSB of Twin Falls Money Market Rates

Product	Rate	APY
Money Market	3.00%	3.04%
Min Balance $2,500,000 Details Balance: Equal to or greater than $2,500,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.04% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Money Market	2.60%	2.63%
Min Balance $1,000,000 Details Balance: Equal to or greater than $1,000,000.00 but less than $2,500,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 2.63% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Money Market	2.10%	2.12%
Min Balance $500,000 Details Balance: Equal to or greater than $500,000.00 but less than $1,000,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 2.12% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Money Market	1.60%	1.61%
Min Balance $250,000 Details Balance: Equal to or greater than $250,000.00 but less than $500,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 1.61% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Money Market	1.10%	1.11%
Min Balance $100,000 Details Balance: Equal to or greater than $100,000.00 but less than $250,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 1.11% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Money Market	0.85%	0.85%
Min Balance $50,000 Details Balance: Equal to or greater than $50,000.00 but less than $100,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Money Market	0.65%	0.65%
Min Balance $25,000 Details Balance: Equal to or greater than $25,000.00 but less than $50,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Money Market	0.40%	0.40%
Min Balance $10,000 Details Balance: Equal to or greater than $10,000.00 but less than $25,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Money Market	0.20%	0.20%
Min Balance $1,000 Details Balance: Equal to or greater than $1,000.00 but less than $10,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Money Market	0.05%	0.05%
Min Balance $0 Details Balance: Below $1,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%

First FSB of Twin Falls Business Money Market Rates

Product	Rate	APY
Business Money Market	4.42%	4.51%
Min Balance $0 Details Balance: $0.01 to $20,000.00 Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 3.04% → 4.51% ▲ 1.47 pts · high 4.51% / low 3.04% Oct 7, 20264.51%▲ from 3.04% Sep 19, 20263.04%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Business Money Market	3.00%	3.04%
Min Balance $2,500,000 Details Balance: Equal to or greater than $2,500,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.04% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Business Money Market	2.60%	2.63%
Min Balance $1,000,000 Details Balance: Equal to or greater than $1,000,000.00 but less than $2,500,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 2.63% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Business Money Market	2.10%	2.12%
Min Balance $500,000 Details Balance: Equal to or greater than $500,000.00 but less than $1,000,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 2.12% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Business Money Market	1.60%	1.61%
Min Balance $250,000 Details Balance: Equal to or greater than $250,000.00 but less than $500,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 1.61% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Business Money Market	1.10%	1.11%
Min Balance $100,000 Details Balance: Equal to or greater than $100,000.00 but less than $250,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 1.11% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Business Money Market	0.85%	0.85%
Min Balance $50,000 Details Balance: Equal to or greater than $50,000.00 but less than $100,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Business Money Market	0.65%	0.65%
Min Balance $25,000 Details Balance: Equal to or greater than $25,000.00 but less than $50,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Business Money Market	0.40%	0.40%
Min Balance $10,000 Details Balance: Equal to or greater than $10,000.00 but less than $25,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Business Money Market	0.40%	0.40%
Min Balance $20,000 Details Balance: $20,000.01 + Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Business Money Market	0.20%	0.20%
Min Balance $1,000 Details Balance: Equal to or greater than $1,000.00 but less than $10,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Business Money Market	0.10%	0.10%
Min Balance $5 Details Balance: $5 (average daily balance) Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 0.05% → 0.10% ▲ 0.05 pts · high 0.10% / low 0.05% Oct 7, 20260.10%▲ from 0.05% Sep 19, 20260.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Business Money Market	0.05%	0.05%
Min Balance $0 Details Balance: Below $1,000.00 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Business Money Market	0.03%	0.03%
Min Balance $700 Details Balance: $700 (average daily balance) Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 0.05% → 0.03% ▼ 0.02 pts · high 0.05% / low 0.03% Oct 7, 20260.03%▼ from 0.05% Sep 19, 20260.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%

First FSB of Twin Falls Checking Rates

Product	Rate	APY
Red Rewards Checking	4.42%	4.51%
Min Deposit $100 Details Qualifications Required; Fees may reduce earnings. Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 4.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Red Rewards Checking	4.42%	4.51%
Min Balance $0 Details Balance: $0.01 to $20,000.00 Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 4.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Red Rewards Checking	0.40%	0.40%
Min Deposit $100 Details on balances over $20,000.00. If qualifications are not met during a statement cycle no interest is paid for that cycle. Fees may reduce earnings. Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 0.40% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Red Rewards Checking	0.40%	0.40%
Min Balance $20,000 Details Balance: $20,000.01 + Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 0.40% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Wings Youth Checking	0.03%	0.03%
Min Balance $700 Details Balance: $700 (average daily balance) Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 0.03% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%

First FSB of Twin Falls Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Line of Credit (HELOC)	6.75%	-	6.773%
No additional details. Last Updated 10/07/2026 Rate History 2 changes since Sep 15, 2026 · 6.50% → 6.77% ▲ 0.27 pts · high 7.00% / low 6.50% Sep 24, 20266.77%▼ from 7.00% Sep 19, 20267.00%▲ from 6.50% Sep 15, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Home Equity Loan	7.25%	-	7.285%
No additional details. Last Updated 10/07/2026 Rate History 4 changes since Sep 15, 2026 · 6.66% → 7.29% ▲ 0.63 pts · high 7.29% / low 6.66% Oct 7, 20267.29%▲ from 7.16% Sep 27, 20267.16%▲ from 7.04% Sep 24, 20267.04%▲ from 6.91% Sep 19, 20266.91%▲ from 6.66% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%

