MonitorBankRates
  1. Home
  2. Banks
  3. FNB of Lake Jackson
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

FNB of Lake Jackson Rates & Review April 2026

FNB of Lake Jackson's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of FNB of Lake Jackson with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/03/2026.

FNB of Lake Jackson money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Lake Jackson? Share your experience about FNB of Lake Jackson by leaving a review below, or read customer reviews before you decide to use FNB of Lake Jackson.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
FNB of Lake Jackson
122 West Way
Lake Jackson, TX 77566
https://www.fnblj.com
Member FDIC

FNB of Lake Jackson Money Market Rates

Product Rate APY View More
Money Market Account - 0.50%
Min Deposit $1,000
Details Rates subject to change
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FNB of Lake Jackson is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FNB of Lake Jackson rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FNB of Lake Jackson's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FNB of Lake Jackson
Bank Holding Company AUSTIN COLONY INC
Address 122 West Way, Lake Jackson, TX 77566  ·  Brazoria
FDIC Certificate # 18895
Established 09/26/1963
FDIC Insurance Date 09/26/1963
Domestic Offices 2
Total Branches 2
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) -0.0909%
Non-Performing Loans (NPL) 0.00%
Total Assets $211,992,000
Total Deposits $203,722,000
Equity Capital $6,802,000
Net Income $104,000
Headquarters Lake Jackson
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for FNB of Lake Jackson yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for FNB of Lake Jackson
Your Name:
Your Rating:

Frequently Asked Questions About FNB of Lake Jackson

Is FNB of Lake Jackson a safe place to deposit money?

Yes, FNB of Lake Jackson is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does FNB of Lake Jackson operate?

FNB of Lake Jackson currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FNB of Lake Jackson does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FNB of Lake Jackson provides members with tools to manage their accounts and build a solid financial history.

Does FNB of Lake Jackson offer online and mobile banking?

Most modern institutions like FNB of Lake Jackson provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fnblj.com.

Current FNB of Lake Jackson Rates

  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.