MCS Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. MCS Bank Deposit Rates
Today's 12-month CD rates can be found at 3.30%, 6-month CD rates at 4.35% and 3-month CD rates at 3.03%. Current savings rates are at 1.00% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 16.49%. Personal Loan rates are at 17.90%. All these rates, and more, can be found in our database of rates. MCS Bank's 48-Month CD rates are at 0.60%, 120-Month CD rates are at 0.60%, 60-Month CD rates are at 0.60%, 36-Month CD rates are at 0.55%, 24-Month CD rates are at 0.42%. MCS Bank's savings rates are at 0.10%.

MCS Bank

To see how these rates compare to MCS Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from MCS Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with MCS Bank CD rates. You can also compare MCS Bank savings rates, MMA rates and mortgage rates using our other rate lists.

MCS Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MCS Bank? Share your experience about MCS Bank by leaving a review below, or read customer reviews before you decide to use MCS Bank.

MCS Bank Texas Ratio

MCS Bank's Texas Ratio is at 7.26%, which is considered excellent. The Texas Ratio for MCS Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, MCS Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.42%
18-Month CD
0.42%
24-Month CD
0.42%
36-Month CD
0.55%
48-Month CD
0.60%
60-Month CD
0.60%
Savings
0.10%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
MCS Bank
100 Commerce Dr
Milroy, PA 17063
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

MCS Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
MCS Bank
MCS Bank
60-Month CD
0.60%
$1,000
MCS Bank
MCS Bank
48-Month CD
0.60%
$1,000
MCS Bank
MCS Bank
120-Month CD
0.60%
$1,000
MCS Bank
MCS Bank
36-Month CD
0.55%
$1,000
MCS Bank
MCS Bank
24-Month CD
0.42%
$1,000
MCS Bank
MCS Bank
18-Month CD
0.42%
$1,000
MCS Bank
MCS Bank
12-Month CD
0.42%
$1,000
MCS Bank
MCS Bank
Premium Checking
0.10%
$500
MCS Bank
MCS Bank
Statement Savings
0.10%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare MCS Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
OWB One World Bank
OWB One World Bank
18-Month CD
4.30%
$1,000
Prairie Bank of Kansas
Prairie Bank of Kansas
60-Month CD
4.04%
$1,000
University Federal Credit Union
University Federal Credit Union
36-Month CD
4.00%
$1,000
Mountain Pacific Bank
Mountain Pacific Bank
12-Month CD
4.00%
$500
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
6-Month CD
3.85%
$500
First Seacoast Bank
First Seacoast Bank
24-Month CD
3.65%
$1,000
Mercantile Bank
Mercantile Bank
18-Month CD
3.55%
$500
JVB Juniata Valley Bank
JVB Juniata Valley Bank
6-Month CD
3.34%
$1,000
Phoenixville Federal B&T
60-Month CD
3.30%
$500
Avidia Bank
Avidia Bank
36-Month CD
3.05%
$1,000
Farmers National Bank
Farmers National Bank
48-Month CD
3.05%
$10,000
Phoenixville Federal B&T
12-Month CD
3.05%
$500
FNB at St. James
FNB at St. James
12-Month CD
3.03%
$500
Denison State Bank
Denison State Bank
60-Month CD
3.00%
$500
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
48-Month CD
2.78%
$500
Glen Burnie MSB
12-Month CD
2.53%
$1,000
Bank of Prague
Bank of Prague
6-Month CD
2.52%
$1,000
Benton State Bank
Benton State Bank
48-Month CD
2.52%
$500
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
36-Month CD
2.52%
$250
Jovia Federal Credit Union
Jovia Federal Credit Union
60-Month CD
2.50%
$100
Fayetteville Bank
Fayetteville Bank
24-Month CD
2.50%
$1,000
Department of Commerce FCU
Department of Commerce FCU
12-Month CD
2.43%
$500
CNB Hugoton, KS
CNB Hugoton, KS
48-Month CD
2.35%
$500
Benchmark Community Bank
Benchmark Community Bank
48-Month CD
2.25%
$500
Montgomery Bank
Montgomery Bank
eBlue Savings
2.01%
$0
Hyperion Bank
Hyperion Bank
60-Month CD
2.00%
$500
Madison County Bank
Madison County Bank
36-Month CD
1.85%
$500
Wolf River Community Bank
Wolf River Community Bank
12-Month CD
1.75%
$1,000
New Tripoli Bank
New Tripoli Bank
12-Month CD
1.52%
$500
Meridian Bank
Meridian Bank
Essential Savings
1.50%
$25
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
60-Month CD
1.25%
$500
Home Loan State Bank
Home Loan State Bank
36-Month CD
1.10%
$1,000
Oakdale State Bank
Oakdale State Bank
36-Month CD
1.10%
$1,000
Citi
Citi
24-Month CD
1.01%
$500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
Senate Money Market
1.00%
$2,000
Bank of the Flint Hills
Bank of the Flint Hills
Money Market
0.83%
$0
FirstOak Bank
FirstOak Bank
30-Month CD
0.80%
$500
PSB Provident Savings Bank
PSB Provident Savings Bank
36-Month CD
0.63%
$1,000
Mid-Missouri Bank
Mid-Missouri Bank
3-Month CD
0.50%
$1,000
First FarmBank
First FarmBank
Green Money Market
0.50%
$100
MCS Bank
MCS Bank
12-Month CD
0.42%
$1,000
Community Bank Topeka, KS
Community Bank Topeka, KS
36-Month CD
0.40%
$1,000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
Premium Money Market
0.30%
$5,000
Senath State Bank
Senath State Bank
Savings
0.25%
$100
Spencer Savings Bank
Spencer Savings Bank
12-Month CD
0.20%
$1,000
First Commonwealth Bank
First Commonwealth Bank
36-Month CD
0.15%
$500
National Bank of Coxsackie
National Bank of Coxsackie
9-Month CD
0.10%
$500
Greenville Federal
Greenville Federal
Savings
0.05%
$10
Union Bank, Inc.
Union Bank, Inc.
Regular Savings
0.04%
$25
First Bank of Central Ohio
First Bank of Central Ohio
Interest Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

