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Entertainment Industries Federal Credit Union Rates & Review April 2026

Entertainment Industries Federal Credit Union's 8-Month CD rates are at 3.80%. Entertainment Industries Federal Credit Union's savings rates are at 2.75%. Entertainment Industries Federal Credit Union's Personal Loan Rates are at 4.94%. MonitorBankRates evaluates the financial stability of Entertainment Industries Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.06%. Rates were last updated on 04/05/2026.

Entertainment Industries Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Entertainment Industries Federal Credit Union? Share your experience about Entertainment Industries Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Entertainment Industries Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
12.06%
Excellent Higher than avg
Entertainment Industries Federal Credit Union
EIFCU
16 W Grand St
Elizabeth, NJ 07201 2312
https://www.eicu.org
Member NCUA

Entertainment Industries Federal Credit Union CD Rates

Product Rate APY Term View More
8-Month Certificate - 3.80% 8
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.06%

Entertainment Industries Federal Credit Union Savings Rates

Product Rate APY View More
Savings - 3.25%
Details As High As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.06%
SmartStart Savings - 2.75%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.06%

Entertainment Industries Federal Credit Union Checking Rates

Product Rate APY View More
High-Yield Checking - 5.50%
Details Qualifications Required; Qualifying balance up to $15,000.00
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.06%

Entertainment Industries Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.94%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.06%

Entertainment Industries Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 12.10%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.06%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Entertainment Industries Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Entertainment Industries Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Entertainment Industries Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Entertainment Industries Federal Credit Union
Address 16 W Grand St, Elizabeth, NJ 07201 2312
Phone 908-282-9881
Fax 908-282-9885
President Richard Heun
CEO John Gibardi
Full-Time Employees 4
Part-Time Employees 2
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.06%
Return on Assets (ROA)
2.9808%
Return on Equity (ROE)
18.6297%
Non-Performing Loans Ratio (NPL)
3.29%
Total Assets
14,390,822
Total Amount of Shares and Deposits
11,700,560
Total Shares and Deposits < 1 Year
10,548,277
Total Shares and Deposits 1 3 Years
112,344
Total Shares and Deposits > 3 Years
1,039,939
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,068,753
Total Uninsured Shares and Deposits > $250K (F+J)
1,068,753
Total Insured Shares and Deposits > $250K (item 17 less item K)
10,631,807
Total Interest Expense (Sum of items 6 8)
53,697
Share Certificates
36
Number of Accounts for Share Drafts
298
IRA KEOGH Accounts
36
Number of Accounts for Regular Shares
2,100
Non Member Deposits
7
Money Market Shares
39
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
815,878
Total Liabilities
12,448,230
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Entertainment Industries Federal Credit Union

Is Entertainment Industries Federal Credit Union a safe place to deposit money?

Yes, Entertainment Industries Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 12.064881663795%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Entertainment Industries Federal Credit Union operate?

Entertainment Industries Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Entertainment Industries Federal Credit Union?

Yes, to access services at Entertainment Industries Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Entertainment Industries Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Entertainment Industries Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Entertainment Industries Federal Credit Union offer online and mobile banking?

Most modern institutions like Entertainment Industries Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eicu.org.

Current Entertainment Industries Federal Credit Union Rates

  • Savings2.75%
Retrieved from our database of financial products. Rates subject to change.