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Farmers State Bank Victor, MT Rates & Review April 2026

Farmers State Bank Victor, MT's 5-Month Certificate of Deposit rates are at 3.64%, 10-Month Certificate of Deposit rates are at 3.46%, 20-Month Certificate of Deposit rates are at 3.15%. Farmers State Bank Victor, MT's savings rates are at 0.01%. Farmers State Bank Victor, MT's money market rates are at 0.45%. MonitorBankRates evaluates the financial stability of Farmers State Bank Victor, MT with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.58%. Rates were last updated on 04/11/2026.

Farmers State Bank Victor, MT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers State Bank Victor, MT? Share your experience about Farmers State Bank Victor, MT by leaving a review below, or read customer reviews before you decide to use Farmers State Bank Victor, MT.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.58%
Excellent Higher than avg
Farmers State Bank Victor, MT
103 Main St
Victor, MT 59875
https://www.farmersebank.com
Member FDIC

Farmers State Bank Victor, MT CD Rates

Product Rate APY Term View More
5 Month Certificate of Deposit 3.60% 3.64% 5 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.58%
10 Month Certificate of Deposit 3.45% 3.46% 10 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.58%
20 Month Certificate of Deposit 3.10% 3.15% 20 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.58%

Farmers State Bank Victor, MT Savings Rates

Product Rate APY View More
Business Savings 0.03% 0.03%
Min Deposit $5
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.58%
Regular Savings 0.03% 0.03%
Min Deposit $5
Details Open Account
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.58%
Medical Savings 0.01% 0.01%
Min Deposit $5
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.58%

Farmers State Bank Victor, MT Money Market Rates

Product Rate APY View More
Platinum Money Market 3.40% 3.45%
Min Deposit $25
Min Balance $1,500,000
Details See Tiered Pricing below
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.58%
Platinum Money Market 1.45% 1.46%
Min Deposit $25
Min Balance $500,000
Details See Tiered Pricing below
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.58%
Platinum Money Market 1.10% 1.11%
Min Deposit $25
Min Balance $250,000
Details See Tiered Pricing below
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.58%
Platinum Money Market 0.75% 0.75%
Min Deposit $25
Min Balance $100,000
Details See Tiered Pricing below
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.58%
Platinum Money Market 0.45% 0.45%
Min Deposit $25
Min Balance $0
Details See Tiered Pricing below
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.58%

Farmers State Bank Victor, MT Checking Rates

Product Rate APY View More
HSA Checking 0.03% 0.03%
Min Deposit $25
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.58%
HSA Checking 0.02% 0.02%
Min Deposit $25
Min Balance $2,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.58%
HSA Checking 0.01% 0.01%
Min Deposit $25
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.58%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Farmers State Bank Victor, MT is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Farmers State Bank Victor, MT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Farmers State Bank Victor, MT's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Farmers State Bank Victor, MT
Bank Holding Company FARMERS STATE FINANCIAL CORP
Address 103 Main St, Victor, MT 59875  ·  Ravalli
FDIC Certificate # 342
Established 01/01/1907
FDIC Insurance Date 01/01/1934
Domestic Offices 11
Total Branches 11
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 96/100
5.0
Exceptional Out of 5.0 Stars
8.58%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5817%
Return on Equity (ROE) 12.6300%
Non-Performing Loans (NPL) 0.32%
Total Assets $773,605,000
Total Deposits $658,845,000
Equity Capital $53,894,000
Net Income $7,061,000
Headquarters Victor
Total Offices 11
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Farmers State Bank Victor, MT

Is Farmers State Bank Victor, MT a safe place to deposit money?

Yes, Farmers State Bank Victor, MT is considered a safe financial institution. With a Texas Ratio of 8.5780179684004%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Farmers State Bank Victor, MT operate?

Farmers State Bank Victor, MT currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Farmers State Bank Victor, MT does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Farmers State Bank Victor, MT provides members with tools to manage their accounts and build a solid financial history.

Does Farmers State Bank Victor, MT offer online and mobile banking?

Most modern institutions like Farmers State Bank Victor, MT provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.farmersebank.com.

Current Farmers State Bank Victor, MT Rates

  • Savings0.01%
  • MMA0.45%
Retrieved from our database of financial products. Rates subject to change.