First FSB of Twin Falls Auto Loan Rates

Product	Rate	Points	APR	Term
Vehicle - 72-Month Loan	6.974%	-	7.22%	72-Month
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.78% → 7.22% ▲ 0.44 pts · high 7.22% / low 6.78% Oct 7, 20267.22%▲ from 6.78% Sep 15, 20266.78%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Vehicle Loan	6.974%	-	7.22%	72-Month
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.78% → 7.22% ▲ 0.44 pts · high 7.22% / low 6.78% Oct 7, 20267.22%▲ from 6.78% Sep 15, 20266.78%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Vehicle - 60-Month Loan	6.974%	-	7.267%	60-Month
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.82% → 7.27% ▲ 0.45 pts · high 7.27% / low 6.82% Oct 7, 20267.27%▲ from 6.82% Sep 15, 20266.82%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Vehicle Loan	6.974%	-	7.267%	60-Month
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.82% → 7.27% ▲ 0.45 pts · high 7.27% / low 6.82% Oct 7, 20267.27%▲ from 6.82% Sep 15, 20266.82%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Vehicle - 48-Month Loan	6.974%	-	7.337%	48-Month
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.89% → 7.34% ▲ 0.44 pts · high 7.34% / low 6.89% Oct 7, 20267.34%▲ from 6.89% Sep 15, 20266.89%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%
Vehicle Loan	6.974%	-	7.337%	48-Month
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.89% → 7.34% ▲ 0.44 pts · high 7.34% / low 6.89% Oct 7, 20267.34%▲ from 6.89% Sep 15, 20266.89%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.04%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

First FSB of Twin Falls’s Texas Ratio stayed near 0.24% in Q3 2023 to 0.04% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.9 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.4B	0.04%	5.0	A+
March 31, 2026	$1.4B	0.41%	5.0	A+
December 31, 2025	$1.4B	1.06%	5.0	A+
September 30, 2025	$1.5B	2.55%	5.0	A+
June 30, 2025	$1.5B	0.04%	5.0	A+
March 31, 2025	$1.5B	0.04%	5.0	A+
December 31, 2024	$1.5B	0.33%	5.0	A+
September 30, 2024	$1.5B	0.81%	5.0	A+
June 30, 2024	$1.6B	0.35%	4.9	A+
March 31, 2024	$1.6B	0.41%	4.7	A
December 31, 2023	$1.5B	0.06%	5.0	A+
September 30, 2023	$1.4B	0.24%	4.9	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First FSB of Twin Falls is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First FSB of Twin Falls rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First FSB of Twin Falls's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First FSB of Twin Falls

FDIC Certificate # 28845

Address 383 Shoshone St N, Twin Falls, ID 83301 · Twin Falls

Website https://www.BankFirstFed.com

Established 19160101

FDIC Insurance Date 19890809

Domestic Offices 14

Total Branches 14

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.04%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.2745%

Return on Equity (ROE) 13.6700%

Non-Performing Loans (NPL) 0.00%

Total Assets $1,420,568,000

Total Deposits $1,251,041,000

Equity Capital $138,130,000

Net Income $9,124,000

Headquarters Twin Falls

Total Branches and Offices 14

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

First FSB of Twin Falls earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/banks/first-fsb-of-twin-falls-rates-review-28845">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for First FSB of Twin Falls yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for First FSB of Twin Falls

Frequently Asked Questions About First FSB of Twin Falls

How many branches does First FSB of Twin Falls operate?

First FSB of Twin Falls currently maintains approximately 14 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First FSB of Twin Falls does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First FSB of Twin Falls provides members with tools to manage their accounts and build a solid financial history.

Does First FSB of Twin Falls offer online and mobile banking?

Most modern institutions like First FSB of Twin Falls provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.BankFirstFed.com.

Current First FSB of Twin Falls Rates

12-Month CD3.51%
18-Month CD3.56%
48-Month CD3.66%
60-Month CD3.71%
Savings10.47%
MMA4.51%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Banks

Bank of Deerfield First State Bank (IL) Western State Bank Merchants & Marine Bank Citizens State Bank Moundridge, KS Federated Bank Onarga, IL BankTennessee Pacific Valley Bank The Clay City Banking Co. Touchmark Bank La Salle State Bank Blissfield State Bank Schertz B&T Carver Federal Savings Bank Liberty Capital Bank Pickens S&L Boelus State Bank Popular Direct Unity Bank Augusta, WI Beneficial State Bank Farmers Bank of Northern MO

First FSB of Twin Falls Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

First FSB of Twin Falls Texas Ratio

First FSB of Twin Falls Health Trend

First FSB of Twin Falls CD Rates

First FSB of Twin Falls Savings Rates

First FSB of Twin Falls Money Market Rates

First FSB of Twin Falls Business Money Market Rates

First FSB of Twin Falls Checking Rates

First FSB of Twin Falls Home Equity & HELOC

First FSB of Twin Falls Auto Loan Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financial Health & Assets

First FSB of Twin Falls earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About First FSB of Twin Falls

How many branches does First FSB of Twin Falls operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does First FSB of Twin Falls offer online and mobile banking?

Current First FSB of Twin Falls Rates

Compare to Other Banks