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 El Reno RIL Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 26, 2026
El Reno RIL Credit Union's Personal Loan Rates are at 6.60%. MonitorBankRates evaluates the financial stability of El Reno RIL Credit Union with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 16.64%. Rates were last updated on 04/26/2026. El Reno RIL Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at El Reno RIL Credit Union? Share your experience about El Reno RIL Credit Union by leaving a review below, or read customer reviews before you decide to use El Reno RIL Credit Union. 
El Reno RIL Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for El Reno RIL Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather El Reno RIL Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with El Reno RIL Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
El Reno RIL Credit Union
Website
https://www.rockislandcu.com
Address
320 S Rock Island Ave,
El Reno, OK 73036
Phone
405-262-1463
Fax
405-262-9435
President
Robert McCray
CEO
Griselda Spencer
Full-Time Employees
12
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A- (90/100)
Texas Ratio
16.64%
Return on Assets (ROA)
0.0988%
Return on Equity (ROE)
0.7157%
Non-Performing Loans Ratio (NPL)
4.36%
Total Assets
39,509,283
Total Amount of Shares and Deposits
34,404,435
Total Shares and Deposits < 1 Year
34,080,695
Total Shares and Deposits 1 3 Years
323,740
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
329,360
Total Uninsured Shares and Deposits > $250K (F+J)
329,360
Total Insured Shares and Deposits > $250K (item 17 less item K)
34,075,075
Total Interest Expense (Sum of items 6 8)
80,623
Share Certificates
168
Number of Accounts for Share Drafts
1,440
IRA KEOGH Accounts
60
Number of Accounts for Regular Shares
3,337
All other shares
12
Money Market Shares
39
Net Income (unless the amount is already included in Undivided Earnings)
39,031
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,199,281
Total Liabilities
34,699,392
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About El Reno RIL Credit UnionIs El Reno RIL Credit Union a safe place to deposit money?Yes, El Reno RIL Credit Union is considered a safe financial institution. With a Texas Ratio of 16.642113879458%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does El Reno RIL Credit Union operate?El Reno RIL Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join El Reno RIL Credit Union?Yes, to access services at El Reno RIL Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, El Reno RIL Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, El Reno RIL Credit Union provides members with tools to manage their accounts and build a solid financial history. Does El Reno RIL Credit Union offer online and mobile banking?Most modern institutions like El Reno RIL Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rockislandcu.com. Compare to Other Credit Unions
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