MCS Bank Information

MCS Bank
100 Commerce Dr
Milroy, PA 17063
Mifflin
Established Date: 01/01/1923
FDIC Certificate #: 28186
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is MCS Bank FDIC Insured? Yes
What is MCS Bank's Cert number? 28186
What is the maximum amount for insured deposits? $250,000 per holder, per account

MCS Bank Financials

Total Assets:
$199,725,000
Total Deposits:
$173,885,000
Equity Capital:
$22,013,000
Domestic Deposits:
$173,885,000
Net Income:
$246,000
Return on Assets:
0.7124%
Quarterly Return on Assets:
0.5000%
Pretax Return on Assets:
0.6761%
Pretax Quarterly Return on Assets:
0.6800%
Return on Equity:
6.4400%
Quarterly Return on Equity:
4.4900%
Leverage Tier 1 (Core Capital) Ratio:
11.7102%
Total Interest Income (YTD):
4.9022%
 
 
Headquarters:
Milroy
FDIC Field Office:
Harrisburg
Regulator:
FDIC
County:
Mifflin
# of Offices:
10
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

bank-stress-testThe Federal Reserve, OCC, and FDIC released the results of the Supervisory Capital Assessment Program, also known as the "Bank Stress Test" for the 19 bank holding companies subjected to the stress test.
We heard it straight from the horse's mouth: higher interest rates this year. In a speech last Friday, Federal Reserve Chairwoman, Janet Yellen said, "I expect that conditions may warrant an increase in the federal funds rate target sometime this year." A higher fed funds rate in 2015 will also lead higher CD rates in 2015.
Tips for Finding Appropriate Coverage for Your Company

Bank or Credit Union Offers and Deals

E-Loan Savings Interest Account Rates
30 Year Mortgage Rates Will End 2014 Below 4.00 Percent
Republic Bank Mortgage Rates Today
Mortgage Rates Jump Higher: 30 Year Mortgage Rates at 5.16%
EverBank 2.5 Year CD Rates now at 1.27%
Mortgage Rates Descend to Record Low: 30 Year Mortgage Rates 4.01%
Consolidate Credit Card Debt:Eliminate Credit Card Debt
6.25% 30-Year Mortgage Rate from Rocket Mortgage: Great Rate on 30-Year Loan
Bread Savings Rates at 4.65% APY
15 Year Mortgage Rates Back Above 4.00% As Mortgage Rates Increase Again Today

Alternative Bank and Credit Union Offers to Explore

Higher Mortgage Interest Rates This Week Sent Mortgage Application Volume Lower
Mortgage Rates Rise: 30 Year Mortgage Rates at 5.04%
Home Mortgage Rates Today: 30 Year Mortgage Rates at 4.07%
Open an E-Trade IRA and Get 100 Free Trades
Bank Rate Tables
Mortgage Foreclosure Resources
USAA 4 Year Jumbo CD Rates now at 1.00%
Heritage Bank 3 Month Jumbo CD Rates now at 0.10%
giantbank.com 2 Year Jumbo CD Rates now at 1.20%
No Big Changes in Average Savings Rates or Best Savings Rates

MCS Bank Reviews

There are no reviews for MCS Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for MCS Bank
Your Name:
Your Rating:

See how MCS Bank Compares to other banks