What are the current interest rates at Brilliant Bank?

Current rates for Brilliant Bank include: MMA: 4.00%

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Brilliant Bank Rates & Review September 2026

Q: How many branches does Brilliant Bank operate?

Brilliant Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Brilliant Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Brilliant Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 18, 2026

Brilliant Bank's 15-Months 15-Month CD rates are at 4.00%, 3-Months 3-Month CD rates are at 4.00%, 9-Months 9-Month CD rates are at 4.00%. Brilliant Bank's money market rates are at 4.00%. MonitorBankRates has no FDIC call report data for Brilliant Bank (no FDIC certificate on file), so it is not rated. Deposits may be insured through a partner bank; check the institution's own disclosures. Rates last updated and verified on 09/18/2026.

Brilliant Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Brilliant Bank? Share your experience about Brilliant Bank by leaving a review below, or read customer reviews before you decide to use Brilliant Bank.

Overall Health & Safety Grade

N/A

Not Rated No current filing

MonitorBankRates Rating

N/A

Not Rated No current filing

Texas Ratio

N/A

Not Rated No data

Brilliant Bank CD Rates

Product	Rate	APY	Term
15-Month CD	-	4.00%	15 months
Min Deposit $1,000 Details Interest credited Monthly; Rates and Annual Percentage Yields (APY) are effective as of 12/19/25 and subject to change without notice. No brokered or institutional deposits. Rates and Annual Percentage Yields displayed are unavailable in Nebraska, Kansas, Missouri, Oklahoma and Arkansas. Brilliant Bank's CD is a certificate of deposit with initial Annual Percentage Yield available for new depositors only. Rate is accurate as of website publication and subject to change. Fees may reduce earnings. Early withdrawal penalties may apply. Last Updated 09/18/2026
3-Month CD	-	4.00%	3 months
Min Deposit $1,000 Details Interest credited At Maturity; Rates and Annual Percentage Yields (APY) are effective as of 12/19/25 and subject to change without notice. No brokered or institutional deposits. Rates and Annual Percentage Yields displayed are unavailable in Nebraska, Kansas, Missouri, Oklahoma and Arkansas. Brilliant Bank's CD is a certificate of deposit with initial Annual Percentage Yield available for new depositors only. Rate is accurate as of website publication and subject to change. Fees may reduce earnings. Early withdrawal penalties may apply. Last Updated 09/18/2026
9-Month CD	-	4.00%	9 months
Min Deposit $1,000 Details Interest credited Monthly; Rates and Annual Percentage Yields (APY) are effective as of 12/19/25 and subject to change without notice. No brokered or institutional deposits. Rates and Annual Percentage Yields displayed are unavailable in Nebraska, Kansas, Missouri, Oklahoma and Arkansas. Brilliant Bank's CD is a certificate of deposit with initial Annual Percentage Yield available for new depositors only. Rate is accurate as of website publication and subject to change. Fees may reduce earnings. Early withdrawal penalties may apply. Last Updated 09/18/2026

Brilliant Bank Money Market Rates

Product	Rate	APY	View More
Surge Money Market	-	4.00%
Min Deposit $1,000 Min Balance $1,000 Details Variable rate money market with initial Annual Percentage Yield available for new depositors only. APY accurate as of website publication and subject to change. Fees may reduce earnings. Rates and Annual Percentage Yields displayed are unavailable in Nebraska, Kansas, Missouri, Oklahoma and Arkansas. Last Updated 09/18/2026

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Brilliant Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Brilliant Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Brilliant Bank's official website for the most current offers and terms.

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Frequently Asked Questions About Brilliant Bank

How many branches does Brilliant Bank operate?

Brilliant Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Brilliant Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Brilliant Bank provides members with tools to manage their accounts and build a solid financial history.

Does Brilliant Bank offer online and mobile banking?

Most modern institutions like Brilliant Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.brilliant.bank.